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HomeMy WebLinkAboutBuilding Permit #909-11 - 90 MIDDLESEX STREET 5/1/2018 TOWN OF NORTH ANDOVER APPLICATION FOR PLAN EXAMINATION Permit NO: 90 Date Received Date Issued: IWORTANT:Applicant must complete all items on this page LOCAL c�DkA ON P ' t PROPERTY OWNER So�\Y\ o \ Print MAP NO: A 0 PARCEL: 6; ZONING DISTRICT: Historic District yes no it Machine Shop Village yes no TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑New Building One family ❑Addition ❑Two or more family ❑Industrial ❑ Iteration No. of units: ❑Commercial Nf Repair, replacement ❑Assessory Bldg ❑ Others: [I Demolition _ ❑Other RD Se he W p --. tr ®�11aui ` ®III - $(] aterIs istrict t N n" ` 00 DESCI ., TIO OF ORIS TO 3E-11M ORNMD: if (Identification Please Type or Print Clearly) . OWNER: Name: �? Address: lc�Co Kill, S CONTRACTOR Name: L\V\ ` Phone: Address: ® (-p,(\ ®N � t-\J� Supervisor's Construction License: �,� 0i LA -)�A Exp. Dat . Home Improvement License: Exp. Date: ARCHITECT/ENGINEER Phone: , t Address: Reg. No. FEE SCHEDULE.BULDING PERMIT,$92.00 PER$9000.00 OF THE TOTAL ESTIMATED COST BASED ON$125.00 PER S.F. Total Project Cosi: $_ 1 , ki C) FEE: $ Check No.: 6 Receipt No.: NOTE: Persons contracting with unre 'ter d contractors do not have access to thrua y fund `contactor` ■ Building Department The following is a list of the required forms to be filled out for the appropriate permit to be obtained. Roofing, Siding, Interior Rehabilitation Permits ❑ Building Permit Application ❑ Workers Comp Affidavit ❑ Photo Copy Of H.I.C. And/Or C.S.L. Licenses ❑ Copy of Contract ❑ Floor Plan Or Proposed Interior Work ❑ Engineering Affidavits for Engineered products MOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Pen Addition Or Decks ❑ Building Permit Application ❑ Certified Surveyed Plot Plan ❑ Workers Comp Affidavit o Photo Copy of H.I.C. And C.S.L. Licenses 0 Copy 0'CCon raai ❑ Flo or/Crossection/Elevation Flan Of Proposed Work With Sprinkler Plan And Hydraulic Calculations (If Applicable) a Mass check Energy Compliance Report (If Applicable) ❑ Engineering Affidavits for Engineered products NOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg Perm New Construction (Single and Two Family) ❑ Building Permit Application ❑ Certified Proposed Plot Plan ❑ Photo of H.I.C. And C.S.L. Licenses .❑ Workers Comp Affidavit ❑ Two Sets of Building Plans (One To Be Returned) to Include Sprinkler Plan And Hydraulic Calculations (If Applicable) ❑ Copy of Contract ❑ Mass check Energy Compliance Report ❑ Engineering Affidavits for Engineered products g p e. _ MOTE: All dumpster permits require sign off from Fire Department prior to issuance of Bldg .Perm In all cases if a variance or special permit was required the Town Clerks office must stamp-the decision from the Board of Appeals that the appeal period is over. The applicant must then get this recorded at the Registry of Deeds. One copy and proof of recording must be submitted with the building application Doe: Doe.Building Permit Revised 2008mi 1 Plans Submitted ❑ Plans Waived ❑ Certified Plot Plan ❑ Stamped Plans ❑ TYPE OF SEWERAGE DISPOSAL Public Sewer ❑ Tanning/Massage/Body Art ❑ swimming Pools ❑ Well ❑ Tobacco Sales ❑ Food Packaging/Sales ❑ Private(septic tank,etc. ❑ Permanent Dumpster on Site ❑ THE FOLLOWING SECTIONS FOR OFFICE USE ONLY INTERDEPARTMENTAL SIGN OFF - U FORM DATE REJECTED DATE APPROVED PLANNING & DEVELOPMENT ❑ ❑ COMMENTS CONSERVATION Reviewed on Signature COMMENTS HEALTH Reviewed on Signature COMMENTS Zoning Board of Appeals:Variance, Petition No: Zoning Decision/receipt submitted yes Planning Board'Decision: Comments ` Conservation Decision: Comments Water & Sewer Connection/Signature&Date Driveway Permit DPW Town Engineer: Signature: Located 384 Osgood Suet FIRE DEPARTMENT -Temp Dumpster on site yes no Located at 124 Main Street Fire Department signature/date COMMENTS r 1 Dimension Number of Stories: Total square feet of floor area, based on Exterior dimensions. Total land area, sq. i.: - ELECTRICAL: Movement of Meter location, rust or service drop requires approval of Electrical Inspector Yes No DANGER ZONE LITERATURE: Yes No MGL Chapter 166 Section 21A—F and G min.