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Building Permit #Exception - 24 HIGHLAND TERRACE 5/1/2018
l BUILDING PERMIT o`N°oTH qti TOWN OF NORTH ANDOVER �' 02 °6'° o APPLICATION FOR PLAN EXAMINATION Permit No#: Date Received 7 R,teo gSSgcHus�`� Date Issued: IMPORTANT:Applicant must complete all items on this page LOCATION Print PROPERTY OWNER Print 100 Year Structure yes no MAP PARCEL: ZONING DISTRICT: Historic District yes no Machine Shop Village yes no TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑ New Building ❑ One family ❑Addition ❑Two or more family ❑ Industrial ❑Alteration No. of units: ❑ Commercial ❑ Repair, replacement ❑Assessory Bldg ❑ Others: ❑ Demolition_ ❑ Other O Septic ❑Well ❑ Floodplain ;Wetlands �. Watershed Distract DESCRIPTION OF WORK TO BE PERFORMED: Identification- Please Type or Print Clearly OWNER: Name: Phone: Address: Contractor Name: Phone: Email: Address: s Supervisor's Construction License: Exp. Date: Home Improvement License: Exp. Date: w ARCHITECT/ENGINEER Phone: Address: Reg. No. FEE SCHEDULE:BULDING PERMIT.•$12.00 PER$1000.00 OF THE TOTAL ESTIMATED COST BASED ON$125.00 PER S.F. Total Project Cost: $ FEE: $ Check No.: Receipt No.: NOTE: Persons contracting wi.-I unregistered contractors do not have access to the g' iararity fund Plans Submitted ❑ ,Plans Waived ❑ Certified Plot Plan ❑ Stamped Plans ❑ TYPE OF SEWERAGE DISPOSAL Public Sewer ❑ Tanning/Massage/Body Art ❑ Swimming Pools ❑ well ❑ Tobacco Sales ❑ Food Packaging/Sales ❑ Private(septic tank,etc. ❑ Permanent Dempster on Site ❑ THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF - U FORM PLANNING & DEVELOPMENT Reviewed On Signature_ i COMMENTS CONSERVATION Reviewed on Signature COMMENTS HEALTH Reviewed on Signature COMMENTS q Zoning Board of Appeals: Variance, Petition No: Zoning Decision/receipt submitted yes ,Planning Board Decision: Comments Conservation Decision: Comments Water& Sewer Connection/signature& Date Driveway Permit DPW Town Engineer: Signature: Located 384 Osgood Street FIREDEPA !TMENT-;Temp Dum''ster on+site, j Lo ated1atM24,1W nEStreet wFire�Depamentignafure/date r - 'COMMENT?5: _ Dimension Number of Stories: Total square feet of floor area, based on Exterior dimensions. Total land area, sq. ft.: ELECTRICAL: Movement of Meter location, rust or service drop requires approval of Electrical Inspector Yes No DANGER ZONE LITERATURE: Yes No MGL Chapter 166 Section 21A—F and G min.$10041000 fine NOTES and DATA— (For department use) I it Notified for pickup Call Email Date Time Contact Name ------------ Doc.Building Pennit Revised 2014 J Building Department The following is a list of the required forms to be filled out for the appropriate permit to be obtained. Roofing, Siding, Interior Rehabilitation Permits j Building Permit Application Workers Comp Affidavit Photo Copy Of H.I.C. And/Or C.S.L. Licenses Copy of Contract Floor Plan Or Proposed Interior Work Engineering Affidavits for Engineered products OTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit Addition Or Decks Building Permit Application Certified Surveyed Plot Plan Workers Comp Affidavit Photo Copy of H.I.C. And C.S.L. Licenses Copy Of Contract Floor/Cross Section/Elevation Plan Of Proposed Work With Sprinkler Plan And Hydraulic Calculations (If Applicable) Mass check Energy Compliance Report (If Applicable) Engineering Affidavits for Engineered products OTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit New Construction (Single and Two Family) Building Permit Application Certified Proposed Plot Plan Photo of H.I.C. And C.S.L. Licenses Workers Comp Affidavit Two Sets of Building Plans (One To Be Returned) to Include Sprinkler Plan And Hydraulic Calculations (If Applicable) Copy of Contract 2012 IECC Energy code Engineering Affidavits for Engineered products OTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg. Permit In all cases if a variance or special permit was required the Town Clerks office must stamp the decision from the Board of Appeals that the appeal period is over. The applicant must then get this recorded at the Registry of Deeds. One copy and proof of recording must be submitted with the building application Doc:Building Permit Revised 2014 Location No.