HomeMy WebLinkAboutMiscellaneous - 15 HARWICH STREET 4/30/2018 J' 15 HARWICH STREET U-L 1�
2101023.0-0082-0000.1-
J \
t Location X:5 ✓ J
No. Date
NOR71y TOWN OF NORTH ANDOVER
3? •• O
F w
a
i Certificate of Occupancy $
�,ssAC MUSEt� Building/Frame Permit Fee $
Foundation Permit Fee $
Other Permit Fee $
TOTAL $ e�k
Check # �.
i 83u6
Building Inspector
TOWN OF NORTH ANDOVER
BUILDING DEPARTMENT
APPLICATION TO CONSTRUCT REPAIR,RENOVATE, OR DEMOLISH A ONE OR TWO FAMILY DWELLING
for 11WilileW Ll*UaI ``_ . . .:.
BUILDING PERMIT NUMBER: DATE ISSUED: /17 AV X
SIGNATURE:
Building CommissionerflkLctor of Buildings Date z
SECTION 1-SITE INFORMATION O
1.1 Property Address: 1.2 Assessors Map and Parcel Number:
i�
J ✓ 141,W /C Map Number Parcel Number \\
1.3 Zoning Information: 1.4
v fff"'/// 1.4 Property Dimensions:
Zoning Disuict. Proposed Use Lot Areas Frontage(ft)
1.6 BUILDING SETBACKS ft
Front Yard Side Yard Rear Yard
Required Provide Requi red Provided Re red Provided
v
1.7 Water Supply M.G.L.C.40. 34) 1.3. Flood Zone Information: 1.8 Sewerage Disposal System: D
Public 0 Private 0 Zone Outside Flood Zone 0 Municipal 0 On Site Disposal System Z
SECTION 2 -PROPERTY OWNERSHIP/AUTHORIZED AGENT M
2.1 Owner of Record
OL �AckcujicL st
Name Print) Address for Service
__?_S'06--ilici
Signa re' Telephone
s
2.2 Owner of Record:
Name Print Address for Service: 0
Z
M.
Signature Telephone
SECTION 3-CONSTRUCTION SERVICES
3.1 Licensed Construction Supervisor: Not Applicable ❑
Licensed Construction Supervisor. O
I License Number mn
Address D
0 Expiration Date 9
Signature Telephone
3.2 Registered Home Improvement Contractor Not Applicable ❑ 5v
Company Name rn
Registration Number r
4ddress r
z
Expiration Date �!
iienature Telephone 0
SECTION 4-WORKERS COMPENSATION(M.G.L C 152 § 25c(6)
Workers Compensation Insurance affidavit must be completed and submitted with this application. Failure to provide this affidavit will result
in the denial of the issuance of the building permit.
Signed affidavit Attached Yes .......0 No.......0
SECTION 5 Descri tion of Pro osed Work check av applicable)
New Construction 0 Existing Building ❑ Repair(s) ❑ Alterations(s) ❑ Addition ❑
Accessory Bldg. ❑ Demolition ❑ Other ¢� Specify Cly b V Q--e— CXVO
Brief Description of Proposed Work:
V-"- 0 v
SECTION 6-ESTIMATED CONSTRUCTION COSTS
Item Estimated Cost(Dollar)to be t ''' E at^ � U
Completed by permit applicant
1. Building (a) Building Permit Fee
Multiplier
2 Electrical (b) Estimated Total Cost of
Construction
3 Plumbing Building Permit fee(a) x (e)
4 Mechanical HVAC
5 Fire Protection
6 Total (1+2+3+4+5) Check Number
SECTION 7a OWNER AUTHORIZATION TO BE COMPLETED WHEN
OWNERS AGENT OR CONTRACTOR APPLIES FOR BUILDING PERMIT
1 as Owner/Authorized Agent of subject property
Hereby authorize to act on
My behalf, in all matters relative to work authorized by this building pennit application.
Signature of Owner Date
SECTION 7b OWNER/AUTHORIZED AGENT DECLARATION
1 as Owner/Authorized Agent of subject
property
Herebv declare that the statements and information on the foregoing application are true and accurate,to the best of my knowledge
and belief i
Print Name
zo
Si attire of��ner/A ent Date
NO. OF STORIES SIZE
BASEMENT OR SLAB
SIZE OF FLOOR TIIviBERS 1 2 ND3
SPAN
DIMENSIONS OF SILLS
DIMENSIONS OF POSTS
DIMENSIONS OF GIRDERS
HEIGHT OF FOUNDATION THICKNESS
SIZE OF FOOTING X
MATERIAL_OF CFIIMNEY
IS BUILDING ON SOLID OR FILLED LAND
IS BLUDING CONNECTED TO NATURAL GAS LINE
FORM - U - LOT RELEASE FORM
-^z 4/\ yaC
G-b- 0
INSTRUCTIONS: This form is used to verify that all-necessary approval/permits from
Boards and Departments having jurisdiction have been obtained. This does not relieve the
applicant and or landowner from compliance with any applicable requirements.