$100-$1000 fine r NOTES and DATA— For department use ® Notified for pickup - Date DocOuilding Permit Revised 2008mi ORTH Town of And 0 ' , No. LAKE o dower, Mass., A e/' COCHICHEWICK A0RATE D P '�7 `S BOARD OF HEALTH Food/Kitchen .PERMIT T D Septic System BUILDING INSPECTOR THISCERTIFIES THAT............ ....`. ................................ ............................................................................... W- xt """""""""""" Foundation has permission to erect.................:...................... buildings on ......��V./111. . -lY........,A.;le................ Rough e . to be occupied as / Chimney provided that the person accepting this permit shall in every respec conform to the terms of the application on file in Final this office, and to the provisions of the Codes and By-Laws relating to the Inspection, Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR VIOLATION of the Zoning or Building Regulations Volds this Permit. Rough PERMIT EXPIRES IN 6 MONTHS Final ELECTRICAL INSPECTOR UNLESS CONSTRUCTION TARTS Rough ................ ...... . ................ ..... ... ....... Service BUILDING INSPECTOR Final Occupancy Permit Required to Occupy Building GAS INSPECTOR Rough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE DEPARTMENT Until Inspected and Approved by the Building Inspector. Burner Street No. SEE REVERSE SIDE Smoke Det. r R Ir f �+, �iLC L dI12/�ZQ�y��/P,CLK/G dL��CCAe. m Office of Consumer Affairs&Business Regulation "i= HOME IMPROVEMENT CONTRACTOR r= - Registration: ..%-165593 C ; Expiration:---3/5/2012 Tr# 294129 Type: -individual, , BERTONE CONSTRUCTION&REMODELING MICHAEL BERTONE JR_. 104 GRAND ST READING,MA 01867 Undersecrctan ldin— Rc1 ulutirrn, :uui till]dard, ce-'liscr License: CS 94043 Restricted to: 00 MICHAEL A BERTONE 104 GRAND ST ►^ ' ':READING, MA 01867 �. Expiration: 4/18/2012 ` — — Tr#: 21595 y A� CERTIFICATE OF LIABILITY INSURANCE 7(MM/DDY6/28/11, THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED, the policy(ies) must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT NAME: M.P. Roberts Insurance Agency PHONE FAX A/ No: 1060 Osgood Street ADDRESS: CARI@MPROBERTSINSURANCE.COM North Andover, MA 01845 PRODUCER 2899 INSURE S AFFORDING COVERAGE NAIC# INSURED INSURER A:Merchants Mutual MICHAEL BERTONE JR INSURER B:AIM Mutual 104 GRAND STREET INSURER C:Merchants Mutual Insurance Co READING, MA 01867 INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT,TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. ILTR TYPE OF INSURANCE AML SUER POLICY NUMBER MMIDDNYY MMIDDYYYYYY LIMITS GENERAL LIABILITY EACH OCCURRENCE $ 1,000,000 C X COMMERCIAL GENERAL LIABILITY BOPI044683 1/1/11 1/1/12 DAMAGE TO RENTED PREMISE E S Ea o mece $ 500,000 CLAIMS-MADE OCCUR MED EXP(Anyone person) $ 15 000 PERSONAL&ADV INJURY $ 11000,000 GENERAL AGGREGATE $ 2,000,000 GEN'LAGGREGATE LIMITAPPLIES PER PRODUCTS-COMP/OPAGG $ 2000000 POLICY PRO JECT LOC $ AUTOMOBILE LIABILITY COMBINED SINGLE LIMIT $ (E a accide rt) ANYAUTO BODILY INJURY(Per person) $ ALL OWNED AUTOS BODILY INJURY(Per accident) $ SCHEDULED AUTOS PROPERTY DAMAGE $ HIRED AUTOS (Per accident) NON-0WNED AUTOS $ $ UMBRELLA LIAB OCCUR EACH OCCURRENCE $ EXCESSLIAB CLAIMS-MADE AGGREGATE $ DEDUCTIBLE $ RETENTION $ $ B WORKERS COMPENSATIONVWC601125201 1/1/11 1/1/12 WC STATu- OTH- AND EMPLOYERS'LIABILITYFIR ANY PROPRIETOR/PARTNER/EXECUTNE YIN E.L.EACH ACG DENT $ 500,000 OFFICE RIME MBER EXCLLID ED? N/A (Mandatory in NH) E.L.DISEASE-EA EMPLOYEE $ 500,000 Ifyes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 500,000 DESCRIPTION OF OPERATIONS/LOCATIONS/VEHICLES (Attach ACORD 101,Additional Remarks Schedule,if more space is regrf red) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN NORTH ANDOVER ACCORDANCE WITH THE POLICY PROVISIONS. BUILDING DEPARTMENT aI NORTH ANDOVER, MA 01845 AUTHORIZED RE TATIVE 6 &tLtt� ©1988-2009 ACORD CORPORATION. All rights reserved. ACORD 25(2009/09) The ACORD name and logo are registered marks of ACORD The Commonwealth of Massachusetts r � k t Department oflndustrial Accidents pill Office of Investigations 9; i ;l a 600 Washington Street Boston MA oaxzx lvww.massgov/dia Workers' Compensation insurance Affidavit:JBuiiders/Contractors/Electricians/P,iumbers AUplieant Information . Please Printi Le0bly Name(Basihess/Organization/Individual): Y;,-A L G. Address:_ \0�A CT Mr., City/State/Zi \� AA-5f p� � ���1 Phone#�: `7�� � Are you ain employer?Check the appropriate box: `Type of project(required}: [2. .