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HomeMy WebLinkAboutBuilding Permit #528-2017 - 262 SOUTH BRADFORD STREET 11/16/2016PIAjos !gcRNNED BUILDING PERMIT S'MUETRI FRA 'rbt?6-s TOWN OF NORTH ANDOVER kc APPLICATION FOR PLAN EXAMINATION Permit No##: ,5-?,?- 1-017 Date Received )-0 I k TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑ New Building P-6ne family ❑ Addition ❑ Two or more family ❑ Industrial "Iteration No. of units: ❑ Commercial repair, replacement ❑ Assessory Bldg ❑ Others: ❑ Demolition ❑ Other El Septic -0, 1Ne11 ❑ Floodplain 0 Wetlands Watershed District ®'Nater/Sewe"r, _.�. - � • DESCRIPTION OF WORK TO BE PERFORMED: r10 ,--TWVy,.►-I ,&,irlo -. r r '�✓w- v. G�� NP1,114Nrlw ` ♦)l'k:1i !i-wei F421 -05000r" a T � 6Z \ ti r -) V\ W �N ar \ �Q 1 �i Iden ' cation - Please Type or Print Cleary _ OWNER: Name: ' oy\, Phone:101`1_C, 03`75 Address: Z(.r.,Z S Contractor Name: -c �e3 Phone:. Address: -0 .0. B04- Z-3 n- `� �.� ��c /YYq- Cx1& Superviso_r's,Construction License"; (7?; ?� �� _ Exp. Date Home Irnprovewment License: %9Exp,. ARCHITECT/ENGINEER � t,�„A,, ��� �h Phone: --�-. —)- 2-77'; -ZZZ5 Address: 1-4 1 �A � � , 5 ; v � /V►�� Reg. No. FEE SCHEDULE: BULDING PERMIT: $92.00 PER $9000.00 OF THE TOTAL ESTIMATED COST BASED ON $925.00 PER S.F. i 1 / .Total Project Cost: $ !� n� `� FEE: $ y 0' '0 Check No.: irt, 7�- Y Receipt No.; 3 f 96 1 NOTE: Persons contracting with unregiste d contractors do not have. access to the guaranty fund 064 --4.S`ignature_of_Agent/Owner `ignature ofconttactor' r_.._ _. Plans Submitted Plans Waived ❑ Certified Plot Plan ❑ Stamped Plans ❑ TYPE -OF SEWERAGE DISPOSAL Public Sewer Tanning/Massage/Body Art ❑ Swimming Pools ❑ well ❑ Tobacco Sales ❑ Food Packaging/Sales ❑ Private (septic tank, etc. ❑ Pennanent Dumpster on Site ❑ THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF - U FORM PLANNING & DEVELOPMENT Reviewed On IO 9 �� Si nature � COMMENTS IffNl- CONSERVATION > COMMENTS HEALTH COMMENTS N Reviewed on Loo ` natur( inn Reviewed on Signature Zoning Board of Appeals: Variance, Petition No: Zoning Decision/receipt submitted yes G r Clanning Board Decision: Comments Conservation Decision: Comments Water & Sewer Connection/Signature & Date Driveway Permit DPW Town Engineer: Signature: FIRE DEPARTMENT' - Temp Dumpster on site yes Located at 124 Main Street Fire Department signatureldate COMMENTS no Street dimension Number of Stories: 2- . Total square feet of floor area, based on Exterior dimensions. Total land area, sq. ft.: ELECTRICAL: Movement of Meter location, mast or service drop requires approval of Electrical Inspector Yes No DANGER ZONE LITERATURE: Yes MGL Chapter 166 Section 21A —F and G min.sloo-sl000 fine No Doc.Building Permit Revised 2014 Building Department The following is a list of the required forms to be filled out for the appropriate permit to be obtained. r Roofing, Siding, Interior Rehabilitation Permits ❑ Building Permit Application ❑ Workers Comp Affidavit ❑ Photo Copy Of H.I.C. And/Or C.S.L. Licenses ❑ Copy of Contract ❑ Floor Plan Or Proposed Interior Work ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit Addition Or Decks ❑ Building Permit Application ❑ Certified Surveyed Plot Plan ❑ Workers Comp Affidavit ❑ Photo Copy of H.I.C. And C.S.L. Licenses ❑ Copy Of Contract ❑ Floor/Cross Section/Elevation Plan Of Proposed Work With Sprinkler Plan And Hydraulic Calculations (If Applicable) ❑ Mass check Energy Compliance Report (If Applicable) ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit New Construction (Single and Two Family) ❑ Building Permit Application ❑ Certified Proposed Plot Plan ❑ Photo of H.I.C. And C.S.L. Licenses ❑ Workers Comp Affidavit o Two Sets of Building Plans (One To Be Returned) to Include Sprinkler Plan And Hydraulic Calculations (If Applicable) ❑ Copy of Contract ❑ Mass check Energy Compliance Report ❑ Engineering Affidavits for Engineered products 40TE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg. Permit In all cases if a variance or special permit was required the Town Clerks office must stamp the decision from the Board of Appeals that the appeal period is over. The applicant must then get this recorded at the Registry of Deeds. One copy and proof of recording must be submitted with the building application t Doe: Building Permit Revised 2014 Location A, � r�,- 5 0, i-� No. G ay -:2 7 Date //- /b- PW � Check # 67 2' Li TOWN OF NORTH ANDOVER Certificate of Occupancy Building/Frame Permit Fee Foundation Permit Fee Other Permit Fee TOTAL �,/ Building Inspector Enter construction cost for fee cal - North Andover Fee Calculation Construction Cost $ 145,000.00 m $ - $ 1,740.00 Plumbing Fee $ 217.50 Gas Fee 100 comm. $ 100.00 Electrical Fee $ 217.50 Total fees collected $ 2,275.00 262 South Bradford Street 528-2017 on 11/16/2016 demo lower level Plans Submitted 19 Plans Waived El 0 Certified Plot Plan ❑ Stamped Plans ❑ TYPE bF SEWERAGE DISPOSAL Public SewerTanuing/MassageBody Art ❑ Swimming Pools ❑ Well ❑ Tobacco Sales ❑ Food Packaging/Sales ❑ Private (septic tank, etc. ❑ permanent Dumpster on Site ❑ THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF - U FORM PLANNING & DEVELOPMENT Reviewed On I � Signature V n _ COMMENTS CONSERVATION Reviewed on ature COMMENTS HEALTH Reviewed on Signature COMMENTS Zoning Board of Appeals: Variance, Petition No: Zoning Decision/receipt submitted yes r Planning Board Decision: Comments Conservation Decision: Comments Water & Sewer Connection/signature &Date Driveway Permit DPW Town Engineer: Signature: FIRE DEPARTMENT - Temp Dumpster on site Located at 124 Main Street Fire Department signature/date COMMENTS yes L54 US900C1 Street no v C � 0 O CD O I CL o� O CL co to O <o v� Q = cr CD O W Q O N• to I � v 0 o O O NO O M- m TX V 55 cn Z O v/ C o = "a O O p F V: rt rt�� O � -h 0 rr C s r- CD CD -a �° DC7 C — C T y O CD O M C Z LA n 0 � (� S = < .Z1 C � T C a E .-� o O n S 7 O G O r 2 CL .e b CD CD O O NCD O O O n ccCL ,o 3D`D c CD-� -i o O 0`-`mto► m �y�p o03 o �, a O CD N n = Q O :� Q oto O O Q N N CD CD N .�O CD. < S O lD CL N CD O rN 0)'a CD N rt r So � O 1 2 Mn 0 m T Fn N 2 �V i c 46 0 O own 0 J y 0 N p 0 m o K L m z O O p F V: rt rt�� Aa CD C =r(A(Di C s G7 _N Z cn Z CD C.) DC7 C m m � D r f7 00 T y O CD O M C Z LA n 0 � (� S = < .Z1 C � T C a E ci rt N 'O n 3 :4p O G O r 2 CL .e b 2 O own 0 J y 0 N p 0 m o K L m z O W C 3 (D �D c 3m 'Zi T.Z7 fll C s G7 _N Z cn T N VI m0 < m DC7 C m m � D r f7 00 T y W 0 C cm M C Z LA n 0 T N (� S = < .Z1 C � T C a E W C O N 'O n 3 T O m O G O r 2 H c Fontes Construction P.O. Box 237 Reading, Ma 01867 Contract to Build To John Gagnon 262 S. Bradford St North Andover, MA 01845 Structural CSL# 0332324 H I C# 148144 Date 10- 26-16 Dig 3 new footings, 2 exterior and 1 interior 2 -ft x 2 -ft x 18 -inches to accept new steel post for garage. Install 2 new steel I -Beams as specified by Engineer, install beams on 4 -inch x 4 -inch steel post anchored to new footing pads, Post will be bolted to steal 4 point connection, Install