..................1..........................................................
APPLICANT �1 Qj 61�� 1 I u PHONE q`��'15�-a9 \6 ( `7- 7
ASSESSORS MAP NUMBER LOT NUMBER
SUBDIVISION LOT NUMBER
STREET.....:.'. .0:.cl:................STREET�NUMBER....� .......
/ OFFICIAL USE ONLY
SCQ,,
... .V.. DATIONS OF T . AGENTSMN .........
...................... ............ ......
DATE APPROVED U
CONSERVATIONTRATOR
DATE REJECTED
COMMENT S
10
DATE APPROVED
TOWN PLANNER
DATE REJECTED
CONEVIE'NTS
DATE APPROVED
FOOD INSPECTOR-HEALTH DATE REJECTED
DATE APPROVED
SEPTIC INSPECTOR-HEALTH
DATE REJECTED
COMMENTS
PUBLIC WORKS-SEWER/WATER CONNECTIONS
DRIVEWAY PERMIT
DATE APPROVED
FIRE DEPARTNIENT
DATE REJECTED
COMMENTS
RECEIVED BY BUILDING INSPECTOR DATE
Desktop Underwriter Quantitative Analysis Appraisal Report i:rRrrn6urasuurr
FNa wo.�NAN16kIA2 :.
TM65UMMARYAPPRAISALREPORTIsIIREMDEDFDRUBERYTHELE)<MCLI6MTFDRAMOp UM FDIAMTRANSACTMIMQlR,Y,
PrapMy AdtlH6i /R IIARWIO ETREEF.--`-'-..._•- -- ., ...- ply"NORT.H�AND ".`�:4-.r-,is: y � Zg Cath 1845 .
Desakaao ESSEX-NORTH:REGie!R FOF DEEDS(ENRD1adM 6011,P1iG�94 :.. came'ESBFx
As.•ssors Pat cq No. �iA7- :.`. :. .. TM Yar'ZQDM1�_`....r'- R.£Tum f�btt94_.:. Special Assmnrnh f 714104
Bonovrer MARIA MILD -' : Carred Ownw PAkJIiROYfJEA)d-LANOEi�' ':- Otxupd Mo.. [IT.'A EIV ant
tlelphbarhood ar Prelbct tuame HARVy1C}1 CONDOMINlum 11 P*d TYM ❑PUD l3L,i CondadMtm HOA6 N/A Mo
Sales Pdce f
289.90D- ova d Sds Os 92-�OD4 .. n , latent f svqua d low dyps.�o�4e to ss Mta by war UNk11OVYN
PraPah d"apMd7ed FM S roll ❑Lebmdwtd eMP Refaarce ARROW MSW 2H- CsnaaTrerm 25D1 ,
.� Nob:Rea and tl»recti d the m not bppr/Sa Perron.
Location 0 Ud. �saw u.n g Ra.t IFaoatr�.• ao..a� . . BvRICEapp) AGILI7� 1C�7PRICE AGE PRtc)nraP) ASE
&Mw OW 15% 20-75% under 23% Oamsd+ap* Sltdaps hbMa.ce Owrwwy f(dDal (YM) fIDDD) (VIE)
Growth of Rapid Sulo• Slow aaere n.rp tuft Under 3 rna LJ 36 mos. ❑ft+ar 6 nme. 229 1. _ Lw NEW
wets hbdwed beta dbrtb = � T O Hd ;M
SEE ADDENDUM 70;-'.200 I 30.
it" oro NOT AVAILA9LE-rn4PCRMSER,REFRTOPLAN..'� :��.S6Ang �AV�7UiiEXAR•00[�4_'—'shoe -
-,SpadR zonas t4fdNtaflan end desandbn ^,�ew+drrrat rs bun�FAfUCY .:^-:.--: .• .••.:..:. ... -
2ade.p rAmpana ®l epml ❑UPt a^^iap(Oust dldrsnd utrl ❑�ti+l,awd dwWmn ❑ No 20.%Q
tMphesl and bot use d eupeG IamPsM t^sawed(a w omeowd per oboe and Wedlkak-1: Present ass Omv i s&.aud+desatolror,
Public tXl+er Punk OP.a
ORaMa terpaavnnab Typo PublicPMaa
•�FJetWdllr ® tYSNr ® - . Suss :WCirDNOUS CONC.
Gas ❑ Saasry 6ssbr ® AUbY
Ane"am
e W wttloort waarrenta. - .. •bale 1' V� � IIYac sdsOtr d n.