—I �Ir 5 Date (A . • TOWN OF NORTH ANDOVER Certificate of Occupancy $ Building/Frame Permit Fee $ Foundation Permit Fee $ Other Permit Fee TOTAL $ Check#1�71 D Y�� 2396 Building Inspector A RTH Town of _ �_ �, Andover 0 0 No. �� * -WM q C, _ h y ver, Mass, COCNIC NE WKK y�. { ��S R^7E0 P.P¢,`'�5 U BOARD OF HEALTH Food/Kitchen PERMI Septic System T L D THIS CERTIFIES THAT ,,,,,, ,!! N, ... ...,,.. . BUILDING INSPECTOR .......... Foundation has permission to erect .......................... buildings on . ............ t; i. .. ...... .. _ Rough to be occupied as ....... ....... �/!R .......................................... Chimney provided that the person accepting t s permit shall in every respect conform to the terms of the application Final on file in this office, and to the provisions of the Codes and By-Laws relating to the Inspection, Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR VIOLATION of the Zoning or Building Regulations Voids this Permit. Rough Final I PERMIT EXPIRES IN 6 MONTHS ELECTRICAL INSPECTOR UNLESS CONSTRUCTION RT Rough Service ....................... ..................... ............................:... Final BUILDING INSPECTOR GAS INSPECTOR Occupancy Permit Required to Occupy Building Rough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE DEPARTMENT Until Inspected and Approved.by the Building Inspector. Burner Street No. Smoke Det. ..t HOME IMPROVEMENT CONTRACT PLEASE READ THIS Sold,Furnished and Installed by: THD At-Home Services,Inc. Branch Name:Boston North&South Datef,.(%8_ifL- d/b/a The Horne Depot At-Home Services 908 Boston Turnpike,Unit 1,Shrewsbury,MA 01545 Branch Number:31 and 33 Toll Free 877-903-3768 Federal ID#75-2698460;ME Lie#C 02439;RI Cont.Lie# 1.6427 CT Lic#HIC.0565522;MA Home Improvement Contractor Reg.#126893 a S Installation Address: City State Zip Work Phone: r Home Phone: Cell Phone: Purchaser(s): Ll 1 �2 Home Address: City State Z (If different from Installation Address) E-mail Address(to receive project communications and Home Depot updates): ❑ I DO NOT wish to receive any marketing emails from The Home Depot cated pro'ect Information: Undersigned(,,Customer"),lIome Depot") agrees t ners of the furnproperty deliver and at for the inthe above stallatiotion n C,installati n'ress,a s to) and THD At-Home Services, Inc. ( T his Contract by this all materials described on the below and on the Spec menhSut(inmary a ached hereto land anytChlt angeOrders(collectively, reference,e along with any applicable State Supplement and "Contract"): SecSheet(s)#; Project Amount job#: (internal Reference) roducts: Roofing Siding Windows Insulation t $ 7D ❑Gutters/Covers ❑ ntry Doors ❑ ---- (,•� Roofing USiding Windows Insulation $ ❑Gutters/Covers ❑Entry Doors El— Roofing -- Roofing Siding Windows Insulation $ ❑Gutters/Covers ❑Entry Doors❑ RoofingSiding Windows Insulation ❑Gutters/Covers ❑Entry Doors ❑_—__-__- — Minimum 25%Deposit of Contract Amount due upon execution of this contract, Total Contract Amount $ Maine Purchasers may not deposit more than one-third of the Contract Amount 7011 Customer agrees that, immediately upon completion of the work for each Product, Customer will execute a Completion Certificate (one for each Product as defined by an individual Spec Sheet) and pay any balance due. As applicable, each Custom r under this Contract agrees to be jointly and severally obligated and liable hereunder. The Home Depot reserves the right to issue a Change Order or terminate this Contract or any individual Product(s)included herein,at its discretion,if The Home Depot or its authorized service provider determines that it cannot perform its obligations due to a structural problem with the home, environmental hazards such as mold. asbestos