HomeMy WebLinkAboutMiscellaneous - 450 STEVENS STREET 4/30/2018 (2) AO RFEET
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4BOARD OF HEALTH
- 120 MAIN STREET TEL. 682-6483
�9SSICHUSEtty NORTH ANDOVER, MASS. 01845 Ext 2 3
APPLICATION FOR ABANDONMENT
OF SUBSURFACE DISPOSAL SYSTEM
(SEPTIC SYSTEM)
PURSUANT TO SECTION 310 CMR 15. 354
OF THE STATE ENVIRONMENTAL CODE, TITLE V
This form must be submitted to the Board of Health no less than
five (5) days prior to date of abandonment and be accompanied with
a conv of the sewer connection permit. 7
Name Phone
Address
Contractor ��hire/ld for work: ?
Name—) ( 6/ (.��T G`k J( Inc,c, Phone
Address 7S42
L9
Date for scheduled aban onment
Method of septic tank abandonment (check one) .
( ) removal ( sandf ill ( ) crush ( ) other (describe
below)
Other
PLEASE DO NOT WRITE IN THE SPACE BELOW
FOR HEALTH AGENT'S USE ONLY
-Z 4-4 /l / =r
Inspecting Agent Date
Comments
� I
NI
N° 1003
�Z
APPLICATION FOR SEWER SERVICE CONNECTION
North Andover, Mass. / l 19
Application by the undersigned is hereby made to connect with the town sewer main inStreet,
subject to the rules and regulations of the Division of Public Works.
The premises are known as No. S
���h';S Street
or subdivision lot no.
Owner Address
Contractor Address
Ap i nt's Si nature
1y�/
PERMIT TO CONNECT WITH SEWER MAIN
The Division of Public Works hereby grants permission to
to make a connection with the sewer main at Street
subject to the rules and regulations of the Division of Public Works..
Division of Public Works
By
Inspected by
Date
See back for rules and regulations
0
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Page 1 of 1
Attachments can contain viruses that may harm your computer.Attachments may not display correctly.
DelleChiaie, Pamela
From: DelleChiaie, Pamela Sent: Mon 10/27/2008 10:25 AM
To: carla_dicarlo@hotmail.com; miketartarini@hotmail.com
Cc:
Subject: 451&453 Stevens Street
Attachments: D SKMBT 60008102709500.pdf(iMB)
Hi Carla,
Attached is some information that I pulled off the N.A. Assessors website, as well as some information from
www.lawrencedeeds.com. I searched for James and Paul Saunders through google and www.searchbug.com,
but was unable to find anything. I was unable to find out who the current mortgage holder is, which would be
the next logical place. It possibly has not been updated at the registry yet. You can go to the eagle tribune
online at: www.eagletribune.com -go to the bottom of the page where it says legal notices and do a search. I
did do a search here under the name and address, but nothing came up. If I find anything new, I will send it
along to you.
Make sure you go to the Assessor's office to straighten out the address/map and parcel numbers linked to your
name. Ask to speak with Skip Cheney. He should be able to fix it for you if you have a copy of the deed.
Good luck!
Pamela DelleChiaie
Health Department Assistant
978.688.9540
From: noreply@yourcopier.com [mailto:noreply@yourcopier.com]
Sent: Mon 10/27/2008 10:51 AM
To: DelleChiaie, Pamela
Subject: Message from KMBT 600
http://exchange2003.town.north-andover.ma.us/exchange/pdellechiaie/Sent%20Items/451... 10/27/2008
North Andover Board of Assessors Public Access Page 2 of 2
POLLISTER,SCOTT
2008 210/096.0-0071-0000.0 345 STEVENS STREET BREEN,DONNA H,
2008 210/096.0-0067-0000.0 357 STEVENS STREET DUBE,RICARDO,
2008 210/096.0-0066-0000.0 371 STEVENS STREET DOWNES,DONALD V,PAULINE D
DOWNES
I 2008 210/096.0-0019-0000.0 447 STEVENS STREET MCEACHERN NOMINEE TRUST,
MCEACHERN,JOHN F TRUSTEE
2008 210/096.0-0006-0000.0 450 STEVENS STREET DOHERTY,KEVIN,
2008 210/096.0-0018-0001.0 451 STEVENS STREET TARTARINI,MICHAEL&CARLA,
2008 210/096.0-0018-0002.0 453 STEVENS STREET YUAN,JIN,
9�I
f, 2008 210/096.0-0042-0000.0 454 STEVENS STREET VAILLANCOURT RICHARD M,KATHLEEN A VAILLANCOURT
(iG / 2008 210/096.0-0017-0000.0 455 STEVENS STREET GRAMLY,SUZANNE MARTIN,
2008 210/096.0-0016-0002.0 459 STEVENS STREET ORTEGA,DENISE,
2008 210/096.0-0007-0000.0 460 STEVENS STREET FOSTER,BRENDAN P,CHRISTINE M
FOSTER
2008 210/096.0-0016-0001.0 461 STEVENS STREET ROOF,JAMINSON&SMITH,KELLI,
2008 210/096.0-0015-0000.0 465 STEVENS STREET DURNEY,JESSICA M,
2008 210/096.0-0014-0000.0 469 STEVENS STREET K AND S KANNHEISER REALTY TRUST,
KANNHEISER,GEORGE&SANDRA TRUS
2008 210/096.0-0008-0000.0 470 STEVENS STREET OLIVETO FRANK&LAURA,
2008 210/096.0-0009-0000.0 474 STEVENS STREET VAN HEUKELOM,KEITH,
2008 210/096.0-0051-0000.0 475 STEVENS STREET HOLT,WILLIAM,GINA HOLT
2008 210/096.0-0013-0000.0 479 STEVENS STREET ALLEN,LYNNE A,C/O JESSICA TAMARIN
2008 210/096.0-0046-0000.0 481 STEVENS STREET HYNES,CAROLANN J,
49 items found,displaying all items.1
dxl' el/- 2
http://csc-ma.us/PROPAPP/newSearch.do?town=NandoverPubAcc&from=NewSearch 10/24/2008
North Andover Board of Assessors Public Access IPage 1 of 1
pOR7N Forth Andover Board of Assessors
MUSL
o !k
M°,�49
SACHU`+` roperty Record Card
Click Seal To Return Parcel ID :210/096.0-0018-0001.0 FY:2008 Community :North Andover
SKETCH PHOTO
Search for Parcels No Sketch o Picture
Search for Sales Available Available
Summary
Residence 51 t 71
Detached Structure Location: 451 STEVENS STREET
Condo Owner Name: TARTARINI,MICHAEL&CARLA° C
Owner Address: 5A SHERIDAN STREET
Commercial City: WOBURN State: MA Zip: 01801
Neighborhood:0 Land Area: 0.00 acres
Use Code: 102-CONDOMINIUM Total Finished Area: 1496 sqft
ASSESSMENTS CURRENT YEAR PREVIOUS YEAR
Total Value: 275,200 275,200
Building Value: 275,200 275,200
Land Value: 0 0
Market Land Value: 0
Chapter Land Value:
LATEST SALE
Sale Price: 237,400 Sale Date: 05/05/2004
Arms Length Sale Code: Y-YES-VALID Grantor: JIN YUAN
Cert Doc: Book: 8763 Page: 149
http://csc-ma.us/PROPAPP/display.do?linkId=1179333&town=NandoverPubAcc 10/24/2008
North Andover Board of Assessors Public Access Page 1 of 1
NORTH North Andover Board of Assessors
L
f' 9
�.'s'AT•O e"
SCM°5 roperty Record Card
Click Seal To Return Parcel ID:210/096.0-0018-0002.0 FY:2008 Community:North Andover
SKETCH PHOTO
Search for Parcels o Sketch No P1'ctu re
Search for Sales
Available
Aailab`e Available
ai6able
Summary
Residence
Detached Structure Location: 453 STEVENS STREET
Condo Owner Name: YUAN,JIN
Owner Address: 453 STEVENS STREET
Commercial City: NORTH ANDOVER State: MA Zip: 01845
Neighborhood:0 Land Area: 0.00 acres
Use Code: 102-CONDOMINIUM Total Finished Area: 0!
ASSESSMENTS CURRENT YEAR PREVIOUS YEAR
Total Value: 283,500 283,500
Building Value: 283,500 283,500
Land Value: 0 0
Market and Value: 0
Chapter Land Value:
LATEST SALE
Sale Price: 0 Sale 06/14/2002
Date:
Arms Length Sale F-NO-CONVNIENT Grantor: STEVENS STREET
Lode: REALT
ert Doc: Book: 06610 Page: 0127
http://csc-ma.us/PROPAPP/display.do?linkId=1179334&town=NandoverPubAcc 10/24/2008
BK 8763 P6 149
QUITCLAIM DEED
I, AN YUAN,a single person,presently of Stevens Street,North Andover,Essex
County,Commonwealth of Massachusetts,for consideration paid irr the amount of Two
„ Hundred Thirty-Seven Thousand Pour Hundred($237,400.00)Dollars, grant to
MICHAEL TARtTARINI and CARI.A A.TARTARiNk husband and wife, as tenants
in the entirety,presently of SA Sheridan Street,Woburnu Middlesex County,
Commonwealth of Massachusetts, as joint tenants with rights of survivorship, with
QUf1rCLAIK COVENANTS !
Unit 2,453 Stevens Street,North Andover, Massachusetts,in the 451-453 Stevens Street
•
Condominium, established by Master Deed dated January 8, 2002 and recorded with the
Essex North District Registry of Deeds on January 15, 2462 at Book 6610,Page 127.
Together with an undivided Fifty(50)percent interest in the common areas and facilities
appertaining thereto as described in the M4asterDeed, as more completely set forth in the
first Unit Deed conveyed by Declarant,and as shown on the Unit Plan referred to in said
Deed, all as shown on the plans recorded with the baster heed,known and referred to as
Plan#14189, as the same may be duly amended of record.
�i Meaning and intending to convey the same premises conveyed to the within Grantor by
deed of Jaynes W. Saunders and Paula A. Saunders as Trustees of"451-453 Stevens G` a-
a ' Street Condominium Trust"dated January 8, 2002 and recorded at the Essex County c D
Registry of Reeds at Book 6610, Page 156.
Witness whereof this 2C'day of 4AIA:.o
a 2004. � CD
z
4JAN _ e�
COMMONWEALTH OF MASSACHUSETTS �r
4
ES
Sim,ss. DATE; �'�y
w
ai Then personally appeared before rare this day,JIN YUAN,known to or satisfactorily
proven, to be that person whose name is subscribed to the foregoing inst nwm and
acknowledged that he executed the same as his free act and deed for the purposes therein
contained.
