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Home My WebLink AboutMiscellaneous - 213 SUMMER STREET 4/30/2018.1 x North Andover Board of Assessors Public Access t I cf Na DTN .e1ti F d A Click Seal To Return Search for Parcels Search for Sales Summary Residence Detached Structure Condo Commercial BoardNorth Andover Page 1 of 1 d- roperty Record Card Parcel ID :210/038.0-0044-0000.0 FY:2010 Community: North Andover SKETCH Click on Sketch to Enlarge PHOTO Click on Photo to Enlarge Ition: 213 SUMMER STREET ter Name: MANDRY, JAMES MANDRY, GERALDINE ter Address: 213 SUMMER STREET City: NORTH ANDOVER State: MA Zip: 01845 ;hborhood: 6 - 6 Land Area: 10.88 acres Code: 101-SNGL-FAM-RES Total Finished Area: 1862 soft ASSESSMENTS al Value: Iding Value: id Value: rket Land Value: inter Land Value: CURRENT YEAR 423,800 141,800 282,000 PREVIOUS YEAR 445,100 161,400 283.700 http://csc-ma.us/PROPAPP/display.do?linkId=1513159&town=NandoverPubAcc 11/24/2010 North Andover Board of Assessors Public Access t ' f NORTPI 1 1O 's 9 S CHUS Click Seal To Return Search for Parcels Search for Sales Summary Residence Detached Structure Condo Commercial Page 1 of 1 MM roperty Record Card Parcel ID :210/038.0-0046-0000.0 FY:2010 Community: North Andover SKETCH PHOTO N o Sketch:, FNo Picture Ava'ilable Available I Location: 0 SUMMER STREET Owner Name: WALNUT RIDGE DEVELOPMENT LLC C/O TOWN OF NORTH ANDOVER (Owner Address: 120 MAIN STREET City: NORTH ANDOVER State: MA Zip: 01845 Neighborhood: 6 - 6 Land Area: 7.24 acres Use Code: 903-CTY-TWN-PROP Total Finished Area: 0 sqft ASSESSMENTS CURRENT YEAR PREVIOUS YEAR Total Value: 254,300 256,100 Building Value: 0 0 Land Value: 254,300 256,100 Market Land Value: 254,300 Chapter Land Value: http://csc-ma.us/PROPAPP/display.do?linkld=1513161 &town=NandoverPubAcc 11/24/2010 North Andover Board of Assessors Public Access Page 1 of 2 pORTM North.. Andover Board of Assessors is e� r . ...+, • Ot " °, •--=� # MATCHING PARCELS "SS ^cClick on a column title to sort data by that column Click Seal To Return 58 items found, dis )laying 1 to 50. [Fir Prev] 1 1 2 ext/Last Fiscal Year Parcel ID St.No. Street Owner Name 2010 210/065.0-0303-0000.0 0 SUMMER STREET M KOZDRAS, JOHN, C/O BARTASITY, GAIL Search for Parcels 2010 210/065.0-0033-0000.0 0 SUMMER STREET NORTH ANDOVER REALTY CORP, 2010 210/038.0-0046-0000.0 0 SUMMER STREET WA's RIDGE DEVELOPMENT LLC, C/O TOWN OF NORTH ANDOVER Search for Sales 2010 210/065.0-0024-0000.0 0 SUMMER STREET NORTH ANDOVER REALTY CORP, 2010 210/065.0-0278-0000.0 OL -C SUMMER STREET SULLIVAN, JOHN E, SUSAN H SULLIVAN 2010 210/065.0-0022-0000.0 10 SUMMER STREET KIRBY, FRANK P, CARRIE E KIRBY CHARLOTTE PELLEGRINO FAMILY 2010 210/065.0-0066-0000.0 18 [SUMMER STREET TRUST, CHARLOTTE PELLEGRINO, 2010 210/065.0-0023-0000.0 29 SUMMER STREET SULLIVAN, JOHN E, SUSAN H SULLIVAN 2010 210/065.0-0065-0000.0 30 SUMMER STREET GREENWOOD, KRISTEN & DAVID, 2010 210/065.0-0062-0000.0 41 SUMMER STREET SIWICKI, VINCENT & KATHLEEN, 2010 210/065.0-0064-0000.0 42 SUMMER STREET TYLUS, KATHERINE, 2010 210/065.0-0040-0000.0 54 SUMMER STREET ELLARD, PAUL F, HELEN J ELLARD 2010 210/065.0-0025-0000.0 59 SUMMER STREET KOZDRAS, JOHN, C/O KOZDRAS, VALERIE A. 2010 210/065.0-0037-0000.0 70 SUMMER STREET ARMANO, ROBERT D, HELEN ARMANO 2010 210/038.0-0169-0000.0 95 SUMMER STREET DEMOTSES, KAREN A, 2010 210/038.0-0252-0000.0 107 SUMMER STREET CUOCCO, ALBERT, SHARON CUOCCO 2010 210/038.0-0040-0000.0 133 SUMMER STREET VALLEY, DAVID, 2010 210/038.0-0175-0000.0 149 SUMMER STREET TANGLIS, PAUL L, NOREEN G TANGLIS 2010 210/038.0-0054-0000.0 163 SUMMER STREET FAY, FRANK E, TRUSTEE, FAY, BRABARA R, TRUSTEE 2010 210/038.0-0042-0000.0 168 SUMMER STREET FEATHER HEATH, C/O BEAUDOIN, DALE B. & DENISE C. 2010 210/038.0-0039-0000.0 171 SUMMER STREET ROBERTS, MARK F, C/O BOURASSA, MARC E. 2010 210/038.0-0334-0000.0 172 SUMMER STREET D'ANGELO JAMES D., D'ANGELO LINDA 2010 210/038.0-0170-0000.0 196 SUMMER STREET JOSLOW, MARC W, JOSLOW, SUZANNE 2010 210/038.0-0171-0000.0 208 SUMMER STREET CUMMINGS, MATTHEW R, JOANNE CUMMINGS 2010 210/038.0-0044-0000.0 213 SUMMER STREET MANDRY, JAMES, MANDRY, GERALDINE 2010 210/038.0-0172-0000.0 224 SUMMER STREET STAD, CHRISTOPHER & PAMELA, 2010 210/038.0-0173-0000.0 236 SUMMER STREET HOFFMAN, PETER C, EMILY L HOFFMAN 2010 210/038.0-0174-0000.0 248 SUMMER STREET KONRAD, ROBERT L, BETTY S KONRAD 2010 210/107.A-0223-0000.0 260 SUMMER STREET WORSHAM, HAL G, PAMELA J WORSHAM 2010 1210/107.A-0291-0000.01 265 SUMMER STREET ICORLISS, CARRIE A& JEFFREY M, http://csc-ma.us/PROPAPP/newSearch.do;j sessionid=CE5OC934DED 87CE92A9641 OD4... 11/24/2010 i North Andover Board of Assessors Public Access Page 2 of 2 t. 2010 210/107.A-0224-0000.0 272 SUMMER STREET SPENCER, PAUL, DIANE DUFAULT- SPENCER 2010 210/107.A-0225-0000.0 284 SUMMER STREET SCURINI, STEPHEN D & ROSEMARY, 2010 210/107.A-0292-0000.0 285 SUMMER STREET MCTIGUE, MARTEE L, 2010 210/107.A-0159-0000.0 300 SUMMER STREET SCHULTZ, ERIC J, JULIE A GUSCOTT- SCHULTZ 2010 210/107.A-0170-0000.0 301 SUMMER STREET TADIC, STEVEN D, TADIC, KATRINA 2010 210/107.A-0169-0000.0 313 SUMMER STREET MILLER, SUSAN M, 2010 210/107.A-0175-0000.0 " 316 SUMMER STREET BLOTTMAN, JOHN B JR, JOAN F BLOTTMAN 2010 210/107.A-0168-0000.0 325 SUMMER STREET DI ORIO, PAUL J, 2010 210/107.A-0160-0000.0 328 SUMMER STREET AMENDOLA, ELISE F, 2010 210/107.A-0173-0000.0 337 SUMMER STREET 337 SUMMER STREET LLC, 2010 210/107.A-0161-0000.0 340 SUMMER STREET LANGLOIS, RICHARD, NICOLE LACOURSIERE 2010 210/107.A-0162-0000.0 350 SUMMER STREET ALIBRANDI, NANCY J, 2010 210/107.A-0163-0000.0 370 SUMMER STREET MUCKLE, RICHARD A, SUSAN G MUCKLE 2010 210/107.A-0166-0000.0 371 SUMMER STREET HOGAN, PATRICK, BOE, MICHELLE 2010 210/107.A-0164-0000.0 380 SUMMER STREET WALLENT, CATHLEEN, 2010 210/107.A-0165-0000.0 381 SUMMER STREET MCQUATE, CRAIG & MARY ELLEN, 2010 210/107.A-0023-0000.0 399 SUMMER STREET JOHNSON, BARTLEY C, JEANNE L HLADKY 2010 210/107.A-0022-0000.0 404 SUMMER STREET VARNUM, THOMAS, JR, NANCY L HAGGERTY 2010 210/107.A-0080-0000.0 410 SUMMER STREET FERLAND, STEPHEN F, KATHLEEN S FERLAND 2010 210/107.A-0081-0000.0 411 SUMMER STREET LIVESEY REALTY TRUST, LIVESEY, JOHN R 58 items found, disnlavin2 1 to 50. fFirst/Prevl 1 1 2 [Next/Lastl http://csc-ma.us/PROPAPP/newSearch.do;j sessionid=CE5OC934DED 87CE92A96410D4... 11/24/2010 .�� 2 Pages BK 9781 PG 171 L QIRTCLAIM DIM I, Veronica A. Mandry, a/k/a Vemmia A. MW*, of North Andover, Massoahutts, for =.=:131:11111111M consideration of less than S100.00 (be3ag a Sift), grant to James E. Mondry, of 213 Summer Street, North Andover, Massachusetts 01845, with quitclaim awew nts the land in said North Andover, Essex County, Massachusetts with the buildings thereon, bounded and described as follows: lie land shown as Map 39, Lot 44, Lot 45-1 and Lot 46-1, on an plan entitled "Composite Plan of Land in North Andover, prepared for Veronica Mondry, Scale. 1"-10V, Date: April 6,1999 by Merrimack Engineering Servicers and recorded with the Essex North District Regmtry of 'g Deeds as Plan No. 13449, to,which plan reference is hereby made for a more particular description of said lots. Map 38, Lot 44 contains 9.1 acres of bund, more or less, according to said plan. Lot 45.1 contains 47,599 square feet of land, more of less, according to said plan. , !iA Lot 46-1 contains 77,405 square ha of land, mare or leu, according to said plan. �* For my title, see Estate of Joseph Mondry, Essex Probate Docket #305576; Estate of Mary V j w H Man*, a/k/a Maria Mundry, Essex Probate Docket #333130; deed dated January 31,1981 M recorded with the Essex North District Registry of Deeds in Book 14%, Page 156; dead dates ,� cli February 24, 1986 and moorded with said Registry in Book 2139, Page 123; and deed dated February 27,1966 and recorded with said Registry in Book 2141, Page 11. 1 hereby reserve to myself a life estate in said premises during the term of my life. tPremises: 213 Summer 'oust known as 219 Summer Sttgt (Lot 44, Q Lot 45-1, and Lot 464 Summer Street), North Andover, Usetts. aS my hand and seal this 14th day of September, 2005. awAl 0 Veronica A. Mandry J'� K J3" up4 4 a Fef, d Q 1► COMMONWEALTH OF MASSACHUSETTS Middlesex, 86. BK 9781 PG 17 On dais 10 day of September, 2005, before me, tip mWersiped notary public, personally appeared Veronica A. , proved to me through satisfactory evidence of icieraification, which were Am 1rft" if 'At , to be the person whose name is signed on the preceding or attached document, and acknowledged to me that She signed it voluntarily for its stated purpose. -2- BK 9781 PG 173 2 pages 7 F,ED � +(t�D L James E. Mandry, of North Andover, Massachusatt$, for non- monetary consideration of lose than 8100.00 (being a gift), gmut to James E. Mandry and Geraldine A. Mondry, husband and wife, as tenents by the enboty, both of 213 Summer Street, North Andover, Massachusetts 01845, with quitclaim covenants the land in said North Andover, Essex Cowdy, MWachusetto with the buildings thereon, bounded and described as follows: The land shown as Map 38, Lot 44, Lot 45.1 and Lot 46.1, on an Plan entitled "Composite Plan of Land in North Andover", prepared for Veronica Maurhy, Scale: l"-100", Date: April 6, 1999 by Merrimack EU&MMM9 Services and recorded with the Essex North District Registry of Deeds as Plan No. 13449, to which plan reference is hereby made for a mon macular description of said lots. au Map 38, Lot 44 contains 9.1 arxes of land, more or 1eM according to said Plan. z Lot 45-1 contains 47,599 square feat of land, more or less, according to said plan. � Lot 46-1 contains '77,405 square feat of land, more or less, according to said plan. � ; �o °1 Said premises are subject to the life estate reserved to Veronica A. Mondry in deed from yVeronica A. Mandry to me dated September 14, 2005 and recorded herewith For my title, see deed from Veronica A. Mondry dated September 14, 2003 and recorded to herewith. rnr Cq W-+ Affected Promises: 213 Summer Street, previously renown as 219 Summer Street (Lot 44, us C4 Lot 45-1, and Lot 46-1 Summer Street), North Andover, Massachusetts. Cn WHNESS my hand and seal Ods 14th day of September, 2005. w Cr w V JoACG E. Mondry ..j w 4 4 9781 PS 174 COMMONWEALTH OF MASSACHUSETTS Middlesex, ss. On this 10 day of September, 2005, before me, tits underdPOd notary PMW, PWOMdlY armed James E. Muff, proved to me thmugb safiActory evidem of idecta$cad , which weres�^ /f/y AW4'e- ^ F , to be the person whose Warne is signed on the p vccding or attached *xumeM and acknowledged to me that he signed it vola tardy for its stated purpose. 