❑ I am a employer with 4. ❑ I am a general contractor and I 4 employees(full and/or part-time) have hired the sub-contractors 6• ,❑New construction I airy a sole proprietor or partner- listed on the attached sheet.t 7• t29 Remodeling skip and have no employees These sub-contractors have 8. ❑Demolition working forme in any capacity, workers'comp,insurance, g, ❑Building addition [No workers'comp.insurance 5. ❑ We are a corporation and its required] officers have exercised their 10.❑Electrical repairs or additions 3.❑ I am a homeowner doing all work right of exemption per MGL - 11.❑Plumbing repairs or additions myself.[No workers'comp, c. 1,52,§1(4),and we have no 12.[]Roofrepairs " insurance required.]i employees.[No workers' 1311 Other .comp.insurance required.] *Any applicant that checks box#1 must also.lI out the section below showingtheir workers'compensation policy information. t I Iomeownei-s who submit this affidavit indicating they aie doing all work and Chep hire outside contractors must submit anew affidavit indicating such. `Contractors that check this box must attached an additional sheet showing the name of the sub-contractors aiid their workers'comp.policy information. X am an employer that is providing workers'compensation insurance for my employees. Below is thepolicy and job site information. , Insurance Company Name: kry\__ OW Policy#or Self-ins.Lic.#: � 0\ Expiration Date: Job Site Address: N\% A1DV x City/State/Zip: /� oJe r pqL A S1 Attach a copy of the workers'compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c.•152 can lead to the imposition of criminal penalties of a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORK ORDER and a fine of up to$250.00 a day against the violator. Be advised that a copy of this statement maybe forwarded to the Office of Investigations of the DIA for insurance coverage verification. X do het eby erd under thea* and penalties ofpetjury that the information provided above is true and cot;rect.' 5inature: Date: Phone#: Official case only. Do not write in.tlris area,to be compleferl by city or town official City or Town: Permit/License# Issuing Authority(circle one): 1.Board of Health 2.Building Department 3.City/Town CIerk 4.Electrical Inspector 5.PIumbing Inspector 6.Other Contact Person: Phone#• Information and Instruefi®.ns , Massachusetts General Laws chapter 152 requires all employers to provide workers'compensation for their employees. Pursuant to this statute,an employee is defined as"...every person in the service of another under any contract of hire, express or implied,oral or written." An employer is defined as"an individual,partnership,association,corporation or other legal entity,or any two or more of the foregoing engaged in a joint enterprise,and including the legal representatives of a deceased employer, or the receiver or trustee of an individual,partnership,association or other legal entity,employing employees. However the owner of a dwelling house having not more than three apartments and who resides therein,or the occupant of the dwelling house of another who employs persons to do maintenance,construction or repair work on such dwelling house or-on the grounds or building appurtenant thereto shall not because of such employment be deemed to bean employer." MGL chapter 152,§25C(6)also states that"every state or local licensing agency shall withhold the issuance or renewal of a license or permit to operate a business or to construct buildings in the commonwealth for any applicant who has not produced acceptable evidence of compliance with the insurance coverage required." Additionally,MGL chapter 152, §25C(7)states"Neither the commonwealth nor any of its political subdivisions shall enter into any contract for the performance ofpublic work until acceptable evidence of compliance with the insurance requirements ofthis chapter have been presented to the contracting authority." Applicants Please fill out the workers'compensation affidavit completely,by checking the boxes that apply to your situation and,if necessary,supply sub-contractors)narne(s),address(es)and phone number(s)along with their certificate(s) of insurance. Limited Liability Companies(LLC)or Limited Liability Partnerships(LLP)with no employees other than the members