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Home My WebLink AboutBuilding Permit #375-12 - 1875 Turnpike Street 10/26/2011 TOWN OF NORTH ANDOVER . APPLICATION FOR PLAN EXAMINATION Permlt NO: J Date Received Date Issued: l nIPORTANT:Applicant must complete all items on this page LOCATION / u r✓t /I Sf ��' Pr" p opERTV•OWNER O h cJcVi 0 y 1 Print MAP NO/L06 > PARCEL:ZONING DISTRICT: Historic District yes o Machine Shop Village ye no TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑ New Building ❑ One family ❑Addition ❑Two or more family ❑Industrial ❑Alteration No. of units: ❑Commercial ❑ Repair, replacement ❑Assessory Bldg ❑ Others: ❑ Demolition -- — [I Other .`� atersh t c=t `ed�Dls ri ` q Septic, ,�Well - - DES C i�T!ON OF W0 �C TO BL FREU-0_i2tll � c..._ r (Qc2 W O e C r cc r c � ' 1 r S� (? c. �h i ►� n.r-It,k U0A Type o int Clearl Ide ` i a on Please Typ r y) � � Phone: OWNER: Name: o r Address: ��{7�l ��►��i� S'r!_ /V1i4n-�✓pf //ti (�18�5" T L cc'-' Wr► i h1 n ( 5 Phone: )8,68V-d} y7 CONTRA CTOR ame: Address: �� P r . 4k&o v2f, A/9 o iYkr Supervisor's Construction License: �'- lo,66 Exp. Date: /3 Home Improvement License: Exp. Date: ARCHITECT/ENGINEER Phone: Address: Reg. No. FEE SCHEDULE:BUI.DING PERMIT`$12-00 PER$9000.00 OF THE TOTAL ESTIMATED COST BASED ON$125.00 PER S.F. Total Project Cost: $ U FEE: $ r % r Check No.: Receipt No.: NOTE: Persons contracting ith unregistered contractors do not have access to the guaranty.fund iSignature:pf-.Fi4vg - co;tac totrne0 � Plans Submitted ❑ Plans Waived ❑ Certified Plot Plan ❑ Stamped Plans ❑ TYPE OF SEWERAGE DISPOSAL Public Sewer ❑ Tanning/Massage/Body Art ❑ Swimming Pools ❑ Well ❑ Tobacco Sales ❑ Food Packaging/Sales ❑ Private(septic tank,etc. ❑ permanent Dumpster on Site ❑ THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF-U FORM DATE REJECTED DATE APPROVED PLANNING & DEVELOPMENT ❑ ❑ COMMENTS CONSERVA T IOM Reviewed on Sicinature COMMENTS HEALTH Reviewed on Signature COMMENTS Zoning Board of Appeals:Variance, Petition No: Zoning Decision/recelptsubmitted yes Planning Board'Decision: Comments Conservation Decision: Comments Water& Sewer Connection/Signafiure&Date Driveway Permit DPW Town Engineer: Signature: Located 384 Osgood Street FIRE DEPARTMENT -Temp Dumpster on site yes no Located at 124 Main Street Fire Department signature/date COMMENTS Dimension Number of Stories: Total square feet of floor area, based on Exterior dimensions. Total land area, sq. i.: ELECTRICAL: Movement of l$fleter location, mast or service drop requires approval of Electrical Inspector Yes No DANGER ZONE LITERATURE: Yes No MGL Chapter 166 Section 21A—F and G min.$100-$1000 fine NOTES and DATA— For department use ® Notified for pickup- Date DomBuilding Permit Revised 2008mi Building Department The following is a list of the required forms to be filled out for the appropriate permit to be obtained. Roofing, Siding, Inferior Rehabilitation Permits ❑ Building Permit Application ❑ !Workers Como Affidavit ❑ Photo Copy Of H.I.C. And/Or C.S.L. Licenses ❑ Copy of Contract ❑ Floor Plan Or Proposed Interior Work ❑ Engineering Affidavits for Engineered products VOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit. Addition Or Decks ❑ Building Permit Application ❑ Certified Surveyed Plot Pian o Workers Comp Affidavit ® Photo Copy of H.I.C. And C.S.L. Licenses ❑ Copy Of Col�t l ac ❑ Floor/Crossection/Elevation Plan Of Proposed Work With Sprinkler Pian Arid Hydraulic Calculations (If Applicable) ❑ Mass check Energy Compliance Report (If Applicable) ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit New Construction (Single and Two Family) ❑ Building Permit Application ❑ Certified Proposed Plot Plan ❑ Photo of H.I.C. And C.S.L. Licenses .