2- 17� BK 9781 PG 175 nsctaUTTox o1F soWsxAn T, James E. Mondry, of North Andover, Massachusts, owning and occupying as my P P residence the red estate located at 213 Subum Street, North Andover, A husatta, acquired by my spouse, Geraldine A. Mandry►, and me by dead recorded hem -with, hereby declare a homestead in said promises under the provisions of Chapter 186, Section 1, of General Laws of Massachusetts. I expressly reserve the right to myself and my spouse and to the survivor of us, and to t� Executor or Administrator of the sunrvWor of us, to revoke and rescind this Declaration of A Homestead as to ourselves and our minor utnn=W children. ' Executed as a sealed ins ument this 14th day of September, 2005. FA;u aJ Jagems E. Mondry ti COMMONWEALTH OF MASSACHUSETTS Middleseac, ss. C* W Cr On this 141h day of September, 2005, before me, the undersigned notary public, w personally appeared James E. Mondry, proved to me through satisfactory evidence of a„j ideIItifiCatrOlh, which Were IWLs l/ Y to N be the person whose name is signed on the priming or attached document, and acknowledged to me that he signed it voluntarily for its stated purpose. Name: Notary Public . Ivey commission expires: i i BHB139 S6 QUITCLAIM DEED VERONICA A. NANDRY, of North Andover, Essex County, Massachusetts. " for consideration paid of do DOLLAR (01.00) grant to JAMES E. HAND", VERONICA A. MANDRY AND PEYEN R. MANDRY, at tenants In 000mm of 219 BURNER STREET, NORTH ANDOVER, MA 01805 WITH QUITCLAIM COVENANTS The land in said North Andover, with the buildings thereon,, bounded and described as follows$ Beginnin8 at a stake and running NORTHERLY along Sumner Street 1122 feet by stone wall( thence turning and o running WESTERLf 91.75 degrees north for a distance of 470 feet; then again WESTERLY 73.50 degrees north for a distance of 80 feet, all this by atone wall$ thence turning and running SOUTHERLY 31 Jegrees west for a distance of 141 toot, than again SOUTHERLY,' 32.50 degrees west for a distance of 91 toot, then again, SOUTHERLY' 30.50 degrees west for a distance of 100 toot to end of stone wall; thence running SOUTHERLY .50 (1/2) degree east for a distance of 300 feet to a stake and u • stones{ then again m� SOUTHEPLY 21.75 degrees east for a distance of 320 toot to a stake and stones; then again !g+ SOUTHERLY 30.75 degrees east for a distance of 221 feet to the point at M beginning. Said lot contains eight and one-quarter acres more or loss. a Being the some premises conveyed to me by dead of Stanley Mandry, Peter R. Mandry, a Raymond P. Hendry and Balbina Shola dated January 31, 1981 and recorded with Essex North District Registry of Oeeds,.Book 1466, Page 158. AFFECTED PPOPEPTYt 219 SUMMER STREET, NORTH ANDOVER, NA 01845 Executed as a sealed instrument this 27th day of FEBRUAPY, 1986. Veronica A. Mand THE COMMONWEALTH OF MASSACHUSETTS East, se. FEBPUAPY 27, 1986 Veronica A. Mondry Then personally appeared before me, the above named /and acknowledged the foregoing instrument to be *Wbor tree act and deed. Notary Public My commission expirese Recorded Feb.28,19% at 10$11A11 #5034 9 - 123 QUITCLAIM DEED' WE, Mary Mondry, Louise Mandry, Bolen Nolet and Elisabeth Letourneau ail of North Andover, Eseex County, Massachusetts* In consideration of ONE RUMORED SIXTEEN THOUSAND 01161000..001 AND NO/100 DOLLARS grant to VERONICA A. MANDRY of 219 Summer Street, North Andover, Massachusetts 01845 with QUITCLAIM COVENANTS All our right, .title and interest in and to the. following parcels of land, bounded and described as follows$ PARCEL 1s The land. in said North Andover, being part.of what is known as, 'Miller's Meadow", and bounded and.deseribed as follows$ NORTHERLY by land now or late of one Starrett and -One .Prescottr EASTERLY by land now or late of Charles P. Johnsonr SOUTHERLY by land now or late of E.P. Ingalisr and WESTERLY by land now or late of Judson Reynolds. Containing 12 acres, more or less. PARCEL IIs All the land in North Andover conveyed to Edward Adams by Abbott Stevens by deed dated November 9, 1923, and recorded with Essex North District Registry of Deeds, Book 492, Page 581, EXCEPT the "Lacy Pasture", so-called, the EXCEPT two (2) parcels previously conveyed by Edward Adams, the first to Moria Mundry, otherwise known as Mary Mandry, by deed dated March 16, 1926, and recorded with said Registry, Book l�20, page 553, and the second to Joseph Mandry, by deed 'dilated November 22, 1928, and recorded with said Registry,. Hook 543, Page 437. This parcel contains twenty-three and 35/100 123.35) acres more or lose. PARCEL I AND PARCEL II being the same premises conveyed to Joseph Mondry, by deed of George 0. Adams and Charlotte S. Calaher, dated January 31, 1936, and recorded with said Registry, Book 596, Page 197. Said Joseph Mandry aecessed on June 19, 1939. See Estate of Joseph Mondry, Essex Probate No. 305576. We derive our title from the estate of Louis e Mondry who died November 30, 1969. See Essex Probate No. 303956. PARCEL IIIt. The land in said North Andover, known.as "Millers Meadow" bounded and described as follows$ Beginning at. the Southwesterly ooraer of land am ore �LLCANIC � ;�ns'•ACfpl�EftS ,. a •�•j`f�2 6 4, 4 8�-F R ....�� B 1213 9 ------------- formerly of Carleton, and land now'or of Real thence EASTERLY ; -~• SOUTHEASTERLY ca, EASTERLY and �, n• .�,� NORTHERLY by said Carleton's to the and of a wallloh separates ■aid Carleton's land from land;now or formerly of Charles F. Johnsont thenct,. ; starting from the and of said wall and 6,• `W running a' WESTERLY by an old ditch joining land formerly - W belonging to Orlando Abbott and known as the "Parsonage Nnadow" to land now or formerly of said Res which formerly belonged to Moses Poster, deceaseds thence by an old ditch and stone wall to the first bound. The above described land contains twelve (12) acres more or less. Being the same premises conveyed to Joseph Mandry, by deed of Edward Adams, dated November 22, 1928, and recorded with said Registry, Book 543, Page 437. Said Joseph Mandry deceased on June 19, 1939. See Estate of Joseph Mandry, Essex Probate Docket No. 305576. We derive our title from the estate of Louis Mandry who died November 30, 1969. See Essex Probate Docket No.. 303956. Executed as a sealed instrument this 24th day of February 1986. Essex, se. THE CCKNONNEALTH OF MASSACHUSETTS February 24, 1986 Then personally appeared the above named Mary Mandry, Louise Mandry, Helen Nolet and Elizabeth Letourneau and acknowledged the foregoing instrument to be their free act and deed, before me, JAAsph E.ou a ger, otar�'yy . y Commission Expireso . �`� ti�^/ ;cam, ' 11/17/89 ' '` , HLRecorded Feb.28,1986 at 1Oi260 #5053 and stones; then again SOUTHERLY 30.75 degrees east for a distance of 221 feet to the point of beginning. a r Said lot contains eight and.one-quarter acres marer or less. . z Being the same premises conveyed to us by deed of Veronica A. Mandry ;s .. dated robruary 27, 1966 and recorded. with Essex Worth District Registry of Deeds, as instruct t.Wo. 5034 of Pebruary 28, 1966. a AtlECTSQ PROPERTY,219 SUMMER BTRMe NORTH ANDOVER, MR 01643 Etacuted as a sealed instrament this 27th day of rebruazy, 1966. jAbea X. ten t A • Bron ca A. PAn ry, Peter R. Mandry THE COWK WWBALTS Of MASSACHUSETTS Essex, on. Pebruasy 27, 1966 Then personally appeared before me, the above-named Jesse C Mandry, Veronica A. Mandry, and Peter R. Mandry and acknoW1*dged the foregoing instrument to be tbeir free eat and deed. a My commission expiress 11-1-1/t0 Recorded llar.3,IW at 11 t 33Ak =/53x5 f • gv19�LLi,pAD JAMES s. KRUDRY, VERONICA -A. MANDRY, and PETER R. NAKDEY of )forth Andover, ROMM County, Massachusetts {. for consideration paid of ONE DOLLAR (=1.00) grant to VERONCIA A. MANDRY . of 219 SUMMER STREET. NO*" ANDOVER, KA 01695, 1(118 QUITCLAIK COVENANTS i �. The land in said no Andover# with the buildings thereon, bounded and described as follows: W Beginning at a stake and running NORTHERLY along Summer Street 1122 fast by stone we=lt thence i. turning and running WESTERLY 81.75 degrees nos=h fos.a distance of 470 feet; than again WESTIMLY 13.50 degrees north for a distance of 60 feet, all this by stone wally thence turning and running SOUTHERLY 31 degrees west for a distance of 141 fast, than again SOUTHERLY 32.50 degrees west for a distance of 91 feet, then again SOUTHERLY 30.50 degrees west for a distance of 100 feet to end of w Aj SOUTHERLY stone wall; thence running .50 4%) degree east for a distance of 300 feet to a @talo u and stones; then again degrees east for a distance of 320'feet to a stel=e SOUTHERLY 21.75 and stones; then again SOUTHERLY 30.75 degrees east for a distance of 221 feet to the point of beginning. a r Said lot contains eight and.one-quarter acres marer or less. . z Being the same premises conveyed to us by deed of Veronica A. Mandry ;s .. dated robruary 27, 1966 and recorded. with Essex Worth District Registry of Deeds, as instruct t.Wo. 5034 of Pebruary 28, 1966. a AtlECTSQ PROPERTY,219 SUMMER BTRMe NORTH ANDOVER, MR 01643 Etacuted as a sealed instrament this 27th day of rebruazy, 1966. jAbea X. ten t A • Bron ca A. PAn ry, Peter R. Mandry THE COWK WWBALTS Of MASSACHUSETTS Essex, on. Pebruasy 27, 1966 Then personally appeared before me, the above-named Jesse C Mandry, Veronica A. Mandry, and Peter R. Mandry and acknoW1*dged the foregoing instrument to be tbeir free eat and deed. a My commission expiress 11-1-1/t0 Recorded llar.3,IW at 11 t 33Ak =/53x5 f Recording Requested By FLEET MORTGAGE CORP. When Recorded Mail To REGNANTE, STERIO & OSBORNE LLP JAMES F. STERIO 401 EDGEWATER PLACE, STE. 630 WAKEFIELD, MA 01880-6210 BK 5494 PG 23 Loan Number: 0201274474 Other. Recon Number: 151931 DISCHARGE OF MORTGAGE KNOW ALL MEN BY THESE PRESENTS, that *FLEET NATIONAL BANK F/K/A FLEET NATIONAL BANK OF CONNECTICUT F/K/A SHAWMUT BANK CONNECTICUT, N.A. F/K/A THE CONNECTICUT NATIONAL BANK a corporation existing under the laws of the state of MILWAUKEE WI, 53224 and having its principal T place of business at 11200 WEST PARKLAND AVENUE MILWAUKEE WI, 53224 is the owner of a certain Indenture of Mortgage, bearing the date of 2127/86, made and executed by: JAMES E. MANDRY AND VERONICA A. MANDRY AND PETER L MANDRY as mortgagors) to ARLINGTON TRUST COMPANY as mortgagee, and recorded in the Office of the register of Titles and County Recorder in and for the County of ESSEX (NORTHERN ) and State of Massachusetts in Mortgage Book 2139, Page 57, Document No 5035 is, with the indebtedness thereby secured, fully paid and satisfied. Q, Property commonly known as: 219 SUMMER ST N NORTH ANDOVER, MA 01845 th The register of Titles and said County Recorder is hereby authorized and directed to discharge the same upon the record thereof, &xcording to the statute in such case provided The Testimony whereof, the said corporation has caused these present to be executed in its corporate name by its MARY LEMAY and its corporate seal to be hereunto affixed on 5/25/99. *FLEET NATIONAL BANK F/K/A FLEET NATIONAL BANK OF CONNECTICUT F/K/A CONNECTICUT, N.A. F/K/A THE CONNECTICUT NATIONAL BANK BY: MARY LEMAY JUL 13 W Pµi'4() MORTGAGE O STATE OF WISCONSIN County o . MIL UKEE The foregoing instrument was acknowledged before me on SCM by MARY LEMAY of *FLEET NATIONAL BANK F/K/A FLEET NATIONAL BANK OF CONNECTICUT F/K/A SHAWMUT BANK CONNECTICUT, N.A. F/K/A I ,CONNECTICUT NATIONAL BANK a corporation, ex► behalf of the corporation and that execution was done freely DANA ANDREWS NOTARY PUBUC STATE OF WSCONSIN MY COMMISSION EXPIRES MAY 2 20MM Z a v ..�..,.�.�.... B H 21 3 9. :: ...... �...,....,,....W� 57 MORTGAGE THISMORT(3AOE �t�l")it thu W..�M»s.......» ................._ 19.8g...lire mrtpgor b ... � .�..»............ lorrowar 1 This rasetst b ghee N '1..TR�.."............................................................................abfeliborpniadssdetiw�hq Am".andwhmesddrcnb . 3OS..88St6.X ST ............. ..„...............(i r'� Ba (* totrerowesLendertheprl%amof .........5�118q G+•BS ........ ...•..... ' '441p�SAtiif..A;ND...�p 18 .,.. ..Dollen(U.S.S.......»»�;br,p��•.....�'11dsd�isevWeneedbr9orrora'saese • dated the same dae.a tbie Inaromau ("Nas"N which provides for m mthly payments. with Ibe fSH dsb4 Wave paid earlier, dtK and payshle on ....................... .... This Seeirity Isaromeet secures to Lader: (s) the teptyn►bn d the d evidentre0 by tbi 7aae, vrHb interest, sad cep renewsb, at"oas and modiRostions: (b) the payment daH other sum* whk interest. advauld Yadr pragrapk 7 to pow the aaomNy Of dds Security. lrgtnandN;.rre (c) use perto<rnanoe deortowa^s oewnatn and.pantents ender this sterMtle h r isgrta�wt asd tehee�Nra�e. F,o�r thrits purpoesed. Borrorret doer hereby mortgye, fwn and oowrey ro Larder. with power dsds, rice ReBotrind . $1 int land in s" d Onti A»dotire � � �a�, Muu�rnl�r «.... .. ................ dasOrl�O M xtha buildin thereon bounded and follows Beginning at a stska and running es NORTHdRLT along Sumer Street 1122 tett by stone ,Valli thence to ninB sW ruhniag, UEnTtPL? 