or partners,are not required to carry workers'compensation insurance. If an LLC or LLP does have employees,a policy is required. Be advised that this affidavit may be submitted to the Department of Industrial Accidents for confirmation of insurance coverage. Also be sure to sign and date the affidavit. The affidavit should be returned to the city or town that the application for the pen or license is be' g requested,not the Department of Industrial Accidents. Should you have anyquestions regarding the law or if you are required to obtain a workers' compensation policy,please call the Department at the number listed below. Self-insured companies should enter their self-insurance license number on the appropriate line. City or Town Officials Please he sure that the affidavit is complete and printed legibly. The Department has provided a space at the bottom of the affidavit for you to fill out in the event the Office of Investigations has to contact you regarding the applicant. Please be sure to fill in the pennit/lieense number which will be,used as a reference number. Irl addition,an applicant that must submit multiple�permit/license applications in-any given year,need only submit one affidavit indicating current Policy information(if necessary)and under"Job Site Address"the applicant should write"all locations in (city or town)."A copy of the affidavit that has been officially stamped or marked by the city or town may be provided to the applicant as proof that a valid affidavit is on file for future pen-nits or licenses. A new affidavit must be filled out each year. Where a home owner or citizen is obtaining a license or pen-nit not related to any business or commercial venture (i.e.a dog license or permit to bum leaves etc)said person is NOT required to complete,this affidavit. The Office of Investigations would like to thank you in advance for your cooperation and should you have any questions, please do not hesitate to give us a call. The Department's address,telephone and fax number: The CornmQnwoalth of Massachusetts Dgpartmmt of Industrial Aooidenta Office of Tnvest,'ptions 600 Washington Street Boston,MA 02111 Tel.# 617-7274900 ext406 or 1-877-MASSAFE Revised 5-26-05 Fax#617-727-7749 www:mass.gov/dia . I Location 9J� G� f f� �yF No. Date TOWN OF NORTH ANDOVER i • .Certificate of Occupancy $ Building/Frame Permit Fee $ 0?/2 �CNUS Foundation Permit Fee $ Other Permit Fee $ TOTAL $ Check # -­3� 24560 A Building Inspector Massachusetts Home Im rovement Sam le Contract This form satisfies all basic requirements of the state's Home Improvement Contractor Law(MGL chapter 142A),but does not include standard language to protect homeowners. Seek legal advice if necessary. Any person planning home improvements should first obtain a copy of"A Massachusetts Consumer Guide to Home Improvement"before agreeing to any work on your residence.You may obtain a free copy by calling the Office of Consumer Affairs and Business Regulation's Consumer Information Hotline at 617-973-8787 or 1-888-283-3757 or on our website. Homeowner Information Contractor Information Name Company Name Street Address(do not use a Post Office Bok address) Contractor/Salesperson/Owner Name k oo WAu5 A\i-e- pec -t'— Ci /Town State Zip Code Business Address(must include a street address) ""�Cr h&h 6vg LA s-- \® 6M, s-�- Daytime Phone Evening Phone C60,A�N wn State Zip Code XC d19 Mailing Address(It different from above) Business Phone I Federal Employer ID or S.S.Number Home Improvement Contractor Reg.Number Expiration date Law requires that most home improvement registration n have n valid regisfrntion numbmb er J v, The Contractor agrees to do the following work for the Homeowner: (Describe in detail the work to completed,specifying the type,brand,and grade of materials to be used,use additional sheets if necessary.) 