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HomeMy WebLinkAboutBuilding Permit #195 - 53 CHESTNUT STREET 9/17/2008 BUILDING PERMIT Ot NORTH q �St Ll O.$6 �O TOWN OF NORTH ANDOVER 02 o� APPLICATION FOR PLAN EXAMINATION Permit NO: Date Received AraD ��SSACHUS�� Date Issued: IMPORTANT: Applicant must complete all items on this page LOCATION 3 A S..S?{N n� Print PROPERTY OWNER /!t.4&I of �u 1.4 CI 'Print MAP NO __46 PARCEL q 4 ZONING DISTRICT: Historic,District yes o Machine Shop Village yes o TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential New Building ✓6ne family Addition Two or more family Industrial .Iteration No. of units: Commercial Repair, replacement Assessory Bldg Others: Demolition Other Septic Well Floodplain Wetlands Watershed District Water/Sewer DESCRIPTION OF WORK TO BE PREFORMED: 2x mads t [ -5T- F//.. ;Y Cr rNS-/641 l 0-) V I A GG O f St-%0yJI.Ix. CIA l l at -.RNs 1f��1 ��W C't�I�CY lJ�tlb� c 4J C- 9 Identification Please T�yne or Print Clearly) OWNER: Name: "'t g 2 ie �1 ri"1.(41 Phone:9', 6 S6 '7756 Address: CONTRACTOR Name: K:2rJtJa1,9 Phone:�" -b0// ' r Address:` CCc � vt' • Supervisor's Construction License: Sf 145` Exp. Date:. l Home Improvement License: ! d 6 3 4z'�s Exp. Date: /G ARCHITECT/ENGINEER Phone: Address: Reg. No. FEE SCHEDULE:BULDING PERMIT:$12.00 PER$1000.00 OF THE TOTAL ESTIMATED COST BASED ON$125.00 PER S.F. Total Project Cost: $ ` FEE: $ 3� Check No.: Receipt No.: NOTE: Persons contracting witif unregistered contractors do not have access to the gug.Tntyfiund S gnature'ofAgent/Owner Signature of contractor Location s� itit�^ No. Date ,,oR,„ TOWN OF NORTH ANDOVER 3? � - . SOL ►0 s } r Certificate of Occupancy $ sMus Building/Frame Permit Fee $ b '� Foundation Permit Fee $ Other Permit Fee $ TOTAL $ Check # t� a 2y517 1� building Inspector Plans Submitted Plans Waived Certified Plot Plan Stamped Plans TYPE OF SEWERAGE DISPOSAL Public Sewer Tanning/Massage/Body Art Swimming Pools Well Tobacco Sales Food Packaging/Sales Private(septic tank,etc. Permanent Dumpster on Site f THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF - U FORM DATE REJECTED DATE APPROVED PLANNING & DEVELOPMENT COMMENTS CONSERVATION Reviewed on Signature COMMENTS -HEALTH ' Reviewed on Signature COMMENTS I Zoning Board'of Appeals: Variance, Petition No: Zoning Decision/receipt submitted yes Planning Board Decision: Comments Conservation Decision: Comments � Water & Sewer Connection/Signature& Date Driveway Permit DPW Town Engineer: Signature: Located 384 Osgood Street FIRE DEPARTMENT - Temp_Durnpster on site yes no Located at 124 Main Street Fire Department signature/date COMMENTS i Dimension Number of Stories: Total square feet of floor area, based on Exterior dimensions. Total land area, sq. ft.: ELECTRICAL: Movement of Meter location, mast or service drop requires approval of Electrical Inspector Yes No DANGER ZONE LITERATURE: Yes No MGL Chapter 166 Section 21A—F and G min.$100-$1000 fine NOTES and DATA— For department use ❑ Notified for pickup - Date I Doc.Building Permit Revised 2008 Building Department The following is a list of the required forms to be filled out for the appropriate permit to be obtained. Roofing, Siding, Interior Rehabilitation Permits ❑ Building Permit Application ❑ Workers Comp Affidavit ❑ Photo Copy Of H.I.C. And/Or C.S.L. Licenses ❑ Copy of Contract ❑ Floor Plan Or Proposed Interior Work ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit Addition Or Decks ❑ Building Permit Application ❑ Certified Surveyed Plot Plan ❑ Workers Comp Affidavit ❑ Photo Copy of H.I.C. And C.S.L. Licenses ❑ Copy Of Contract ❑ Floor/Crossection/Elevation Plan Of Proposed Work With Sprinkler Plan And . Hydraulic Calculations (If Applicable) ❑ Mass check Energy Compliance Report (If Applicable) ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit New Construction (Single and Two Family) ❑ Building Permit Application ❑ Certified Proposed Plot Plan ❑ Photo of H.I.C. And C.S.L. Licenses ❑ Workers Comp Affidavit ❑ Two Sets of Building Plans (One To Be Returned) to Include Sprinkler Plan And Hydraulic Calculations (If Applicable) ❑ Copy of Contract ❑ Mass check Energy Compliance Report ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Permit In all cases if a variance or special permit was required the Town Clerks office must stamp the decision from the Board of Appeals that the appeal period is over. The applicant must then get this recorded at the Registry of Deeds. One copy and proof of recording must be submitted with the building application Doc:INSPECTIONAL SERVICES DEPARTMENT:BPFORM07 Revised 2.2008 t VORTIy '9 Town of : Andover No. - �` © �` dower, Mass. - ` � o =" �A � f f COCKICKEwICK 7�A0'QATEO `S BOARD OF HEALTH Food/Kitchen PERMIT T D Septic System �� BUILDING INSPECTOR THIS CERTIFIES THAT /# /.......... ............................................................... ... Foundation has permission to erect....................................... buildin on................ ................62.....C.. 4.0. 4 v.M.77 Rough to be occupied as......... .. ... ..... ........ I .1dI1I .... ... imn y �r e provided that the person pting this permit sh n every respect conform the terms f the application on file in Final this office, and to the provisions of the Codes a By-Laws relating to the Inspection, Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR VIOLATION of the Zoning or Building Regulations Voids this Permit. Rough Final PERMIT EXPIRES IN 6 MONTHS Soo �. ELECTRICAL INSPECTOR UNLESS CONSN ST TS Rough ....................... Service BUILDING INSPECTOR Final Occupancy Permit Required to Occupy Building GAS INSPECTOR Rough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE DEPARTMENT Until Inspected and Approved by the Building Inspector. Burner Street No. SEE REVERSE SIDE Smoke Det. The Commonwealth of Massachusetts Department of Industrial Accidents Office of Investigations d 600 Washington Street Boston, MA 02111 www.mass.gov/dia Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information Please Print Legibly Name(Business/Organization/Individual): L< £ U/ Co to �• . Address: Tt r� r City/State/Zip: ON d o V £rt- �� Phone.#: 6 g l- p Are you an employer?Check the appropriate box: Type of project(required):, 1.RI-ram a employer with ' 4. ❑ I am a general contractor and I —�—* have hired the sub-contractors 6. E]New construction � employees(full and/or part-time). 2.❑ I am a sole proprietor or partner- listed on the attached sheet. 7. ].Remodeling ship and have no employees These sub-contractors have g, ❑Demolition workingfor me in an capacity. employees and have workers' y p t3'• 9. El Building.addition , [No workers' comp. insurance comp. insurance.* 10. Electrical repairs or additions required.] 5. ❑ We are a corporation and its ❑ P 3.❑ I am a homeowner doing all work officers have exercised.their 11.❑ Plumbing repairs or additions myself. [No workers' comp. right of exemption per MGL 12.❑Roof repairs insurance required.]t c. 152, §1(4), and we have no employees. [No workers' 13.❑ Other comp. insurance required.] *Any applicant that checks box#1 must also fill out the section below showing their workers'compensation policy information. t Homeowners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. tContractors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp.policy number. I am an employer that is providing workers'compensation insurance for my employees. Below is the policy and job site information. Insurance Company Name: /2 ni Policy#or Self-ins. Lic.#:' W C 7 q 3 /'1r]7 Expiration Date: n C) Job Site Address: ,S 3 C b ZSf),6-t City/State/Zip: A7 5d d/ t A-d /bV,S- Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator. Be advised that a copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. Ido hereby certi under the pain /ndd penalties of perjury that the information provided above is true and correct. Si atuie: vim-' Date: Phone k q - L ':? t -Sao 1 Officialuse only. Do not write in this area, to be completed by city or town official City or Town: Permit/License# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.City/Town Clerk 4.Electrical Inspector 5.Plumbing Inspector 6.Other Contact Person: Phone#: Information and Instructions Massachusetts General Laws chapter 152 requires all employers to provide workers'compensation for their employees. Pursuant to this statute,an employee is defined as"...every person in the service of another under any contract of hire, express or implied,oral or written." An employer is defined as"an individual,partnership,association,corporation or other legal entity,or any two or more of the foregoing engaged in a joint enterprise,and including the legal representatives of a deceased employer, or