❑ Workers Comp Affidavit ❑ Two Sets of Building Plans (One To Be Returned) to Include Sprinkler Plan And Hydraulic Calculations (If Applicable) ❑ Copy of Contract ❑ Mass check Energy Compliance Report ❑ Engineering Affidavits for Engineered products to issuance of Bldg .Permit om NOTE: All dumpster permits require sign off from Fire Department prior In all cases if a variance or special permit was required the Town Clerks office must stamp.the decision from the Board of Appeals that the appeal period is over. The applicant must then get this recorded at the Registry of Deeds. One copy and proof of recording must be submitted with the building application Doc: Doc.Building Permit Revised 2008mi Location U&A) No. �'"" Date �• MaRT" TOWN OF NORTH ANDOVER 3 � f A - 9 }So ; ; Certificate of Occupancy $ ' �sscMust� Building/Frame Permit Fee $ Foundation Permit Fee $ ` Other Permit Fee $ TOTAL $ Check # 24767 Building Inspector Massachusetts - Department of Public Safety Board of Building Regulations and Standards Construction Supervisor License License: CS 102663 SCOTT. WRIGHT 350 BERRY ST NORTH ANDOVER, MA 01845 Expiration: 8/12/2013 Gunun issiuncr T r#: 3384 �rZ � Gh'�gzu i Office o onsumer airs sines e u a on -- HOME IMPROVEMENT CONTRACTOR Registration: _x138569 Type: Expiration:" .4/1 ` 4/2013 DBA W lel IT GUTTERS. ' '_.= SCOTT WRIGHT 350 BERRY ST. > a NO.ANDOVER, MA`01845 Undersecretary; x.10 R TH 0 0 TAndover ., No. ............. .37s - dover, Mass.,0;4 L COCHICHEWICK 0RATE O PPa�.(5 7 V BOARD OF HEALTH Food/Kitchen T D Septic System leillillillollilllPERMIT 4r BUILDING INSPECTOR THIS CERTIFIES THAT................. 1.!n!r.........�......... . .!kt....... E . . Foundation L has permission to erect........................................ buildings on .... ..Q........ ...r... Rough...............s. Chimney to be occupied as5 'r �� 1 e .... e- i�is ......................................... . . ............. ................. . ..............................................provided that the person acceptipermit shall in every re ct conform to the rms of the application on file in Final this office, and to the provisions of the Codes and By-Laws relating to the inspection, Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR VIOLATION of the Zoning or Building Regulations Voids this Permit. Rough Final PERMIT EXPIRES IN 6 MONTHS ELECTRICAL INSPECTOR UNLESS CONSTRUS TS Rough ........ .................................................... ............................................... Service BUILDING INSPECTOR Final Occupancy Permit Required to Occupy Building GAS INSPECTOR Rough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE-DEPARTMENT Until Inspected and Approved by the Building Inspector. Burner Street No. SEE REVERSE SIDE Smoke Det. 10/26/2011 13:08 9787948570 TA SULLIVAN PAGE 01/02 14 WRIGSC2 OP ID:AC aA CERTIFICATE OF LIABILITY INSURANCE DATE10/210126DDP�IIYY) 1H 1 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER.THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER($), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder Is an ADDITIONAL INSURED,the policy(les) must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement cin this certificate does not confer rights to the certificate holder In lieu of such endorserrlen s. PRODUCER 978-683-4700 NTA T NAME; T.A.Sullivan Ins.Agcy,Inc. PMON Arc Ne: 344 S.Union St. C No 6 Lawrence, MA 01643 AADMDRES0- Amy Cupefes NAIC 0 INSURER(&)AFFORDING COVERAGE INSURERA:Worcester Insurance Com any INSURED Scott Wright INSURER B: 350 Be St N.Andover, MA 01845 INSURERC: INSURERD! INSURER E: INS RER F COVERAGES CERTIFICATE NUMBER. REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES,LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS, [NSA ADDLSVUM —POLICY EFF LTR I TYPE OF INSURANCE POLICY NUMBER MMIDD MMIDD LIMITS GENERAL LIABILITY EACH OCCURRENCE 5 1,000,00 14 AQE TO RENTED A nlMPRCIAL GENERAL LIABILITY CB 3M6760 12101/10 19J01/11 P MI Es Es Doty nm R 300,00 CLAIMS-MADE F�OCCUR MED EXP(Any ono person) R 50,00 PERSONAL&ADV INJURY R 1.000,00 OENFRAL AGGREGATE S 7,000,000 OFNT AGGREGATE LIMIT APPLIES PER: PRODUCTS•COMPIOP AGG S 2,000,00 POLICY PRO• LOC $ AUTOMOBILE LIABILITY COMBINED 510 LE LIMIT Es