M
� C ��i tom,t?r'��► .� �
'
My commission vpires: 561
��
YIf
• ATl'OS•itVrY AT CAW l.lC
48 STILES ROAD UNIT 104, SALEM, NH 0301 :
(603)898.8954 FAx(603)898-SP10
MNOTARISOAOL.com
MNOTARISONOTARISLAW.00m
'K 8821 PG 159
DISCH l GS OF NDRTWS
WACHOVIA BANK, NATIONAL ASSOCIATION , with an office in Greenwich,
Connecticut present holder of a mortgage dated July 7, 2003, granted by JIN
YUAN of 4S3 STEVENS STREET NORTH ANDOVER MA 01845 to WACHOVIA BANK, NATIONAL
ASSOCIATION and recorded in Document # N/A, Certificate # N/A, Book 8047,
Page 194 in the ESSEX NORTH County Register of Deeds, LAWRENCE., Massachusetts
on July 22, 2003, does hereby acknowledge receipt of full payment and
satisfaction of an hereby cancels and discharges the Mortgage.
IN WITNESS WHEREOF, said WACHOVIA BANK, NATIONAL ASSOCIATION has caused
these presents to be, signed by its officers hereunto duly authorized this 12th .
day of May, 2004.
In presence of:
By:
Larry Darl n Wi ness Name: Tammy H. B
Title: Assistant V4Js President
COMMONWEALTH 0VI GINIA
COUNTY OF ROANO
On this the 12th day of May, 2004, before me appeared Tammy H. Bohon,
Assistant Vice President to me personally known, who being by me duly sworn,
did say that he/she is Tammy H. Bohoa, Assistant Vice President of WACHOVIA
BANK, NATIONAL ASSOCIATION and that said instNautho-rity—of
as signed half of
said WACHOVIA BANK, NATIONAL ASSOCIATION, by itsboa ofdirectors and that Tammy H. Bohon acknowledgnsstru be the free
act and deed of said WACHOVIA BANK, NATIO
My Commission Expires: 02-28-2007
Property Address:
453 STEVENS STREET NORTH ANDOVER MA �' CFF,C-AL Ste..,
01845 � �,. '7AKYFZ�f'.,fi^tv`f?i'ifl�At�i��^�yTA
Prepared By: r?4AN6pEE
�, iviy Comns:rx;ior F tQit95
Wachovia Bank, N.A. - Attn: VA 0343 2/28,2007
Retail Credit Servicing `~�`" °^6^+^��- ✓•.�+.�..r.��
P.O. Box 50010
Roanoke, VA 24022
:03
tai
Ls9 '
43885401112 t . M
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BK 6610 PG 156
• 1�
Quitclaim Deed
rils+ecs 0f 4s 453 JT w^& S! -C4 �OK�pikMlw.. Ihy
We, James W. Saunders and Paula A. Saunders,I4u�ad�i€e, of 451 Stevens �,,,.�i,,� J�,,�,,,,,�
Street,North Andover, MA, Essex County, 01845
Grant to Jin Yuan, Individually, 192 Kennedy Drive#705, Malden, MA 02148,
Middlesex County,02148.
For consideration paid of One Hundred and Seventy Five Thousand Dollars and and
00/100,
($175,000.00)Dollars
With QUITCLAIM COVENANTS
See Attached"Exhibit A"
IV
Nas Es,uc �
For our title see,,Deed recorded with the Middkw South Registry of Deeds,l3aok
Witness our hands d seals this Sf h day of January, 2002.
es W. Sa ders,T'R Paula-,A. Saunders JAN 15 W x:48
f
ak PuaNc Commonwealth of Massachusetts
A
CMWOnweakh of Maswhug6 b
M
f sien Ex iru
�_.....-. d
'ISS
January—y_,2002
fit �
Then personally appeared the above named James W. Saundeh4and Paula A.
Saunders,,and acknowledged the foregoing instrument. to be their free act and deed,before �
me.
j4r P0014
�.. , No lic: X -52 vnde,- 5
My Commission Expires:,Q- 5/Oa
L
BK 6610 PG 157
Exhibit "A"
Unitli 453 Stevens Street,North Andover,Massachusetts,in the 451-453 Stevens Street
Condominium,established by Master Deed dated January—�,,ZO02 anMrrZ
with the Essex North District, Registry of Deeds on January 1-5 200 � en`th)
No. Q910 .Together with an undivided Fifty(50)percent interest in the common
areas and facilities appertaining thereto as described in the Master Deed, as more
completely set forth in the first Unit Deed conveyed by Declarant, and as shown on the
Unit Plan referred to in said Deed,all as shown on the plans recorded with the Master
Deed,as the same may be duly amended of record. /y/�9
LEFT UNIT - BASEMENT
9453 - UNIT 1 BK 6610 PG 158
I
12.5'
rn
so
26.2'
AREA=45At S.F. _
BASEMENT EL.=183.45
13.3'
UP
i
UP
1 .2'
AREA=478± S.F.
m
it
BASEMENT EL.-183.45
12.5'
A
r
�N OF
RIGHT UNIT - BASEMENT
0457 - UNIT 2
Na 26pgg
STEVENS STREET CONDOMINUMS
NO. ANDOVER, MA.
PORTION OF FLOOR PLANS — SCALE: 1"=5'
I HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
PLANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
OF NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION
OF UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
ADJOINING UNIT, ITS LOCATION, DIMENSIONS,
APPROXIMATE AREA, MAIN ENTRANCE. AND IMMEDIATE
COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
AN N~YS END e
'
Prof. Land Surveyor
or
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN, MA, 01844
BK 6610 PG 159
91
LEFT UNIT in 3 SEASONS
FIRST FLOOR PORCH
#453 - UNIT 1 N
0
iw
i
C.
FIRST FLOOR EL.=191.0
27.5'
W 14. KITCHEN G,
W
°D LIVING
Cj' ROOM
AREA=5081 S.F. FR' C.
(EXCLUDING PORCH)
FRONT
ENTRY
DOWN
DOWN CL.
FRONT UP
ENTRY BATH 0D
FIRST FLOOR EL.=191.0 9'
27.45'
_ AREA=507± S.F.
W
WING
ROOM N KITCHEN0 Lw N C.
,
RIGHT UNIT STEVENS STREET CONDOMINIUMS
FIRST FLOOR NO. ANDOVER, MA.
9451 -UNIT 2
PORTION OF FLOOR PLANS — SCALE: 1"=5'
mss"
OF MRS I HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
LANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
wsm NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION
Nm am UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
JOINING UNIT, ITS LOCATION, DIMENSIONS,
APPROXIMATE AREA, MAIN ENTRANCE, AND IMMEDIATE
COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
i/za/2ao2
N NYS-WN Date
rof. Land Surveyor
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN, MA, 01844
' Lclr7 UNIT - SECOND FLOO�� ���� �� ���
0453 - UNIT 7
-- -----J L---
------
SLOPE CEILING 2.3'
ICAL
27.4'
14.7' �; BEDROOM
BEDROOM
SECOND FLOOR EL= 00.7 ;
W. a.
CL
AREA=508± S.F.
CL
tN
CL 0
7nCL
AREA=507± S.F.
Ld
n
BEDROOM BEDROOM
SECOND FLOOR EL-100.7 00.7 v SLOPE CEILING II
PICAL
I I
FT----
RIGHT UNIT -SECOND FLOOR
#451 -UNIT 2
H OF
MN STEVENS STREET CONDOMINRAAS
wsnw
No.nM NO. ANDOVER, MA.
PORTION OF FLOOR PLANS — SCALE: 1'=5'
I HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
U
PLANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
OF NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION
OF UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
ADJOINING UNIT, ITS LOCATION, DIMENSIONS,
APPROXIMATE AREA, MAIN ENTRANCE, AND IMMEDIATE
`COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
N NYST N Dae
Prof. Land Surveyor
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN, MA, 01844
BK 6610 PG 127
MASTER DEED
of the
451-453 Stevens Street Condominium
James W. Saunders and Paula A. Saunders,(hereinafter called the"Declarant",which term shall
include his heirs and assigns)being the sole owners of the land with the building and
improvements(hereinafter"Building),thereon situated in North Andover, Massachusetts,as
more particularly described in Paragraph 2 below,by duly executing and recording this Master
Deed does hereby submit said land with the building erected thereon,and all easements,rights
and appurtenances belonging thereto(hereinafter"Premises")to the provisions of Chapter 183A
of the Massachusetts General Laws, as from time to time amended(hereinafter referred to as
"Chapter 183A")and proposes,a Condominium, subject to the reservations and matters set forth
herein,to be governed by and subject to the provisions of Chapter 183A, and to that end declares
thus:
1.NAME: The name of the Condominium shall be : 451-453 Stevens Street Condominium
?v
2. DESCRIPTION OF LAND: See Exhibit 'A"annexed hereto and incorporated herein
O
3. DESCRIPTION OF BUILDING:
The building comprising the Condominium is of wood fame,stud,plaster and
lath, and sheet-rock construction is two(2)stories in height,with a basement.
The foundation of the building is of stone, the exterior is clad in vinyl and
masonite, and the roof of the Building is of asphalt shingles. The mechanical
areas and storage areas are designated on the Plans of the Condominium.
4. FLOOR PLANS,DESIGNATIONS OF UNITS AND THEIR BOUNDARIES: The attached
plans of the Building showing the layout,location,unit description and dimensions of the units,
stating the name of the Building, and bearing the verified statement of a registered architect
certifying that the plans fully and accurately depict the same(hereinafter"Plans")are recorded
with and are part of this Master Deed.
JAN 15'82 Pm3:48
The Condominium Units of the Building(hereinafter"Units")their designations,location,
approximate area,number and composition of rooms and the immediate common areas to which
each has access are as shown on Exhibit B attached hereto.
The boundaries of each of the Units are as follows(except as noted otherwise on the plan):
Lowermost: The lower surface of the basement concrete slab.
Uppermost: The upper surface of the roof rafters.
BK 6610 PG 128
Interior Building Walls:The interior surface of the wall studs,
Exterior Building Walls: The interior surface of the wall studs.
Exterior Doors,Windows and Fireplaces: As to door leading to common areas,the
exterior of the doors and the interior surface of the door frame; as to windows,the
exterior surface of the glass and of the sash,(or, in the case of storm windows, the
exterior of the storm window glass frame). As to fireplaces,the fireplace veneer, fire
box,and flues located within or appurtenant to each Unit, if any, shall be considered part
of the Unit.
Subject to the provisions of Paragraphs 6 and 7 hereof, each Unit Owner may at any time and
from time to time change the use and designation of any room or space within said unit subject
always to the provisions of Paragraph 7(d)hereunder.