81.75 degrees north for a distanne of 470 facts thew again a� VISTER3,Y 73.50 degrees north for a distance of 80. het, all this Dp atone e1 Valli thence turning and running .r a SOUTHERLY 31 degrees wet for a distance of 141 feet,, Om again SOUTHERLY 32.50 degrees west for a distance of 91 facts than spin SOUTNERLY 30.50 degrees west for a distance of 100 fat to said of stone Valk thence running SOUTHERLY .50 (1/21 define east for a dibtanoe'of 300 feet to a ante sod stones; then again i SOUTHERLY 21.75 degrees east for a distance of 320 feet to a stake snd stonesi then again SOUTHERLY 30.75 degrees east for a distance of 221 foot to tits point of beginning. Said lot contains eight and one-quarter acres note or less. i Being the semi prossisse conveyed to us by dead of •erosion A. 1landry to be recorded. imsedistely prior breto. which kuthe sddrwad.» .21y9'Slll�ttR 8' "1' ..................._........., •1WAT8 """' . • •w Mnsschatam...........».........:....».»»................... ("Property Addnm"); TntfE7NEa WtiH all the improvements now or beralta erected on the p ope tyi and sH esetttresb. noble, appartenanaes, W".royahks, minraL oil wed W rights and profits, water OWN 04 stock rind aH RUM cow Of k "her a put dtkeproperty. AH replacements and "ion sW ahobeooverad by 0&SaWft Itatr*6vN. Aaoflba fnregainj is ide. loin thla Swvrity Intro ,wet n the "propony." Boaaosrstt t ov tmtM tut Borrower is h WW sdmd of do elate baby ooewyse std 111111 rhes 411110 morBui wee Warrantgage, great s Sod WM ddswd gmKray tthe FIW !I and he a to the F opt. y! potty d lm a d ds sa6}etd S arcantiratomof P.R , TM St Mrry btum" oatabitia sots mum" Cor and" on tial aoMndvto N'eowasme wick . gmited rristiorn kyJltrbdkdsa to aotntitYN s elute, unity btrrmrsat oavabtg wed preptt3. MAriAGNiiIEIT>l-antra rs*amWAro wareRr athtaureerf William. sLol V6 vg t)trMUCOlNANn Sorrow NdLatderoorpunta,dtur«aGlion t.- >P roe d t+dadad ad steams Pt"ityloe" ad tab aOM Sttt'towa sbag promptlyply aurae dw dee principal oram! interest on the debt evidenced by the Nae and any prepayment Will bite charges due under the Now. 1 Foad►tarTasasartdlaaarasa, Subject to Applicable law or too written wolverbyLender. Borrower shall pay M Leader on the day monthly payments are due under the Note, until the Note is paid to fug, a sum ("Funds") equal to t one -twelfth of: (a) yearly taxes and assessments which may attain priority over this Security Instrument, (b) yearly leasehold payments or grouted rents on the Property, if any; (c) yearly hazard insurance premiums; and (d) yearly mortgage insurance premiums, if arty. These items arecalled "escrow items." Larder may estimate the Funds due on the basis of current data and reasonable estimates of future escrow items. The Funds shall be held in an institution the deposits or socounts of which are insured or guaranteed by a federal or state agency (including Lender if Lender is such in institution). Lander shall apply the Funds to pay the escrow items. Lender may not charge for holding and applying the Funds, analyzing the account or verifying the escrow items, unless Lender pays Borrower interest on the Funds and applicable law permits lender to make such a charge. Borrower and Lender may Agra in writing that interest shall be paid on the Funds. Unless an agreement is made or applicable law requires interest to be paid, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds showing credits and debits to the Funds and the purpose for which each debit to the Funds was made. The Funds are pledged asadditional security for the sums secured by this Security Instrument. tribe amount *((he Funds held by Lender, togither with the future monthly payments of Funds payable prior to The due dates of the escrow items, shall exceed the amount required to pay the escrow items when due the excess shall be, at Borrower's option. either promptly repaid to Borrower or credited to Borrower on monthly payments of Funds. If the amount of the Funds held by Lender is not sufficient to pay the escrow items when due, Borrower shall pay to Lender any remount necessary to makeup thodeficienry in one or more payments as required by lender. Upon payment in fell *fall sums secured by this Security Instrument, Calder shall promptly refund to Borrower any Funds held by Lender. If under paragraph 19 the Property is sold or acquired by Lender, !.ender shall apply, no later than immediately prior to the sale of the Property or its acquisition by Lender, any Funds held by Lender at the time of application as a credit againsl.lhewmssecured by this Security instrument, & Application of Payments. Unless applicable law provides otherwise, all payments received by Lender under paragraphs l and 2 shall be applied: first, to late charges due under the Note; second, to prepayment charges due under the Note; third, toamounts payable under paragraph 2; fourth, to interest due; And last, to principal due. 6. Mttt;es; Uem, Borrower shall pay all taxes, assessments, charges, fines and impositions attributable to the Property which may attain priority over'this Security Instrument, and leasehold payments or ground rents, if any. Borrower shall pay these obligalioms in the manner provided in paragraph 2, or if not paid in that manner, Borrower shall -pay them on time directly to the person owed payment. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this paragraph. If Borrower makes these payments directly. Borrower shall promptly furnish to Lender receipts evidencing the payments. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a). agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in the Lender's opinion operate to prevent the enforcement of the lien or forfeiture of any part of the Property; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. lr Lender determines that any pan of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or more of the actions set forth above within 10 days of the giving of notice. . S. Hazard ltsurame. Borrower shall keep the improvements now existing or hereafter elected on the Property insured against loss by fire, hazards included within the term "extended coverage" and any other hazards for which Lender requires insurance. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Borrower subject to lender's approval which shall not be unreasonably withheld. All insurance policies and renewals shall be acceptable to Lender and shall include a standard mortgage clause. Lender shall have the right to hold the policies and renewals. If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices; In the event of las, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proofof lens Knot made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, insurance proceeds shall be applied to restoration or repair of the Property damaged, if the restoration or repair is economically feasible and Lender's security is not lessened. if the restoration or repair is not economically feasible or Lender's security would be leiuned. the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with any excess paid to Borrower, if Bormwer abandons the Property, or does not answer within 30 days a notice from lender that the insurance carrier has offered to sett le a claim, then Lender may collect the insurance proceeds. Lender may use the proceeds to repair or remote the Property or to pay sums secured by this Security Instrument, whether or not then due. The 30 -day period will begin when the notice is given. Unless Lender and Borrower otherwise agree in writing, any application of proceeds to principal shall not extend or postpone the due date or the monthly payments referred to in paragraphs 1 and 2 or change the amount of the payments. If under paragraph 19 the Property is acquired by Lender. Borrowers right to any insurance policies and proceeds resulting from damage to the Property prior to the acquisition shall pass to Lender to the extent of the sums secured by this Security Instrument immediately prior to the acquisition. 6. Preiervation and MAsteaanee of Property; Leaseholds, Borrower shall nm destroy, damage or substantially change the Property, allow the Property to deteriorate or commit waste. If this Security Instrument is on a leasehold, Borrower shall comply with the provisions of the lease, and if Borrower acquires fee title to the Property, the leasehold and fee title shall not merge unleis Lender agrees to the merger in writing. 7. Protection of Lender's Rigbts in the Property; Mortgage laauranece. If Borrower fails to perform the covenshis and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly sffeci Lender's rights in the Property (such as a proceeding in bankruptcy, probate, for condemnation or to enforce laws or regulations), then Lender may do and pay for whatever is rteccsary to protect the value o ( the Property and Lender's rights In the Property. lender's actions may include paying any sums secured by a lien which has priority mer this Security Instrument, appearing in court, paying reasonable attorneys' foes and entering on the Property to make repair. Although Lender may take action under this paragraph 7. Lender dura not have to dose. Any amounts disbursed by Lender under this paragraph 7 shall become additional debt of Borrower secured by this t Security Instrument. Unlcm Ikwrower and Lender agree to other terms of payment, these amounts shall beer interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting Itayment. r�. f —�.•��-"'—•.••• .. —•�.�. ••••�-.• .�++waw..w.rurr-isau..,.. a,..w w"ornenne�s�,ywaMr�a� All If Leader required*mor" insurance as *condition bf making the ban secured by this Security Instionsci 4 S9 Borrower WWII pay the premiums required to maintain the Insurance in Ad antill such time a OWicquirement for the insurance terminales, in accordance with Borrower's and Lender's wrium agreement or Applicable Is* - 8, tsepection. Lender of its Win may make reason" entries upon and Inspections of the Property, Leader give Borrower notice III the I line ofor prior to an Insp."doit rins raw lie able k� forlteh* I of da 9. Candemalloo, The proceeds of any award a• chit* any condemnation or other taking of May, at. 'hi.p-m bir Co"vqnW In k -ti of co P. notion, sh bwft *sighed and -shall be paid to Leader. In the event of a total taking of i he ph"MovPMMY, lite proccedi %W be piled to (be an= secured Oy MIX security jamninwhi, whether or not then dM with any excess paid to Borrower. to tiro evert dr 8 POW takfiti; if the Property. mnrcd 111cp by unless Borrow, and Leader otherwise agree In writing. the $vim seCtIrd 4 the suns secured immediately the amount of the proceeds multiplied by. the rollinvInS fraction; (a) that at.amount befots the 14kit%.divided by (b) the fair market value of the Property lmmeQiatdy Odore the laking. Any balance ilvallbe paw to Borrower• . If the Property is abanduited by 111mmer. or If. after %oficir by leader to Bormwer that the candwrior offem to make an award or sett Ic a claim for damages, Darrowa f1kills to respond to Lender within 30 days aftetllie: dot the notice Is gives, Lender Is authorized to collect and apply the praseda at its WIN, either 10 MtOtallw Or Malt of the Property at to the sums secured by this Security Instrument, whd kror not then due. Unim Lender and.Borrower otherwise agree in wrIIIA& Any Application of proceeds 10 pincIP0.1 S69 act extender postpone the due date of the monthly paymentsreferredto in PMM* I OM 2 Group the smouni-orsach osymdft' ExteWoofthe time fOrpayment ct mainlieslion of statmilgtion of the sums secured by tbIA Security Instrument granted by Unda to uy successor in Interest of norriffiv shan not "te to release the Why of lk original bormwer or Borrower's succesam In Interest. Leader %W am -be required to commence proceedings against say successor. In interest or refuse to extend time far yment or otherwise modify araimintion of the sums secured by this Security U911mem by icam of My demand me& by the original Borrower at Borrower's successors Winter". Ary forbearance by Lender in exercising any right or remedy shell to be a waiter oror preclude the exercise of any rot or morn ly. 11.' Successor a" A"*ft 90WA joint and !!event LhjbMW Co4num The covenants rut agreernelits of .this Security