etc rnt) ANY AUTO BODILY INJURY(Per person) S ALL OWNED SCHEDULED BODILY INJURY(Paraccidenl) S AUTOSAUTOS NON-OWNED OPERTY DArsA S HIREOAU70S AUTOS P9ra cldent UMBRELLA LIAO OCCUR EACH OCCURRENCE R EXCESS LIAR CLAIMG-MADE AGGREGATE S DED R ENTION S $ WORKERS COMPENSATION NC STALIMTU- 10TH AND EMPLOYERS'LIAMLITf FR ANY PROPRIETORJPARTNER/EXECUTIVE YIN NIA E.L.EACH ACCIDENT $ OFFICERrMeN9ER EXCLUDE D9El (Mendirtvry In NN) EL.DISEAGE•EA EMPLOYEE S If os,describe under E.L.DISEASE-POLICY LIMIT E DE&CRIPTION OF OP RATIONS below A Commercial Applica CB 3MG760 12101110 12101M1 A DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101,Additional Remarks Seheduls,it mors space la required) Installation of gutters CERTIFICATE HOLDER CANCELLATION TOWNOFN SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL He DELIVERED IN TOWN OF NORTH ANDOVER ACCO DANCE WITH THE POLI Y PROVISIONS. 1600 OSGOOD ST NORTH ANDOVER,MA 01845 POTHO Viggo �I iLw 0 CO CO TION. All rights reserved. ACORD 25(2010105) The ACORD name and logo are registered ma of ACORD 10/26/2011 13:08— 9787948570 TA SULLIVAN PAGE 02/02 MASSACHUSETTS ASSIGNED RISK POOL REQUEST FOR CERTIFICATE OF INSURANCE Use this form to request a Certificate of Insurance from an Assigned Risk Pool Carrier. Please provide all of the requested information, including the facsimile number(s) of the person or persons to whom the Certificate of Insurance bhould be issued. If this form is fully and accurately completed,the Certificate of Insurance will be issued and distributed by facsimile to each fax number provided below,within two(2)business days of the carrier's receipt. This Form may be mailed or faxed to the Assigned Risk Pool Carrier. To obtain each carrier's contact information refer to the Certificates of Insurance section located in the Producer Community section of the Bureau's website,(www.wcn ma.org). 1. Name,add s tel one nu a wand f® simile number of the INSURED: Name: Mailing Address: Physical Address: Phone: Fax: 2. Name,address telephone nulaber and facsimile umber of the CERTIFICATE HOLDER: Name: Mailing Address: Physical Address: Phone: Fax: 3, Name, address, contact erso ,tel hone number and facsimile number ofthe PRODUCER: Name: Mailing Address: , Contact P Phone: Phone: ((`''�� u o u J Fax: 1 � 4. Policy Number,Policy Effecilve Date and Policy Expiradon Date If a Certificate of insurance is needed for more than one policy term, provide the Policy Number, Effective Date and Expiration Date for each policy term. If the policy haeen issued you mus attach a copy of the Notice of Assignment. Policy Number: Effective Date: Expiration Date: 5. List any special requests for optional coverages/endorsements(see Page 2 for listing of coverages available In the pool and the conditions of avallablllty)or additional Information(Including changes In exposure not yet reported to the carrier) that will asslst the carrier In the Issuance of the Certlflcate of Insurance. NOTE: An additional Insureds) shall not be listed on any Cert/flcate of insurance unless such additional I reds)Is a nam d Insured on the policy. Q The Commonwealth of Massachusetts Department of Industrial Accidents Office of Investigations 600 Washington Street Boston,MA 02111 www.mass.gov/dia Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information Please Print Legibly Nan1e (Business/Organization/Individual):=SCO ('tQ�'�`� Address: 3S-b &,,-fA �f- City/State/Zip: Vem-AA OMhone#: ?9-6B2 Are y an employer?Check the appropriate box: Type of project(required): 1. I am a employer with —j 4. ❑ I am a general contractor and I 6. ❑New construction employees(full and/or part-time).* have hired the sub-contractors 2. ❑ 1 am a sole proprietor or partner- listed on the attached sheet.# 7. ❑Remodeling ship and have no employees These sub-contractors have 8. ❑Demolition working for me in any capacity. workers' comp.insurance. 9. ❑Building addition [No workers' comp. insurance 5. ❑ We are a corporation and its required.] officers have exercised their 10.F1 Electrical repairs or additions 3.