Each Unit shall have appurtenant thereto certain exclusive rights and easements more particularly
set forth below which shall be exercisable subject to and in accordance with the provisions of the
Trustees and the Rules and Regulations pursuant thereto.
The Unit Owner of the Unit 1 shall have the exclusive right and easement to park on the
driveway parking area, as shown on the portion of the plan filed with the Master Deed designated
"Site Plan"and being appurtenant to said Unit 1 leaving access room to the stairs servicing the
porch.The owner of unit one shall have the right to pass and re-pass over said driveway on foot
to access the porch,the exterior of the unit and the back yard.The Unit Owner of Unit 2 shall
park on the street.
Unit 2 has exclusive use of the"3 season porch",as shown on the first floor plan,the same being
appurtenant to said Unit.
The unit owner of Unit 2 has the right to reasonable access to the gas meter in the basement of
Unit 1.
Each unit owner shall have the right to exclusive use of the rear yard and that portion of the patio
created by an extension of the line which divides said units as is shown on said site plan. Each
owner shall access the back yard on foot by the space alongside the structure immediately
adjacent to their respective units.
5. COMMON ELEMENTS: The "Common Areas and Facilities" (also called herein"Common
Elements") are hereby defined to consists of the Premises,including,without limitation,the
following:
(a)The land and except as set forth above, lawns,gardens,walks,pathways,decks,
bulkheads,and other improved areas not within the Units or designated for the exclusive
use of a particular Unit in Paragraph 4 above.
BK 66 10 FSG 129
(b)All portions of the Buildings not included in any Unit by virtue of Paragraph 4 above
including,without limitation,the following to the extent such may exist from time to
time:
(1)Installations of central services such as heat,electric power,gas hot and cold
water,including all equipment servicing a single unit whether contained in the
unit or common areas.
(2)All conduits, chutes,ducts,plumbing,wires, flues and other facilities for the
furnishing of utility services which are contained in facilities within any Unit
which serve parts of any Building other than the Unit within which such facilities
are contained,together with an easement of access thereto, for maintenance,
repair, and replacement,as aforesaid.
(3) Stone,and/or concrete retaining walls and hedges.
(c) Such additional common areas and facilities as may be defined in Chapter 183A
which are not included within the boundaries of the unit.
The owners of each Unit shall be entitled to an undivided interest in the common areas and
facilities in the percentages shown on Exhibit"A" attached to this Master Deed and incorporated
herein by reference. These percentage interests have been computed in conformance with
Chapter 183A,upon thea approximate relation which the fair
PPr market value of each Unit on the
date of this Master Deed bears to the aggregate fair value of all the Units on that date. The
common areas and facilities shall be subject to the provisions of the By-Laws f
P o The 451-453
Y
Stevens Street Condominium Trust recorded herewiththe Condominium Trust") and any rules
and regulations from time to time in effect pursuant thereto.
If anyortion of the Common Elements ents of the 451453 Stevens Street Condominium shall
actuallyencroach upon p on
any Unit or if any Unit shall actually encroach upon any Portion of the
common areas or any other Unit, as these are shown on the plans,there shall be deemed to be
mutual easements in favor of the Unit Owners collectively as owners of the common areas and
the respective individual Unit Owners involved to the extent of such encroachments so long as
the same shall exist.
6. STATEMENT OF PURPOSES: Except as otherwise provided in Paragraph 7 hereof,the
Units and the Common Areas and Facilities therein are intended to be used solely for residential
purposes.
7. RESTRICTIONS OF USE: Unless otherwise permitted in writing executed by a majority of
the Trustees of the Condominium Trust pursuant to the provisions thereof-
(a)
hereof(a)No Unit shall be used for any purpose not specified in Paragraph 6 above.
BK 6610 PG 130
(b)The architectural and structural integrity of the buildings and the units shall be
preserved without modification,and to that end,no awning,screen,except for the
removable screens and windows which may be interchangeable used)antenna,sign,
banner,or other device and no exterior change, addition, structure,projection, decoration
or other feature shall be erected or placed upon or attached to the Building, any Unit,or
any part thereof. This subparagraph(c)shall not restrict the right of Unit Owners to
decorate the interior of their Units as they may desire.
(c)No Unit shall be used or maintained in a manner contrary to or inconsistent with the
By-Laws of the Condominium Trust,and the Rules and Regulations which may be
adopted pursuant thereto.
These restrictions shall be for the benefit of all Unit Owners and shall be administered to
on behalf of the Unit Owners by the Trustees of the Condominium Trust, and shall be
enforceable solely by the Trustee, insofar aspermitted by law,and shall be perpetual; and to that
end may be extended at such time or times and in such manner as permitted or required law
el b Y
for the continued enforceability thereof. No Unit Owner shall be liable for any breach of the
provisions of this paragraph except such as occur during his or her Unit ownership.
8.AMENDMENTS: This Master Deed may be amended by an instrument in writing(a) signed
by one or more owners of Units entitled to 100%or more of the undivided interest in Common
Areas and Facilities, and(b)duly recorded with the Essex North District Registry of Deeds;
PROVIDED,HOWEVER,THAT;
(a)No instrument of amendment which alters the dimensions of any Unit shall be of any
force or effect unless the same has been signed by the owners of the Unit so altered;
(b)No instrument of amendment which alters the percentage of undivided interest in the
Common Elements to which any Unit is entitled shall be of any force or effect unless the
same has been signed by all Unit Owners and has been recorded as Amended Master
Deed;
(c)No instrument of amendment affecting any Unit in any manner which impairs the
security of a first mortgage of record shall be of any force or effect unless the same has
been assented to by the holder of the mortgage.
(d)no instrument of amendment which alters this Master Deedin any manner which
would render it con in
trary to or consistent with any requirements or provisions ons of Chapter
183A shall be of any force or effect.
9. PROVISIONS FOR PROTECTION OF MORTGAGES: Notwithstanding anything in the
Master Deed, By-Laws of the Condominium Trustthe,or Rules and Regulations
promulgated pursuant thereto to the contrary,the following provisions shall apply for the
BK 6610 PSG 131
protection of the holders of any first mortgages(hereinafter"First Mortgagees")of record which
at any time may encumber the Units and shall be enforceable by any First Mortgagee. To the
extent that there are inconsistencies in any voting requirements hereunder,the higher percentage
necessary for approval shall prevail:
(a)Any right of first refusal shall not impair the rights of a First Mortgagee to:
(i)Foreclose or take title to a Unit pursuant to the remedies provided in its
mortgage;or
(ii)Accept a deed(or assignment) in lieu of foreclosure in the event of a default
by a mortgagor;or
(iii) Sell or lease a Unit acquired by the First Mortgagee
(b)Any party who takes title to a Unit through foreclosure sale duly conducted by a First
Mortgagee shall be exempt from any such right of first refusal adopted by the Unit
Owners and incorporated in this Master Deed or the By-Laws of the Condominium Trust.
(c)Any First Mortgagee who obtains title to a Unit by foreclosure or pursuant to any
other remedies provided in its mortgage or by law shall not be liable for such Unit's
unpaid common expenses or dues which accrued prior to the acquisition of title to such
Unit by such First Mortgagee.
(d)Except as provided by statute in case of condemnation or substantial loss to the units
and/or Common Elements unless one Hundred(100%)percent of the First Mortgagees
(based upon one vote for each mortgage owned),or owners(other than the Declarant,
James W. Saunders and Paula A. Saunders,or builder of the individual Condominium
Units)have given their prior written approval,the Condominium Trust and the Unit
Owners shall not a entitled to:
(i)By any act or omissions seek to abandon or terminate the Condominium,
except in the event of substantial destruction of the Condominium by fire
or other casualty or in the case of taking by condemnation or eminent domain; or
(ii)Change the pro rata interest or obligations of any individual Unit in order to:
a. Levy assessments or charges or allocate distributions of hazard
insurance proceeds or condemnation awards:
b. Determine the pro rata share of ownership of each Unit in the Common
Areas and Facilities;
(iii)Partition or subdivide any Unit;
BK 6610 PG 132
(iv)By any act or omission seek to abandon,partition,subdivide,encumber, sell
or transfer the common areas and facilities provided that the granting of
easements for public utilities of for other public purposes consistent with the
intended use of the Common Areas and Facilities shall not be deemed an action
for which prior consent of the First Mortgagees shall be required pursuant to this
clause;or
(v)Use hazard insurance proceeds on account of losses to either the Units of the
common areas and facilities for other than the repair,replacement or
reconstruction thereof, except as otherwise provided by statute in case of a taking
of or substantial loss to the Units and/or Common Areas and Facilities.
(e)Consistent with the provisions of Chapter 183A, all taxes,assessments and charges
which may become liens prior to a first mortgage under the laws of the Commonwealth
of Massachusetts shall relate only to the individual Units and not to the Condominium as
a whole.
(f)In no event shall any provision of this Master Deed or the By-laws of the
Condominium Trust give a Unit Owner or any other party priority over any rights of a
First Mortgage pursuant to its mortgage in the case of a distribution to such Unit Owner
of insurance proceeds or condemnation awards for losses to or a taking of such Unit
and/or the Common Areas and Facilities. The Condominium Trust shall represent the
Unit Owners in any condemnation proceedings or in negotiations, settlements and
agreements with the condemning authority for acquisition of the common areas,or part
thereof,and the Condominium Trust is hereby appointed as attorney-in-fact for the
foregoing purpose. In the event of a taking or acquisition of part or all of the common
areas by a condemning authority,the award or proceeds of settlements shall be payable to
the Condominium Trust for the use and benefit of the Unit Owners and their mortgagees
as their interests may appear.
(g)A First Mortgagee,which term shall include any holder,insurer or guarantor of any
first mortgage,upon request made to the Condominium trust shall
be entitled to:
(i)Receive written notification from the 451-453 Stevens Street Condominium
Trust of any default by its borrower who is an owner of a Unit with respect to any
obligation of such borrower under this Master Deed or the provisions of the By-
Laws of the Condominium Trust which is not cured within sixty(60)days;
(ii)Inspect the books and records of the Condominium Trust at all reasonable
times;
(iii)Receive an annual financial statement of the Condominium Trust within
ninety(90)days following the end of any fiscal year of the Condominium Trust;
BK 6610 PG 133
(iv)Receive written notice of all matings of the Condominium Trust and be
permitted to designate a representative to attend all such meeting;and to receive
written notice of any proposed action which would require the consent of
mortgage holders under the Master Deed or By-Laws;
(v)Receive prompt written notification from the Condominium Trust of any
damage of fire or other casualty to the Unit upon which the First Mortgagee holds
a first mortgage or any proposed taking by condemnation or eminent domain of
said Unit or of the Common Areas and Facilities;
(vi)Receive written notice of any lapse, cancellation or modification of any
insurance or fidelity bond required to be obtained by the Trustee;
(vii)Upon written request the Condominium Trust shall make available for
inspection during normal business hours to any Unit Owner or Mortgagee current
copies of the Master Deed, Declaration of Trust,By-Laws, and other ruled
concerning the Condominium and the books, records,and financial statements of
the Condominium Trust.