4,tn0AA .Q mS�i , � �a5�� ��i ��� , pas��t�� �ro�thln� . TnS��,�� Stan P,>vaco� �,� r I - \ ee S \ t �� � �11 �'CIiM_ A�(� VA(�1'�'`j T�'11 k Required Permits-The following building permits are required Proposed Startland Completion Schedule-The followina schedule will and will be secured by the contractor as the homeowner's agent: be adhered to unless circumstances beyond the contractor's control arise bX (Owners who secure their own permits will be Pc�� excluded from the Guaranty a ty Fund provisions of 6 ,- Date when contractor will begin contracted work. MGL chapter 142A. y A ) a� `( Date when contracted work will be substantially completed. Total Contract Price and Payment Schedule The Contractor agrees to perform the work,furnish the material and labor specified above for the total sum of- 1- S 0 (*) Payments will be made according to the following schedule: s-3-,MQ upon signing contract(not to exceed 1/3 of the total contract price or the cost of special order items,whichever is greater) by 7/�/ or upon completion of Ltje, \ $—L\c�+ylJ by -7 /,/� or upon completion of �1{��� (�Q�C�t CX\� $—�- upon completion of the contract. (Law forbids demanding full payment until contract is completed to both party's satisfaction) The following material/equipment must be special $ to be paid for ordered before the contracted work begins in order to meet the completion schedule.(**) $ to be paid for NOTES:(*)Including all finance charges(**)Law requires that any deposit or down-payment required by the contractor before work begins may not exceed the greater of(a)one-third of the total contract price or(b)the actual cost of any special equipment or custom made material which must be special ordered in advance to meet the completion schedule. oc Express Warranty-Is an express warranty beine provided by the contractor? El No❑Yes fall terms of the warranty must be attached to the contract) Subcontractors-The contractor agrees to be solely responsible for completion of the work described regardless of the actions of any third party/subcontractor utilized by the contractor. The contractor further agrees to be solely responsible for all payments to all subcontractors for materials and labor under this asreement Contract Acceptance-Upon signing,this document becomes a binding contract under law. Unless otherwise noted within this document,the contract shall not imply that any lien or other security interest has been placed on the residence. Review the following cautions and notices carefully before signing this contract. • Don't be pressured into signing the contract.Take time to read and fully understand it. Ask questions if something is unclear. • Make sure the contractor has a valid Home Improvement Contractor Registration. The law requires most home improvement contractors and subcontractors to be registered with the Director of Home Improvement Contractor Registration. You may inquire about contractor registration by writing to the Director at 10 Park Plaza,Room 5170,Boston,MA 02116 or by calling 617-973-8787 or 888-283-3757. • Does the contractor have insurance? Ask the Contractor for his insurance company information so that you can confirm coverage,or ask to see a copy of a"proof of insurance"document. • Know your rights and responsibilities. Read the Important Information on the reverse side of this form and get a copy of the Consumer Guide to the Home Improvement Contractor Law. You may cancel this agreement if it has beet'signed at a place other than the contractor's normal place of business,provided you notify the contractor in writing at his/her main office or branch office by ordinary mail posted,by telegram sent or by delivery,not later than midnight of the third business day following the signing of this agreement. See the attached notice of cancellation form for an explanation of this right. DO NOT SIGN THIS CONTRACT IF THERE ARE ANY BLANK SPACES!!! Two identical co 's of the cont must be completed and signed. One copy should go to the homeowner. The other copy should be kept by the contractor. om wner'sS' re o ctor's Signature Date f Date C Contractor Arbitration The Home Improvement Contractor Law provides homeowners with the right to initiate an arbitration action(as an alternative to court action)if they have a dispute with a contractor. The same right is not automatically afforded to a contractor,however. The contractor would have to resolve any dispute he/she has with a homeowner in court unless both parties agree to the optional clause provided below. This clause would give the contractor the same right to arbitration as is afforded to the homeowner by the Home Improvement Contractor Law. The contractor and the homeowner hereby mutually agree in advance that in the event the contractor has a dispute concerning this contract,the