HomeMy WebLinkAboutContract #: 007720 - From: To: - Exception - ExceptionTOWN OF NORTH ANDOVER
REQUEST FOR INTEREST (RFI)
DISPOSITION OF PROPERTY
Contact
Address
Telephone Number:
Fax Number:
Email
March 17, 2010
Ray Santilli
Assistant Town Manager
120 Main Street
North Andover, MA 01845
978-688-9516
978-688-9556
rsantilli@townofnorthandover.com
Table of Contents
1. Introduction............................................................. 3
2. Overview ................................................................ 3
3. Objectives ............................................................... 3
4. Pre -Proposal Site Visits ............................................... 4
5. Letter of Interest........................................................ 4
6. Submission Requirements ............................................ 4
7. Submission Deadline and Instructions .............................. 5
8. Questions/Inquires..................................................... 6
Appendix A — 70 Main Street ........................................... 7
Appendix B — 566 Main Street .......................................... 9
Town of North Andover RFI Page 2 of 10
Disposition of Property
1. Introduction
The Town of North Andover (`Town') is in the process of considering the sale, long-term lease,
short-term lease and/or other method of disposition of its property located at 70 Main Street
(former Bradstreet School) and 566 Main Street (current police station).
The Request for Interest (RFI) is a preliminary step in the overall reuse project intended to foster
dialogue about development opportunities for both properties and to establish a basis for future
real estate negotiations, as appropriate. Consequently, the Town of North Andover shall not
consider the RFI submissions as binding. In addition, potential developers should be aware that
if the Town of North Andover chooses to proceed with the disposition of the properties, it must
do so in accordance with Massachusetts General Laws Chapter 30B. These steps include, but are
not limited to:
o Formal declaration of the Board of Selectmen of property for disposition
o Formal vote by Town Meeting to dispose of property
o Development of a Request for Proposals (RFP) including evaluation criteria
o Advertising of an RFP
o Evaluation of submitted proposals
o Selection of a finalist
The Town will accept proposals delivered in person or by mail. All proposals must be received
by 2:00 p.m. on Friday, April 16, 2010 to be considered.
2. Overview
The lot at 70 Main Street is 1.15 acres with an existing structure — the former Bradstreet School.
The Bradstreet School building was originally constructed in 1885 and rebuilt in 1911. The
Bradstreet School used to house kindergarten classes, but the School Department closed it in
2005.
The lot at 556 Main Street is 1.57 acres and is the current location of the North Andover Police
Department. The Police Department will be moving to its new location in October 2010.
Specific information for both parcels is contained in this document as appendices.
3. Objectives
Through the RFI process, the Town is attempting to identify alternative uses for the two
properties that may result in achieving one or more of the following objectives:
o Sale or lease of either property to provide maximum financial benefit to the
Town of North Andover
Town of North Andover RFI Page 3 of 10
Disposition of Property
o Sale or lease of a portion of either property to provide some financial benefit
to the Town of North Andover
o Sale or lease of all or a portion of either property to provide desirable
residential development
o Sale or lease of all or a portion of either property to provide desirable
commercial development
o Sale or lease of all or a portion of either property that will enhance the
historical, cultural, educational, social or artistic character of the Town
4. Pre -Proposal Site Visits
Pre -proposal site visits have been scheduled for Wednesday, March 31, 2010. The site visit for the
property at 70 Main Street is scheduled for 9:30 a.m. All attending parties shall meet at the Main
Street gate entrance. The site visit for the property at 556 Main Street is scheduled at 11:00 a.m.
All attending parties shall meet at the front entrance to the Police Station.
5. Letter of Interest
Interested parties are expected to submit a letter of interest, in writing or by email, by close of
business on Tuesday, March 30, 2010. This expression of interest should indicate how the Town
might contact the person, developer, or firm with supplementary information, responses to
questions, changes in submittal requirements, etc. This expression of interest will allow the
Town to estimate the number of responses and prepare for the evaluation process.
Letter of interest shall be sent to Ray Santilli, Assistant Town Manager, North Andover Town
Hall, 120 Main Street, North Andover MA 01845. The email address is
rsantilli@townofnorthandover.com.