(h)No agreement for professional management of the Condominium or any other
contract with the Declarant may exceed a term of three(3)years,and any such agreement
shall provide for termination by either party without cause and without payment of a
termination fee on ninety(90)days notice.
Except for any provisions relating to rights of first refusal and leases set forth in Article 10,the
Declarant intends that the provisions of this Paragraph 9 shall comply with the requirements of
the Federal Home Loan Mortgage Corporation and the Federal National Mortgage Association
with respect to Condominium mortgage loans, and except as provided in Paragraph 13,all
questions with respect thereto shall be resolved consistent with that intention.
The provisions of this paragraph 9 may not be amended or rescinded without the written consent
of all First Mortgagees,which consent shall appear on the instrument of amendment as such
instrument is duly recorded with the Middlesex S.D. Registry of Deeds .
(i)Except for amendments to the Master Deed,Declaration of Trust and By-Laws for
termination of the Condominium made as a result of destruction, damage or
condemnation as above set forth:
(i)The consent of owners of Units to which one hundred(100%)percent of the
votes in the Trust are allocated and the approval of First Mortgagees on Units
which have one hundred(100%)percent of the votes of unit subject to first
mortgage holders shall be required to terminate the legal statues of the
Condominium; and
BK 6610 PG 134
(ii) The consent of the owners of unitso
to which
at least one hundred(104/o)
percent of the votes in 451-453 Stevens Street Condominium Trust are
allocated
and the approval of First Mortgagees on Units which have at least one hundred
(100%)percent of the votes of units subject to first mortgages, shall be required to
add or amend any material provisions of the Condominium documents of the
Condominium,which establish,provide for,govern or regulate any of the
following:
a.Voting;
b. Assessments, assessments liens or subordination of such liens;
c.Reserves for maintenance,repair or replacements of the
Common Areas(or Units, if applicable);
d. Insurance or Fidelity Bonds;
e. Right to use Common Areas;
f.Responsibility for maintenance and repair of the several portions
of the Condominium;
g. Expansion or contraction of the Condominium or the addition,
annexation or withdrawal of property to or from the project;
h. Boundaries of any Unit;
i. The interests in the Common Areas;
j. Convertibility of Units into Common Areas or of Common Areas
into Units;
k. Leasing of Unit Estates;
1. Imposition of any right of first refusal or similar restriction on
the right of a Unit Owner to sell,transfer or otherwise convey his
or her Unit;
m.Any provisions which are for the express benefit of mortgage
holders, eligible mortgage holders or eligible insurers or guarantor
of first mortgages on units.
Any first mortgage holder that does not deliver orost to the Trustees a ne ative
P g
response within thirty(30)days of a written request by the Trustees for approval of any
addition or amendment pursuant to this Paragraph shall be deemed to have consented to
the addition or change set forth in such request. An affidavit by the Trustees making
reference to this section,when recorded at the Registry,shall be conclusive as to the facts
therein set forth as to all such parties and may be relied upon pursuant to the provisions of
Section 6.4 of the Trust.
0)To the extent permitted by applicable law,first mortgage holders shall
also be afforded the following rights:
(i)Any restoration or repair of the project,after a partial condemnation or
damage due to an insurable hazard, shall be performed substantially in
accordance with the Master Deed and the original plans and specifications,
unless other action is approved by first mortgagees on unit estates which
BK 6610 PSG 135
have one hundred(100%)percent of the votes of unit estates subject to
first mortgages.
(ii)Any election to terminate the legal status of the project after
substantial destruction or a substantial taking in condemnation of the
project property must require the approval of first holders holding
mortgages on unit estates entitled to one hundred(100%)percent of the
votes of unit estates subject to first mortgages.
(iii)When professional management has been previously required by any
first mortgage holder or insurer or guarantor,whether such entity became a
mortgage holder or mortgage insurer or guarantor at that time or later, and
decision to establish self-management by the Trust shall require the prior
consent of the owners of the unit estates to which one hundred(100%)
percent of the votes in the he Trust are allocated and the approval of first
mortgage holders on unit estates which have one hundred(100%)percent
of the votes of unit estates subject to first mortgages.
10 SALE AND LEASES OF UNITS:
Any Unit Owner who receives a bona fide offer for the sale of his Unit together with its
Appurtenant Interests, as hereinafter defined,which he intends to accept shall give notice by
certified or registered mail to the other Unit Owner(hereinafter'offeree")of such offer and of
such intention,the name and address of the proposed purchaser, the terms of the proposed
transaction and such other information as the Offeree may reasonably require,and shall offer to
sell such Unit,together with the Appurtenant Interest,to the Offeree on the same terms and
conditions as contained in such offer. The giving of such notice shall constitute a warranty and
representation by the Offeror who has received such offer,to the Offeree,the that such Offeror
believes the offer to be bona fide in all respects. Within thirty(30)days after receipt of such
notice,the Offeree by notice to such Offeror,by certified or registered mail,to purchase such
Unit,together with the Appurtenant Interests,as the case may be,on the same terms and
conditions as contained in the offer and as stated in the notice from the Offeror. In the event the
Offeree shall elect to purchase such Unit,together with the Appurtenant Interests, title shall close
in accordance with the terms of the offer within sixty(60)days after the giving of such notice of
election to purchase. In the event the Offeree shall not so elect to purchase,then the Offeror
shall be free thereafter to sell and convey the Unit to the proposed purchaser named in said
Offeror's notice on the terms and conditions specified therein,but said Offeror shall not sell or
convey to any other person or on any other terms and conditions without again offering the same
to the Offeree pursuant to the provisions of this Section. In the event of a sale or conveyance of
said Unit hereunder,the deed conveying title to the Unit shall provided that the acceptance
thereof by the grantee shall constitute an assumption of the provisions of the Master Deed, the
By-Laws, and the Rules and Regulations, as the same may be amended from time to time.
The rights set forth in the foregoing paragraph shall not be exercised so as to restrict alienation,
conveyance,sale,leasing,purchase and occupancy of Units because of race,creed, color,
national origin,sex, age or ancestry.
BK 6610 PG 136
(a)Any purported sale of a Unit in violation of this Section shall be voided at the election
of the Offeree.
(b)No portion of a Unit(other than the entire Unit)may be leased or rented.
No Unit Owner may lease his Unit or any interest therein to a proposed tenant except by
complying with the following provisions:
Any Unit Owner(hereinafter"Offeror")except the Declarant/James W. Saunders and Paula A.
Saunders during the initial development period of three(3)years from the date of this Master
Deed,who receives a bona fide offer for the lease of the Unit to a tenant which the Offeror
intends to accept shall give notice by certified or registered mail to the other Unit Owner
(hereinafter"Offeree")of the condominium of such offer and of such intention,the name and
address of the proposed tenant,the terms of the proposed transaction, such other information as
is usual and customary for rental housing, applications and a certification that the Unit Owner
has undertaken reasonable steps to determine that the proposed tenant is suitable for the building
with respect to finance ability to pay the rent and to otherwise fulfill his obligations as Tenant.
Within thirty(30)days after the receipt of such notice,the Offeree shall have the right to
disapprove of such lease. If two proposed tenancies are disapproved,however,the Offeree shall
provide alternative tenants for the Unit,within fourteen(14)days after rejection of the second
proposed tenancy. If the Offeror fails to provide tenancy. If the Offeree fails to provide a
suitable tenant within said fourteen(14)days; which tenant may be the Offeree,the Offeror shall
be free to lease the premises to any tenant provided that the tenant is selected on the basis of
generally accepted practices of approving tenants in rental housing. Each subsequent tenants in
rental housing. Each subsequent tenancy and its renewals thereof shall be subject to the right of
the other Unit Owner to disapprove of such tenant in accordance with the provisions of this
paragraph.
Any lease,or occupancy agreement, shall;
(i)be in writing and apply to the entire unit,and not merely a portion thereof;and
(ii)be for a term of not less than two(2)months nor excess of one year or the August
following but in no event more than fifteen months;and
(iii)expressly provide that the lease, or occupancy agreement, shall be subject in every
respect to the Master Deed of the Condominium,the By-Laws and Rules and Regulations
thereof,as the same have been amended most recently prior to the execution of the lease
of occupancy agreement; and
(iv)prohibit subletting;and
(v)contain the following notices,in capital letters, double spaced: IMPORTANT
CLAUSE
BK 6610 PG 137
"THE APARTMENT UNIT BEING LEASED(RENTED)UNDER THIS LEASE
(OCCUPANCY AGREEMENT IS LOCATED IN A CONDOMINIUM BUILDING-NOT A
RENTAL APARTMENT HOUSE. THE CONDOMINIUM BUILDING IS OCCUPIED BY
THE INDIVIDUAL OWNER OF THE APARTMENT(EXCEPT FOR THIS ONE WHICH IS
BEING OCCUPIED BY TENANTS). THE TENANT UNDERSTANDS THAT HIS OR HER
NEIGHBORS IN THE BUILDING ARE(EXCEPT AS AFORESAID)THE OWNERS OF THE
HOMES WHICH THEY OCCUPY, AND NOT TENANTS LIVING IN A RENTAL HOUSE.