blocking to connect existing 4 -inch x 10 - inch wood beams, hang with Simpson Hanger with rating of #20 or 30 to plan. Remove adjustable support post in front of bedroom window and install new steel 4 x 4 posts. End of steel beam in garage will be installed in a new concrete pocket. Exterior Finish of beam to be designed by others. Floor Cutting Cut concrete trench for plumbers, contractor will remove concrete as marked, plumber to excavate as needed to code, Contractor will backfill and cap with 4 inches of concrete and rebar. Exterior Framing Remove existing garage door frame opening to accept new single door, Remove existing window next to door, close wall off reframe wall to accept new garage door. Exterior Stone Work Remove existing stone as needed to remove wall for garage and new window, Reinstall stone not to exceed $1,200.00 Interior Framing Build new walls to plan, all walls to be 2 x 4 construction with pressure treated sill on concrete, garage dividing wall will be 2 x 4 framing, build new 4 inch concrete curb under wall to divide garage and living space to code. Reframe interior walls to plan, reframe walk in closet door area to accept larger door. Window Remove window in bedroom and repair water damaged wall, reinstall window. Insulation Install fiberglass R 15 Insulation on all exterior walls, with 3 mill vapor barrier. Blue board and Plaster Install 1 %2 inch foam board on ceiling in garage, Install 5/8 inch fire code on all walls and ceiling in garage, with the exception of concrete foundation walls in garage, all other walls and ceiling as needed will have %2 inch Blue board with skim coat plaster. Tile Floor Install new tile on floor in new bathroom. Cost of the not to exceed $6.75 per square foot, with no installation of perimeter boarders. Hardwood Floor Install hardwood floor in all areas except bathroom and garage. Not to exceed $6.75 per square foot. Interior Doors and Trim Supply and install 1 Fire door with Hardware in separation wall in Garage, Install 4 Structure core hinged doors, 1 double hinged door and 2 sliding doors for Mechanical room, bathroom and laundry room, all doors to have Anderson Mcquade Poplar trim not to exceed $2.00 per In ft. Install Anderson Mcquade Poplar baseboard as needed on all interior walls not to exceed $2.75 In ft. Supply new hardware for all doors, Doors and hardware not to exceed $3,100.00 Exterior doors. Remove and replace front and rear door units and frames, supplied by customer. Stairs Widen upper level stairs; Install new Rails and Balusters to code. Garage Door Install new Garage door not to exceed $3,000.00 Laundry Room Re -pipe laundry to accept new layout, Remove cabinets in old laundry room and reinstall in new laundry room. Install new Granite counter top with sink and faucet not to exceed $1,350.00 Vent Dryer to Exterior Master Bath Install shower with 1 Granite bench seat with glass doors, Install new cabinets with 2 each recess medicine cabinets and double sink with granite counter tops. Tile floor and walls of shower. Install new Vent Fan. s Items of Budget Shower base acrylic $700.00 Shower valves 2 ea. $2,000.00 Under mount vanity's 2 ea. $500.00 Faucets 2 Ea. $1,000.00 Granite counters top $1,000.00 Recess medicine cabinets 2 ea. $1,400.00 Cabinets $6,500.00 Shower glass doors $4,100.00 Misc. hardware $350.00 Toilet by Plumber Install new Baseboard heat in all rooms, Install new electrical to code in affected areas, Install owner bought light fixtures. Total Materials and Labor $145,000.00 John Gagnon Tha,hk you I Fontes Tel 781-308-1184 Paul Fontes 1 /26/16 The Commonwealth of Massachusetts Department of IndustrialAccidents 1 Congress Street, Suite 100 Boston, MA 02114-2017 www massgov/dia Compensationbsurance Affidavit: BinUders/Contractors/Electricians/-lumbers. TO BE MED WITH THE PERMUTING .A.UTHO*Y. Name (Business/Oigai&ation/Individual): Address: Phone City/State/Zip: ti #: 1 Axe you an employer? Checicthe appropriate box: 1.