❑ 1 am a homeowner doing all work right of exemption per MGL 11.❑Plumbing repairs or additions myself. [No workers' comp. c. 152, §1(4),and we have no 12.❑Wf repairs insurance required.]t employees. [No workers' `o O comp. insurance required.] 13. Other *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. i Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. Tcontractors that check this box must attached an additional sheet showing the name of the sub-contractors and their workers'comp.policy information. I am an employer that is providing workers'compensation insurance for my employees. Below is the policy and job site information. Insurance Company Name: 7 (,L U l'y aA,,. ,h(` Policy#or Self-ins.Lic.#: ( Cj(�Jo U Expiration Date: o Job Site Address: 187y TLt rnpio t City/State/Zip: tr ('( v' - Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. I do hereby certif der the ai s and penaltie erjury that the information provided above is true and correct. Si nature: Date: `� 6 Phone#: Official use only. Do not write in this area,to be completed by city or town official. City or Town: Permit/License# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector 6.Other Contact Person: Phone#: WRIGHT GUTTERS VM10W OI,UTTERS 350 Berry Street Street No. Andover, Ma 01 No. Andover,Ma 01W This form satisfies all basic requirements of the state's Home Improvement Contractor Law(MGL chapter 142A),but does not include standard language to protect homeowners.'Seek legal advice if necessary. Any person planning home improvements should first obtain a copy of"A Massachusetts Consumer Guide to Home Improvement"before agreeing to any work on your residence.You may obtain a free copy by calling the Office of Consumer Affairs and Bl4siness Regulation's Consumer Information Hotline at 617-973-8787 or 1-888-283-3757 or on our website. . Homeowner Iiformation Contractor Information Name Company Name " �� G Street Address(do not use a Po ice Bo ddress r' u ` (e-cy' Qy Contractor/Salesperson/0 er Name urn i - L.9/, City/Town State Zip Code Business Address(must include a et address) IP14 (W yr ,350 8QTr Sf Daytime Phone I Evening Phone City/Town State Zip Code Mailing Address(It different from above) Business Phone9 d�+f 4Y Tederal Employer I or S .Number Home Improvement Contractor Reg.Number Expiration date raw requires that most home improvement contractors have ? Q C n a vnlid registration number J o J 7 4///,//CO The Contractor agrees to do the following work for the Homeowner: (Describe in detail the work to completed,specifying the type,brand,and gradee of materials to be used,use add'tional sheets i necen a [� �ey�,ove e rr�o�LrCe I ( S¢r �1` 3riT�o stir e' W/3o r /t {efl�e )/QYjJP/l W1, Mfeol Orc.Mcf ,S'JttLt�p�. Uie 6 q, of Ice �° wa ier SA-AM on 2aveS and. Vaej-f- 6arri'eAr e fut'vale*+ - k �o/b ,Felf paper: /q/4V r 1 ve4,1C1t,' 4300 POr d u rns p*4— 4r hay✓awa a. ®� Clelr S �o CQ,r)�°�(,V Lah4 41/ Required Permits-The followingjbuilding permits are required Proposed Start and Completion Schedule-The following schedule will and will be secured by the contractor as the homeowner's agent: be adhered to unless circumstances beyond the contractor's control arise (Owners who secure their own permits will be "N-04y excluded from the Guaranty Fund provisions of 101 // Date when contactor will begin contracted work MGL chapter 142A.) a/!R/// Date when contracted work will be substantially completed. Total Contract Price and Payment;Schedule The Contractor agrees to perform the work,furnish the material and labor specified above for the total sum of. -AS) QD (*) Payments will be made according to the following schedule: $-000 44 upon signing gning contract(not to exceed 1/3 of the total contract price or the cost of special order items,whichever is greater) 'on of $ by �_/_�ru� ompletion of $ 4100,CO upon completion of the contract. (Law forbids demanding full payment until