Steals)used Por OVA*dwscla koa d oraouM: Interim wd setrkr suebtear Ederbr arbpeaten ban pu.. ekMt. ._Q Preddus apprWmt Ifo
ar..n.ndtaxreta� 0 PrleriNPaan ®Pmoft nta D OBtaco.evlb.x
LCOW SHINGL mmutdund Hataarp 0 res lir)No
Na dStaae 2 TWO(peUAe.} 'ATTACHE- Etdsrkr Weis VINY1•.-. - RodStaYw
rtes ftVmWftgasluswaat+amrodr.rwdAorhoodIII tomeasM,,cm IN andcorwtnuaar-SiorW*? ® vee ONoIfNa. I d.1117+wllm.
Are teen a appenrd Phymkd d.edwi.s or ra.Arm owt wmw dict She samdrtem.a strudmrl~Iv d ti,o anpronmsrt e m the avAOW d"omoww
rw VcJ ws x res,bash
An amt optioned advance envkarbrmrbd aadYkrs 41ma rdow we"cast•Abeam•.era Peard In ere kraownMNe•anilb.or the h mbdtt vld ft d the s bad MVPatyl
a0 res M No M Yes.•asci,dwAtim.r.
t.esea,clrad the arbMat oared ares br asosreble aDtrp..+d sblss alai an the trot almebr rd Pradmas ro w sttb}sd vrao!Nr
�MyreesvfirevesadebWd-S�- . _:. -wtsrer,Pr.pinwhaPketmm -0,
my
My meamh nvbsae•loci of 3 :' ata ps nn ft In astPcs from
The d um odes, rehtb mg"n can b vwWj w behtvm ar blots lord tM bd
FEATUREt;a>eJECT SALE 1 SALE 2 3
15 HARWICH 6TRmT '67 GOTM _... JAVISIMCOTTISIRSE.r 7 =: 6100TUr( EET. :
NOf4TF1'AN`- =: NORTH ANDOVER. NO.t3T1i-ANb�1l.BR r ." :. Nt7t;TH _ .
l seas Pula f 969900 f 21�A00 i aT4:D00: :: s 3010 -
'_PkmfGnseLk.AMD f 155704.i Zt22t f 1St71��';=:`': i:26R0
Data a Vow.Sauna
AC3i7d7MU --: 7"''` Ml�sM30716 IZ'T .
.•;j VALUE AD.IUSTNENI DESpUPIIOtd DESCRIPTIM - '- _- -
Sales ar Fbwr cine •� - - - _ - - - rrrBrtt
Cancwdare -NA: -
7 77
trJ2o0d = - :t6oir - ti: - oru�2oar= -_:.-
Gate of Salsimm -' '- -i>AVEBAfiE'. .-
AVERAGp:. .."-.
Loeallon AVE?ENQE •s 29NRACE +`• _ _
sw AVERAGE AVEI�ACiE ASE= _ AVEi1AGE'_"?
t rIE1f3NB�tpOOD/AV.' 'tyCaHNOW10ODFOS)DI
'... OOCf:
�G=
-;Dempn(SMs) CONOEiX/AVG.-'�-` CONDEXIAVt3' . •=.'.- '.. -
_ CONI7bQAYd's
Acnes Ms Syn.) 19 _ f6 A4'--.r:. _ 21 _,.• -
.Above Grads TOW Bdrm Bblhs Tdal Bdrrn Osat TaW Bdra 8bdn ...-•. Tdbl Bdrm Banks
Raomasmf 6 :.•3 "f:6 3 :3 1AD:, , :: - 6'. z->Z` _: 2OOD:r.x:':': 4'•:::'1.'.:.1:3'
'22!E_U±LArsa 1f3N."- .R. .LR' 3:600.: ,J•; =Ti7(1R`i-'<":' :11:1i�-_r-- 1.1 ::• 6aFL_'.
Bwanad6 Rw~ FULL FIj - - -
1 R4701i1 - IL,:3~ -- -
Rtpnri BbJOw Grads 1.ROOfD: A •:.- 2A00:'. ?
PAVED'OFF IMAROARAGE- _3.000 ^-::"' :PAVED OFF6TT.?= .: -,?_. :" TrmGARAGE: :3`000'':.•`:'
;-
ai
w.tAdlc� f .1•.600:::•':..:` '`::•...:...=,:f .i9.a00�^.� . .f �=; O
= Atq Elad Ssleb Pala 3.65 %Net 3.62 %Not 2.33•%Nd
.- dCanpanhbs 3.65 5.10 111,Gm
DabdPrbSab 'OBpT12002= ..NK.A: - - _ -
,. .. ..,.._.: SMA -
Pala of Pala SIM
f 24tJ�OD SNA::' 77 ^
.1 Analyals d any currant ayrwmad elsal..opum a among dject"subPmpw"end en*As d the Prior meas d 6utpct mew amoabblr: .. -
r: -
SEE ADDENDUM'
..;SummaN of seam oortrpalson and vdtt antalblpn:
SEE ADDENDUM.
A.