Instrument MWI bind and benck the successm ud assigne of Lender Mid Borrow, 'su1*cI1otkM pMvW of paragraph 17.1orrower's covenants and agreements shall be joint several. sel. Any Borrower who cvt this security Instrument bel don to execute the Note, (a) Is c0481111111 this Security Instrument Only 10 MOVIISgd Von, W ower that Bormwer's Interest in The Property under the term of this Security Insh a ise t: (b) Is am personally oblipted tp pay the sums secured by this Security Instrument: and (a) MVM that Lender and My other Borrower may " to4steill, modify..lorbaror make any accurnmodations with regard to the terms of this SeeurityJnawmett ortime Note witbout that Horroweescome"t. 12. [AnChailm If the loan mcared by this Security ln%tmn*M issubject too Is* which WO MAXIMM IW - charges. and that law is Anally interpreted so that the interest or other loan charges collected or to. -be collected in Connection With the Joan guvtd the permitted limits. thea: (0) any such ken charge shag be redhead ty.0se amount necessary to reduce the charge to the ptmilted limit; and (b) any wm already collected fram-111"Irer who exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the viindi lowed under ib. Norte orhy making adicot payment to Borrower. Ifaftfund reducts principal. themductionwiUbgbested ass partial prqzymcat without any prepayment charge under the Note. I& LoWdetloa Affertlas latuder's Rights. if enactment or expiration, of applicable Im'bas the c effect of renderingany prkiviskm tithe Note or this Security Instrument Lender. at its option, may require immediate payment in run or all sums secured by this. Security Instrument and may invoke any remedies permitted by porqmph 19. If leder exercises this option, Lender shag take the steps specified in the secad paragraph or paragraph 17, 14. Notless. Any notice to Borrower pmvided for In this Security Instrument sun be Sim by delivering "or by mailing it by first class mail unless applicable law requires use of another molsocl. The notice shall *directed 10 the Property Address or any other address Borrower designste% by notice to Leader. Any notice to Lender shag be given 'by first class mail to Lender's address stated bercin or any other address Lender designates by notice to Borrower. Any notice proMed for in this Security Instrument shall be doe i to have been given to Borrower or Lender when given as provided in this paragraph. . IS. GoverploelAwgSaveisibility. This Security Instrument shall be governed by federal law aid the law tithe Jurisdiction in which the Property is located. in the event that any provision or clause of this Security Instrument or the Note conflicts with applicable law.such conflict shall rot greet other provisions of this Security Instrument or the Note whiclica, be given effect without the conflicting pmvl*m. To this end the . provin-iorts of this Security Instrument and the Note am Zared to be severable. 16. Borrower's Co werpy. Borrower shall he given one Lonf6rmed copy of the Note and of this Secarhy Instrument. 17. intake ofIIIc Property a!a BessifeW latermis Bes.swes [(all or any part of the Property or any interest. in it iti sold or t c►red (or if n bcncfleiaf interest in Ikwrrrwer is sort or transferred and Borrower is not a natural . per.") without Lender's prier . written consent. Lender may, at its ooibo, require immediate payment in full of an suns secured by this Security Instrument. However, this opikm shall not be exercised by Lender it exercise is prohibited by federal law d%ofilte date of this Security Instrument. irLender exercixes this oixion. Lender shall give Borrower notice of acceleration. The notice slag Prim* S' period afrim.lessthan .14days from the date the rtmice kdelivered or mailed "bin which Bot on er snuMply stisurrisscared by trinrower fails to pay these %urrm prim to the expiration of this period. Lender may invoke remedies permitted by this Security Instrument without further Mice Or demand On Borrower. Ig. Bacrewer%lititibittolitelsims. If Borrower moselW certainsonditinns Borrower shall hate ON 119M to have enforcement dmf this Security Instrument discontinued at say time prior to the adier of, (a) 3 days (or such other period si applicable law may specify rot minslateinen ) before ask of the Property pumaut to any power or sale c6nislaw is Oft Security Instrument; or(b) entry ofsjudgment enforcing thisSecurity Inst. wwni.Thea omditiontare that BOI.68c. (a) pays Lender oil sums which then would be doe tinder. this Security Instrumem and the Note had so accilersdoit occurred-. (b) cores any debult of any other trovaants or waments; (e) pays AM expenses lacarved In enforcing " security Ing -- neon, iachasin& but M United to. rasortra, au~ hm- and (d) takes such action as Leader nany reasonably require to more that the Ike of this Seem" Inaluman . I.Anhea tota In On ft*" and Borrower% obligation to pay the suns seared by this Security hatmnmu OW ' 11 1 wwbm*lt Upon seimutat " by "Dwrom 'tish3sewityllast and the t 'is I - '- '4hW I shaill n air My effective =Woo boderedon bad occurrod.11loweve tisk right fjd I ' d"Mort apply M►tieew daeedenNon veder parsp■pb 13err 17. B12139 NONd1NVdtAt tbYlNMn Baroweaand Lspda fiuthacovatsat and apse te %UowL 60 19. Aa*Wn* m; IRemadlaa, Easier del gip Rooke to Sanwa prior to anderallm lbsewhtg Bariewis brsaeb eft toy eevsaast or ttgt eataent a d h Swwft inm m m (but sot prior Io aeedertO" mwer pus x Il It send 17 to em app k*k law provides ol6awlaeb The notice shall specify: (a) the defandt; (b) the action repuked to ease the deiitdl; (e) a date, sot late than 30 days from the date the notice In given to Bormm, by which the detault no be twee; tad (d) that failure to sue the defaWt at sr before the data speeilled In the notice may reaull In accekrat(en of the soma asto M by this Security Instrument and Ask of the Property. The natke shall further Infonts Borrower of the right to reinstate after aeeleration and the right to bring a court action to steal the nos-exkterme of a default or any other dorms- of Borrower to aceeteration and ask. if the defautt Is act cared on or before the date spetlled In the notice, Lender at las option liar require Immediate payment M NII of all wan secured by this Security Instrument without further demand and may invoke the STATUTORY POWER OF SALE aid any other remedies permitted by applicable low. Lender shall be entitled to collect all expenses Incurred In pursuing the remedies provided In this paragraph 19, Including, but am limited to, reasonable attorneys' fees and costs of title evidence. If Lender Invokes the STATUTORY POWER OF SALE, lender shall map a ropy of a notice of ate to Borrower, and to other persons prescribed by applicable law, In the manner provided by applicable law. Lender shall publish the notice of ala, and the Property shall be sold in the manner prescribed by applicable law. Lender or Its designee may purchase the Property at any sale. The proceeds of the isle shall be applied In the followiag order: tai to ail expenses ottbe sale. Including, but rot limited to, reasonable attorneys' fed; (b) to all some secured by this Security Instrument, and (e) any excess to the person or persa a legally entitled to it. 20, I.ender In Possession. Upon acceleration under paragraph 19 or abandonment of the Property, Lender (in person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the Property and to collect the rents of the Property including those past due. Any rents collected by Lender or the receiver shall be applied first to payment of the costs of management of the Property and collection of rents, including, but not limited to, receivers fees, premiums on receiver's bonds and reasonable attorneys' res, and then to the sums secured by this Security Instrument. 21. Release, Upon payment or all sums secured by this Security Instrument, Lender shalt discharge. this Security Insirunient without charge to Borrower. Borrower shall pay any recordation costs. 22. Waivers, Borrower waives all rights of homestead exemption in the Property and relinquishes all tights of curtsy and dower in the Property. 23. Riders to this Security Instrument. If one or more riders are executed by Borrows and recorded together with this Security Instrument, the covenanis and agreements of each such rider shill be incorporated into and shall amend and supplement the covenants and agreements of this Security Instrument as if the rider(:) were a part of this Security Instrument. (Check applicablebox(esli Adjustable Rale Rider Q Condominium Rider ❑ 2-4 Family Rider Graduated Payment Rider [j Planted Unit Development Rider ❑ otina(s) Ispecityj BY SioNINu Bnow, Borrows accepts and tetras to the leans and covenants contained in this Security Instrumenl and in any riders) executed by Borrowerand recorded with it. yv. ) . AM Be MA RY i~A':kdniL K..:... ....._...(Seal) VERONICA A, NAND T (M■a utan ties taw r.►xnam.eawael PETER Re MANDRY M COle101111 11n OP MASSACBUBETTS swells sot. February 27, 1966 Tbm persoully appeared the sbova-usmed Jams 8. Mandrys Veronica A. Meader sad Peter 1. Mondry and acknotelediied tba foregoing instrument to be their free act and deeds before use Rots is My comikknelon expiress W t pante Q Nmdoa Nobly Abri sp i rltstmeavw bAohes Oeominr Rl.1RM B $.2139' ADJUSTABLE RATE RIDIER THM AWMAM RATE RIDER is meds *W. =Ii.. do Of awda 0 bed eVI Dad or TWK or Nod is i (1110 02 "0) 1040 10 *01 Som D& (dw "Sawkybacomm e) lorrowe's Adjulu" Raw Noll (dw "Lends") or the am date (the "New") mad mom the dtsalbed ht the Swahy lunmo ad wcmw at ....."...x.1.9..lAss OTACK& IRt ii AN=R JP 00% Aft=l) alwAnter dw4abdolkillidellIL is oil pig - VA be kww, .100 bw" ftb dowsmoss, No Owesisso Offil-dil psyessssls WO he kw. AwwaCovmm Is MOM 0 the wMast gad apaaman lledf Is &*IOWA* bOON04 301 W.M. &W Leader Awdwr ownew and alm as Mien WEARST RATE AND hWMLY FAVMV4T CHANGU usNote protide for eakwi aaat eat of .. s, �.".,.X Won 40(ells .Woe POMN brelkesIPS Is the lawaraw and the acaddype) ' abllow .4 INTIASSIf AlAll AND MONMY PAYMENT CHANGES (A) Champ Dante - The 'starer rate IvIllpay may das %a MOM 48Y ofoa Nae day of the mtostb every ...."....�. soaks thrafkr. Each dao or wb'et my htttaeu race aotdd drop POOL Is Cam &"Chap DM* (s) Its twu SeOuilos wkb the ku Chap Dam, my' rate wM be head cm as "Isdallo to b1da Is ths wwb averap yield on united Stews Tmwny wvwWw adjuwal to a cm" wauft of YUM a as& swelable by the Federal Ream Dowt The MON NOW bdal 69M &TAU* 0 Of 45 48P bLtm Seek Champ Dm Is cWW 6*"Cvnm ladmit If Ow Was is so law avabble, the Now Holder wilt chows a sew Win whM Is head epos conomable - khmson. The Now Holder will shv we modw of is Choke. (C) Cdededu 41 Champs Defect ash Champ Dae, ran" my saw hucast ran by Adding 2.750 0% wt sty sift ktteeen rats are furdai linibbwWd eo no sate than SAW pwom*Ap points am the! IUU to The lo'Arr will them deurmin the &mom of the mombly pap- - dolwould berAl"waMMM the pin*slt=,ij,cle oe oween the Chap Ow is sobstuddyWel psymems by do tsaaides dw a my saw hwat fw. The mut of this caleslades wN be the mw wwwa of my (0) aulk omit of O"M My saw knaw raw wffi beooew c0bedve on cob amp DOL I wM pay the &mom of tq meir:mpr* p`yawpayaw konalml on the Am =w* paymew dw after the Champ Dw aril do amoom of eq ama* dwW ataim. Nedu Of Cheeps The Now How w9I mad or deliver w me a make ba bre each Champ Dm The modu wIll Wviw ma at (1) the ur bm= an ca my ban u of dw Cheap Dew (9) do w -oust of my mowAy pyrom Nwing the Champ Dow (N) my addIdand mom vyhkh the Now fielder Is t fired io 46clow; mad (IV) the *bmw telepkose atm<brof a person who WM answer say qwwn 12" have nprft the. Sam L CHAROM UW Uaftra Covesso 4 of the SwAft hunuaw is sanded to rad a Mims; 4. Charges; Liam Sonowu Ad pay all cam auvismcm% mad odw charges. Am ud impoddow awllivtable w do P—m---v wMch may studs a pbft over tis Sommity Issursewsk and knebold psyme" or pawl w^ If any. is the a mmmew provided wiWpanompk 2 beiedor.VoKpoW is such mammu.by Drawermaking PAYN01% wbndvs,dW*wdwp*ywthroat: Ilorrowshall promptly hrebb to Lewder safest samemmi due wader dkb pmSmph, mad is the avast Sm owu shall mishe priment &a*. lwmwer dm9I pompdy kobb to Leader teoelpts evideaft nch peyattaes Alm wa " v ampill dbdwp my No which has pb* aver ddi SwAft wtlwmedthow-va lonvowshall awbe el i -Iw 01 l mqsalt des wlong msftu~.