6. Submission Requirements
Proposals must be consistent with one or more of the Objectives listed above. Submissions are
to provide as much detail as to the proposed use of either or both properties:
o Size
o Configuration
o Type of Use
o How would the Town benefit
o How much traffic is the project likely to generate
o Overall goals of the project
Town of North Andover RFI Page 4 of 10
Disposition of Property
o If possible, please provide a conceptual or schematic rendering or photographs
of similar projects
In attempting to evaluate potential private or non-profit development projects, answers to the
following questions are requested. The questions and responses are non-binding and are asked
simply in an effort to facilitate further discussions and to assist the Town in developing the best
possible reuse scenarios.
o What is a range of potential price you are willing to pay to obtain fee
ownership of the entire of either property?
o Are you willing to engage in a long-term lease for either property?
o If you are willing to engage in a long-term lease for either property, what
would you consider to be the minimum/maximum lease terms?
o Would you be willing to purchase or lease either property with the present
structures thereon?
Submissions are to include the following information about the person, developer, or
organization:
o Primaries of the organization
o Years in operation
o Primary type of development projects
o Fiscal health of the organization
o Examples of similar projects
o Five (5) references
7. Submission Deadline and Instructions
Persons, developers or organizations are requested to submit proposals in a sealed envelope
marked "RFI — Disposition of Property" with the applicant's name and address on the front.
Applicants should provide one (1) signed original proposal. Fax or electronic submissions will
not be accepted.
Proposals must be signed as follows: a) if the bidder is an individual, by her/him personally; b) if
the bidder is a partnership, by the name of the partnership, followed by the signature of each
general partner; and c) if the bidder is a corporation, by the authorized officer, whose signature
must be attested to by the Clerk/Secretary of the corporation and the corporate seal affixed.
All sealed proposals must be received by Friday April 16, 2010 at 2:00 p.m. All outer envelopes
must be labeled "RFI — Disposition of Property" and mailed or hand delivered to the following
address:
Town of North Andover RFI Page 5 of 10
Disposition of Property
Mr. Ray Santilli, Assistant Town Manager
North Andover Town Hall
120 Main Street
North Andover, MA 01845
No proposals will be accepted after the time and date noted. Late delivery of materials due to
any type of delivery system shall be cause for rejection. If on the date and time of the submittal
deadline the North Andover Town Hall is closed due to an uncontrolled event such as fire, snow,
ice, wind or building evacuation, the submittal deadline will be postponed until 2:00 p.m. on the
next normal business day.
8. Questions/Inquiries
Questions/inquiries concerning this RFI must be submitted in writing to: Ray Santilli, Assistant
Town Manager, North Andover Town Hall, 120 Main Street, North Andover MA 01845 or they
may be emailed to Mr. Santilli at rsantilli@townofnorthandover.com. Questions/inquiries may
be delivered, mailed, emailed or faxed.
Interested persons, developers or organizations are not to communicate directly with any
employee of the Town of North Andover in regards to this RFI, except as specified in this RFI.
Only the Contact Person listed is authorized to respond to any questions or inquiry in regards to
the RFI. No other individual employee or representative is authorized to provide any
information or respond to any question or inquiry concerning this RFI.
Interested persons, developers or firms may contact the Contact Person for this RFI in the event
this RFI is incomplete or the party is having trouble obtaining any part of the RFI electronically
through the Town website (www.townofnorthandover.com).
Interested persons, developers or firms with disabilities or hardships that seek reasonable
accommodations, which may include the receipt of RFI information, must communicate such
requests in writing to the Contact Person, and reasonable accommodation will be made by
agreement with the Contact Person on behalf of the Town of North Andover.
Town of North Andover RFI Page 6 of 10
Disposition of Property
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Page 1 of 1
Santilli, Ray
From: GJFoley@aol.com
Sent: Friday, February 05, 2010 3:55 PM
To: Santilli, Ray
Cc: butch@adcarchitects.com; louiseborke@gmail.com; behpjh@comcast.net
Subject: Engineering drawings/plans Bradstreet School North Andover
Dear Ray
Thank you for the time spent this AM discussing the Bradstreet School and it's current status.
We are a small group of North Andover parents; Louise Borke, Diane Hanley and myself who are in the
preliminary stage of exploring the future housing options of our special needs teens.
May I ask for the opportunity to review the engineering drawings of the Bradstreet School with a local
architectural firm; ADC, with you at your office? This would be a very short review and perhaps a brief walk
through -of the school.