This OW."a made ®-.W.❑arbpd t Cs-0010-IIM oars and aped COlb"'m Ru has a"MPadtslket ta^dW M.ar brp.avemerb haw baso corrpatd,ttr `/-
6rlb)ect lochs fofswbrp npaK.attrattas or mndsmlon.
:MIIED ON AN 0 EXTOWR IMME>CTIOM FROM THE PUBUG STREET OR AN ®MtiE1BOR AND[XTEIROR R{BPlCTtON,l ESTIMATE TM MARKET V
ALIM
_.AS DEFINED OF THE REAL PROPERTY THAT IS THE KOJECT OF TWS RFPORTTo BE AS OFfends d6.12�'2Famr �.Maee
PAGE 1 OF 3 Fane 2055 9-0
ZEE-1 910/010'd 106-1 lvninill N019NIMM-WOJ4 047.:7.1 tin-Al-env
r
Desktop Undeniveder Quito die alta ala ApprAW RMPWt File No :NAN I.&M
Projea bdonmtton for PUDs(a tppecatle)--a the develap-lbuedar h coward d fere atm Ow'%W Assodatron IWOA)7 ❑Yes No
.provide the 60"ktarunpon for PUDs oiy N thedahsbpadbndtdar h In C R m d tM HOA end"»cufrjsa property a on attached dweenY W* .
Toil number"phases - Total number,d urtks To1at number d uldls mW -. —
T t.1 number d v.ft rented Totem number of units for sate �'' - Data Souraa(p
.,
Was the project created by to cor arebn at a dii bull"WO a PUD? [3 Yes ❑ it yes,dela of cwwadon
c the"at Contain any muW-0waHbg urhtia7 C3 Yee C3 NO Date Saurec ` V, -
+Are the common elements compld"7 0 Yes ❑No 0 No.desr We slshte d complaton> ..:s-..•- - - .--
i Are any common elements bated to or by Bre Nome Owners'Assotlasaeh7 ver., �] .,e Yea aped h addowum destxtbtp rento Items and options.
';oescrlbe common eWnw tt and teowdonal fad tem
-?project to fermatlon for CandomInIuMS(N aMOcable)..la the dwOkOOrlbulWef In uo
Canl Of ft"=a Ownam'Asaadetan(HOA)? ❑Yes NO
.'.Provide the following Information for as Cundondnium Projects: _--. .-..-.
)Total number d Pheasa t `_ ,• - TOW rsarhbar d units �':•=i-•.':r LfCe: :C� Tonl rw~"units sold X.'..•..`-
s:•i,:: t.: p t ernWNERTLN:.:.
Total numbers d untie ranted 0: - : Told ntatlber d urdts for pate 0+?' Data 511, 1) F
Wits the projad allegedby the eonv"raton of exiatkg butWi t Into a otndorntniumi ❑Yea [M No H yes.dab d cenuwsttn QUA.::-. .
Project Type:®Primary Rmct eWs ❑tseead Homs a ReoaaBalai ®Row a Towhouaa❑Garden ❑Midria s ❑1'NStxiga ❑
.Condition el the project quality of opmUtkMon,unit mix,atc _
nYes No If No,dmalbe abet/d wmOGVM ...
p Are time cammhom 0111011,1110115 carpltbdi ® ❑ ......__._:. _ - - -
Are any common elements teased b or by the Hina Owners'A"Oda"ah'l ❑Yee No H yea,orcin addendum denxtbbg renal tonna and options
'pesame cartnman aiamente and recreaBmet hdlWas:
GROUNDS _
PURPOSE OF APPRAISAL:The Purpose or bids appraisal Is Is as&"*tee market value of the reel Property gat Is the subject d ft report based an a
suers tslive sates Wnparlsan ahgysh for we tie mangaye lkerhee trengeoden. .
DEFINnWH OF MARKET VALUE:The most probable price Midi a property shotdd bring In 6 CoMINsil W end Open medrat under ad Conditions requlelte to a
fair sob.the buyer and miller.each acting mderity,bw*WdgmmbV and assuming the peke is rel et i I by udue svmukn.Implicit in this,definition Is Bre
corsummteon d•sale n d a apetttad data and aha pettlne d Nb Uean gelbr b buyer under Gw~s whereby:(1)buyer and casae are tyWcely
motivated:(2)bods parses are well Mormad or wait advletd,and eedt acting In whet he OWMWaro Me awn bast Interest(3)a trea onable time is silo wed for
gxpopure in Me Open market(4)psymed IS made In fermi of Cath M U.S.dollars orinpane d linancel amrgemertta conVarebte thefete;and(5)•the Ptfct
represents da normal Consideration for the property add u+aeectad by Special or CnMWe 1lnencing of ee eg conentlons'granted by anyone asaociWd with
the bele.