contractor may submit the dispute to a private arbitration firm which has been approved by the Secretary of the Executive Office of Consumer Affairs and Business Regulation and the consumer shall be required to submit to such arbitration as provided In Massachusetts General Laws,chapter 142A. Homeowner's Signature Contractor's Signature NOTICE:The signatures of the parties above apply only to the agreement of the parties to alternative dispute resolution initiated by the contractor. The homeowner may initiate alternative dispute resolution even where this section is not separately signed by the parties. Homeowner's Rights A homeowner's rights under the Home Improvement Contractor Law(MGL chapter 142A)and other consumer protection laws(i.e.MGL chapter 93A)may not be waived in any way, even by agreement. However,homeowners'', may be excluded from certain rights if the contractor they choose is not properly registered as prescribed by law. ' Homeowners who secure their own building permits are automatically excluded from all Guaranty Fund provisions of the Home Improvement Contractor Law. The contractor is responsible for completing the work as described,in a timely and workmanlike manner. Homeowners may be entitled to other specific legal rights if the contractor guarantees or provides an express warranty for workmanship or materials. In addition to guarantees or warranties provided by the contractor,all goods sold in Massachusetts carry an implied warranty of merchantability and fitness for a particular purpose. An enumeration of other matters on which the homeowner and contractor lawfully agree may be added to the terms of the contract as long as they do not restrict a homeowner's basic consumer rights. If you have questions about your consumer/homeowner rights,contact the Consumer Information Hotline(listed below). Execution of Contract The contract must be executed in du licate and should not be signed until a copy of all exhibits and referenced documents have been attached. Parties are also advised not to sign the document until all blank sections have been filled in or marked as void,deleted, or not applicable. One original signed copy of the contract with attachments is to be given to the owner and the other kept by the contractor. Any modification to the original contract must be in writing and agreed to by both parties. Contracted work may not begin until both parties have received a fully executed copy of the contract,and the three day rescission period has expired. Accelerated Payments A contractor may not demand payments in advance of the dates specified on the payment schedule in cases where the homeowner deems him/herself to be financially insecure. However,in instances where a contractor deems him/herself to be financially insecure,the contractor may require that the balance of funds not yet due be placed in a joint escrow account as a prerequisite to continuing the contracted work. Withdrawal of funds from said account would require the signatures of both parties. Additional Information If you have general questions or need additional information about the Home Improvement Contractor Law or other consumer rights,or if you wish to obtain a free copy of "A Massachusetts Consumer Guide to Home Improvement" contact: Consumer Information Hotline Office of Consumer Affairsand Business Regulation 10 Park Plaza,Room 5170,Boston,MA 02116 617-973-8787,888-283-3757 or visit the OCABR website at http://www.mass.gov/ocabr/ If you want to verify the registration of a contractor or if you have questions or need additional information specifically about the contractor registration component of the Home Improvement Contractor Law, contact: Director of Home Improvement Contractor Registration Office of Consumer Affairs and Business Regulation 10 Park Plaza,Room 5170,Boston,MA 02116 617-973-8787,888-283-3757 or visit the HIC website at http://www.mass.gov/ocabr/ Go online to view the status of a Home Improvement Contractor's Registration: ht42:Hdb.state.ma.us/hoi-neimprovementAicenseelist.asp For assistance with informal mediation of disputes or to register formal complaints against a business,call: Consumer Complaint Section Office of the Attorney General 617-727-8400 AND/OR Better Business Bureau 508-652-4800,508-755-2548 or 413-734-3114 Version 2.1-11/22/2010