the receiver or Itrustee of an individual,partnership,association or other,legal entity,employing employees. However the owner of a dwelling house having not more than three apartments and who resides therein,or the occupant of the dwelling house of another who employs persons to do maintenance,construction or repair work on such dwelling house or on the grounds or Building appurtenant thereto shall not because.of such employment be deemed to be an employer." MGL chapter 152, §25C(6)also states that"every state or local licensing agency shall withhold the issuance or renewal of a license or permit to,operaU?a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required." Additionally,MGL chapter 152, §25C(7)states"'Neither the commonwealth nor any of its political subdivisions shall enter into any contract for,the performance of public work until acceptable evidence of compliance with the insurance requirements of this chapter have been presented to the contracting authority." Applicants Please fill out the workers' compensation affidavit completely,by checking the boxes that apply to your situation and,if necessary,supply sub-contractors)name(s),address(es)and phone number(s)along with their certificate(s)of insurance. Limited Liability Companies(LLC)or Limited Liability Partnerships(LLP)with no employees other than the members or partners, are not required to carry workers' compensation insurance. If an LLC or LLP does have employees, a policy is required. Be advised that this affidavit may submitted to the Department of Industrial Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit. The affidavit should be returned to the city or town that the application for the permit or license is being requested,not the Department of Industrial Accidents. Should you have any questions regarding the law or if you are required to obtain a workers' compensation policy,please call the Department at the number listed below. Self-insured companies should enter their self-insurance license number on the appropriate line. City or Town Officials Please be sure that the affidavit is complete and printed legibly. The Department has provided a space at the bottom of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant. Please be sure to fill in the permit/license number which will be used as a reference number. In addition,an applicant that must submit multiple.permit/license applications in any given year,need only submit one affidavit indicating current policy information(if necessary)and under"Job Site Address" the applicant should write"all locations in (city or town)."A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the applicant as proof that a valid affidavit is on file for future permits or licenses. A new affidavit must be filled out each year.Where a home owner or citizen is obtaining a license or permit not related to any business or commercial venture (i.e. a dog license or permit to burn leaves etc.)said person is NOT required to complete this affidavit. The Office of Investigations would like to thank you in advance for your cooperation and should you have any questions, please do not hesitate to give us a call. The Department's address,telephone and fax number: The Commonwealth of Massachusetts Department of Industrial Accidents Office of Investigations 600 Washington Street Boston,MA 02111 Tel. #6.17-727-4900 ext 406 or 1-877-MASSAFE Fax# 617-727-7749 Revised 11-22-06 www.mass.govldia ----- Elie e"', eonu�eau� ✓ c°°aclucaet�`a Board of Building Regulations and Standards jjq HOME IMPROVEMENT CONTRACTOR Registratign 108383 Expiration 8(18/2010 Tr# 272473 T e D�BA EYP ` . KEEN CONSTRUCTION Kenneth Keen } 21 Hewitt Ave ., _ No.Andover,MA 01845 Administrator F ✓lze �anirria�uuecr� �,/l/laaaac/zttaell6 Board of Building Regulations and Standards Construction Supervisor License E: License: CS 58245 ' Tr# 17840 - Expiration 3y24/2010 �" , f2estnction OQ ,. i, KENNETH B KEEN 21 HEWITT AVE N ANDOVER,MA 01845 W Commissioner j r ✓fie -V/G✓yZY,7.0'I7.1.!/P.CLGGIL O��v(.CtdJQ.C/2Ud��16 Board of Building;ftulations and:Standards Construction Supervisor License L en it CS 76691 Birthdate8/16/1968 Expiration _8/}j612009 Tr# 3859 Restnctionr=A 1 ROBERT A KEEN 12 E WATER ST -G N ANDOVER,MA.Q1845 Commissioner 8/11/2008 12:18 PM FROM: Gilbert Insurance Ag Gilbert Insurance Ag TO: +1 (978) 682-3231 PAGE: 002 OF 003 ACM4 CERTIFICATE OF.LIABILITY INSURANCE 08/ilii 8 PRODUCER (781)942-2225 FAX (781)942-2226 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION Gilbert Insurance Agency, Inc. ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE 137 Main Street HOLDER.THIS CERTIFICATE DOES NOT AMEND,EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. Reading., MA 01867-3922 INSURERS AFFORDING COVERAGE NAIC# INSURED Kenneth B. Keen ]—ERA: NORFOLK & DEDHAM INSURANCE 23965 DBA: Keen Construction Company INSURERS: Granite State Ins, Co. 0077 21 Hewitt Ave. INSURER C: North Andover, MA 01845 INSURER D: INSURER E: OVERAGES THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED.NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN,THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS,EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.AGGREGATE LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR ADDL TYPE OF INSURANCE POLICYNUMBER POLICYEFFECTIVE POLICY EXPIRATION LIMBS GENERAL LIABILITY ND—P-010078/000 03/13/2008 03/13/2009 EACH OCCURRENCE $ 1,000,000 X COMMERCIAL GENERAL LIABILITY DAMAGE TO RENTED $ SO,00 CLAIMS MADE a OCCUR MED EXP(Any one person) $ 5. A - PERSONAL&ADV INJURY $ 1,000,()0( GENERAL AGGREGATE $ 2,000,00( GENL AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $ 2,000,00( X POLICY JEa LOC AUTOMOBILE LL481LITY COMBINED SINGLE LIMIT $ ANY AUTO (Ee accident) ALL OWNED AUTOS BODILY INJURY $ SCHEDULED AUTOS (Per.person) - HIREDAUTOS BODILY INJURY $ NOr4-OWNED AUTOS (Per accident) - PROPERTY DAMAGE $ (Per accident) GARAGE LIABILITY AUTO ONLY-EA ACCIDENT $ ANY AUTO OTHER THAN EA ACC S AUTO ONLY: AGG $ EXCESSIUMBRELLA LIABILITY EACH OCCURRENCE $ OCCUR ❑CLAIMS MADE AGGREGATE $ DEDUCTIBLE RETENTION $ $ WORKERS COMPENSATION AND WC7431477 08/03/2008 08/03/2009 X I WC STATU- OTI+ EMPLOYERS'LIABILITY TORY LIN B ANY PROPRIETOR/PARTNER/EXECUTIVE E.L.EACH ACCIDENT $ 100,00 OFFICER/MEMBER EXCLUDED? E.L.DISEASE-FA EMPLOYE $ j00 00 If yes•describe under SPECIAL PROVISIONS below E.L.DISEASE-POLICY LIMIT $ 500,00( OTHER DESCRIPTION OF OPERATIONS I LOCATIONS I VEHICLES I EXCLUSIONS ADDED BY ENDORSEMENT I SPECIAL PROVISIONS riginal workers compensation certificates to be issued by company. Evidence of Insurance only. CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF,THE ISSUING INSURER WILL ENDEAVOR TO MAIL 30 DAYS WRITTEN NOTICE TO THE CERTIFICATE HOLDER NAMED TO THE LEFT, BUT FAILURE TO MAIL SUCH NOTICE SHALL IMPOSE NO OBLIGATION OR LIABILITY OF ANY KIND UPON THE INSURER,ITS AGENTS OR REPRESENTATIVES. evidence AUTHORIZED REPRESENTATIVE Mark Gilbert CIC ACORD 25(2001108) OACORD CORPORATION 1988 KEEN CONSTRUCTION CO: 21 HEWITT AVE. N. ANDOVER;MA 01845 (978) 691-5201 Hennelly,.Mlarie 53.Chestnut St. N.Andover,MA 0.1.:845 (978)686-7256 Contract# 5000; Appendix A Date:9/15/2008. Remodel l"floor bath and kitchen floor: • Demo walls, floor and ceiling in first floor bath • Remove'floor in kitchen to sub-floor • Supply&install insulation to code • 1 Hang blue board on walls and ceiling a skim co at.plaster to smooth finish Supply& install trim to match existing Supply& install 3/4 x 3 1/4"pre-finished natural.oak flooring . i.Supply& install 24"h'x 12"d white cabinet over toilet(width-to be determined when room is. demoed). Plumbing: • Remove existing fixtures in batt} _ • Supply& install pipes:and fittings for new laundry area Supply&,install new tojlet-a6d sink selected by-customer from Peabody Supply Electrical: • Supply and install necessary=outlets.for washer and electric dryer • date-electrical to code in bath Total Price:$19,210 0.0(nineteen thousand two hundredlen dollars) Price does not include cost of permits,painting,new window or door, or changes required by inspectors. Payment schedule:$6000.00 due.upon signing contract $5000:00 due when,rough electrical&plumbing;is complete $5000.00 due whenplaster is complete i $3210.00 due upon completion of contracted work D Customer Keht eth B Keen Date Date I ! x oll KEEN CONSTRUCTION CO. GP a 21 HEWITT AVENUEF'. ;POSL NORTH.ANDOVER. MA 0.1845 Tel: (978)691-5201 All home improvement contractors and subcontractors engaged in home improvement contracting, unless Fax: (978)682-3231 specifically exempt from registration by Provisions of Chapter 142A of the general laws,must be registered with Submitted „,{{jj the Commonwealth of Massachusetts. Inquiries about To: - - �i --� - registration and status should be made to the Director, Home Improvement Contract Registration,One Ashburton _.