'Adjustments to"a comparables must be made for Wedel or Greaave fow%&g OF sales Conessi ns-NO edNalmente aro necessary for thoso Coate watch
are normally Pala by seam as a MWA d tradiBon or law H a M&d*area:"teas costs are resdly ldengNab n since the Salver Pays dace costs In Virtually tY
cmnPolM
third
petty institutional lender that already Involvedsihseproperty a bamectlan. adjustment shaldcan be made loft GwrOwgUO Plops IV m rrot be CalculaAW mechanicaldollar for dollar
cost of the flnatdng or concession but ft dollar Antolini of
any adjusameM~approximate"te market's roaUlan to Was nnSrving or wmeeatons booed an
rl.oTh.
o appraisers judgmast
STATEMENT OF LNeITINo CONDITIONS AND APPRAISER'S CERTIFICATION
NTOGND L01117110,ENT AL01117110,CONDITIONS:The agrsisars emlNeatlon dot appears In the apprslael t is reposubject to the lonesving Conditions:
speraiser willnotbe responsible for MOW$of a legal nature that seta atdher da DtcPanfY being sppabed or ars We to It.The eppreleer asaurnae
mat the Otte b good and marketable and."brabre.Will not render any opkdms abet"to Mg.The property h aoprahed on"It bash et R bring under
reWnelae ownership.
2.The appraiser has provided any required sketch In the appraisal report to show approMmte do"Wf tom of"W improvements and ere sketch is included
orgy to assist the reader of the report In ted WWV the property and uderstendkg the NPWBiatrs dst" WWtan d its sbs.
3.The spprateer vA not give tesumony or appear in court bowusehe or end maria an appnla81 Of"prot>aty In Wasson,urge 95 IpecMC
arrangements to do so have heart made beltrettard-
4.The appaelset has noted In the appraisal MPWt any advanaa conhdNlorha barite ee,but rot Imbed Ib.needed repelr6 tee prnena d hazardous want".
toxic substances,sic.)obsanved dung ata hspsoton d sea sugar property a dot he or ata became aware d during the normal research Invoked in
performing the appraisal.Unitas otar IN so slated In drs Appraisal aporl,the appraiser has no knowledge d any hidden or unappvsd conditions of the
property or adverse environments!condttorrs(khdudng ere PretSnce d harardas rvaalas atadc substances,or wernardeL op._or rnpMd.regard)ould maim the Ymore or
candllbn
base prop e,and has oraleassumed that theme M
no such connduom and melte no guamniaa
of the property.The apprelser will rat be responsible for any such corditianAs dhtt d0 erdcl or for amv engtnaering of ttatlng dub might be requlrat to
discover wbethar such condlit"exist Because the SPprelser Is not an expert In tee hid dtnvLorr""tal hazards.Its apgdaei repot must not be
considered as an wMronmaeei ssaassmWd Of to paPaty-
&The aPMel"t,obtained the btbrmaaan.eatmetes.and opinbm tat were"preacad in ser epprekel*apart from oaurces Bund he or she considers to be
reliable and believes them to be bee and cornea The spi relean does net asoma reapamalbMtY for"s actoracy of such items that were Am tseed by
other parties.
6.The appraiser wNI not disclose the content of WW OPPealeel repot except as provided tot In ars UMlorm Standards of Pmhacbnel Appraisal Practice.
7.The appreiaer must 1rokWe lis orher peer wMWn coned btlora the WWOktanit SPBdW in the OPPrakal MPat pre dlstr"the eppreleai report
(including acndusiors about lee property whit,the appralser'a WanIO and Protaatlonel deaignaiktne,and ratarancm to any profealw O appraisal
organtzations or gee firm with which da appraiser is associated)to anyone other due the banower:ate motgagte or HI IUCCeesors and assigns:the
mortgage InmeUr@t;eomultxth:profasskrtal spt*elael agWz+"om:any abate a fadaMy approved lk sarin kutitidkn:or any department.agency.or
ktWumenlatiy d the United States or any state or the District d Columbia:g=W tat the knderlenere may distribute the report b data coseclor or
reporting oemdce(e)without having to obtain the appreber's prior wMten consent.The apprahefs wd"em consent and approwl must also be obtained
before to aWB"can be Conveyed by anyone b the pubic trough adverdaklg.pubtkc migpe s.news,salts,or other medle.
B.The appraiser has based his or her spprslsai report and vaktellon conclusion for an am at that s sub)ecl to completion Pit"Plain and spec8oeeons
on the bass of a hypolnetlul condition that tit M4rovemente have beam completed-
9.The appraiser has based his or far appalsal repot end baton tOckwtom appraisal that's Subject to C0111111111411110"MPS•or attaratkms on
the assumption that eanpWw of impiovertants
PAGE 2 OF 3 Fonda We Form 2W5 9196
Z££-3 910/110•d 106-1 ivni n NOANIH8tlM-1110,14 iudgz:zt tin-tit-anV
I
.UiRTsokOtaarhrN, .. ..