or lead paint,ether safety concerns,pricing errors or because work required to complete the job was not included in the Contract. Paym . ent Summary The Payment Summary #-� D included as part of this Contract, sets forth the total Contract amount and payments required for the deposits and final payments by Product(as applicable). NOTICE TO CUSTOMER You are entitled to a completely filled-in copy of the Contract at the time you sign. Do not sign a Completion Certificate(note: there is one Completion Certificate for each listed Product as defined by individual Spec Sheets)before~fork on that Product is complete. In the event of termination of this Contract, Customer agrees to pay The Home Depot the costs of materials,labor,expenses and services provided by The Home Depot or Authorized Service Provider through the date of termination, plus any other amounts set forth in this Agreement or allowed under applicable law. THE HOME DEPOT MAY WITHHOLD AMOUNTS OWED TO THE HOME ' DEPOT FROM THE DEPOSIT PAYMENT OR OTHER PAYMENTS MADE, WITHOUT T 5 LIMITING THE HOME DEPOT S OTHER REMEDIES FOR RECOVERY OF SUCH AMOUNTS. Acceptance and Authorization: Customer agrees and understands that this Agreement is the entire agreement between Custorner and.The Home Depot with regard to the Products and Installation services and supersedes all prior discussions and agreements. either oral or written, relating to said Products and Installation.This Agreement cannot be assigned or amended except by a writing signed by Customer and The Home Depot. Customer acknowledges and agrees that Customer has read, understands. voluntarily accents the terms of and has received a copy of this Agreement. Accepted by: /1, J Submitted by: Work area will be contained ti S" Y`:era._.,;;, - Pre-Renovation Form Date: " NAT-19276-1 This form is used to document compliance with the requirements of the f=ederal a Lead-Based Paint Renovation,Repair,and Painting Program after April 2010. ;Y Job Number(s) Customer Address r / �a OCCUPANT CONFIRMATION Dust will be minimized Pamphlet Receipt f '. I have received a copy of the lead hazard information pamphlet informing me of _ the potential risk of the lead hazard exposure from renovation activity to be !<' performed in my dwelling unit. 1 received this pamphlet before work began I W r Home Year Built Enter the year my home was built. If my Home Year Built is Pre-1978,my home requires lead paint testing to determine whether Lead-Safe Work Practices are necessary per EPA or State regulations. ® Work area will be cleaned up if my Home Year Built is 1978 or after,Lead-Safe Work Practices are not required. thoroughly d po,i L rA K v t x y� Printed Name of Owner upant Az_// G-� .`« �' 74c. Signature f Owner-occupa � > li ^ e1r t fir.. e .. i i s u. Signature arson Ge g Le mphlet Delivery SEE STATE SPECIFIC FORMS ON REVERSE SIDE rh �., . Work area will be contained y--,� t, Pre-Renovation Form Date: 0 .. " NAT-19276-1 �� This form is used to dq ocument compliance with the requirements of the Federal Lead-Based Paint Renovation,Repair,and Painting Program after April 2010. Job Number(s) f` Customer Address zx k - OCCUPANT CONFIRMATION ® Dust will be minimized Pamphlet Receipt ' w I have received a copy of the lead hazard information pamphlet informing me of the potential risk of the lead hazard exposure from renovation activity to be performed in my dwelling unit. i received this pamphlet before work began. J Home Year Built Enter the year my home was built. If my Home Year Built is Pre-1578,my home requires lead paint testing to determine whether Lead-Safe Work Practices are necessary per EPA or State regulations. foa will be cleaned up if my Home Year Built is 1878 or after,Lead-Safe Work Practices are not required. ® rk are thoroughly ' t' # ` Printed Name of owner upant -Wao� k ` � t Signature f arson Ce g Le mphlet Delivery � SEE STATE SPECIFIC FORMS ON REVERSE SIDE w •`��� ��-�'.