(4)sbds$wIm by sub Wine muses ampubleolmider. M ad is gored B12139 6 nth l fYC11 Has by, 6 defied m lm abroaraw of Such No 111 ho p ooned1ip wft is en "Want of W V Leader o0entto to Oft the fl1f0mmm of the Iles or AN(eiture of the properly or any pan the mot or (e) &ball mum from the bolder of NICIh Ileo atl &greemm Is a form wtidtteaory to Leader eabordlat ft &A No is this Security lostnt went, i If Lender determhha that all or ray pan of the property is subject to a Has which may trolls a priority error dhia Security Instrument, Leader ahW Sive Borrower, a notice idendWS ouch &a Borrower Shull aatW�r arch Ilea or take one or more of the actions as forth &bore within we days of the Siviag of the notice. C. NOTICE Uniform Covenant M of the Severity Instrument is amended to road as blim 14. Notice. Except for any notice required under applicable kw to be Sivea in aaother peat . (a) ray action 19 Borrower provided for in this Security Instrument &hall be given by delivering it or by mating it by Art chn pail to Borrower at the property Address or at such other address a Borrower may daignate by nodoe to Lender as provided herein, and (b) any notice to Lender shall be Slum by Arlt class mad to Leader's address stated heroin or to such other address as Lender may designate by notice to Borrower AS provided herein. Any notice provided fbr in this Security Instrument &hall be.deemed to have been given to Borrower or Lender when given in the manner designated berein. IN UNIFORM SECURITY INSTRUMENT; GOVERNING LAWt SEVERABRJTV Uniform Coven&at 15 of the Security Instrument is amended to read as follow IL Ualfonn Security lmaromeat; Governing Law; Sererablkly. This form ofSeauity Instrument oombines uniform covaanu for national use and non-uniform covenants with limited variations by jwisdkdaa to constitute a naiform security instrument covering real property. This Security Instrument Shall be governed by Federal law and the law of the jurisdiction in which the Property is located. In the event that any provision or clause of this Security Itotnrmem or the Note conflicts with applicable law, such conflict &hall nor affect other provision of this Security l=mmear or the Note which can be liven effect without the eonnicting provision, and to this end the provisions of this Sewaity Instrument and the Note an declared to be severable. L TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER Uniform Covenant V of the Security Instrument is amended to read as follows 17. Transfer of the Property or a Beneflela) Interest in Barrowor. 1f all or any part of the Property or as laterass therein is sold or transferred (or if a beneficial interest in Bomower is aid or transferred and Borrower is not a natant person) without Leader's prior written consent, Leader may. at Leader's option, declare all the sung sawed by this Security Instrument to be immediately due and payable. However, this option shall not be exercised by LAder if exercise is ant authorized by Federal.law. If Lender exercises such option to aeoeferate, Lender shag mail Borrower ratite of acceleration in accordance with paragraph 14 hereof. Such notice shall provide a period of not fess than 30 days from the date the notice is mailed within which Borrower may pay the suns declared due. If Borrower fails to pay Stich Sums prior to the expiration of such period, Lender may, without further notice or demand on Borrower. invoke any remedies, permitted by paragraph hg hereof._ -Notwithstanding a sale or transfer, Borrower. will continue to be obligated tinder dw Now and this Security Instrument unless Leader has released Borrower in writing, F. LOAN CHARGES If the loan secured by the Security Instrument is &object to a law which sets maximum ham char^ Sad that law is Anally interpreted a that the interest or other loan charges ticketed or a be polkaed in connecting with the loan eticeed permitted limits, thea: (l) any such loan Burge shop be reduced by the amount necessary to reduce the charge to the permitted limit; and (y) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower. Lender may choose to make this refund by reducing the principal awed under the Now of by making a direct payment to Borrower. If a refund teduces ptineipd, the reduction wig be treated as a partial prepayment under the Note. IN WRwm Wxsasoe. 00 own bas executed IYis Adjtntathe Rate RUar. .. J"ES E. MANbRY, Sttt�RO OICA A. MAN PETER R. MANDRY Recorded Feb.29t1956 at 10r1LW #5035 4sa wa rare. �Trressr aMq , i I ! "I I I \) Qf oi ( t L, /v6 --,Ar-, Postage $ 0 nj M Certified Fee C:3 Return Receipt Fee Postmark rq (Endorsement Required) I Here E3 Restricted Delivery Fee r-3 (Endorsement Required) - E3 Total Postage & Fees ru is AU Name PI Cl I I t db ail M �'Iease 7,,t ea,y)j�obefompee ym, er) r Street, AWFAiwi-wipo BOX &� ------------ V ----------------------------------------------- r "Liq (' Sr 3 ------------------------ ............................ top, Prtifi!d Mai! Provides: • A mailing receipt • A unique identifier for your mailpiece m A signature upon delivery • A record of delivery kept by the Postal Service for two years Important Reminders: • Certified Mail may ONLY be combined with First -Class Mail or Priority Mail. • Certified Mail is not available for any class of international mail. • NO INSURANCE COVERAGE IS PROVIDED with Certified Mail. For valuables, please consider Insured or Registered Mail. For an additional fee, a Return Receipt may be requested to provide proof of delivery. To obtain Return Receipt service, please complete and attach a Return Receipt (PS Form 3811) to the article and add applicable postage to cover the fee. Endorse mailpiece "Return Receipt Requested". To receive a fee waiver for a duplicate return receipt, a USPS postmark on your Certified Mail receipt is required. • For an add't' nal fee, delivery may be restricted to the addressee or , ""o addressees authorized agent. Advise the clerk or mark the mailpiece with the endorsement "Restricted Delivery". • If a postmark on the Certified Mail receipt is desired, please present the arti- cle at the post office for postmarking. If a postmark on the Certified Mail receipt is not needed, detach and affix label with postage and mail. IMPORTANT Save this receipt and present it when making an inquiry. I Form 3800, July 1999 (Reverse) 102595-99-M-1938 • Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. • Print your name and address on the reverse so that we can return the card to you. • Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: A, MAI�rj. 2AR Somme -r <-.,i- A /AA 0 1 q q'-5 A. Received by (Please Print Clearly) B. Date of Delive 'y X ASina X ge �V�O �Adressee J>/Is delivery address different from item 1 ? El Yes If YES, enter delivery address below: 1:1 No 28 2003 3. Servicejype )(Certified Mai( 0 Express Mail 0 Registered 1:1 Return Receipt for Merchandise 13 Insured Mail El C.O.D. 4. Restricted Delivery? (Extra Fee) El Yes 2. Article Number (Copy from servl . ce label) '101S 57,10 0OU-) '3-LtA\ 145-% PS Focm 3811, July 1999 Domestic Return Receipt 102595-00-M-0952 UNITED STATES POSTAL SERVICE First -Class Mail Postage & Fees Paid USPS Permit No. G-10 0 Sender: Please print your name, address, and ZIP+4 in this box * BOARD OF HEALTH 27 CHARLES STREET 'ORTH ANDOVER, MA 01845 Town of North Andover Office of the Health Department Community Development and Services Division 27 Charles Street North Andover; Massachusetts 01845 Sandra Starr Public Health Director NORTH ANDOVER ORDER Telephone (978) 688-9540 Fax (978) 688-9542 A110 2 nrl_ b � J �►,.t. �6 /1� w i.P Issued under the provisions of the State Sanitarf of Fitness for Human Habitation,105 CMR 410.6 �' ` - '-4' P f C -arm. -s 4- u" tis s Date: March 21, 2003 1i��cf To Owner of Record: Property Location: Veronica A. Mandry 213 Summer Street 219 Summer Street North Andover, MA 01845 North Andover, MA 01845 An authorized inspection was made of your property at the above referenced address by North Andover Health Department personnel on March 21, 2003 in response to a request by Merrimack Valley Elder Services and correspondence forwarded to the North Andover Health Department by The Meadows at Edgewood subsequent to their home inspection regarding potential housing code violations and the presence of conditions deemed to endanger and impair the health and/or safety of any occupants. The inspection revealed violations of the State Sanitary Code, Chapter II, as listed on the attached Violation Form. You are hereby ORDERED to correct the violations within the time allotted on the enclosed form. Failure to comply within the specified time period may result in further action by the North Andover Board of Health. Several of the violations documented are conditions deemed to endanger or impair the health and/or safety of the occupants and emergency personnel. You have the right to request a hearing before the Board of Health if you feel this order should be modified or withdrawn. A- request for said hearing must be made in writing and received by the Health Department within seven (7) days from the receipt of this order. At said hearing you will be given an opportunity to be heard and to present witnesses and documentary evidence as to why this order should be modified BOARD OF APPEALS 688-9541 BUILDING 688-9545 CONSERVATION 688-9530 HEALTH 688-9540 PLANNING 688-9535 or withdrawn. All affected parties will be informed of the date, time and place of the hearing and of their right to inspect and copy all records concerning the matter to be heard. You may be represented by an attorney. You have the right to inspect and obtain copies of all relevant records concerning the matter to be heard. Certified:Mail # 7099 3220 0010 32416858 2 i Town of North Andover Office of the Health Department Community Development and Services Division it � 1 � 27 Charles Street �AArea ' North Andover, Massachusetts 01845 RSSACHUS�t Sandra Starr Telephone (978) 688-9540 Public Health Director Fax (978) 688-9542 NORTH ANDOVER BOARD OF HEALTH ORDER LETTER Issued under the provisions of the State Sanitary Code, Chapter II, Minimum Standards of Fitness for Human Habitation, 105 CMR 410.000. Date: March 21, 2003 To Owner of Record: Veronica A. Mandry 219 Summer Street North Andover, MA 01845 Property Location: 213 Summer Street North Andover, MA 01845 An authorized inspection was made of your property at the above referenced address by North Andover Health Department personnel on March 21, 2003 in response to a request by Merrimack Valley Elder Services and correspondence forwarded to the North Andover Health Department by The Meadows at Edgewood subsequent to their home inspection regarding potential housing code violations and the presence of conditions deemed to endanger and impair the health and/or safety of any occupants. The inspection revealed violations of the State Sanitary Code, Chapter II, as listed on the attached Violation Form. You are hereby ORDERED to correct the violations within the time allotted on the enclosed form. Failure to comply within the specified time period may result in further action by the North Andover Board of Health. Several of the violations documented are conditions deemed to endanger or impair the health and/or safety of the occupants and emergency personnel. You have the right to request a hearing before the Board of Health if you feel this order should be modified or withdrawn. A-requestfor said hearing must be made in writing and received by the Health Department within seven (7) days from the receipt of this order. At said