Please let me know when this would be convenient for you and I will try to arrange a time when Mr. Razoyk of
ADC North Andover and would be available as well.
thank you again
Gloria Foley
371 Marbleridge RD.
North Andover, MA 01845
978 689-4734 home #
978 204-0780 cell#
3/16/2010
Santilli, Ray
From: Bellavance, Curt
Sent: Wednesday, March 10, 2010 9:13 AM
To: Santilli, Ray
Subject: RE: Information Needed
David Steinbergh
RCG LLC
17 Ivaloo Street
Somerville, MA 02143
ph. 617-625-7248
cell 617-990-6930
From: Santilli, Ray
Sent: Wednesday, March 10, 2010 9:03 AM
To: Bellavance, Curt
Subject: Information Needed
Hey Curt,
Mark said you could provide me with the name and address of the owner/developer of the East Mill
property. Thanks
SWWffi
Assistant Town Manager
& Human Resources Director
Town of North Andover
3/10/2010
Page 1 of 1
SPR Central Register Real Property Submit Confirmation
State Publications and Regulations
William Francis Galvin, Secretary of the Commonwealth
Page 1 of 1
The following Real Property submission was successfully
received.
Planned date of publish is 3/17/2010
Awarding Agency
Agency Name
and Address:
Town of North Andover 120 Main Street North
Andover, MA 01845
Project Number:
Proposal
Deadline Date:
04/16/2010 Time: 2:00 p.m.
Contact Information
Name:
Ray Santilli, Assistant Town Manager
Phone:
978-688-9516 1= Fax 978-688-9556
Email Address:
rsantilli(atownofnorthandover.com
Notify email address listed when final publish date assigned.
Contract Information
Transaction
Terms:
Acquisition: Not Chosen
Disposition: Not Chosen
Project:
Request for Interest (RFI) - The Town of North Andover is in the process
of considering the sale, long-term lease, short-term lease and/or other
method of disposition of its property located at 70 Main Street (former
Bradstreet School) and 566 Main Street (current police station). The RFI
is a preliminary step in the overall reuse project intended to foster
dialogue about development opportunities both properties and to
establish a basis for future real estate negotiations, as appropriate.
Estimated
Value, Source
of Valuation
Additional
Information
The complete RFI will be available at www.townofnorthandover.com by
clicking on 'Available Bids, Quotes and Proposals'.
This page can be printed for your records.
Santilli, Ray
From: regulations@sec. state. ma. us on behalf of REGS@sec. state. ma. us
Sent: Tuesday, March 09, 2010 3:25 PM
To: Santilli, Ray
Subject: Publish Date Assigned for Real Property
A publish date of 3/17/10 has been assigned to your Real Property submission with description of-
Request
£
Request for Interest (RFI): The Town of North Andover is in the process of considering the sale, long-term lease, short-
term lease and/or other method of disposition of its property located at 70 Main St. (former Bradstreet School) and 566
Main St. (current Police Station). The RFI is a preliminary step in the overall reuse project intended to foster dialogue
about development opportunities both properties and to establish a basis for future real estate negotiations, as appropriate.
The Chief Procurement Officer,
of the
City of Everett, Massachusetts
Jill M. Barringer, Esq.
REQUEST FOR INTEREST (RFI)
RESPONSES DUE:
Date: Tuesday, February 3, 2010
Time: 2:00 pm
Location: Purchasing Office, Everett City Hall,
Room 34, 484 Broadway, Everett
Phone: 617-394-2290, Fax; 617-394-2339
REQUEST FOR INTEREST
The City of Everett is in the process of considering the sale, long-term
lease, short-term lease and / or other disposition of its property located at
438 Broadway (built 1924, with an addition built in1974 and is 347,280
square feet).
Contained within this document and its appendices are site-specific
background information and a summary of the project's primary goals and
objectives.
The Request for Interest (RFI) is being distributed and evaluated by an
advisory committee herein known as COMMITTEE.
The COMMITTEE was appointed by the City of Everett to consider and
evaluate re -use or disposition of the Old High School.
A pre -proposal site visit has been scheduled for Wednesday, January 20,
2010 at 11:00am at Old Everett High School, 548 Broadway. All
attending parties shall meet at the Pleasant Street entrance.
Interested parties are expected to submit a letter of interest in writing or by
email by Wednesday, January 27, 2010. This expression of interest
should indicate how the Committee might contact the developer with
supplementary information, responses to questions, changes in submittal
requirements, etc. This expression of interest will allow the Committee to
estimate the number of responses and prepare for the evaluation process.
Letters of interest shall be directed to: Old High School Advisory
Committee, Attn: Jill Barringer, City of Everett, 484 Broadway, Everett,
Massachusetts, 02149. Tel: 617-394-2290 Fax: 617-394-2339. Email
address is fill.barringerna,ci.everett.ma.us
FINAL SUBMISSIONS ARE DUE TO JILL BARRINGER BY
FEBRUARY 3, 2010 at 2:00pm.