�:�.' '•'1 ate_ ��y ...i, •s, �•i �JIntG JOT h1lUTC TEIBt:T1C9 �'.I?,�;,1ov: lzbel.zil-t Ctr1a1 in�:�lion; , l held VJez1'ner S. C?D� CSG-k—S7Z 1-lung Op-a11nD NrFE },7,ode1 Sin Double c Alum olzd the .1 zl • � 314 lnzh ulziing .. rn rill Grill 'm AlT GPaoe �1�LRGY PER ORMAI�CE RA� ucD:ul=:nl N !Ii-�1 111'`1r,:i�l1 r RAi1�G5 " ADD '�L P:ER'rORM,Ah1�r C i 101Yl ccr,t:a�i:o P::hlr .:= r 0 A0 Hl A:P�ttiv�/ bi [zDt:i1 lc �r"P ,n d7ltr�n''at r-sv^'T.a+d L r.,vinunt ripu17 CI hit t.t= n tr.;s rt,C:L Y,FRz "ins,� xFFY- Lie�tl1c u.+. .1,.11 prf7:1 n'trl PLM p7Jt7ct,d,�docl 1•u Y-f clnq n7nW trnfilv,t tDn el 7cYrn t c,il la,IgY ..rr7� t 1nb n.v . Mt pteG.- 7n f'lctt nu rtT h dvtt p71t7 nnsa: . b:c,11 to e7v l<:u ni•1 iUr7Un Ui e:.el�ro n P.Dvin m7 n1t ,,,ww.11lra•0'-7)..17 1n1t11 r.lU r t jjM 7r.S I.E.C. v ,X V.D11VtS.1-17 170[C Utt'u p7,L:t1 1 m.77, uutM __ � �� I:•n sig+"° ,17Dtuaa V.l \•.77 S,1.n,J Cwn ' 1101S�G?l1}y,SiD -: - The Commonwealth of Massachusetts Department of Industrial Accidents 1 Congress Street,Suite 100 Boston,MA 02114-2017 UNV www.mass.gov/dia orkers' Compensation Insurance Affidavit:Builders/Contractors/Electricians/Plumbers- TO BE FILED WITH THE PERNffrMG AUTHORITY. A licant Information Please Print Legibly NaMe(Business/OrganizatiomUdividual): �v TD Address: City/State/Zip: : �� Phone#: �� Are you an employer?Check the appropriate box: Tyf project(req"tared): I.F-1 I am a employer with employees(full and/or part-time).' 7. [6]New construction 2.❑I am a sole proprietor or partnership and have no employees working for me in 8. [ ]Remodeling any capacity.[No workers'comp.insurance required.] 9, ❑Demolition 3.7 I am a homeowner doing all work myself.[No workers'comp.insurance required.]t 10 Building addition 4.❑I am a homeowner and will be hiring contactors to conduct all work on my property. I will ensure that all contactors either have workers'compensation insurance or are sole 11.0 Electrical repairs or additions Flarn 6etors with no employees. 12.[�Plumbing repairs or additions 5. a general contractor and I have hired the sub-contractors listed on the attached sheet- 13 Rjer6f repairs These sub-contractors have employees and have workers'comp.insurance-.: 14. Other 6.❑We are a corporation and its officers have exercised their right of exemption per MGL c. 152,§1(4),and we have no employees.[No workers'comp.insurance required.] `A.ny applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. I Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. 'Contactors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. if the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees. Below is the policy and job site information. Insurance Company Name: I / / /V I Policy#or Self-ins.Lic.#: M/- 0l 2 Expiration Date: Job Site Address: �� � City/State/Zi bl Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under MGL c. 152,§25A is a criminal violation punishable by a fine up to$1,500.00 andlor one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator.A copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. I do hereby certi and naltie erjury that the information provided above is true and correct. Signa Date: 3 I Phone'": ; ^ i Official use only. Do not write in this area,to be completed by city or town official. i City or Town: PermitUcense# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector 6.Other Contact Person: R" Phone#: i DATE I M WDDI IYI'Y) CERTIFICATE OF LIABILITY INSURANCE 021242015 =,THI CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS �r CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. - IMPORTANT- If the certificate holder Is an ADDITIONAL INSURED,the pollcy(les) must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement A statement on this certificate does not confer rights to the ce�flcate holder in Ileu of such endorsement(s). CONTACT PRODUCER NAME: {11SA.INC. PHONE AJC No TWOALLIANCE CENTER EMAIL 3560 LENOX ROAD,SUITE C 2400 ADDRESS: ATLANTA GA 30320 INSURE S)AFFORDING COVERAGE MAIC A 100492 HomeD GAVY'-1516 INSURER A Steadfast