THE TENANT,BY SIGNING THIS LEASE(OCCUPANCY AGREEMENT)
ACKNOWLEDGES THAT HE OR SHE HAS BEEN FURNISHED WITH A COPY OF THE
MASTER DEED OF THE CONDOMINIUM,THE BY-LAWS AND RULES AND
REGULATIONS THERETO,AND THAT HE OR SHE HAS READ AND UNDERSTANDS
THE SAME,THAT HE OR SHE WILL BE EXPECTED TO COMPLY IN ALL RESPECTS
WITH THE SAME,AND THAT IN THE EVENT OF ANY NON-COMPLIANCE,THE
TENANT MAY BE EVICTED BY THE TRUSTEES OF THE CONDOMINIUM(WHO ARE
ELECTED BY THE UNIT OWNERS)AND IN ADDITION,THE TENANT MAY HAVE TO
PAY FINES,PENALTIES AND OTHER CHARGES AND THAT THE PROVISIONS OF
THIS CLAUSE TAKE PRECEDENCE OVER ANY OTHER PROVISIONS OF THIS LEASE
(OCCUPANCY AGREEMENT);" and
Any failure by the tenant to comply in all respects with the provisions of the Master Deed
of the Condominium,the By-laws and Rules and Regulations thereto,shall constitute a material
default in the lease(Occupancy Agreement), and in the event of such default,the Trustees of the
Condominium shall have the following rights and remedies against both the Unit Owner and the
tenant,in addition to all other rights and remedies which the Trustees and Unit Owners(other
than the owner of the affected unit)have or may in the future have,against both the owner of the
affected unit and the tenant,all rights and remedies of the Trustees and the Unit Owners(other
than the owner of the affected unit)being deemed at all times to be cumulative not exclusive:
(a) The Trustees shall have the right to give written notice of default to both the tenant
and the Unit Owner. Said notice shall be deemed properly given if left in any part of the
unit addressed to the tenant,and mailed,postdate,prepaid,registered or certified mail,
return receipt requested, addressed to the owner of the unit as such address then appears
on the records of the Trustees,or by delivering said notice in hand, or by delivering said
notice in any other mannerermitted b law.
p Y
(b) If the default continues for five(5)days after the giving of notice,then the Trustees
shall have the right to: Levy fines against the owner of the affected unit in accordance
with the provisions of the By-Laws, and terminate the tenancy by giving notice in writing
to quit to the tenant in any manner permitted by law, in the name of the landlord(Unit
Owners)or in the name of the Trustees,or both. In case of a tenancy at will,the time of
such notice shall be sufficient if it is equal to the interval between the days of rent
payment,or thirty(30)days, whichever is longer. In case of a lease, seven(7)days'
notice shall be sufficient. In either event, a copy of such notice to quit shall be delivered
or mailed to the landlord(Unit Owners)in the manner set forth hereinabove. Thereafter,
BK 66 10 PG 138
the Trustees may initiate and prosecute a summary process action against the tenant under
the provisions of General Laws, Chapter 239, in the name of the landlord,or in the name
of the Trustees, or both.
(c) The Trustees shall be entitled to levy a fine,or fines, or give a notice,or notices to
quit followed by a summary process action or action, and the Trustees election to pursue
any of the foregoing remedies,either at the same time,or in the event of any further
default.
(d) All of the expenses of the Trustees in giving notice,and notices to quit,and
maintaining and pursuing summary process actions and any appeals therefrom, shall be
entirely at the expense of the owner of the affected unit,and such costs and expenses may
be enforced and collected against the Unit Owners and the unit as if the same were
Common Expenses owed by the unit of Unit Owner.
(e) The Unit Owner shall made reasonable efforts,at his expense and upon his initiative
to inform rental agents of the provisions of this section, and shall,at his own expense and
upon his own initiative, furnish copies of the condominium documents to the tenant,and
cause the lease or occupancy agreement to be prepared in conformity with the provisions
of this section.
(f) Any renewal or extension of any lease, or occupancy agreement shall be subject to the
prior written approval of the Trustees in each instance. Such approval shall not limit any
rights or remedies of the Trustees or Unit Owners in the event of a subsequent default.
(g) A true copy of the lease,or occupancy agreement, shall be delivered to the Trustees
forthwith upon its execution.
(h) The provisions of this section shall take precedence over any other section in the
lease or occupancy agreement.
(i) Notwithstanding anything to the contrary herein,and notwithstanding any custom,
law or usage to the contrary,it is expressly understood and agreed that neither the
Trustees, nor the Unit Owners,shall ever bear any personal or individual responsibility
with respect to said lease or occupancy agreement.
0) Every lease or occupancy agreement shall have attached thereto, and incorporated
therein by reference,a copy of this section.
Notwithstanding anything to the contrary in this section,it is expressly understood and agreed
that the provisions of this Section shall not apply to first mortgages in possession of a unit
following default by the Unit Owner in his mortgage,or holding title to a unit by virtue of a
mortgage foreclosure proceeding,or deed or other agreement in lieu of foreclosure.
BK 6610 PG 139
11. The Trust through which the Unit Owner will manage and regulate the Condominium
established hereby is 451-453 Stevens Street Condominium Trust under Declaration of Trust
recorded herewith. In accordance with Chapter 183A, the Declaration of Trust enacts by-Laws
and establishes a membership organization of which all Unit Owners shall be members and in
which the Unit Owners shall have a beneficial interest in proportion to the percentage of
undivided interest in the Common Areas and Facilities to which they are entitled under this
Master Deed.
The names and addresses of the original and present Trustees of the Condominium Trust, so
designated in the Declaration of Trust, is as follows:
James W. Saunders and Paula A. Saunders
12. Pipes,Wires,Flues,Ducts,Cables,Conduits, Public Utility Lines and Other Common Areas
Located Inside of Units: Each Unit Owner shall have an easement in common with the owners
of all other Units to use all pipes,wires,ducts,flues,cables, conduits,public utility lines and
other common areas and facilities located in such Unit and serving other Units or Common Areas
and Facilities or other portions of the Condominium. The Trustees shall have a right of access to
each Unit to inspect the same, to remove or terminate interference therewith or abuse thereof, and
to maintain,repair,or replace the Common Areas or Facilities contained therein or elsewhere in
the Buildings.
13. Units Subject to Master Deed,Unit Deed,By-Laws of the 451-453 Stevens Street
Condominium Trust and Rules and Regulations: All of the Units of the Condominium shall be
subject to the provisions of this Master Deed,the Unit Deed, and the By-Laws of Condominium
Trust and Rules and Regulations, as they may be adopted or amended from time to time. The
acceptance of a deed of a Unit shall constitute an agreement by the person or entity becoming the
Unit Owner of such Unit, that the provisions of this Master Deed,the Unit Deed,the By-Laws of
the Condominium Trust, and the Rules and Regulations,as they may be adopted from time to
time,are accepted and ratified by such owner and that all of such provisions shall be deemed and
taken to be covenants running with the land,shall bind any person having at any time any
interest or estate in such Unit, as though such provisions were recited and stipulated at length in
each and every deed and shall be binding upon any mortgagee or lien holder,tenant,visitor,
servant,guest, licensee or occupant of such Unit.
14. Chapter 183A Governs: The Units and Common Areas and Facilities,the Unit Owners and
Trustees of the Condominium Trust,shall have the benefit of,and be subject to the provisions of
Chapter 183A in effect on the date of this Master Deed is recorded,and in all respects not
specified in this Master Dad or in the Condominium Trust and the By-Laws set forth therein,
shall be governed by provisions of Chapter 183A in their relation to each other and to the
Condominium established hereby,including,without limitation,provisions thereof with respect
to removal of the Condominium premises of any portion thereof from the provisions of Chapter
183A.
15.Definitions: All terns and expression used in this Master Deed which are defined in Chapter
183A have the same meanings here unless the context otherwise requires.
i
JAN-11-02 11:52AM . FROM-DROPKIN PERLMAN +078-777-5403 T-061 P.03/03 F-4T5
BK 6610 PG 140
VKTNESS OUR ELANDS AND SEALS THIS tfk-DAY OFT 2002.
times W. Saunders
Paula A. Saunders
COMMONWEALTH OFAMASSACHUSETTS
Essex,ss. Jau g
.2002
Then personally appeared the above named James W.Saunders and Paula A. Saunders
and acknowledged the foregoing instrument to be their free act and deed,before me,
Notary Public
My Commission Expires: P/�Xlx
8K 6610 PG 141
EXffiBIT "A"
The land with the buildings thereon situated in North Andover, Essex County, Commonwealth
of Massachusetts known and being numbered 451-453 Stevens Street:
Being shown as Lot V on plan of land entitled: "Plan of Land of the Stevens Estate, North
Andover, Mass., Owned by Pearl F. Adams Estate," recorded with the North Essex Registry of
Deeds as Plan No. 3307.
The premises are conveyed subject to and with the benefit of all rights,rights of way,
easements, appurtenances, reservations,restrictions, and layouts and takings of record, insofar
as they are in force and applicable.
Being the same premises by deed of Edward J. Rauseo, Trustee of Stevens Street Realty Trust
to James W. Saunders and Paula A. Saunders,dated 06/30/1992 and filed with the Essex North
District Registry of Deeds at Record Book 3495,Page 236;wherein a more detailed
description of the premises is set forth.
BK 6610 PG 142
Exhibit "B"
UNIT LOCATION NUMBER OF APPROXIMATE PERCENTAGE
DESIGNATION ROOMS AREA IN INTEREST IN
SQ. FT. COMMON AREA
1 First Floor and 4 1496 50.00%
#453 Second floor and
Basement
Post Office Address:
453 Stevens Street
North Andover, Ma.
2 First Floor and 4 1466 50.0011/0
#451 Second Floor and
Basement
Post Office Address:
451 Stevens Street,
North Andover, Ma. 01845
NOTE: The number of rooms does not include porches, decks,bathrooms,pantries,laundry
rooms,halls,corridors, foyers,closets,yards,crawl spaces,basement spaces,garage spaces,
parking spaces,or attic space,or stairs which are part of a Unit.
Both units have immediate access to the patio and the front stairs. Unit 2 has access to the porch.
BK 6610 PG 156
W
Quitclaim Deed
frilSTtts CSfo_W,4i S�,,w}- COK�Iplk��lw►. IM�ef
We, James W. Saunders and Paula A. Saunders,Husband md Wife, of 451 Stevens
Street,North Andover, MA, Essex County, 01845
Grant to Jin Yuan, Individually, 192 Kennedy Drive#705,Malden,MA 02148,
Middlesex County, 02148.
For consideration paid of One Hundred and Seventy Five Thousand Dollars and and
00/100,
($175,000.00)Dollars
With QUITCLAIM COVENANTS
See Attached"Exhibit A"
l�as� Es�tiec �
For our title see,,Deed recorded with the Nfiddlew South Registry of Deeds,B oke
Page
Witness our hands d seals this 137 h day of January, 2002.
es W. Sa ders �'A-. Paula A. Saunders
JAIL 15'02 x:45
RAJ EVA i'
Notary Publle Commonwealth of Massachusetts
C4MOnweakh of MasWhusetb
MY Own ' sion Ex 'res
.:.-.-.
.., SS January ,2002 3;<
Then personally appeared the above named James W. Saundei34and Paula A.
Saundersvand acknowledged the foregoing instrument to be their free act and deed,before
me. 'TM SL
No lic: r
My Commission Expires:,Q— 6/pa
BK 6610 PG 157
Exhibit "A"
Unit''" 453 Stevens Street,North Andover, Massachusetts,in the 451-453 Stevens Street
Condominium, established by Master Deed dated January_L---, 02 and r X-%enev with the Essex North District, Registry of Deeds on January 2002
No, U90 Together with an undivided Fifty(50)percent interest in the common
areas and facilities appertaining thereto as described in the Master Deed, as more
completely set forth in the first Unit Deed conveyed by Declarant,and as shown on the
Unit Plan referred to in said Deed,all as shown on the plans recorded with the Master
Deed,as the same may be duly amended of record. lillof
LEFT UNIT - BASEMENT
#453 - UNIT 1 BK 6610 PG 158
12.5'
os
26.2'
AREA=450t S.F. _
BASEMENT EL.=183.45
13.3'
UP
ITTT UP
13.2'
AREA=4781 S.F.
v!