[S�I am a employer with employees (full an(i/or part time).* Z.❑ I am a sole proprietor or Partnership and have no employees working for me in any capacity. [No workers' comp. insurance required.] 3. I am a homeowner doing all work myself [No workers' comp. insurance required.] t 4.❑I am ahomeowner and will be hiring contractors to conduct all work on my property. I will ensure that all contractors either have workers' compensation insurance or are sole proprietors with no emgldye6s. 5. ❑I am a general contractor, and I have hired the sub -contractors listed on the attached sheet. These sub -contractors have employees and have workers' comp, insurance # 6. Q We are a corporation and its, officers have exercised their right of'exemptio .per MGL c. 152 1(4) and Wa have no employees. [No workers' comp. insurance require(LI V Type of project (required): 7. ❑ Neva'consiruciaon 8. [R-femodeliiig 9. ❑ Demolition 10 [] Building addition 11.❑ Electrical repairs or additions 12�[] Plumbing repairs or additions 13.0 Roof repairs 14.r] Other *Any applicant that checks boat #1 Aust a s stindl g 9 ar ao l ng all o and then hire outside contractors moust submit new affidavit indicating such. t Homeowners who submit•this a. avi Confractors that check this box must aihaclied an additional sheet showing the name of the sub-contractorsrk - and state whether or not (hose entities have employees. If the sub -contractors have employees, they must Provide their workers' comp. policy number. compensation insurance for my employees. Below is the policy and job site X am an employer tliat is providingworkers' information. Insurance Company Name - - - - - L11� -03 6 ExpirationDate, `-� -� —�� Policy # or Self -ins. Lic. #: ► r � 11C - �1(� Job Site Address: 2i 2Z-� � 5' - City/State/Zip: Attach a copy of the workers' compensation policy declaration page (showing the policy nary rand expiration date). Failure to secure coverage as required as naltiesMGL c. 2inthe form ofraaSSTOP WORK ORDER al violation Iand fine f p to $250.00 a and/or one-year imprisonment, as well p day against the violator. A copy' of this statement may be forwarded to the Office of Investigations of the D7A for insurance coverage verification. I do Itereby certi under tlzepai andpenalties ofperjury that the information provided above s true and correct Official use only. Do notwrite in this area, to be completed by city or town official. Permit/License City or Town- # issuing Authority (circle one): 1. Board of Health 2. Building Department 3. City/Town Clerk 4. Electrical Inspector 5. Plumbing Inspector 6. Other Phone Contact Person• Information and Instructions Massachusetts General Laws chapter 152 requires all employers to provide workers' compensation for their employees. Pursuant to this statute, an employee is defined as "...every person in the service of another under any contract o£hivre, express or implied, oral or written." An employer is defined as "an individual, partnership, association, corporation or other legal entity, or any two or more of