DeaMp Underwriter QuanttsUw bel Rperl FIb No. NAN16HA2 -
APPRALSER'S CERT(FICATR311:The AMmkm certlbsend-, tet:
1.1 performed this appraisal by(1)pow oft tnepeclrhg thorn as&VOM 11141191,1161"lrOWIV and and such of the dampaable sties(unless I
naw oamr W m hndccebd;-this-Part that 1611110 trhapacted Will adarior at the subject prepett,.(n collecting.conM^ing•and ankylotic data from reliable
public and/or private sources;and(3)rope"the results of my kepecaaa end axdysle kh ora wmmary aoprehsal report I fu&W candy that I hew
adequate information about the Physical charaGarhtlw of am piopwty and the comparshN cabs to dal aloP Its report.
2.1 haw researched and Q",f2 d the comperabb seise and oferings%fings In the su*d market area and have reported Will comparable sales In
this report that aro the treat available for the subject property.I further unify that adequate comparable market data exists In the general market area to
develop a fellable saNs Comparison malyeia for ma 6ub1ad OroPerty-
3.1 have taken Indo consideration the factors tint have an Impact an valeta 1n my diavelopi ant of the estimate of market value In the appraisal report.I k~
certify mat I here Holed arty appears or brown utharn conditlora h Ill"ad knptovitim-h,on the vAed at*.or on any site within the"iw lift
vicinity of the subject property of which I am swore.haw considered II edvWW co dN7om In my aralyals of the PraPnly value to the extent that I had
market evidence to support them.and have commented about the aged of ttm edwne omdia0ns On Ill marketoblily of this subject property.111111"not
Know ingiy hakhhald any sign licard IntoanetW from ma appra"report and I bekeve,to do best of my knowledge.that all statements and Wormebon In the
appraisal report are true and cared.
4.I stated In the appraisal repoR only my own Perwrol.tnblase6.and professional analyakd Co
.opinions.arid which we subact racy to as
contingent aid k ri ft conditions SpBdNd h this form.
5.1 have no Preaert or Pro6p6011ivs Intenest In the Ploperh that Is to subject of this repeat end t have,he Present or prospective pshional Interest of Was with
respect to the parftGpants kr this transaction.I did not base.richer partially or comploldy.my~is and/or the estimate of market value In to appraisal
color,ml%W.ser/. a.marital status,handicap.famW stake.or national nigh of either the prospective owners or occupants d dm
septan on the qct. assn ep
subject Property a d the present aerrherc a oceupants of iia proparlLs In the vlCWly of the sutbjeU prdPerty or an ay other bass Prohibttod by low.
6.I have no present or contemplated full"khtetest in to subled praparty.aid nMhat my chhrrerd or future employment nor my compensation ler
performing lite appraLsa(is cor&Wm on alt appraised value of tea PMPWtY.
T.I was not required to report a predetermined value or daedbn In value that favors are dem at aha ctlent or any related party.ea amount of me value
estimate.the attainment of a specific result.or tie ocawrerum of a shubsequ ani event In order to receive my comperuatlon eridfor empkwrwd for
periorrning the appraisal.I did rant base the apprdeal report an a raquested minimum vabadon.a sPcikc vatuseoa Or to need to approve a specific
morlgap loan.
S.I estknabd market vafutf dose real property that Is the stabled of oda report based on ale a"comPMwn approach to value.1 k~tartly
met I wnsJderad the cost and Income approaches b value.but.avough mutual agree,,W I with Phe dieft did not develop them.unless I haw netod
otherwise in aria report
S.I pertamad this appraisal as a limited appralus,sublad to me DOPariure ProvWW d the'Uniform Sbnderds d hxrotesalorhai Appraisalpgetlea tat
were adopted and promulgated by the Appraisal Standards Board of The APPrebal Fourhdsaon and that were in the dote as of the~We tilde of the
apprate ai(unities I have Otherwise Indicated In tris report tit tib appraisal b•compbia appglsal.In which case,ma DepsAure Provision does not
ap*)-
10.1 acknowledge that an estmate of a raism"Ilne for expoaurs In me open market It a condition M the doWison at market vakw The exposure tkne
assoc dad with the eeumate of market vase for me subject property Is conslewa with ore mrrkaang time noted in the Neighborhood Section Of this report.
The marketing perky conhckaded for the SAW Progeny ei the estimated market value Is oleo conslstont with ore meirketng time noted In the Nelgnbahwod
section.
11.1 perserely Prepared as conclusions Cod phlons about the real estate that were set font In to sPPrehsat rnPcrt.I further certify/rat no one provided
significant Professional assistance to me in the development of this ePUMisat.