__.-._.____..__--__----.. Place, Room 1301, Boston, MA 02108 (617) 727-8598. Owners who secure their own construction related f permits or deal with unregistered contractors will be excluded from the Guaranty Fund Provision of MGL c. 142A. PHONE DATE r REGISTRATION NO. EIN NO. L �, I MA. H.LC. 108383 26-0462904 0 > C/S = Customer Supplied S+ I = Supply+ Install See Attached Appendix A We hereby submit specifications and estimates for work to be performed and materials to be used: - - -- ._..._..........M____.___ __---____,- ........................_____.___-- ....._................ .._ --- ---- ....... __ _ _.___................ __._ _.. _ --__-_ > Construction related permds: - �---�---`_'--` -” _..._..._.............................._.......,................................._....,....................................................,,.,.................................................................................................................,....,.,...................,...,.,..........,.....,,............................................................. WORK SCHEDULE _ Contractor will not begin the work or order the materials before the third day following the signing of this Agreement,unless specified here in writing. Contractor will begin the work on or about (date). Barring delay caused by circumstances beyond Contractor's control,the work will be completed by�� - JJate). The Owner hereby acknow dges and agrees that the scheduling dates are approximate and that such delays that are not avoidable by the Contractor shall not be considered as violations of this Agreement. WARRANTY The Contractor warrants that the work furnished hereunder shall be free from defects in materials and workmanship for a period of J 1, following completion and shall comply with the requirements of this Agreement. In the event any defect in workmanship or materials,or damage caused by the Contract r,his subcontractors,employees or agents,is discovered within one year after completion of any job,including cleanup,the Contractor shall,at his own expense,forthwith remedy,repair,correct,replace,or cause to be remedied, repaired,or replaced,such damage or such defect in materials or workmanship.The foregoing warranties shall survive any inspection performed in connection with the agreed-upon work. We Propose hereby tofurnishmaterial and labor-complete in daccordance with above specifications,for the sum of c: �t k c s ry l�� �e��(A��d )� ,9��i �'1`) ___ ti. �,_.-� dollars($ 1 `7�, 2 10 , 0 0 ), Paymentto be ma a as follows: —' % ($ ) upon signing Contract; KENNETH B. KEEN / ROBERT A. KEEN �> Name of Contractor/Designated Registrant ($ ) upon c rrtpletiT of 21 HEWITT AVE. Street Address � n % ($ 1 � pletion of N. ANDOVER MA 01845 City/State shall be made forthwith upon (978) 691-5.201 (978) 682-3231 completion of work under this contract. Phone Fax Notice: No agreement for home improvement contracting work shall require a >down payment(advance deposit)of more than one-third of the total contract price Name of Salqsman f or the total amount of all deposits or payments which the contractor must make, in G � l G' ho wr advance, to order and/or otherwise obtain delivery of special order materials and A d S� attirj_ equipment,whichever amount IS greater. Note:.-Te's P- roposal maybe withdrawn by us if not accepted within days. Acceptance of Proposal -I have read both sides of this document and all attached documents and accept the prices,specifications and conditions stated. I understand that upon signing,this proposal becomes a binding contract. You are authorized to do the work as specified. Payment will be made as outlined above. You, the Buyer, may cancel this transaction at any time prior to midnight of the third business day after the date of this transaction. Cancellation must be done in writing. DO NOT SIGN fTHIS CONTRACT IF THERE ARE ANY BLANK SPACES. Signature_A/hl/ +1 Ir�t ! � l ,T Signature - Date IMPORTANT INFORMATIO.N,ON.BACK 00 paAa:c+4.x 1"•�..d,5.+,'"::5'p°:.:x }.n .�..k�Ya:=39 C.+.�s '=.t4 a ,�,e,,.# ia'd& �4+"s.,m �tsa> .pi a ? 4. 'i 4 �F \ p' t n.,:a s, .� d.'^ -�•r °.I. �Au,�t;:�..,...�c.,k.�t� ,�..��,,�. vi��' >'��..'"�,.�. ��*�[i,�.=:.�3r9��?,,.cc�a�Cassr�.Y�4';5,4��.Yd,,• r .,�s