the foregoing engaged in a joint enterprise, and including the legal representatives of a deceased employer, or the receivbfor trustee of an individual, partnership, association or other legal entity, employing employees. , However the owner of a dwelling house having not more than three apartments and who resides therein, or the occupant of the dwelling house of another who employs persons to do maintenance, construction or repair work on such dwelling house or on the grounds or building appurtenant thereto shall not because of such employment b6 deemed to be an employer." MGL chapter 152, §25C(6) also states that "every state or local licensing agency shall withhold the issuance or renewal of a license or permit to operate a business or to construct buildings in the commonwealth for any applicaxxtwho has not produced -acceptable evidence of compliance with the insurance coverage Aquiired." Additionally, MGL chapter 152, §25C(7) states "Neither the commonwealth nor any of its political subdivisions shall enter into any contract for the performance ofpublic work until acceptable evidence of compliance with the insurance requirements of this chapter have been presented to the contracting authority." Applicants Pleasb fill out the workers' compensation affidavit completely, by checking the boxes that apply to your situation and, if necessary, supply sub=contractors) name(s), address(es) and phone number(s) along with their certificates) of insurance. Limited Liability Companies (LLC) or Limited Liability Partnerships (LLP) with no employees other than the members or partners, are not required to carry workers' compensation insurance. If an LLC or LLP does have employees, a policy is required. Be advised that this affidavit may be submitted to the Department of Industrial Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit. The affidavit should be returned to the city or town that the application for the permit or license is being requested, not the Department of JndustrialAccidents. Should you have any questions regarding the law or if you are required to obtain a workers' compensation policy, please call the Department at the number listed below. Self-insured companies should enter their self-insurance license number on the appropriate line. City or Town Officials Please be sure that the affidavit is complete and printed legibly. The Department has provided a space at the bottom of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant. Please be sure to fill in the permit/license number which will be used as a reference number. In addition, an applicant that must submit multiple permit/license applications in any given year, need only submit one affidavit indicating current policy information (if necessary) and under "Job Site Address" the applicant should write •"all locations in (city or town)." A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the applicant as proof that a valid affidavit is on file for future permits or licenses. A new affidavit must be filled out each year. Where a home owner or citizen is obtaining a license or permit not related to any business or commercial venture (i.e. a dog license or permit to burn leaves etc.) said person is NOT required to complete this affidavit. The Department's address, telephone and fax number: The Commonwealth of Massachusetts Department of Industrial Accidents 1 Congress Street, Suite 100 Boston, MA 02114-2017 Tel. # 617-727-4900 ext. 7406 or 1-877-MASSAFE Fax # 617-727-7749 Revised 02-23-15 