Insurance Company 26387 INSURED INSURER B Zurich Ametimn Insurance Co 16535 THD AT-HO!dE SERVICES,INC. New Hampshire Ins Co 23641 DSA THE HOME DEPOT AT-HOME SERVICES INSURER C: 2690 CUMBERLAND PARKWAY,SUITE 300INSURER D Iliulas National Insurance Company 123817 ATLANTA,GA 30339 INSURER E INSURER F: COVERAGES CERTIFICATE.NUMBER: ATL-003242685-09 REVISION NUMBER:7 THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICA ED. Nt1TWiTHSTANDING ANY REQUIREMENT.TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL�}iE TERA'.S, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ADDLUBR POLICYEFF POLICY EXP LIMITS ILTR TYPE OF INSURANCE I POLICY NUMBER MM/DD (MMIDD A &GENERAL LIABILITY GLO4887714-05 031012015 03)012016 EACH OCCURRENCE s 9,ODO,OOQ A � t t s 1,000,000 1h!ERCIAL GENERAL LIABILITY _ PREMISES Ea oxurrenca L10TS OF POLICY XS MED EXP(Any one person) S EXCLUDED OCCUR cLAlt!5-+J,AD=_ � 9,000,000 OF SIR:S1 PtR QCC PERSONAL&ADV INJURY s - GENERAL AGGREGATE S 9,000,000 0 GEN'L AGGREGATE UlLIT APPUES PER: PRODUCTS.COMP/OP hGG S ,000,000 S X POPOLICYPRO.CY J__'T rl LOC c BAP 293B863-112 031012015 03101/2016 E�accideDi51NGLE LIMITs 1,000,000 B AUTOMOBILE BODILY INJURY(Per person) S X ANY AUTO ALL OWNED SCHEDULED SELF INSURED AUTO PHY DMG BODILY INJURY(Per accident) S AUTOS AUTOS PROPERTY DAMAGE S Nott-OWNED Per a ant HIRED AUTOS AUTOS S UMBRELLA UAB ( EACH OCCURRENCE S If OCCUR EXCESS LIAR CLAIM,SWADE AGGREGATE S DED I I RETEtrTION S M STATU- 0TH- C WORKERS COMPENSATION WC017731493 (AOS) 03/012015 031012016 X C AND EMPLOYERS'LIABILITYa I N WCOI 731495 03/012015 031012016 1'000'0x0 ANY PROPRIE ? TORARTNER/E7AK,KY,NH,NJ,ECUTIVE❑ ( � E.L EACH ACCIDENT J S OFFICERMEMBER EXCLUDED? N NIA VyiCp17731494('r L) 03107201 D 5 031012E 016 =•EA EMPLOYES s (Mandatory In NH) .L DISEASE If zes,describe underConitnued on Addi lional Page E.L DISEASE-POLICY LIMIT I S 1,000,000 DtSCRIPT10N OF OPERATIONS be!rnv DESCRIPTION OF OPERATIONS r LOCATIONS I VEHICLES (Attach ACORD 101,Additional Remancs Schedule,if more space IS regWred) EVIDENCE OF INSURANCE CERTIFICATE HOLDER CANCELLATION THD AT-HOME SERVICES,INC. SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE DBA THE HOME DEPOT AT-HOME SERVICES THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN 24455 PACES FERRY ROAD ACCORDANCE WITH THE POLICY PROVISIONS. ATLANTA,GA 30339 AUTHO '= REPRESENTATIVE of Marsh USA Inc. Manashi Mukherjee ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25(2010105) The ACORD name and logo are registered marks of ACORD ^ Ijerma 13ervic@S J 4U1 'L4b Lt5bi5 P•� J~ Y �/ 7'L�i ��/��;�Z'i'�i..l���i �����'v:.•ZrC��.��ti�;I�L'U,1' Office of Consumer Affairs and Business Regulation 10 Park Plaza - Suite 5170 Boston, Massachusetts 02116 Home Improvement'Contractor Registration Registration: 126893 Type: Supplement Card Expiration: 813/2016 THD AT HOME SERVICES, INC. RICHARD TROIA -_---- 2690 CUMBERLAND PARKWAY SUITE 30.0 . -- ATLANTA, GA 30339 _.....__.. ........___ Update Address and return card.H4ark.reason for chance. sC�I `� zolnni _ Address Rcnervai nplo}r. cr:' ostLnrc _- =- Of[icc of Cunsumer ifGirs&Business Regulation License or registration valid for individul use only before the ex iration date- if found return to: 4OME IMPROVEMENT CONTRACTOR p Office of Consumer Affairs and Business Regulation Registration: .1265.93 TYpc: 10 Park Plaza-SuiteSl70 Expiration:.813/2016 Su plemant Carta pi P Boston,MA 02116 , THD AT HOME SERVICES,INC. THE HOME DEPOT AT HOME SERVICES • RICHARD'TROIA - - - L✓f��� 2690 CUMBERLAND PARKWAY S GA 30739 Underseeretury Not valid wi out signature t .�9 1 ZwR aNI Massachusetts - Department of 'ubfic" Safet � Soard of Building Regulations and tai�c�ard" �t. rt`C 11.� License: CSSL-106006 BENJAMIN PARKER 43 GREENOUGH-ROAD, �r Plaistow NH 03865 y, Y. '1i r Expiratton : . 0211112098:- �. r ICA S e � a a y„f t >J2: � ! 1 wd^�. b• a� d ire'# ` � � '• �"s ,:. �,. ,' a ''.3`t i 4�kj;:{,C3 { w'sYr�"i'r , K�� �„`5 .,!.�v eK' ,a, ".. � ') y i n� Ly