2 '
BASEMENT EL.=183.45
1 '
n
r
SA OF Aq�J
RIGHT UNIT - BASEMENT
Hrsra�
#4S1 - UNIT 2
No.2809 .
STEVENS STREET CONDOMINIUMS
NO. ANDOVER, MA.
PORTION OF FLOOR PLANS — SCALE: 1"=5'
I HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
PLANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
OF NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION
OF UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
ADJOINING UNIT, ITS LOCATION, DIMENSIONS,
APPROXIMATE AREA, MAIN ENTRANCE, AND IMMEDIATE
COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
N NYSOEN - //2ooZ
Date 2
Prof. Land Surveyor
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN, MA, 01844
BK 6610 PG 159
LEFT UNIT in 3 SEASONS
FIRST FLOOR PORCH
9453 - UNIT 1 N
0
iw
i
C.
FIRST FLOOR EL.=191.0
27.5'
KITCHEN
`W 14. '
� w
F13.01
°D LIVING
� ROOM
AREA=5081 S.F. FR. C
(EXCLUDING PORCH)
8.
FRONT
ENTRY U P m
DOW- T—/
DOWN CL.
FRONT UP a.
ENTRY BATH °D
FIRST FLOOR EL.=191.0 9'
27.45'
_ AREA=507± S.F.
W cin_
W LMNG r
ROOM KITCHEN N
C.
,
UNIT
FIRSTIRST FLOOR STEVENS STREET CONDOMINIUMS
0451 -UNIT 2 NO. ANDOVER, MA.
PORTION OF FLOOR PLANS — SCALE: 1"=5'
°Fr 1 HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
JEM LANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
WSTM NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION
No.ZIM UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
JOINING UNIT, ITS LOCATION, DIMENSIONS,
Fat APPROXIMATE AREA, MAIN ENTRANCE, AND IMMEDIATE
COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
CN NYS N Date
rof. Land Surveyor
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN, MA, 01844
• - Ltt4 UNIT - SECOND FLOO�� ��1� R� ���
#453- UNIT 1
I I
SLOPE CEILING 12.3'
TYPICAL
27.4'
? BEDROOM
BEDROOM -
SECOND FLOOR EL= 00.7
CL CL
AREA=508± S.F. 8.5'
CL -Qb Ul
WN
CL D N [—D I� d
a�
AREA-507± S.F. CL
in
n
BEDROOM BEDROOM
SECOND FLOOR EL- 00.7 SLOPE CEILING
TYPICAL
I I
RIONT UNIT -SECOND FLOOR
#Ml -UNIT 2
H OF
Nsn STEVENS STREET WNEX�IIIWRAMS
NO. ANDOVER, MA.
` PORTION OF FLOOR PLANS — SCALE: 1"=5'
I HEREBY CERTIFY THAT THIS PORTION OF THE FLOOR
PLANS FOR THE 451-453 STEVENS STREET CONDOMINIUMS
OF NO. ANDOVER, MASS. SHOWS THE UNIT DESIGNATION.
OF UNIT #2 BEING CONVEYED AND THE IMMEDIATELY
ADJOINING UNIT, ITS LOCATION, DIMENSIONS,
APPROXIMATE AREA, MAIN ENTRANCE, AND IMMEDIATE
`COMMON AREA TO WHICH IT HAS ACCESS, AS BUILT.
NYSTLeN Dae
Prof. Land Surveyor
Nysten Associates, Inc.
126A PLEASANT VALLEY STREET — SUITE 7 — METHUEN. MA, 01844
Bk 11028 P992 `624
01-09-2008 8 03:22P
Record and Retum To:
Mom Lending Solutions
P.O.BOX ffi9
TARTARINI,MICHAEL ChiMo,IL 60690
MASSACHUSETTS
CLOSED-END MORTGAG
THIS MORTGAGE is given on DECEMBER 14,2007.The mortgagor is MICHAEL.TARTARINI and
CARLA A TARTARINI.
This Mortgage is given to SOVEREIGN BANK,a federal savings bank whose address is 450 Penn Stcxt,Reading,
PA 19602("Lendeel or its successors or assignees. In this Mortgage,the tams"you,""your,"and"yours"refer to
the mortgagot(s). The tams"we,""us"and"our"refer to the Lender. You owe us the principal sum of sixtyFive
Thousandand no/100 Dollars(U.S.$ 65,000.00).This debt is evidenced by your Note("Note")dated the same
date as this Mortgage,which provides for monthly paymerds,with the full debt,if not paid earlier,due and payable
on 12/18/2027. This Mortgage secures to us: (a)the repayment of the debt evidenced by the Note,with interest,.
and all renewals,extensions and modifications of the Note,(b)the payment of all other sums,with ingest,
advanced under this Mortgage to protect the security of this Mortgage;and(c)the performance of your covenants
and agreements under this Mortgage and the Note. For this purpose,you hereby mortgage,grant and convey to us
and our successors and assigns,with power of sale,the property located in ESSEX County,Massachusetts,and
more fully described below:
PROPERTY DESCRIPTION
That certain piece or parcel of land,and the buildings and improvements thereon,
In the Town of:NORTH ANDOVER
County of ESSEX
and State of MASSACHUSETTS
and bein�mom particularly described in a deed recorded in
Book:
Page, I 9
of the ESSEX County,City ofNORTH ANDOVER
which property is tthore commonly known as 453 STEVENS STREET,NORTH ANDOVER,MA 01845
("Property Address");
TOGETHER WITH all the improvements now or hereafter erected on the property,and all easements,
appurtenances,and fixtures now or hereafter a part of the property. All replacements and additions shall also be
covered by this Mortgage. All of the foregoing is referred to in this Mortgage as the"Property."
YOU COVENANT that you are lawfully seized of the estate hereby conveyed and have+the right to
mortgage,grant and convey the Property and that the Property is unencumbered,except for encumbrances of record.
You warrant and will defend generally the title to the Property against all claims and demands,subject to any
encumbrances of record.
YOU AND WE covenant and agree as follows:
1. Payment of Princlpal,Interest and Other Charges You shall pay when due the principal of and
ingest owing under the Note and all other charges due under the Note.
2. Payments of Tam and Insurance. You will pay,when due,all taxes,assessments,leasehold'
payments or ground rents(if any),and hazard insurance on the Property and mortgage insurance(if any). We
specifically reserve to ourself and our successors and assigns the unilateral right to require that you pay;to us on the
day monthly payments are due an amount equal to one-twelfth(1/12)of the yearly taxes and assessments(including
condominium and planned unit development assessments,if any)which may attain priority over this Mortgage and
ground rents on the Property,if any,plus one-twelfth(1/12)of yearly premium installments for hazard add mortgage
insutenee,all as we reasonably estimate initially and from time to time,as allowed by and in accordance with
applicable law.
e
3. Application of Payments Unless applicable law or the Note provides otherwise,all payments
received by us under the Note and Section 1 will be applied by us in any order we choose.
LN003680V 58224 L
BANK COPY
Bk 11028 Pg 93 #624
4. Prior Mortgages;Charges;Llens. You shall perform all of your obligations under any mortgage,
deed of trent,or other security instrument with a lien which has priority over this Mortgage,including your covenants
to make payments when due. You shall pay all taxes,assessments,charges,fines and impositions attributable to the
Property which may attain priority over this Mortgage,and leasehold payments or ground rents,if any. Upon our
request,you shall promptly fumish to us all notices of amounts to be paid under this paragraph and receipts
evidencing any such payments you make directly. You shall promptly discharge any lien(other then alien disclosed
to us in your application or in any tide•report we obtained)which has priority over this Mortgage.
5. Hazard Insurance. You shall keep the Property insured against loss by fire,hazards included
within the term"extended coverage"and any other hazards,including floods or flooding,for which we require
insurance. 'This insurance shall be maintained in the amounts and for the periods that we require. You may choose
any insurer reasonably acceptable to us. Insurance policies and renewals shall be acceptable to us and shall include a
standard mortgagee clause. If we require,you shall promptly give us all receipts of paid premiums and renewal
notices.
If you fail to maintain coverage as required in this section,you authorize us to obtain such coverage as we in our sole
discretion determine appropriate to protect our interest in the Property in accordance with the provisions of Section 7.
You understand and agree that any coverage we purchase may cover only our interest in the Property and may not
cover your interest in the Property or any personal property therein. You also undersand and agree that the premium
for any such morance may be higher than the premium you would pay for such insurance.
You shall promptly notify the insurer and us of any loss. We may make proof of loss if you do not promptly do so.
We may also,at our option and on your behalf,adjust and compromise any claims under the insurance,give releases
or acquittances to the insurance company in connection with the settlement of any claim and collect land receive
insurance proceeds. You appoint us as your attomey-in-fact to do all of the foregoing,which appointment you
understand and agree is irrevocable,coupled with an interest with full power of substitution and shall not be affected
by your subsequent disability or incompetence.. `
Insurance proceeds shall be applied to restore or repair the Property damaged,if restoration or repair is economically
feasible and our security would not be Lessened. Otherwise,insurance proceeds shall be applied to sums secured by
this Mortgage,whether or not then due,with any excess paid to you. If you abandon the Property,or do not answer.
within 30 days our notice to you that the usurer has offered to settle a claim,then we may collect and use the
proceeds to repair or restore the Property or to pay sums secured by this Mortgage,whether or not then due. The
30-day period will begin when notice is given. Any application of proceeds to principal shall not requize'us to extend
or postpone the due date of monthly payments. If we acquire the Property at a forced sale following your default,
your right to any insurance proceeds resulting from damage to the Property prior to the acquisition.shall f to us to
the extent of the sums secured by this Mortgage immediately prior to the acquisition.
You shall not permit any condition to exist on the Property which would,in any way,invalidate the insurance
coverage on the Property.
6. Preservation and Maintenance of Property;Leaseholds.You shall not destiny,damage or
substantially change the Property,allow the Property to deteriorate,or commit waste. If this Mortgage is on a
leasehold,you shall comply with the lease, If you acquire fee title to the Property,the leaschold and fee title shall not
merge unless we agree to the merger in writing.