hearing you will be given an opportunity to be heard and to present witnesses and documentary evidence as to why this order should be modified BOARD OF APPEALS 688-9541 BUILDENG 688-9545 CONSERVATION 688-9530 HEALTH 688-9540 PLANNING 688-9535 or withdrawn. All affected parties will be informed of the date, time and place of the hearing and of their right to inspect and copy all records concerning the matter to be heard. You may be represented by an attorney. You have the right to inspect and obtain copies of all relevant records concerning the matter to be heard. Certified Mail # 7099 3220 0010 32416858 ORDER LETTER — VIOLATION FORM An authorized inspection of 213 Summer Street was performed by Board of Health staff on March 21, 2003 at which time violations of 105 CMR 410.000 Chapter II of the State Sanitary Code, Minimum Standards of Fitness for Human Habitation were found. If upon inspection, any dwelling is found unfit for human habitation and may endanger or impair the health, or safety and well-being of a person or persons occupying the premises in accordance with 105 CMR 410.750, then per 105 CMR 410.830(A)(B) the owner must make a good faith effort to correct the violation within twenty-four (24) hours and/or begin necessary repairs or submit a contract in writing with a third party within five (5) days for the correction of the violations. Failure to respond within the allotted time period may result in the Board of Health taking further action. VIOLATIONS OF 105 CMR 410.750(A -N) TO BE ADDRESSED WITHIN TWENTY- FOUR (24) HOURS There is excessive trash, rubbish, junk and debris throughout the dwelling. The amount of debris etc. severely inhibits movement throughout the dwelling, is a fire hazard and endangers the occupants and emergency personnel. "The occupant of any dwelling unit shall be responsible for maintaining in a clean and sanitary condition and free of garbage, rubbish, other filth or causes.of sickness...." (105 CMR 410.602(B)). Every room in the dwelling needs to be emptied of all rubbish, garbage and debris and thoroughly cleaned and sanitized. This violation is also a violation of 105 CMR 410.750(I) which states that this condition, "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public... (I) Failure to comply with provisions of 105 CMR 410.600, 410.601, 410.602 which results in the accumulation of garbage, rubbish, filth or other causes of sickness which may provide food source or harborage for rodents, insects or other pests or otherwise contribute to accidents or to the creation or spread of disease." Please address this violation within 24 hours by removing all rubbish, garbage and debris and thoroughly cleaning and sanitizing the dwelling. VIOLATION CORRECTED: DATE: 3 2. The dwelling does not have proper access and egress. The accumulation of debris obstructs access and egress by emergency personnel and the occupants. There is currently only one accessible entryway for the occupants and emergency personnel. Both entrances need to be accessible and usable by all occupants. Both entrances should also be handicap accessible. "No person shall obstruct any exit or passageway. The owner is responsible for maintaining free from obstruction every exit used or intended for use by occupants" (105 CMR 410.451). Please address this violation by removing all rubbish, garbage and debris from the entrances and passageways so that they are free and clear of any and all obstructions. This violation is a violation of 105 CMR 410.750(G) which states "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public... (G) Failure to provide adequate exits, or the obstruction of any exit, passageway or common area caused by any object, including garbage or trash, which prevents egress in case of an emergency 105 CMR410.450, 410.451 and 410.452." Please address this violation within 24 hours. VIOLATION CORRECTED: DATE: 4 NORTH ANDOVER HEALTH DEPARTMENT_ 120 Main Street • North Andover, MA 01845 Telephone (508) 682-6483, Ext. 32 Complaint-Investigation/Inspection Report OWNER A - M"r !'- ADDRESS It ,r. r- . A'io eP' /w'0"(� I DATE �i1/1Ar/ilfntnrnn'1 c1(�.Ci �rJ�Ge� �n b��nn�� CT' �ri�bir�lbi ��h .� Aea,3la , o De e'Wejes fo',r (,«�t Rece�S IdSGnA� SILO u�� dr -�` i0, Gy wb. ct- lnie 64 +/A-Ak. 4� rn �1-c Stun e. T��s tn�!l�.�'��,�_„� rc��r-� i� S�Aev�� vt� G�.r+.'��t� V�3t-( `1'� �Etii�?.3 �•.d� INSPECTOR VIOLATIONS TO BE ADDRESSED WITHIN FIVE (5) DAYS 3. The washing machine improperly drains into the bathtub. "The owner shall install in accordance with accepted plumbing, gasfitting and electrical wiring standards, and shall maintain free from leaks, obstructions or other defects, the following: (B) all owner — installed optional equipment, including but not limited to, refrigerators, dishwashers, clothes washing machines and dryers, and garbage grinders " (105 CMR 410.351(B)). Please have a licensed plumber address the situation and hook up the washing machine to meet the State plumbing code. VIOLATION CORRECTED: DATE: A Re -inspection will be performed by the North Andover Health Department subsequent to the deadlines stated above. If the conditions are corrected prior to the required time limit, please call the North Andover Health Department at 978-688-9540 for an inspection. If you have any questions, comments or concerns, please feel free to call me at the aforementioned number between the hours of 8:30-4:30, Monday through Friday. Sincerely, an j. LaGrasse Health Inspector CC: Board of Health Sandra Starr, Public Health Director North Andover Fire Department Michael, McGuire, North Andover Building Department Occupants, 213 Summer Street, North Andover, MA 01845 !File. •---�.0 as ^ v..=.. . „ . .. .. �..,. �_� _, v _ , ` . ...,.:v � - - "' M�4a ^ f1Vl ��N•',j U i '' •gar -µ•-- -.. -. � .. ... NORTH ANDOVER HEALTH DEPARTMENT 120 Main Street • North Andover, MA 01845 Telephone (508) 682-6483, Ext. 32 Complaint Investigation/Inspection Report OWNER c(ofo'%cL, A • Mo ri AC ADDRESS 11q %A� 0 MS - DATE X21103 W.1:5 A.M. (om.iet�""A9 eljcr 6o"J Les On 4� A��i ��i.s o� pre �; 5 �s : Z 1 � Sv M N••e.- S�-� e ��' m,,,_6;N P A rrA°.j,., ,;,A,, -t' . V) -'VIA ,�l 41 X51 (a� �4�,g ►n�/Jnr.`F�.,,J CCDJ(+ ,5 Stuti1J 19\,J Cel-,'�r^A UAVUe' ` y' e_ 4`%k'J% C.'A r 1 INSPECTOR Town of North Andover Office of the Health Department Community Development and Services Division 27 Charles Street North Andover, Massachusetts 01845 Sandra Starr Public Health Director Telephone (978) 688-9540 Fax (978) 688-9542 NORTH ANDOVER BOARD OF HEALTH ORDER LETTER Issued under the provisions of the State Sanitary Code, Chapter II, Minimum Standards of Fitness for Human Habitation, 105 CMR 410.000. Date: March 21, 2003 To Owner of Record: Veronica A. Mandry 219 Summer Street North Andover, MA 01845 Property Location: 213 Summer Street North Andover, MA 01845 An authorized inspection was made of your property at the above referenced address by North Andover Health Department personnel on March 21, 2003 in response to a request by Merrimack Valley Elder Services and correspondence forwarded to the North Andover Health Department by The Meadows at Edgewood subsequent to their home inspection regarding potential housing code violations and the presence of conditions deemed to endanger and impair the health and/or safety of any occupants. The inspection revealed violations of the State Sanitary Code, Chapter II, as listed on the attached Violation Form. You are hereby ORDERED to correct the violations within the time allotted on the enclosed form. Failure to comply within the specified time period may result in further action by the North Andover Board of Health. Several of the violations documented are conditions deemed to endanger or impair the health and/or safety of the occupants and emergency personnel. You have the right to request a hearing before the Board of Health if you feel this order should be modified or withdrawn. A -request for said hearing must be made in writing and received by the Health Department within seven (7) days from the receipt of this order. At said hearing you will be given an opportunity to be heard and to present witnesses and documentary evidence as to why this order should be modified BOARD OF APPEALS 688-9541 BUILDING 688-9545 CONSERVATION 688-9530 HEALTH 688-9540 PLANNING 688-9535 or withdrawn. All affected parties will be informed of the date, time and place of the hearing and of their right to inspect and copy all records concerning the matter to be heard. You may be represented by an attorney. You have the right to inspect and obtain copies of all relevant records concerning the matter to be heard. Certified Mail # 7099 3220 0010 32416858 PA k a. ORDER LETTER — VIOLATION FORM An authorized inspection of 213 Summer Street was performed by Board of Health staff on March 21, 2003 at which time violations of 105 CMR 410.000 Chapter II of the State Sanitary Code, Minimum Standards of Fitness for Human Habitation were found. If upon inspection, any dwelling is found unfit for human habitation and may endanger or impair the health, or safety and well-being of a person or persons occupying the premises in accordance with 105 CMR 410.750, then per 105 CMR 410.830(A)(B) the owner must make a good faith effort to correct the violation within twenty-four (24) hours and/or begin necessary repairs or submit a contract in writing with a third party within five (5) days for the correction of the violations. Failure to respond within the allotted time period may result in the Board of Health taking further action. VIOLATIONS OF 105 CMR 410.750(A -N) TO BE ADDRESSED WITHIN TWENTY- FOUR WENTY FOUR (24) HOURS 1. There is excessive trash, rubbish, junk and debris throughout the dwelling. The amount of debris etc. severely inhibits movement throughout the dwelling, is a fire hazard and endangers the occupants and emergency personnel. "The occupant of any dwelling unit shall be responsible for maintaining in a clean and sanitary condition and free of garbage, rubbish, other filth or causes of sickness...." (105 CMR 410.602(B)). Every room in the dwelling needs to be emptied of all rubbish, garbage and debris and, thoroughly cleaned and sanitized. This violation is also a violation of 105 CMR 410.750(I) which states that this condition, "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public... (I) Failure to comply with provisions of 105 CMR. 410.600, 410.601, 410.602 which results in the accumulation of garbage, rubbish, filth or other causes of sickness which may provide food source or harborage for rodents, insects or other pests or otherwise contribute to accidents or to the creation or spread of disease." Please address this violation within 24 hours by removing all rubbish, garbage and debris and thoroughly cleaning and sanitizing the dwelling. VIOLATION CORRECTED: DATE: 3 2. The dwelling does not have proper access and egress. The accumulation of debris obstructs access and egress by emergency personnel and the occupants. There is currently only one accessible entryway for the occupants and emergency personnel. Both entrances need to be accessible and usable by all occupants. Both entrances should also be handicap accessible. "No person shall obstruct any exit or passageway. The owner is responsible for maintaining free from obstruction every exit used or intended for use by occupants" (105 CMR 410.451). Please address this violation by removing all rubbish, garbage and debris from the entrances and passageways so that they are free and clear of any and all obstructions. This violation is a violation of 105 CMR 410.750(G) which states "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public...