2
Please respond in writing to the Questions and RFI Submittal
Requirements contained herein.
OVERVIEW
The City of Everett recently completed the construction of a new 325,000
SF High School facility adjacent to Glendale Park. With the opening this
academic year beginning September 2007 the City vacated the old high
school building. The RFI is a preliminary step in the overall reuse project
intended to foster dialogue about development opportunities and to
establish a basis for future real estate negotiations, as appropriate.
Consequently, the City of Everett shall not consider the RFI submissions to
be binding. In addition, potential developers should be aware that if the
City of Everett chooses to proceed with the disposition of the land it must
do so in accordance with Massachusetts general Laws Chapter 30B as well
as City of Everett ordinances. Those steps include, but are not limited to:
• Formal declaration by City Council of property for disposition
• Development of a Request for Proposals (RFP), including
evaluation criteria.
• Advertising of an RFP
• Selection of a finalist
*The City of Everett reserved the right to reject any and all proposals and
not to proceed with the sale or disposition of property.
3
CITY OF EVERETT OBJECTIVES
Through the RFI Process, the COMNUTTEE is attempting to identify
alternatives used for the Old Everett High School building that may result
in achieving one or more of the following objectives:
• Sale or lease of the entire property to provide maximum financial
benefit to the City of Everett.
• Sale or lease of a portion of the property to provide some financial
benefit to the City of Everett
• Sale or lease of a portion of the property to for a price below
market rate in exchange for a public / private partnership project to
reduce the development and / or constriction costs borne by the
City of Everett in its building of a "Government Center" facility.
• Sale or lease of all or a portion of the property to provide desirable
residential development.
• Sale or lease of all or a portion of the property to provide desirable
commercial development.
* "Sale or lease of all or part of the property" in the objectives section
would allow for simultaneous joint and compatible uses.
SELECTION CRITERIA
Submissions will be reviewed and considered based on the extent to which
the proposal enables the City of Everett to meet its Overall Objectives.
Development proposals must also be consistent with one or more of the
Specific Objectives listed above.
Additionally, submissions will be ranked on the specific criteria below.
For each criterion a scale of 1-5 will be used with a "5" being the best
possible score per criteria. Projects will be assigned a cumulative ranking
is intended to assist the Committee in analyzing the pros and cons of each
4
submission but is not intended to be a final determination of the "best"
submission.
• Financial implications of the project for the City of Everett (factors
to be considered: tax revenue, revenue from the lease of property,
"Government Center" operating costs defrayed by the Developer,
economic costs / benefits to residents of accessing / using the
development.
• Financial capital implications of the project for the City of Everett
(proceeds received from the sale of the land parcel, building)
• Project impact to entire community
• Project impact to the neighborhood (visual, noise, type of use,
traffic)
QUESTIONS
In attempting to evaluate potential private development projects, answers
to the following questions are requested. The questions are non-binding
and are asked in an effort to facilitate further discussions and to assist the
City of Everett in developing the best possible reuse scenarios.
Please tell us under what conditions you would engage in further
discussions:
1. Purchase of the fee title of the property? YES
NO
2. Range of potential price you are willing to pat to obtain fee ownership of
the entire parcel:
2. Long-term lease of the property? YES NO
3. Lease Term: Minimum
Maximum
4. Would you be willing to purchase or lease the site with the present
structures thereon: YES
NO
5. Would you consider constructing a "Government Center" facility in
conjunction with your proposed project? YES
NO
k
6. If your answer to Question 5 is YES, please describe the extent of your
intended participation in the narrative portion of your Letter of Interest
RFI — Submittal Requirements
Please tell us as much as you can about your proposed project
Be specific where possible:
1. Size
2. Configuration
3. Type of use
4. How would it benefit?
5. How much traffic is the project likely to generate?
6. Overall goals of the project
7. Site Plan
8. If possible, please provide a conceptual or schematic rendering or
photographs of similar projects
Please tell us about company:
1. Who comprises the company / development partnership
2. Years in business
3. Primary type of development
4. Fiscal health of company
5. Examples of similar projects
6. Provides references
C
April 15, 2010
Mr. Ray Santilli
Assistant Town Manager
North Andover Town Hall
120 Main Street
North Andover, MA 01845
Dear Mr. Santilli,
This letter will be NOAH's formal submission to the Town's March 17, 2010 Disposition
of Property RFI, or Request for Interest, for the Police Station parcel.