SUPERVISORY APPRAISER'S CERTIFICATION-if a eupentsdry appraiser slgred the appreleal report.he or aha terata;and agrees mat I directly
supervise the appraiser who prepared this appraisal repot./have examined the @panted report far tomhpkerce wpm rte Uniform Standards d Professional
Appre"Practice,agree with the statements and conckdona of the epprsiew,ages to be bowl by qhs appralaere derlMatlons membered 5 thrash 7
above.and am taking hA resparKbillity,for as appraisal and the appraisal report
APP
SUPERVISORY APPRIWHt(ONLY(F REOUIRE II:
rn
Signature: signotu•:
Name:JAMES A SES MO7506- _ '. .: Name
Company Name:WASHINGTON MUTUAC "- _ Company Nene: - -
aso ALGONOUIN:RDM307. .:: CompwhyAddress::'?:
Company Address: _.. _ -
SCHAtIklgUtiG`.-;)- ...� IL 80113.:;.-�=: ^ •' " - '"-- --- -- _
Date of RepoNSlgnatuq:
Data d papartSlpnahan:::'
Sbte Cafsllcsttiw It.ser
Slats Cerislcation}I- MA RES'CERT2f67..�: . ,,� . .-:-.. ... ...
or Stant License I-
a State Lloanhe a ':
MA- St
.' ore: i'.'_5:::..... _
State: -.- ,.. - ,._:.: 2:;:•�;;r.-:. :;';
Expiration Date of Cartiftaion or License: Etptretors Dale of Certification or License:
ADDRESS OF PROPERTY APPRAISED: SUPERVISORY APPRAISER:
15 HARWICH STREET --..- SUBJECT PROPERTY
NORTH'ANDOVER _ MA algal-- :..:. ❑Dor not Inspect"Od property
APPRAISED VALUE OF SUBJECT PROPERTY Z 290:000 ❑
Did Irmped~or d eUbjedt Property from street
EFFECTIVE DATE OF APPRAISALIRISPWWN 06.22'2004 [3InspectDidInspectInlarl and axbrbf of suhh}acl property
COMPARABLE SALES
L ENDERICLIENT. ❑ Old hat Inspect enteric,Of ddmparebb fabs from NOW
Name:WASMNGTO"UTUAhiZ- E3 Did Inspect exterior Of comparable Sales from strata
Company Name: ---
Company Address: - - - -
PAGE 3 OF 3 Fwrtle stag f0m"2056 ells
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TEXT ADDENDUM gra NAN16HA2
sommocee+ MARIA MILD
F w Add—tS HARWICH STREET _
NORTHANDOVER Caurq ESSEX- - .: err : npWde.076a5
L—w WASWNGTON MUTUAL
Text Addendum
Neighbamood boundatles
LOCATED IN THE NORTHWEST SECTOR OF THE TOWN OF NORTH ANDOVER MA.BOUNDARIES INCLUDE MAIN STREET TO THE NORTH.
ROUTE 114 TO THE SOUTH.ROUTE 125 TO THE EAST AND ROUTE 495 TO THE WEST.
Improvements
THE SUBJECT IS OF AVERAGE CONSTRUCTION QUALITY.MATERIALS AND FINISH AND 16 IN AVERAGE TO GOOD PHYSICAL CONDITION FOR
THE AGE OF THE IAPROVEMENTS SHOWING LES.q THAN TYPICAL AMOUNTS OF PHYSICAL DEPREDATION FOR THE AGE OF THE DWELLING
AND WITHIN THE MARKET AREA AND NO EVIDENCE FOR NEEDED REPAIRS,
FUNCTIONAL UTILITY IS GOOD,INCLUDING LAYOUT,ROOM SIZES.CABNETRY AND STORAGE FACILITIES THAT ARE TYPICAL FOR THE STYLE
AND SIZE OF THE IMPROVEMENTS-
NO EXTERNAL OBSOLESCENCE IS KNOWN OR OBSERVED.
Analysis of Current AgreemeN
THE SUBJECT MOST RECENT PRIOR SALE REFLECTS AN ARMS LENGTH.MARKET VALUE TRANSACTION AFTER BEND LISTED FOR SALE ON
517/02(52 DOM)AT A LIST PRICE OF 1268.900.
THE CURRENT SALE 16 ARMS LENGTH AT MARKET VALUE.LISTED IN MLS ON 611104(14 DOM)AT A LIST PRICE OF Sm'900-
ANY DIFFERENCE FROM PRIOR SALE PRICE TO CURRENT OPINM OF MARKET VALUE 15 REFLECTIVE OF CHANGES IN MARKET CONDITIONS
ASSOCIATED WITH APPRECIATION.
REVIEW OF PURCHASE AND SALE.DATED 6121104.INDICATES A SALE PRICE OF 5269,90LER'S AREA PAUL R
0.SEL .ROY 6 JEAN C.IANDER6
BUYER IS MARIA MILO.NO CONCESSIONS NOTED.
A REVIEW OF AVAILABLE PUBLIC SALE RECORDS REVEALS NO PRIOR SALES OF THE COMPARABLES WITHIN 1 YEAR OF THE MOST RECENT
INDICATED SALE DATE-
Summery of sola comparison and vskm TgnWR1On.