contrais completed to both party's satisfaction) I ' The following material/equipment must be special $ to be paid for ordered before the contracted work begins in order to meet the completion schedule.;(**) $ to be paid fo NOTES:(*)Including all finance charges(**)Law requires that any deposit or down-payment required by the contractor before work begins may not exceed the greater of i(a)one-third of the total contract price or(b)the actual cost of any special equipment or custom made material which must be special ordered in advance to meet the completion schedule. E,x ress warran -Is an ex ress warran beine twovided by the contractor? o Yes all terms must be attached to the contract)of the warran Subcontractors-The contractor agrees to be solely responsible for completion of the work described regardless of the actions of any third party/subcontractor utilized by the contractor. The contractor further agrees to be solely responsible for all payments to all subcontractors for materials and labor under this a eenient Contract Acceptance-Upon signing,this document becomes a binding contract under law. Unless otherwise noted within this document,the contract shall not imply that any lien or other security interest has been placed on the residence. Review the following cautions and notices carefully before signing this contract. • Don't be pressured into signing the contract.Take time to read and fully understand it. Ask questions if something is unclear. • Make sure the contractor has alvalid Home Ira rovement Contractor Registration. The law requires most home improvement conactors d subcontractors to be registered with tran the Director of Home Improvement Contractor Registration. You may inquire about contractor registration by writing to the Director at 10 Park Plaza,Room 5170,Boston,MA 02116 or by calling 617-973-8787 or 888-283-3757. • Does the contractor have insurance? Ask the Contractor for his insurance company information so that you can confirm coverage,or ask to see a copy of a"proof of insurance"document. • Know your rights and responsibilities. Read the Important Information on the reverse side of this form and get a copy of the Consumer Guide to the Home Improvement Contractor Law. You may cancel this agreement if it has been signed at a place other than the contractor's normal place of business,provided you notify the contractor in writing at his/her main;office or branch office by ordinary mail posted,by telegram sent or by delivery,not later than midnight of the third business day following the sigriing of this agreement. See the attached notice of cancellation form for an explanation of this right. DO NOT SIGN THIS CONTRACT IF THERE ARE ANY BLANK SPACES!!! Two identical copies of the contract must be completed and signed. One copy should go to the homeowner. The other copy should be kept by the contractor. Homeowner's Signature ontrac or's Signature Date L - Date I If it Contractul 13 M MWo i The Home Improvement Contractor Law provides homeowners with the right to initiate an i arbitration action(as an alternative to court action)if they have a dispute with a contractor. The same right is not automatically afforded to a contractor,however. The contractor would have to resolve any dispute he/she has with a homeowner in court unless both parties agree to the optional clause provided below. This clause would give the contractor the same right to arbitration as is afforded to the homeowner by the Home Improvement Contractor Law. i ' The contractor and the homeowner hereby mutually agree in advance that in the event the contractor has a dispute concerning this contract,the contractor may submit the dispute to a private arbitration firm which has been approved by the Secretary of the Executive Office of Consumer Affairs and Business Regulation and the consumer shall be required to submit to such arbitration as provided In Massachusetts General Laws,chapter 142A. Homeowner's Signature Contractor's Signature