NOAH and its development partner, SEB LLC, a highly respected 40 year old
development firm (www.s-e-b.com), will be joining to develop 16-20 units of quality,
for -sale townhouse style units, with parking, on this unusually shaped site. Please see one
of our draft concept plans. These concepts eventually go through many iterations and we
recognize designs/layout often benefit from dialogue with Town officials and
neighborhood residents. We do not regard this as the definitive design solution. We
expect to further evaluate potential design and density options as part of our formal
response to your selection or a Request for Proposals.
Goals:
Our goals are to work with the Town and its residents in order to remake a highly visible
historic Town parcel, containing a previously valuable but uninviting structure, into a
neatly landscaped, very attractive, tax -paying and socially beneficial venture — homes for
the area's working families. In addition, we would like to maximize the land value on
behalf of the Town so we can potentially pay the Town the highest possible acquisition
price. Despite economic challenges these past few years, there remains a documented
need for quality housing for the State's young persons and workforce families and we
believe the townhouse concept we have included meets that niche.
The Program:
As shown, the configurations would contain
a) six two-bedroom and twelve three-bedroom units,
or
b) eight two-bedroom and eight three-bedroom units.
Each 2BR unit would feature approximately 1,400 sf, while a 3BR unit would feature
approximately 1,750 sf..
There would be parking for about 28 vehicles with a private way of 22' running from
Main Street to Osgood Street. To control the flow of traffic and prevent rush hour type
jams, particularly around the 5 point intersection, there would be no left turns permitted
onto Osgood.
We are aware that the site has historic value as the former Johnson High School. We
would preserve the several monuments and markers on the site if the Town expressed a
strong interest to do so..
Because the site is quite visible coming from the old historic Town Center and driving
east on Main Street, the tip of the site would be landscaped to be an attractive, passive
recreational sitting area.
Up to 16 of the units would directly abut NOAH'S own Stevens Corner property.
Financial Impact:
We have anecdotal evidence and preliminary market data which informs us the units
would safely be marketable at prices ranging from $225,000 to $300,000. While market
conditions may continue to change in the two years, we would not anticipate prices
escalating much beyond these amounts. It would likely take two years to permit and build
such units, if the Town were fully supportive of the project. Our preference is that 25%
of the units be sold as workforce housing at prices ranging from $165,000 to $185,000.
Most any developer would prefer the site delivered without any structures - and we would
be no different. We have no current knowledge of lead or other contaminants, toxins or
materials which may have leeched into the soil, nor are we aware of any geotechnical
analysis that has been conducted on the site. Given that there was a former structure
which may have had lead and a present use which may have had to store or keep
hazardous materials on site, further testing and analysis of site and soil conditions could
definitely affect any price to be offered for this parcel.
The relatively low market price anticipated for each unit, in conjunction with inherent site
limitations are both critical factors in determining the land value under any development
scenario. It remains to be seen whether or not the Town will recognize an acquisition
price less than or in excess of the current assessed $578,000 value. Depending on the
allowable density, this price may not be financially feasible. As part of our formal
proposal, we would expect to run several different development budget scenarios to
assess how to maximize the acquisition value without impeding or sacrificing any of the
previously mentioned objectives.
The significant financial benefit to the Town would come over the long term through
property tax payments from 16-18 households. Assuming the FY 2010 tax rate of
$12.74 were applied to each of the residential units (4 units at $185,000 and 12 units at
$300,000), the gross tax revenue would be projected to be approximately over $55,000
per year, or approximately $275,000 over the first five years.
We believe our proposal carefully balances density with land value maximization; we do
not believe this site can reasonably support a density greater than that which we have
proposed. We also believe our current proposal is consistent with the density of the
surrounding neighborhoods. We would not be interested in proposing if the Town
indicated that only a density less that what we have proposed is acceptable as we do not
believe the development would be financially viable at a lower density.
A lease -arrangement could be made through a condo association, but lenders may balk at
underwriting. We would prefer not to lease. The Town could take an easement for the
historic structures if it wanted them to remain and be maintained at the tip of the triangle.
The Town would recognize a financial benefit through the acquisition price we would be
prepared to pay, as well as the property taxes recognized from the development. There
are other indirect economic impacts (bringing/keeping residents in North Andover to
patronize local area businesses) to introducing this type of housing. Moreover, there is an
intrinsic and social value to providing high quality home ownership opportunities for
people in our projected price range. If required to do so, we would be prepared to
provide more specific financial/economic impacts as part of a formal negotiation or
proposal.