www.mass.gov/dia ACORO CERTIFICATE OF LIABILITY INSURANCE DATE(MM/DDrYYYY) 11/8/16 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER, AND THE CERTIFICATE HOLIER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED, subject to the terms and conditions of the policy, certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsemen s . PRODUCER Exchange Insurance Agency 330 Rutherford Ave Suite B Charlestown, MA 02129 NANET:CT Dou las Cameron PHONEFAX 6 617 523-7360 N . ( 17) 523-6313 L ADDRESS: doug.cameron@exchangeins.com BKS56404745 2/17/16 INSURER(S)AFFORDING COVERAGE NAIC# INSURER A: Liberty Mutual Insurance DAMAGE TO RENTED $ 300,000 MED EXP (Ary one person) $ 15,000 INSURED INSURER B : Fontes Contracting INSURERC: P 0 Box 237 INSURERD: 505 Main St (rear) Reading, MA 01867 INSURER E: INSURER F: allislyl40_1ci y4:491J[N:\9:40till J 1:14: :7�•�(~ir.T,�[1TTr THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES. LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR LTR TYPE OF INSURANCE AWL WEIR POLICY NUMBER POLICY EFF MIDDN POLICY EXP MMIDD/YYYY LIMITS A GENERAL LIABILITY X CCMMERCIALGENERAL LIABILITY CLAIMS- MADE a OCCUR BKS56404745 2/17/16 2/17/17 EACH OCCURRENCE $ 1,000,000 DAMAGE TO RENTED $ 300,000 MED EXP (Ary one person) $ 15,000 P'ERSONALBADVINJURY $ 1,000,000 GENERAL AGGREGATE $ 2,000,000 GEN'LAGGREGATE LIMITAPPLIES PER POLICY PRO- LOC ECT F PRODUCTS-OOMP/OP AGG $ 2,000,000 $ AUTOMOBILE LIABILITY ANYAUTO ALLOWNED SCHEDULED AUTOS AUTOS NON -OWNED HIREDAUTOS _ AUTOS CONS a accident $ BODILY INJURY (Per poison) $ BODILY INJURY (Per accident) $ PROaPEE DAMAGE $ UMBRELLA UAB EXCESSLIAB OCCUR CLAIMS -MADE EACH OCCURRENCE $ AGGREGATE $ DED RETENTION A WORKERS COMPENSATION AND EMPLOYERS' LIABILITY Y / N ANY PROPRIETORIPARTNERiEXECUTiVEN/A OFFICERI EMBER EXCLUDED? (Mandatory in NH) 7Y Ii yyeess describe under DESCRIPTIONCFOPERATIONSbelow WC5-318-376415-036 4/14/16 4/14/17 X wCSTATU- OTH- E.L. EACH ACCIDENT 1,000,000 E.L. DISEASE -EA EMPLOYEE $ 1,000,000 E.L. DIS EASE - POLICY LIMIT 1,000,000 DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES (Attach ACORD 101, Additional Rerrerks Schedule, If more space is regri red) VCn I Ir ivm I C IIULIJCn %.AIM L.CLLA I IUIY Town of North Andover Building Inspector 120 Main Street North Andover, MA 01845 SHOULD ANY OF THE ABOVE DESCRIBED POLICES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN ACCORDANCE WITH THE POLICY PROVISIONS. AUTHORIZED REPRESENTATIVE 19RR-2010 ACARrn rnRPORATION_ All rinht¢ racorvarl ACORD 25 (2010/05) The ACORD name and logo are registered marks of ACORD Phone: Fax: E -Mail: phutchins@northandoverma.gov , - ^---/ --- -- Office - HOME IMPROVEMENT CONTRACTOR Ty'pe: Individual Expiration !M4831 44 11/06/2018 Paul Fontes D/B/A Fontes ConStruc6onjl �7 r"='"""=" / 26 No"w"ods C � Woburn, MA 01 80i Undersecretary | ^ Massachusetts Department of Public Safety Board of Building Regulations and Standards License: CS -033234 Construction Supervisor PAUL FONTES ; PO BOX 237 READING MA 01867 Expiration: Commissioner 12/09/2017 89OU 8908 Cl)7 f§0 N I L-lez LO N cu0 _ 0 0 o N M� W .0 -ILL bo N O 00 � Cl) `L CA N d o J W 00 C?n t r N N E r �w N CV 1D r W ti N N M I I I I 0o I I I co co 10 I I I N bo I 4� N 4 co wmg O Q (9 rn > ch .0 C J C -4 Q NZ 850 U 9909 f 0L „Z/6 -, —„ Z/6 6 6-, Z f� N C ,� D O O Q U O C CL _ �C a1 N 3 C ' c CV � r C1 � N N E N a) Co m � N V Of m II 3 AM Z -,U U <\ o N_ x + d' C N xm W m M O m a o0 a) I'll N 04 . 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