MATCHED PAIR ANALYSIS.MARKET RESEARCH AND GENERAL MARKET KNOWLEDGE WAS USED IN DERIVING ADJUSTMENTS AND FINAL
OPINION OF MARKET VALUE.
ADEQUATE SALE DATA WAS AVAILABLE NEEDED TO DEVELOP AND FORM AN OPINION OF MARKET VALUE.
NO SIGNIFICANT TIME ADJUSTMENT APPEARS WARRANTED,ALL SOLD UNDER SIMILAR MARKET CONDITIONS.INCLUDING THOSE OVER 6
MONTHS OLD FROM THE EFFECTIVE DATE OF THIS REPORT.
DIFFERENCE IN GROSS LIVING AREA.OVER 100 SF.IS ADJUSTED AT MBF.
HALF BATH ADJUSTED AT 52500.
ALL OF THE SALES WERE CONSIDERED AND OFFER REASONABLE SUPPORT FOR THE FINAL OPINION OF MARKET VALUE THE APPRAISED
VALUE PER SQUARE FOOT BEING WITHIN THE RANGE OF THE SALES USED.
Recoodllailan
ALL THREE APPROACHES FOR VALUING REAL ESTATE WERE CONSIDERED FOR VALUING THE SUBJECT PROPERTY.NAMELY THE CO
APPROACH.THE INCOME APPROACH AND THE SALES COMPARISON APPROACH.THE COST APPROACH IS NOT APPLICABLE(ATTACHED
CONDOMINIUM)AND WAS NOT CONSIDERED(DEPARTURE INVOKED).THE INCOME APPROACH WAS NOT APPLICABLE FOR THE SUBJECT
PROPERTY TYPE.AS IT IS NOT GENERALLY PURCHASED BY AN INVESTOR FOR ITS ABILITY TO EARN.BUT RATHER FOR OWNER OCCUPANCY
BE EE MOST THEDEVELOPMENT
AND RELEVANT APPROACH FOR MARKET
VALUE IS ATTRIBUTED To THE SALES COMPARISON APPROACH,WHCIH DETERMINING WOULD
MARKET VALUE FOR THE SUBJECT PROPERTY TYPE.
THE
Condition aI the Pmlga quiRy of canWLIctlom uric mel,etc.:
AVERAGE TO GOOD CONDITION.AVERAGE QUALITY.2 UNIT TOWNHOUSE SME CONVEX-TYPICAL OF THE MARKET.
Luntled ApMalsat Summary Report
THIS APPRAISAL REPORT IS COMPLETED IN ACCORDANCE WIT"THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE-BY
AGREEMENT WITH THE CLIENT.DEPARTURE WAS INVOKED AS THE COST APPROACH WAS CONSIDERED AND FOUND TO BE APPLICABLE.
BUT NOT NECESSARY TO PRODUCE THE RESULTS THAT ARE CREDIBLE.THIS REPORT DEPARTS FROM STANDARD 14(b)Qj ll)THE INCOME
APPROACH WAS CONSIDERED.BUT WAS NOT APPLICABLE.
Purpose and Intended Use
THE PURPOSE OF THIS APPRAISAL REPORT IS TO FORM AN OPINION OF MARKET VALUE FOR THE SUBJECT PROPERTY.THE INTENDED USE
IS TO ASSIST THE CLIENT IN EVALUATING THE SUBJECT AS COLLATERAL FOR LENDING PURPOSES.
CMnt and Inlanded Users
THE CLIENT AND INTENDED USERS ARE WASHINGTON MUTUAL AND THOSE USERS WASHINGTON MUTUAL DEEMS NECESSARY TO
COMPLETE A MORTGAGE TRANSACTION.
Extraodianry Assumptions
NO ADVERSE LEGAL,STRUCTURAL,SITE OR ENVIRONMENTAL CONDITIONS ARE KNOWN OR APPARENT.THE APPRAISER IS NOT FULL
QUALIFIED TO RENDER AN EXACT OPINION N THIS REGARD.RECOMMENDING INSPECTION BY A QUALIFIED EXPERT N THIS FIELD.IF ANY
QUESTIONS R CONCERNS
M ACT SUBJECT VALUE A ED ON THE
A SUMPTION THAT NO ADVERSE CONDITIONS EXIST IN THIS REGARD.
HAT WOULD
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SUBJECT PHOTOGRAPH ADDENDUM NAN13HA2
eana MARIAMILO
vmvwW�mwa 15 HARWICH STREET - MA
NORTH ANDOVER �pNy ESBE7t 5iry 2bfaM
Lwav WASHNGTON MUTUAL
FRONT OF
SUBJECT PROPERTY
7517;1.,!E.fl
REAR OF
SUBJECT PROPERTY
STREET SCENE
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