7. Protection of Our Rights in the Property;Mortgage Insurance. If you fail to perfo the
covenants and agreements contained in this Mortgage,or there is a legal proceeding that may significand affect our
rights in the Property(such as a proceeding in banitruptcy,probate,for condemnation or forfeiture or to eirforce laws
or mgulations),then we may do,and pay for,anything necessary or appropriate to protect the Property's value and
our rights in the Property. Our actions may include paying any sums secured by a lien which has priority,over this
Mortgage or any advance under the Note or this Mortgage,appearing in court,paying reasonable atrome*fees, .
Paying an+sums which you ace required to pay under this Mortgage and entering on the Property to make repairs.
We do not have to take any action we are permitted to take under this paragraph. Any amounts we pay udder this
paragraph shall become additional debts you owe us and shall be secured by this Mortgage. These amounts shall bear
interest from the disbursement date at the interest rate in effect from time to tune under the Note and shall be payable,
with interest,upon our request.If we required mortgage insurance as a condition of making the loan segued by this
Mortgage,you shall pay the premiums for such insurance until such time as the requirement for the insurance
terminates.
& Inspection.We may make entries in and upon the Property to inspect same at any resspnable time
and upon reasonable notice.
9. • Condemnation. The proceeds of any award for damages,direct or consequential,in connection
with any condemnation or other taking of any part of the Property,or for conveyance in lieu of condemnation,are
hereby assigned and shall be paid to us. If the Property is abandoned,or it atter notice by us to you that the
condemnor offers to make an award or settle a claim for damages,you fail to respond to us within 30 days after the
date the notice is given,we are authorized to collect and apply the proceeds,at our option,either to restoration or
repair of the Property or to the sums segued by this Mortgage,whether or not then due. Unless we and you
otherwise agree in writing,any application of proceeds to principal shall not extend or postpone the due date of the
monthly payments payable under the Note and Section 1 or change the amount of such payments.
z
BANK COPY
Bk 11028 Pg 94 #624
10. You-Are Not Released;Forbearance by Us Not a Waiver. Extension of time for;
Bk 11028 Pg 95 #624
and sale of the Property. The notice shall farther inform you of the right to reinstate atter acceleration and
the right to bring a court action to assert the non-existence of a default or any other defense you may have to
acceleration and sale. If the default is not cured on or before the date specified In the notice,we may,at our
option,require immediate payment In fail of all sums secured by this Mortgage without farther demand and
may invoke the STATUTORY POWER OF SALE and any other remedies permitted by applicable law. We
shall be entitled to collect all expenses incurred In pursuing the remedies provided In this Section 18,including,
but not limited to,reasonable attorneys'fees as permitted by applicable law,but not to exceed 20%of the
amount of principal and Interest,and costs of title evidence.
Uwe Invoke the STATUTORY POWER OF SALE,we shall mail to you a copy of a notice of sale and to other
persons prescribed by applicable law In the manner prescribed by applicable law. We shall publish the notice
of sale,and the Properly shall be sold In the manner prescribed by applicable law. We or our designee may
purchase the Property at any sale. The proceeds of the sale shall be applied in the following order. (a)to all
expenses of the sale,including,but not limited to,reasonable attorneys'fees,(b)to all sums secured by this
Mortgage,and(c)any excess to the person or persons legally entitled to it.
19. Discontinuance of Enforcement.Notwithstanding our acceleration of the sums secured by this
Mortgage under the provisions of Section 18,we may,in our sole discretion and upon such conditions as we in our
sole discretion determine,discontinue any proceedings begun to enforce the terms of this Mortgage.
20. Satisfaction. Upon payment of all sums secured by this Mortgage,we will release this Mortgage.
If we are requested to record the release of this Mortgage,you will pay all costs of recordation,if any.
21. Additional Charges. You agree to pay reasonable charges as allowed by law in connection with
the servicing of the Note and this Mortgage including,without limitation,the costs of obtaining tax searches and
subordinations. Provided,however,that nothing contained in this section is intended to create and shall not be
construed to create any duty or obligation by us to perform any such act,or to execute or consent to any sych
transaction or matter,except a release of this Mortgage upon full repayment of all sums secured hereby.
22. Waiver of Homestead.You waive all rights of homestead exemption in the Property and
relinquish all rights of curtesy and dower in the Property.
23. Waivers.No waiver by us at any time of any tam,provision or covenant contained in this
Mortgage or in the Note secured hereby shall be deemed to be or construed as a waiver of any other tam,.provision
or covenant or of the same term,provision or covenant at any other time. 1
24. Riders to this Mortgage.If one or more riders are executed by you and recorded together with
this Mortgage,the covenants and agreements of each such rider shall be incorporated into and shall amend and
supplement the covenants and agreements of this Mortgage as if the rider(s)were a part of this Mottgage..[Check
applicable box(es)]
® Condominium Rider ❑ 14 Family Rides ❑ Planned Unit Development Rider
❑ O(s)[specify]
a
BANK COPY
Bk 11028 Pg 96 #624
BY SIGNING BELOW,you accept and agree to the terms and covenants contained in this Mortgage and in any
rider(s)executed by you and recorded with it
Signed,seated and delivered in the presence of:
(SEAL)
MlQiAEL TARTARM
CARLA A TARTARINI
(SEAL)
(SEAL),
(SEAL)
COMMONWEALTH OF MASSACHUSETTS, County ss:
On DECEMBER 14,2007,before me personally appeared MICHAEL TARTARINI and CARLA A
TARTARINI,proved to me through satisfactory evidence of identification,which were
r YAnL I W4spL_ to be the person whose name is signed on the preceding or
attached document,and acknowledged to me that(he)(sh5Notwy
vo for its p
C METAXIA KOUWMJAS
NOTARY PtILIC
1I COMMONWEALTH OFWMSACHUSETTS
11)'^,NX!-'-%ON EXPIRES 03!2412011 ubli'- • M County,
usetts
My Commission expires:
Clerk: After recording,please return to:Sovereign Bank,Mail Stop 10-421-CP2,450 Penn Street,Reading,PA
19602
5
BANK COPY
Bk 11028 Pg 97 #624
CONDOMINIUM RIDER
THIS CONDOMINIUM RIDER is made on DECEMBER 14,2007 and is
incorporated into and shall be deemed to amend and supplement the Mortgage,Deed of
Trust,or Security Deed(the"Security Instrument")of the same date given by the
undersigned(the"Mortgagor")to secure a Note to Sovereign Bank(the"Lender")of the
same date and covering the Property described in the Security Lnatrument and located at:
453 STEVENS STREET,NORTII ANDOVER,MA 01845(Property Address).
The Property includes a unit in,together with an undivided interest in the
common elements of,a condominium project known as: (the"Condominium Project"). .
If the owners association or other entity which acts for the Condominium Project(the
"Owners Association')holds title to property for the benefit or use of its members or
shareholders,the Property also includes Mortgagor's interest in the Owners Association
and the uses,proceeds and benifits of Mortgagor's interest.
CONDOMINIUM COVENANTS. In addition to the covenants and agreements
made in the Security Instrument,Morgagor and Lender further covenant and agree as
follows: '
A. Condominium Obligations. Morgagor shall perform all of Mortgagor's
obligations under the Condominium Project's Constituent Documents. The"Constituent
Documents"are the:(i)Declaration or any other document which creates the
Condominium Project;(ii)by-laws;(iii)code of regulations;and(iv)other equivalent
documents. Mortgagor shall promptly pay,when due,all dues and assessments imposed
pursuant to the Constituent Documents.
B. Property Insurance. So long as the Owners Association maintains,with a
generally accepted insurance carrier,a"master"or"blanket"policy on the Condominium
Project which is satisfactory to Lender and which provides insurance coverage in the
amounts(including deductible levels),for the periods,and against loss by fire,hazards
included within the term"extended coverage,"and any other hazards,including,but not
limited to,earthquakes and floods,from which Lender requires insurance,then: (i) :
Lender waives the provision in the Security Instrument for the periodic payment to Under
of the yearly premium installments for property insurance on the Property;and(ii)
Mortgagor's obligation in the Security Instrument to maintain property insurance coverage
on the Property is deemed satisfied to the extent that the required coverage is provided by
the Owners Association policy.
What Lender requires as a condition of this waiver can change during the term of
the loan.Mortgagor shall give Lender prompt notice of any lapse in requiredproperly
insurance coverage provided by the master or blanket policy,
060.mdf(rev.10/07)
BANK COPY
Bk 11028 Pg 98 #624
In the event of a distribution of property insurance proceeds in lieu of restoration
or repair following a loss to the Property,whether to the unit or to common elements,any
proceeds payable to Mortgagor are hereby assigned and shall be paid to Lender for
application to the sums secured by the Security Instrument,whether or not then due,.with
the excess,if any,paid to Mortgagor.
C. Public Liability Insurance. Mortgagor shall take such actions as may be
reasonable to insure that the Owners Association maintains a.public liability insurance
policy acceptable in form,amount,and extent of coverage to Lender.
D. Condemnation. The proceeds of any award or claim for damages,direct
or consequential,payable to Mortgagor in connection with any condemnation or other
taking of all or any part of the Property,whether of the unit or of the common elements,or
for any conveyance in lieu of condemnation,are hereby assigned and shall be paid to
Lender. Such proceeds shall be applied by Lender to the sums secured by the Security
Instrument as provided therein.
E. Lender's Prior Consent. Mortgagor shall not,except after notice to
Lender and with Lender's prior written consent,either partition or subdivide the Property
or consent to:(i)the abandonment or termination of the Condominium Project,except for
abandonment or termination required by law in the case of substantial destruction by fire
or other casualty or in the case of a taking by condemnation or eminent domain;(ii)any
amendment to any provision of the Constituent Documents if the provision is for the
express benefit of Lender;(iii)termination of professional management and assunnpfion of
self-management of the Owners Association;or(iv)any action which would have the
effect of rendering the public liability insurance coverage maintained by the Owners.
Association unacceptable to Lender.
F. Remedies. If Mortgagor does not pay condominium dues and assessments
when due,then Lender may pay them. Any amounts disbursed by Lender under this
paragraph F shall become additional debt of Mortgagor secured by the Security
Instrument. Unless Mortgagor and Lender agree to other terms of payment,these amounts
shall bear interest from the date of disbursement at the Note rate and shall be payable,
with interest,upon notice from Lender to Mortgagor requesting payment.
BY SIGNING BELOW,Mortgagor accepts and agrees to the terms and provisions
contained in this Condominium Rider.
—MICHAEL TARTATtI1Vi /TARrA A UkTkM
Mortgagor Mortgagor
Mortgagor
Mortgagor
z
BANK COPY
COMPLAINT NUMBER DATE: MR
#73 SEPTEMBER 24, 1993
COMPLAINTANT:KATHLEEN FANIKOS CLOSE DATE:
ADDRESS:451 STEVENS STREET PHONE: 681-0463 OR 475-6351
OWNER:PAULA SAUNDERS PHONE #:
ADDRESS:453 STEVENS STREET
INSPECTION DATE: SEPTEMBER 24, 1993 ORDER L DATE:
COMPLAINT:YELLOW JACKETS COMING THROUGH THE WALLS INTO THE BABIES ROOM.