NOTICE:The signatures of the parties above apply only to the agreement of the parties to alternative dispute resolution initiated by the contractor. The homeowner may initiate alternative dispute resolution even where this section is not separately signed by the parties. Homeowner's Rights A homeowner's rights under the Home Improvement Contractor Law(MGL chapter 142A)and other consumer protection laws(i.e.MGL chapter 93A)may not be waived in any way,even by agreement. However,homeowners may be excluded from certain rights if the contractor they choose is not properly registered as prescribed by law. Homeowners who secure their own building permits are automatically excluded from all Guaranty Fund provisions of the Home Improvement Contractor Law. The contractor is responsible for completing the iwork as described,in a timely and workmanlike manner. Homeowners may be entitled to other specific legal rights if the contractor guarantees or provides an express warranty for workmanship or materials. In addition to guarantees or warranties provided by the contractor,all goods sold in Massachusetts carry an implied warranty of merchantability and fitness for a particular purpose. An enumeration of other matters on which the homeowner and contractor lawfully agree may be added to the terms of the contract as long as they do not restrict a homeowner's basic consumer rights. If you have questions about your consumer/homeowner rights,contact the Consumer Information Hotline(listed below). Execution of Contract The contract must be executed in duplicate and should not be signed until a copy of all exhibits and referenced documents have been attached. Parties are also advised not to sign the document until all blank sections have been filled in or marked as void,deleted,or not applicable. One original signed copy of the contract with attachments is to be given to the owner and the other kept by the contractor. Any modification to the original contract must be in writing and agreed to by both parties.Contracted work may not begin until both parties have received a fully executed copy of the contract,and the three day rescission period has expired. Accelerated Payments A contractor may not demand payments in advance of the dates specified on the payment schedule in cases where the homeowner deems him/herself to be financially insecure. However,in instances where a contractor deems him/herself to be financially insecure,the contractor may require that the balance of funds not yet duejbe placed in a joint escrow account as a prerequisite to continuing the contracted work. Withdrawal of funds from said account would require the signatures of both parties. Additional Information If you have general questions or need additional-information about the Home Improvement)Contractor Law or other consumer rights,or if you wish to obtain a free copy of "A Massachusetts Consumer G_uide to Home Improvement" contact: Consumer Information Hotline Office of Consumer Affairs and Business Regulation 10 Park Plaza,Room 5170,Boston,MA 02116 617-973-8787, 888-283-3757 or visit the OCABR website at hfp://www.mass.i ov/ocabr/ If you want to verify the registration of a contractor or if you have questions or need additional information specifically about the contractor registration component of the Home Improvement Contractor Law,contact: I Director of Home Improvement Contractor Registration Office of Consumer Affairs and Business Regulation 10 Park Plaza,Room 5170,Boston,MA 02116 617-973-8787, 888-283-3757 or visit the HIC website at http://www.mass.gov/ocabr/ Go online to view the status of a Home Improvement Contractor's Registration: bitp://db.state.ma.us/homeimprovement/licenseelist.asp For assistance with informal mediation of disputes or to register formal complaints against a business,call: Consumer Complaint Section Office of the Attorney General 617-727-8400 AND/OR Better Business Bureau 508-652-4800,508-755-2548 or 413-734-3114 Version 2.1-11/22/2010