We have heard through previous discussions with nearby residents that commercial
activity is not something they want moving down Main Street from the Minicucci
property at Rte 125/Main Street. We would not propose or recommend any commercial
activities on this site. It would also seem to be incompatible with the recent rebuilding of
the historic center of Town only a short distance away.
Process:
It is our recommendation that the Town decision -makers, including ZBA, strongly
consider working together to agree on a draft site plan and density goal. An agreement
among Town officials, committees, boards and local residents would greatly facilitate the
project (no matter who is chosen), thereby reducing lengthy and costly delays to the
project, which negatively affect project finances and credibility, especially on ownership
developments. This internal agreement would not preclude project review, oversight or
compliance for such entities such as the Planning Board, Cons Comm, Finance, Board of
Health or Public Safety. It would remove the some of the most significant barriers to the
creation, development, construction and timely completion of a job -creating, multi-
million dollar, social and economic investment.
Organizational information:
• Please see attachments for narratives and data on both NOAH and SEB LLC. SEB
assisted NOAH in the permitting of Stevens Corner and the successful filing of
the One Stop financing document to DHCD in October 2008. SEB is a very
experienced developer with a 40 year history. Since 1987, NOAH has
rehabilitated or built new and sold 35 properties in East Boston. We have
established and operated several condo associations. We manage our own local
portfolio, but Stevens Corner will be managed by Corcoran Properties. SEB has
permitted over 9,000 units of mixed income housing in Massachusetts. Most
recently, SEB is in the process of developing 10 units of housing in Newton and
62 units of housing in Winchester - both of which are for -sale developments.
• Both NOAH and SEB separately have developed rental and ownership properties.
SEB has developed all over the State. Please see attachments for descriptions of
both NOAH and SEB.
• SEB and NOAH are both financially sound entities. NOAH is a not-for-profit,
tax-exempt organization. Our FY '09 audit is on our web site, www.noahcdc.ora
Once we close on Stevens Corner this spring, we will end our fiscal year June 30
with another balanced budget.
• See attachments for examples of similar projects.
• References are also attached.
We recognize town -owned property dispositions can be complex, frequently with
competing objectives. As is well-known, NOAH is developing the 2.5 acre property next
door for rental housing. We believe there will additional opportunities and synergies to be
made if our team of professionals and contractors were selected this coming year during
the construction of Stevens Corner. Moreover, NOAH and SEB are both well
experienced at shepherding these types of initiatives through the public process and then
successfully developing them with private support.
Fown the very best during these very challenging economic
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BUILDING DESIGN
The conceptual design of the proposed project, are two-story wood framed
buildings designed and sited to achieve a village setting with a 'Town Green' type
section at the intersection of Main and Osgood Streets. This prominent and
visible portion of the site would be the natural and pleasant face of the project to
many passers-by. It could include the preservation of the existing monument and
valued historic elements currently on the parcel.
The three-bedroom units, 1,700 sf., consist of a `great room,' which will include a
sizable living area, dining area and an open kitchen, in addition to three
bedrooms with closets a full bathroom, storage and a mechanical room. Two-
bedroom units, of 1,400 sf., are duplexes. The first floor will have a `great room,'
which will include a living area, dining area, and an open kitchen, two bedrooms,
a half bath, storage area and a mechanical room. The second floor will have two
bedrooms with closets and a full bathroom. Floor to floor height dimensions will
measure approximately 10'-0" resulting in approximately 9'-0" ceilings.
The buildings will be designed in a colonial style with proportions to complement
adjoining residential structures, especially those in the nearby historic district..
The finish material will consist of, walls having clapboard finish, double hung
windows and trim boards. The roof lines will be designed in a gable style with
asphalt shingle finish and dormers, again giving the building a pleasant
residential look.
The building will be designed using Universal Design implementing principles
and regulations pertaining to: The Massachusetts State Building Code 780 CMR
sixth edition, The Commonwealth of Massachusetts Architectural Access Board
521 CMR, Fair Housing Accessibility Guidelines, Section 504 of the
Rehabilitation Act and Energy Star Requirements.
To meet increasingly Green and Sustainable standards, with which we want to
meet, we will minimally aim for Energy Star regulations and expect to meet LEED
Silver criterion.
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Mission Statement
NOAH, the Neighborhood of Affordable Housing, is an East
Boston based community development corporation structured to
collaborate with and support residents and communities in
their pursuit of affordable housing strategies, environmental
justice, community planning, leadership development,
and economic development opportunities.