ACTION: Telephone call to owner, Paula Saunders. She will contact
exterminator immediately and have nest taken care of.
9/24 - 1:45 Maguire Pest Control has visited site and sprayed the
area, both outside and inside the walls. Ken Long of Fire Department
has verified this.
OF HOa TN 1
KAREN H.P.NELSON O ± Town of 120 Main Street, 01845
Director NORTH ANDOVER (508) 682-6483
BUILDING
CONSERVATION DIVISION OF
PLANNING PLANNING & COMMUNITY DEVELOPMENT
October 16, 1991
t
Stevens Street Realty Trust
Mr. James Philbin, Trustee
33 Walker Road
North Andover, MA 01845
Re: Illegal dumping, Lot E Berry Street.
Dear Mr. Philbin:
Several boxes containing debris have been dumped along Berry
Street in North Andover. Through information contained on these
boxes the material has been traced to a construction site at,(453 '
1453 Stevens Street. >
As Stevens Street Realty Trust received a Building Permit
for the renovations on January 25, 1991 and your signature was
listed on the Building Permit application as Owner or Authorized
Agent, you are hereby notified to remove said debris immediately.
I have attached copies of the information found on the
debris, the Building Permit application and the Town Code with
regard to illegal dumping. As stated in the Town Code every day
after notice has been given constitutes a separate violation with
a minimum fine of $ 200. 00 for each such violation. This site
shall be inspected on a daily basis. Should the debris remain you
will fined $ 200. 00 per day.
Please contact my office at 682-6483 to speak with either
myself or Karen H.P. Nelson.
Sincerely,
Christian C. Huntress
Town Planner
Return/Receipt /
cc: Board of Health ✓
Karen H.P. Nelson, Director DPCD.
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AP hJO. C ! LOT NO. �_ 2 RECORD OF OWNERSHIP (DATE BOOK ;PAGE —
r`�,Ile, I
ZONE SUB DIV. LOT NO. �IG 7 7 2y8
L CATJON PURPOSE OF BUILDING 7 �7
(� F -�,c y_ C r2c- 3 wEzl�N�
OWNER'S NAME tG1� � �7-�•�rrT�t7j�,7 _��vI7 NO. OF STORIES SIZE
OWNER'S ADDRESS G�yI C-J'D/ F' i/ , BASEMENT OR SLAB
.. - ARCHITECT'S NAME SIZE OF FLOOR TIMBERS ,•ISSTN� Jp 2ND �i�U 3RD
BUILDER'S NAME ( _ SPAN
DISTANCE TO NEAREST BUILDING /) DIMENSIONS OF SILLS
DISTANCE FROM STREET %Q / POSTS7✓�
DISTANCE FROM LOT LINES — SIDES Y% REAR .�-740 / GIRDERS //`•/O
- - AREA OF LOT ` y,�� �� FRONTAGE L^i / HEIGHT OF FOUNDATION �+ ii THICKNESS 7 /�
C �J �r-
IS BUILDING NEW ,V D SIZE OF FOOTING x
IS BUILDING ADDITION �/O MATERIAL OF CHIMNEY
IS BUILDING ALTERATION3d�y�- s IS BUILDING ON SOLID OR FILLED LAND �0- -
WILL BUILDING CONFORM TO REQUIROvIENTS OF CODE ��S' IS BUILDING CONNECTED TO TOWN WATER
BOARD OF APPEALS ACTION, IF ANYd/ON r IS BUILDING CONNECTED TO TOWN SEWER
I"� C, IS BUILDING CONNECTED TO NATURAL GAS LINE? �l
INSTRUCTIONS 3 PROPERTY INFORMATION
LAND COST
L a:
_ _f ijf f SEE BOTH SIDES EST. BLDG. COST
-- PAGE 1 FILL OUT SECTIONS 1 - 3 EST. BLDG. COST PER 8/00. FT.
PAGE 2 FILL OUT SECTIONS 1 - 12 EBT. BLDG. COST PER ROOM
SEPTIC PERMIT NO.
,r •.f c,4 1 �'t�Kc.
r}tea•���! ELECTRIC METEPS MUST BE ON OUTSIDE OF BUILDING 4 APPROVED BY
ATTACHED GARAGES MUST CONFORM TO STATE FIRE REGULATIONS
•.: •..,,; ,f,.j !j1 I• `�d'4 PLANS MUST BE FILED AND APPROVED BY BUILDING INSPECTOR
�i+• ��, .r' DATE FILED
LZ
BOARD OF HEALTH
SIGNATU E OF NYR OR AUTHORIZED AGENT
FEE
PLANNING BOARD
' -- PERMIT GRANTED
r�/Ti4/y a2 S— 19
BOARD OF SELECTMEN
30
---
54 `
Q Q ;jL! J BUILDING INBPECTOR
V
own ot ` O Andover
i 0, I O wry` ��Ift� ^?y. TIM
er
Mass,, Y 19 Ci
R P
s BOARD OF HEALTH
LDI
THIS CERTIFIES THAT. .PW4 ..........................................
has permission to a � .. buildings onILv!t1Vf BUILDING INSPECTOR
ough
. Chimney
to be occupied as. .P. .. ......................................................... Final
a
provided that the person accepting this permit shall in every respect conform to the terms of the application on file in
PLUMBING INSPECTOR
this office, and to the provisions of the Codes and By-Laws relating to the Inspection, Alteration and Construction of Rough
Buildings in the Town of North Andover.
Final
VIOLATION of the Zoning or Building Regulations Voids this Permit.
PERMIT EXPIRES IN 6 MONTHS ELECTRICAL INSPECTOR
UNLESS CONSTRUCTION STARTS Rough
Service
A Final
BUILDING INSPECTOR
GAS INSPECTOR
OccupancY Permit Required to OccupY Building Rough
Final
Display in a Conspicuous Place on the Premises
- Do Not Remove Burner FIRE DEPT.
No Lathing to Be Done Until Inspected and Approved by Smoke Det.
a Building Inspector
a _
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t. eL
A BOARD OF HEALTH
TOWN F�NORTH 141LOVER, MASS.
12-
Lor2Lam,or L !uF— 0
MI#J. 1 v'-d" Fzvr� a,
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coor-,
1Sf��NC LO ��rr1 �vuSG._.
Pl- '
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1. NAME Czwrp/Z Rc4/-r4f T/Z tl s r DATE Y 13 6
2. ADDRESS—_/g J T Z V&741, ' Jor LOT NO. TEL.
3. NO. OF BEDROOMS d G DEN YES NO
4. GARBAGE GRINDER YES X NO
5. SHOW DIMENSIONS OF HOUSE
6. SHOW DISTANCES OF HOUSE TO ALL PROPERTY LINES
7. SHOW DIMENSIONS OF LOT
8. SHOW LOCATION AND SIZE OF SEPTIC TANK 0R CESSPOOL
9. NOTE LOCATION AND DISTANCE OF WELL FROM SEWERAGE SYSTEM
10. SHOW LOCATION OF BROOKS, STREAMS, DITCHES, LEDGE OUTCROP, ETC.
11. SHOW DISTANCE OF SEPTIC TANK OR CESSPOOL FROM DOUSE
NOTE: LOCAL REGULATIONS SHOULD BE READ CAREFULLY.
a
�� Center Realty Trust
a
18 Stevens Street
APPLICATION FOR SEWAGE DISPOSAL INSTALLATION
• HEALTH DEPARTMENT - NORTH ANDOVER, MASS.
I hereby make application for a permit for a sewage disposal installation at
18 Stevens Street . I will install this system in ac-
cordance with all the laws of the Commonwealth of Massachusetts and regulations of
the ,Board of Health of the Town of North Andover.
Further, I will construct the house sewer of bell and spigot pipe, the minimum
diameter being 4 inches, and will maintain a minimum grade of 1% until 10 feet pre-
ceding the septic tank, where the grade shall not exceed 2%. I will install a con-
crete septic tank of 1250 gal. in size. A manhole (s) permitting easy cleaning
will be provided with removable cover (s) of iron or concrete within 12 inches of
the ground surface. I will provide subsurface disposal field with 4 inch perforated
or open jointed pipe and laid in a series of trenches, the bottom of which will pro-
vide a minimum of 2!tO lineal 6oquamoO feet of effective absorption area.
The pipes will be laid on a 6 inch layer of washed gravel or crushed stone ranging
in size from 3/4 to 1-1/2 inches (dia. ) and the pipes will be surrounded by similar
material to a height of 2 inches above the crown of the pipe. The joints of these
pipes will be protected from clogging and before filling the trench, 2 inches of
gravel or stone 1/8" to 1/4" (dia.) will be placed over the course gravel or stone.
The disposal field will be installed at a grade of 4 to 6 inches/100 feet. No single
the line will exceed 100 feet in length and in any case, two lines of tile will be
installed. A minimum of 6 feet will be maintained between the center lines of the
disposal field trenches and the average depth of trench shall not exceed 36 inches.
No part of the installation will be less than 100 feet from any private water supply,
25 feet from any stream, 20 feet from any dwelling or 10 feet from any property line.
I further agree not to cover any portion of this installation until approved by the
inspection officer, as provided below, and to incorporate any additional requirements
that may be attached to the permit. Plot Plans must be submitted with application.
DATE t o 7
Signature of Applicant
I hereby issue the above permit forhe Board of Health of the Town of North
Andover, Massachusetts.
DATE LJ. 0
Signature of Health Agent
I have inspected the uncovered system indicated above and find everything done
as described.
ti
DATE b G
Signature oA Inspecting Office
Percolation Test 2 min, Soilt Gravel
Garbage Grinder yea
i
o
BOARD OF HEALTH OF NORTH ANDOVER, MASSACHUSETTS
SEWAGE DISPOSAL
DATE September 18.,1965
NAME OF APPLICANT Center Realty Trust
LOCATION Cor. Osgood & Stevens Sts.
Address of lot no.
BUILDING: Dwelling X Other
SYSTEM: New X Repair
GENERAL DESCRIPTION OF LAND high
SUBSOIL: Clay Gravel_ X Sand
PERCOLATION TEST 2 minutes per inch.
- - - - - - - - - - - - - - - - -
MINIMUM INSTALLATION RECOMMENDATIONS
CONCRETE SEPTIC TANK 1,250 gallon capacity.
LEACH FIELD 240 lineal feet of drain pipe.
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a
�O
William J. iscoll , Engin
Board of Hed1th