(G) Failure to provide adequate exits, or the obstruction of any exit, passageway or common area caused by any object, including garbage or trash, which prevents egress in case of an emergency 105 CMR410.450, 410.451 and 410.452." Please address this violation within 24 hours. VIOLATION CORRECTED: DATE: 4 VIOLATIONS TO BE ADDRESSED WITHIN FIVE (5) DAYS 3. The washing machine improperly drains into the bathtub. "The owner shall install' in accordance with accepted plumbing, gasfitting and electrical wiring standards,'and shall maintain free from leaks, obstructions or other defects, the following: (B) all owner — installed optional equipment, including but not limited to, refrigerators, dishwashers, clothes washing machines and dryers, and garbage grinders " (105 CMR 410.351(B)). Please have a licensed plumber address the situation and hook up the washing machine to meet the State plumbing code. VIOLATION CORRECTED: DATE: A Re -inspection will be performed by the North Andover Health Department subsequent to the deadlines stated above. If the conditions are corrected prior to the required time limit, please call the North Andover Health Department at 978-688-9540 for an inspection. If you have any questions, comments or concerns, please feel free to call me at the aforementioned number between the hours of 8:30-4:30, Monday through Friday. Sincerely, 'B an j. LaGrasse Health Inspector CC: Board of Health Sandra Starr, Public Health Director North Andover Fire Department Michael, McGuire, North Andover Building Department Occupants, 213 Summer Street, North Andover, MA 01845 File 5 NORTH ANDOVER HEALTH DEPARTMENT 120 Main Street • North Andover, MA 01845 Telephone (508) 682-6483, Ext. 32 Complaint Investigation/Inspection Report OWNER t✓«fj't A . W/Jr ADDRESS I ✓' S�- . DATE `2 03 1 : I . f� A D�a�nN..`I' elder 01N belrylf a� %0,16-wA SI. kt' .� reps c� Qre�•;s�5 : ZI � S�n�.n•.e.r�f-�e��' - TN . -U- '� "f t�.c, 1Al'� Sh�� ^s. M�.,i,ln.,n► o ,l r�,' .� 4 :�. +� `rl� H ._'1�1,. + �1., s t � S C M 1Z �l I (i . ?, �' 1 f a_ Gy A b c� bl p -rV1.1 reAarA- i1 ^J ce/4:'- %%eA tib! i'k-�P- .&I.L"Ji CA %,A INSPECTOR Town of North Andover Office of the Health Department Community Development and Services Division 27 Charles Street North Andover, Massachusetts 01845 Sandra Starr Public Health Director Telephone (978) 688-9540 Fax (978) 688-9542 NORTH ANDOVER BOARD OF HEALTH ORDER LETTER Issued under the provisions of the State Sanitary Code, Chapter II, Minimum Standards of Fitness for Human Habitation, 105 CMR 410.000. Date: March 21, 2003 To Owner of Record: Veronica A. Mandry 219 Summer Street North Andover, MA 01845 Property Location: 213 Summer Street North Andover, MA 01845 An authorized inspection was made of your property at the above referenced address by North Andover Health Department personnel on March 21, 2003 in response to a request by Merrimack Valley Elder Services and correspondence forwarded to the North Andover Health Department by The Meadows at Edgewood subsequent to their home inspection regarding potential housing code violations and the presence of conditions deemed to endanger and impair the health and/or safety of any occupants. The inspection revealed violations of the State Sanitary Code, Chapter II, as listed on the attached Violation Form. You are hereby ORDERED to correct the violations within the time allotted on the enclosed form. Failure to comply within the specified time period may result in further action by the North Andover Board of Health. Several of the violations documented are conditions deemed to endanger or impair, the health and/or safety of the occupants and emergency personnel. You have the right to request a hearing before the Board of Health if you feel this order should be modified or withdrawn. A, request for said hearing must be made in writing and received by the Health Department within seven (7) days from the receipt of this order. At said hearing you will be given an opportunity to be heard and to present witnesses and documentary evidence as to why this order should be modifie;� Y VV� '1 � BOARD OF APPEALS 688-9541 BUILDING 688-9545 CONSERVATION 688-9530 HEALTH 688-9540 PLANNING 688-9535 ' \ i or withdrawn. All affected parties will be informed of the date, time and place of the hearing and of their right to inspect and copy all records concerning the matter to be heard. You may be represented by an attorney. You have the right to inspect and obtain copies of all relevant records concerning the matter to be heard. Certified Mail # 7099 3220 0010 32416858 2 ORDER LETTER — VIOLATION FORM An authorized inspection of 213 Summer Street was performed by Board of Health staff on March 21, 2003 at which time violations, of 105 CMR 410.000 Chapter II of the State Sanitary Code, Minimum Standards of Fitness for Human Habitation were found. If upon inspection, any dwelling is found unfit for human habitation and may endanger or impair the health, or safety and well-being of a person or persons occupying the premises in accordance with 105 CMR 410.750, then per 105 CMR 410.830(A)(B) the owner must make a good faith effort to correct the violation within twenty-four (24) hours and/or begin necessary repairs or submit a contract in writing with a third party within five (5) days for the correction of the violations. Failure to respond within the allotted time period may result in the Board of Health taking further action. VIOLATIONS OF 105 CMR 410.750(A -N) TO BE ADDRESSED WITHIN TWENTY- FOUR (24) HOURS 1. There is excessive trash, rubbish, junk and debris throughout the dwelling. The amount of debris etc. severely inhibits movement throughout the dwelling, is a fire hazard and endangers the occupants and emergency personnel. "The occupant of any dwelling unit shall be responsible for maintaining in a clean and sanitary condition and free of garbage, rubbish, other filth or causes of sickness...." (105 CMR 410.602(B)). Every room in the dwelling needs to be emptied of all rubbish, garbage and debris and thoroughly cleaned and sanitized. This violation is also a violation of 105 CMR 410.750(I) which states that this condition, "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public... (I) Failure to comply with provisions of 105 CMR 410.600, 410.601, 410.602 which results in the accumulation of garbage, rubbish, filth or other causes of sickness which may provide food source or harborage for rodents, insects or other pests or otherwise contribute to accidents or to the creation or spread of disease." Please address this violation, within 24 hours by removing all rubbish, garbage and debris and thoroughly cleaning and sanitizing the dwelling. VIOLATION CORRECTED: DATE: 3 2. The dwelling does not have proper access and egress. The accumulation of debris obstructs access and egress by emergency personnel and the occupants. There is currently only one accessible entryway for the occupants and emergency personnel. Both entrances need to be accessible and usable by all occupants. Both entrances should also be handicap accessible. "No person shall obstruct any exit or passageway. The owner is responsible for mainntaining free from obstruction every exit used or intended for use by occupants" (105 CMR 410.451). Please address this violation by removing all rubbish, garbage and debris from the entrances and passageways so that they are free and clear of any and all obstructions. This violation is a violation of 105 CMR 410.750(G) which states "when found to exist in residential premises, shall be deemed conditions which may endanger or impair the health, or safety and well-being of an occupant or the public ... (G) Failure to provide adequate exits, or the obstruction of any exit, passageway or common area caused by any object, including garbage or trash, which prevents egress in case of an emergency 105 CMR410.450, 410.451 and 410.452." Please address this violation within 24 hours. VIOLATION CORRECTED: DATE: 4 VIOLATIONS TO BE ADDRESSED WITHIN FIVE (5) DAYS 3. The washing machine improperly drains into the bathtub. "The owner shall install in accordance with accepted plumbing, gasfitting and electrical wiring standards, and shall maintain free from leaks, obstructions or other defects, the following: (B) all owner — installed optional equipment, including but not limited to, refrigerators, dishwashers, clothes washing machines and dryers, and garbage grinders " (105 CMR 410.351(B)). Please have a licensed plumber address the situation and hook up the washing machine to meet the State plumbing code. VIOLATION CORRECTED: DATE: A Re -inspection will be performed by the North Andover Health Department subsequent to the deadlines stated above. If the conditions are corrected prior to the required time limit, please call the North Andover Health Department at 978-688-9540 for an inspection. If you have any questions, comments or concerns, please feel free to call me at the aforementioned number between the hours of 8:30-4:30, Monday through Friday. Sincerely, a B an j. LaGrasse Health Inspector CC: Board of Health ./�andra Starr, Public Health Director North Andover Fire Department Michael, McGuire, North Andover Building Department Occupants, 213 Summer Street, North Andover, MA 01845 File 5 NORTH ANDOVER HEALTH DEPARTMENT 120 Main Street • North Andover, MA 01845 Telephone (508) 682-6483, Ext. 32 Complaint Investigation/Inspection Report OWNER c CortiC A. M" tr ADDRESS I !I S �^4��eP� /WAf O 4 DATE 2 1 1 9V1. foNi- nfh&r e"fes<. *-Atce<�,S . iosc 1Z 4tO.i4s-1 A- Extacco�a A'Anf-,4. +1nr12.jeV,.1 i, ,AVje11,^J.. 101�-1-AAG win. 607-fM �' �� _ v.1�,�a,.nt Ma..lw ..� a .1 fr.`_t< ._ �o `YL.. L►__ int.. �.,i.. \ o \ r n�►,2 �1 � r�. ��.�� r '� � J r. ¢.�yv' Ld �,.h�et-�, 16+ �t�► �_5 R.-s�, -�i�,sl. 5 � rra� �1-c ��u�:e_ . jk INSPECTOR Town of North Andover — Health Department COMPLAINT FORM 7'itt�f`Zti�r't'tb:(Ir►' Report taken by: Debbie Rillahan, Health Dept. Nurse �i:t+ tjrlj��; Holi3ing C_ )i>Y fi1 Yx, + )' Sjl r Y1 ,41 '--' f,!!%.,. ..�. .... .. ,. v :. .. .✓`3, .-,:: S :o,,,n � ... ._r:.. ., s. ,a`LL: .t't, 4::. r. �. :.. .. �-0t. ...n a, t. u.l� COMPLAINTANT NAME: Joe Shola ADDRESS: 24 Meadow Lane, N. Andover PHONE: 978-688-6623 ADDRESS: 213 Summer Street, North Andover PHONE: Not given COMPLAINT: • Mr. Shola's mother lives in the house at 213 Summer street with her sister. The mother was in the hospital and in rehab at the Meadows and was to come home. When the state and outside agencies went in, they said the living conditions were unsanitary and unsafe. It was advised that the mother could not return to those living conditions. The aunt and the aunt's family are living at the home at present. Please investigate. -v_--.qk;gj VISIT FFIVALUATION, FORM Aj Nllethod of jodomo-1.1on (i e. IN/C) Type o,uIv,,ell'nga rmP:nt dome paltit-rit will be livi,,,g_comple-.eiy alone dart of the day a. L j'7 L !cc`` J'2 end eff 0- ia!Y) Key: ;j=umbleA=assis,'EMCam 'm - 'A N, not ap,,pliclabls pati-ent's abillitie to A. rEl-evator R 1, t;; 1 rs C. Ranin. '). Thresn-cilds v rr, an, e u v h'o u gh 11! i + v o t r a r. s f e r it r, a n d Qui 0; ;z s \a a F. A b;11 t v "i'o re acs d; c na b 11 t C h A 7`.V i 1 i t v t c, C L -1 g 1 tallb!e and chair v t, ch s; F ives and c, D. MDikt-, trans ial :.�S wi'"f) k"Ch --2 (di.shes, pots Et�tove, sir.k ... A b i! IC , 'i s �_ tAt i i; " e s �- 1 V, 1A I J. L) . C,II %jL; hc L �Cl d Sca,.Tar runs F. Through door�,�!ays t. C. _00ther obs�acl,.s —spec B's UN, o 0 1 A. A o i g e o b a t h r 0 0 M v rr, an, e u v h'o u gh 11! i + v o t r a r. s f e r it r, a n d Qui 0; ;z s \a a F. A b;11 t v "i'o re acs d; c na b 11 t C h A 7`.V i 1 i t v t c, C L -1 g 1 tallb!e and chair v t, ch s; F ives and c, D. MDikt-, trans ial :.�S wi'"f) k"Ch --2 (di.shes, pots Et�tove, sir.k ... A b i! IC , 'i s �_ tAt i i; " e s �- 1 V, 1A I J. L) . C,II %jL; hc L �Cl :1 F 1 do M 1. rl wa;�alwn �i'lll J A ! NA Cu nwft YE=S NO oC72 iiCav•; 7, i I A�l iiity'to m-1neuver through rcom ;_ i ✓ ; V'V;i 1 p at i an t e F, ala- i i i y. c. wn a L, ndr iii If _t,, how? ` I Ability to transfer in and out of bed Yfli' patient b., doing ail or part of clew. ng? P i i t Ir not, who U'Ji i;? i --- i A!)iH-Ly tv i' iach necessary items (phone; V', li Patient do 01^irt ShOpriinG? if not, V'Ji10 will? Are ar^rOCr iato emergency num.