NOAH eagerly partners with those residents, neighborhood
entities, municipalities or groups that share similar values and
goals in order to improve standards of living, build community,
and create social/economic opportunities, especially for low
and moderate -income persons, families and disadvantaged
groups or areas.
NOAH's goals and programs are built on a commitment to equality,
fairness, diversity and respect for all people.
March 16, 2006
NEWS from NOAH
M^AU
Neighborhood of Affordable Housing Newsletter
March/April 2010
Groundbreaking in Holliston
At Cutler Heights
Thanks to the very supportive Town of
Holliston, municipal and state leaders, visionary and
persistent project partners, and federal government
stimulus funds, the thirty -unit Cutler Heights
Development in Holliston held its Groundbreaking Ceremony on March 16th.
Featured speakers included Secretary of Housing & Economic Development Gregory
Bialecki, Department of Housing & Community Development Undersecretary Tina
Brooks, State Senator Karen L. Spilka, Representative Carolyn C. Dykema, Holliston
Board of Selectmen Chairman Andrew Porter, Massachusetts Housing Partnership
Senior Loan Officer Nancy McCafferty, Holliston Housing Authority Chairman Thomas
Dumas, and Holliston Community Preservation Committee Chairman Samuel Tyler.
NOAH is partnering with JNJUHL Associates and the Holliston Housing Development
Corporation, staffed by Brenda Farrell, to produce housing for low- and moderate -
income families on 5.4 acres near the center of Holliston. The site will have a
computer/multi-purpose room, an outside play area for young children, and
open green space for family use. All of the units created will be available to families at
or below 60% of the Boston median income. Corcoran Management will be managing
the properties and handling all apartment rentals. The project should finish completion
by spring of 2011.
We wish to thank the project funders and supporters, including the Department of
Housing & Community Development (DHCD), the Community Economic Development
Assistance Corporation (CEDAC), the Massachusetts Housing Finance Agency
(MassHousing), the Middlesex Savings Bank, the Massachusetts Housing Partnership
(MHP) and NeighborWorks America; as well as the Town of Holliston, including the
Board of Selectmen, Holliston Community Preservation Committee, Holliston Housing
Authority, Holliston Housing Committee, and Holliston's State and Federal
representatives. NOAH also wishes to thank its Board of Directors for its persistence in
supporting suburban partnerships such as this one.
Department of Neighborhood Development
Funds Trinity House Restoration
NOAH would like to express its sincere gratitude to the City of
Boston Department of Neighborhood Development (DND)
for its award to revitalize Trinity House, a 16 -unit SRO in East
Boston, and to create service -enriched housing dedicated for
homeless individuals. The 163 year old revered historic structure,
first restored by NOAH seventeen years ago, requires exterior
historic rehabilitation, including replacement of the window frames and sashes; repairs
to the slate and metal roof; repointing of the brick exterior; replacing or repairing the
front entry columns; repairing the brownstone entry soffit; and repairs to the
vEWS from NOAH
J
deteriorated dormers and the main roof. These repairs will not only preserve the
physical and historical character of Trinity House, but will also tighten the building
envelope, decrease energy loss and operating costs, and stabilize the property to
ensure its viability as affordable housing. Interior renovations include updates to the
common -area kitchen, shared bathrooms and hard -wired smoke detectors.
This funding will also enable Pine Street Inn to begin providing social services, which
will have a dramatic effect on the ability of formerly homeless tenants to transition to
this new permanent housing opportunity. The Pine Street model for supportive services
is widely recognized as one of the Commonwealth's best and has proven extremely
effective in keeping individuals housed long-term. Together, Pine Street and NOAH can
help previously homeless tenants manage the difficulty of daily life in a supportive
environment when many other housing options are unworkable. An on-site case
manager will help residents to connect with community services, maintain stability,
and avoid a return to homelessness. Rebecca Plaut Mautner, formerly with the
Women's Institute for Housing and Economic Development and now an independent
affordable housing development consultant, served as Manager/Development
Consultant for the revitalization project.
An Awards Night Is planned for an evening in late spring, both as a fundraising
event and to celebrate the restoration of Trinity House. Rick Dimino, President & CEO
of A Better City, and one who was "raised" in the nurturing environment of Trinity
Neighborhood House, will be helping to lead the fundraising effort. NOAH's Fundraising
Committee is arranging the Awards Night. Co-chaired by NOAH Board members
Michael Lake, Executive Director of Northeastern University's World Class Cities
Partnership, and Jennifer McCloskey Listemann, Esq., with Law Offices in Charlestown,
the Committee has set a goal to raise $50,000. We will keep you posted as plans are
finalized! If you are interested in finding out more about Trinity House or the upcoming
event, please contact Phil Giffee at 617-418-8240.