-;hers near phone? Car, ~;tient P,scape frons o-ima safely?I i Abi!itY to u::e closets and drawers S 2yi 'S _ Can familVirIerids ass;st patient 5afa!y? ! / I J';-;,' Living ROJitZ I . i Ability to maneuver through roo-in I I l �� G 'TT�c L,-,& Ability to trap='er on and off ch irs, c.t.0 ch ✓_j _� A,b„sty,. stsanage.'! Y, radio, phone t YE=S NO oC72 iiCav•; 7, i I i V'V;i 1 p at i an t e F, ala- i i i y. c. wn a L, ndr iii If _t,, how? ` I Yfli' patient b., doing ail or part of clew. ng? P i i t Ir not, who U'Ji i;? --- i V', li Patient do 01^irt ShOpriinG? if not, V'Ji10 will? Are ar^rOCr iato emergency num.-;hers near phone? Car, ~;tient P,scape frons o-ima safely?I i i/ S 2yi 'S _ Can familVirIerids ass;st patient 5afa!y? ! / I J';-;,' 1. S'W'm%;lZary a Le. with the above recommenrlati-ane, 1i..i! this lbe ? safe u•s^s;,se.:,�y5 rame? A.li, J!l�j,.- �/ r �_ 't :°1.�./ •v',Z_•".�ti'n+ .r. ti.r'.'4. , ,'"?M; %t�.J:N�.r;v^^<:/.� �/.- i��`'�! 7, 1. i — ___ ��✓ ,> :/ice .i I (it � ,) /i ;% •�� , Signature: � Comments on the Home Evaluation performed on March 189 2003 Aft performing erforming a home assessment on the residence of Mrs. Balbi that Shola on March 18, 20039 it is the opinion of this physical t e os the it will not be safe for the patient to be discharged bac following reasons: 1. There are approximately 5 steps to get into the house throough the back. A ramp is installed ever y time the elderylola is not sable to house need to go in or out of the house. Mrs. rs to lower extremity manage the stairs independentlTyhsec artd Y of very steep rise weakness and joint instability. P making it very difficult for Mrs. Shola to manage without go tting physical assist from someone. Mrs. Shola will not be able install the ramp herself. In case of fire or any emergency . situation, Mrs. Shola will not be able to escape from the ho use independently, nor will shabe able to assist her sister, wheelchair bound, to escape from the 2. There are numerous scatter rugs and loose carpets all ve the with house which pose as safety risk for Mrs. lwhen or Mrs. Shola's feet the use of the walker. The legs of the walker can et caught in these rug g s and carpets causing her to fall. ugs, there are numerous clutter c telectric in the eq eb 3. Aside from the r canned food, magazines, newspapers, clothes, heater, boxes, etc that can be obstacles for Mrs. Shola's safe mobility within the house. 4. The situation of the bathroom is unclean and unsanitaathtub.TWat ed er from the washing machine is draining rie `o the° aterc coming form the wo pans were in the bath tub floating in t washing machine. The toilet sink is yellow in color. Mrs. Shola's ability to get in and out of the bathtub was not attempted ring this home visit, but it was assumed that it will not b hof the without her being physically assisted nuthe bathroom, like the bathtub (approx.13 inches). Objects i hamper, clothes, paper bag, makes access to the toilet seat and bathtub difficult. 5. In the kitchen is an old cooking stove that is directly u ong the way to get in and out of Mrs. Shola s bedroom. The surface and sides of the stove is hot which can burn Mrs. Shola while et o rising by the stove going in and out of her bedroom. e To g her bedroom. Shola's bedroom, she needs to pass through Personal belongings of her sister are scattered on the floor. 6. The kitchen table if full of numerous objects leaving very little claims space for meals to be eaten in the kitchen table. Mrs. Shola that she eats most of her meals in the living room. 7. The door going into Mrs. Shola's bedroom doe not open wide enough for the walker to pass through. Clothes and other objects behind the door prevent the door form opening fully. The bedroom as a whole is full of clutter making only one side of the bed accessible for getting in and out of the bed. 8. The living room, like the rest of the rooms of the house is frill of clutter. Although the couch is easily accessible, other things on the floor like the electric heater, coffee table on the side etc, leave a small space in the room for easy mobility with the rolling walker. 9. There is only one possible entrance and exit, which tis located at he rear of the house. The front entrance is closednd blocked by numerous things. 10. The general appearance and condition of the inside of the house is disorderly, unkept, and dirty. Furnitures are covered with duos. It appears that the house has not been cleaned for days. The floor is dirty. The inside of the house is a fire hazard due the numobjects that are scattered all over the house. his wife and his two 11. Mrs. Shola lives with her esterg her wtable to provide the ewq children ages seven and twely ,ho are no physical assistance that Mrs. Shola requires to return home safely. June 28, 1990 Town of North Andover Chairman, Board of Health North Andover, Mass. 01845 Gentlemena I. Veronica Mandry of 219 Summer Street, North Andover, bass. 01845 want to notify your department that I have a well on my property which I use as my only supply of drinking water. I had this well for over 75 years or more and I do not want it contaminated by pesticides and lawn weed killers. Please use your authority to .notify people across the street not to use Chemlawn, weed killers or -other chemicals which would pollutemy well. --- Enclosed is a diagram of where my well is located: - .-.-.Thank you for your cooperation in this health matter. Sincerely, z ronica Mandry Enc. v A l S t3'O � a V �-. ,� \I � L 1U 0 < ( n U I :1 rci t'h CO S�ri✓�q �►i�� Road 41/ MhN cA2NI1 s (^awvl '1"* e4,C O T CO+. e4 50.s ► h Mavijet s Sao d i ell row ed` e o � 5+r c,e+ welt MAAIJR'Y)5 -D r1 u Wa V I 0 V Commonwealth of Massachusetts _o� 17X -F Divisionof Fisheffies&VildbU Wayne F. MacCalium, Director July 22, 1998. Richelle Martin Conservation Dept 30 School Street North Andover, MA 01845 Dear Ms Martin, I am writing to notify you of the officiai certilication by the Massachusetts Natural heritage and Endangered Species Program of the vernal pool in the town of North Andover that you reported to this office. The official certification number of this pool is 1557. Thank you very much for contributing to the conservation of a threatened resource. The certified status of this vernal pool .potentially affords it protection under the following regulations: 1. Massachusetts Wetlands Protection Act Regulations (310 CMR 10.00); within wetland resource areas, protectable vernal pool habitat includes the pool itself and up to 100 feet beyond the pool's margin. 2. Massachusetts Surface Water Quality Standards (314 CMR 4.00); discharges of dredge or fill material are strictly prohibited within the boundaries of certified vernal pools. 3. Title 5 of the Massachusetts Environmental Code; 4. The Massachusetts Forest Cutting Practices Act Regulations. Please note that even after a Notice of Intent has been filed, the presumption that vernal pool habitat does not occur on a site is overcome upon a clear showing to the contrary, either through official certification or the presentation of credible evidence at a public hearing (3 10 CMR 10.57(2)(a)5). Altering vernal pool habitat may be permitted only if it will have no adverse effects on wildlife habitat, as determined by procedures contained in 310 CMR 10.60. Furthermore, "certified vernal pools which occur in resource areas other than Land Subject to Flooding can be protected by incorporating protective conditions into the Order of Conditions" (DEP Wetlands Report Alert/March 1996). Please contact James Sprague or Wayne Lozzi at the DEP Northeast Regional Office with all regulatory questions pertaining to this pool. Once again, thank you for your concern for the conservation of vernal pools. I hope that you will continue to search for and document vernal pools in your town. :Sincerely, Matt ew R. Burne Vernal Pool Ecologist cc: file Division of Fisheries & Wildlife Field Headquarters, One Rabbit Hill Road, Westboro, NLA 01581. (508) 366-4470 An Agency of the Department of Fisheries, Wildlife & Environmental Law Enforcement Commonwealth of Massachusetts Division Of Fisheiries&Vildlimfe Wayne F. MacCallum, Director July 22, 1998 Richelle Martin Conservation Dept 30 School Street North Andover, MA 01845 Dear Ms Martin, �yL I am writing to notify you of the official certification by the Massachusetts Natural heritage and Endangered Species Program of the vernal pool in the town of North Andover that you reported to this office. The official certification number of this pool is 1557. Thank you very much for contributing to the conservation of a threatened resource. The certified status of this vernal pool .potentially affords it protection under the following regulations: 1. Massachusetts Wetlands Protection Act Regulations (3 10 CMR 10.00); within wetland resource areas, protectable vernal pool habitat includes the pool itself and up to 100 feet beyond the pool's margin. 2. Massachusetts Surface Water Quality Standards (314 CMR 4.00); discharges of dredge or fill material are strictly prohibited within the boundaries of certified vernal pools. 3. Title 5 of the Massachusetts Environmental Code; 4. The Massachusetts Forest Cutting Practices Act Regulations. Please note that even after a Notice of Intent has been filed, the presumption that vernal pool habitat does not occur on a site is overcome upon a clear showing to the contrary, either through official certification or the presentation of credible evidence at a public hearing (310 CMR 10.57(2)(a)5). Altering vernal pool habitat may be permitted only if it will have no adverse effects on wildlife habitat, as determined by procedures contained in 310 CMR 10.60. Furthermore, "certified vernal pools which occur in resource areas other than Land Subject to Flooding can be protected by incorporating protective conditions into the Order of Conditions" (DEP Wetlands Report Alert/March 1996). Please contact James Sprague or Wayne Lozzi at the DEP Northeast Regional Office with all regulatory questions pertaining to this pool. Once again,, thank you for your concern for the conservation of vernal pools. I hope that you will continue to search for and document vernal pools in your town. .Sincerely, Matt ew R. Bume Vernal Pool Ecologist cc: file Division of Fisheries & Wildlife Field Headquarters, One Rabbit Hill Road, Westboro, MA 01581. (508) 366-4470 An Agency of the Department of Fisheries, Wildlife & Environmental Law Enforcement natural Heritage & ndangered Species Program VERNAL POOL CERTIFICATION FORM Certified Vernal Pool 1557 Town/City: NORTH ANDOVER Date Certified: 1998-07-22 USGS Topographic Map Name: SOUTH GROVELAND Notification Date: 1998-07-22 Directions to Site: TAKE SALEM STREET AND TAKE A RIGHT ONTO SUMMER STREET FOLLOW SUMMER STREET ABOUT 2 MILES AND TAKE.A RIGHT ONTO CRICKET LANE.GO STRAIT IN AT THE END OF THE CUL-DE-SAC. Land Ownership Information (If Supplied): VERONICA MANDRY: 219 SUMMER STREET NORTH ANDOVER, MA 01845 The following items are being attached to this form XX USGS topographic map showing location of the vernal pool XX Assessor's map (or other property map) showing location of the pool Compass bearings and distances to the pool from permanent landmarks XX Aerial photograph/80 or 100 scale topographic map showing location of the pool XX Professional survey showing location of the pool Sketch map or description of the immediate vicinity of the pool Documented Biological Indicators Accepted by NHESP MOLE SALAMANDER (Obligate Amphibian) The NHESP HAS NOT been'notified of the presence of rare state -listed wildlife species in this vernal pool habitat. Wetlands Resource Area Type (as defined in the Wetlands Protection Act, 310 CMR 10.00): BORDERING VEGETATED WETLAND Commonwealth of Massachusetts Division of Fisheries & Wildlife Field Headquarters Route 135, Westborough, MA 01581 (617) 792-7270