Division of Banks Awards
NOAH $52,000 for Foreclosure Prevention
NOAH was granted $52,414 by the Division of Banks under the
2010 Chapter 206 Foreclosure Prevention and First Time Homebuyer
Counseling Program. In his award letter, Commissioner of Banks
Steven L. Antonakes stated that NOAH 'presented a strong work -plan
and commitment towards homeownership and wealth retention'. These funds help
NOAH provide education and counseling to families in need in Boston neighborhoods
and in areas north of Boston, including Malden, Lynn, Chelsea and Revere. Since
beginning this free program in October of 2007, NOAH has helped over 1,100
families in more than 55 communities. We hold weekly foreclosure clinics in both
English and Spanish on Monday evenings. For additional information on NOAH's
foreclosure prevention education and counseling work, please contact Marie Constance
Theodossiou at 617-418-8263.
TD Bank Donates $15,000 for
Im
nk NOAH's Affordable Housing
Ameda%Mostconverient emk*
NOAH is very thankful to have received
$15,000 from the TD Bank Charitable Foundation in support of our affordable
housing programs and our housing development activities. 3ose Oliveira, Manager of
TD Bank on Broad Street in Chelsea, hand delivered the check and visited NOAH's
offices to learn more about these affordable programs, including our real estate
NEWS from NOAH
development work, which has 170 'pipeline' units in five projects throughout Greater
Boston. We are very grateful to TD Bank for its ongoing support!
Sovereign Bank
Supports NOAH, Too!
NOAH has learned that Sovereign Bank plans a donation to NOAH's 2010 Affordable
Housing work, as well; for which we are grateful. NOAH's affordable housing
programming is dedicated to creating or maintaining housing for low- and moderate -
income families. In addition to its Real Estate Development projects, NOAH manages
its own rental units (20% of which are dedicated to the homeless) and small loan
portfolio, offers rental housing counseling & placement, holds first-time homebuyer
education & counseling, assists the elderly with safety and emergency home
repairs, and educates and counsels distressed homeowners in foreclosure prevention
and mortgage modification. We most certainly couldn't do this work without long-
term supporters like Sovereign Bank and others.
Senior Homeowner Services Funding
NOAH has also recently received generous funding from Sailors Snug
Harbor of Boston and from the Bushrood H. Campbell & Adah F. Hall
Charity Fund in the amounts of $10,000 each. Thank you! These awards
supplement the wonderful support received from the City of Boston Department of
Neighborhood Development for this work. The Senior Homeowner Services Program is
NOAH's oldest service line, and has been helping seniors and disabled homeowners in
need with safety-related and emergency repairs for over 22 years. For more
information, please contact Program Manager Anthony D'Andrea at 617-418-8265.
7th Annual Chelsea
River Revel July 24th
Volunteers are needed to help arrange the SeventhM—mm-,
Annual Chelsea River Revel scheduled for Saturday, F` -
)uly 24th. The event will be held rain or shine on the Meridian Street Bridge, with a
theme of 'Green on Blue: Bridging Communities to the Creek'. There are opportunities
to assist in planning for refreshments, music, parades, 5k and bicycle races, and more.
The next Committee Meeting will be held on April 15th at 6:00 PM at NOAH. Please
note the event's date and month change, which was necessary due to construction
scheduling for the new Chelsea Street Bridge. For more information, please contact
Manlio Mendez at 617-418-8242.
Fundraising Begins for
O'Donnell Summer Program
It's spring, time for fundraising for the O'Donnell
Schoolyard Summer Program, which is held five days a
week for seven weeks each summer at the O'Donnell
f–e
Elementary School in East Boston. This safe forum for
; children ages 6 to 12 offers arts and crafts, gardening,
games and sports, and other supervised recreational
activities, creating a welcoming and healthy environment
where diverse local children can play together, learn and grow. A free breakfast and
lunch, courtesy of the City of Boston, are served. Special guests give presentations on
NEWS from NOAH
a regular basis. Previous year's presentations have included fire and bicycle safety by
the Fire and Police Departments; sun -safety by the Boston Public Health Commission;
childhood nutrition by the Women, Infants, and Children (WIC) Program; speakers
from the Museum of Science (as pictured); and weekly gardening visits from
Earthworks.
If you would like more information about serving on the Committee or donating to this
program, please contact Linda Miller -Foster at 617-418-8246. If you would like to
make a donation to this or to any of our programs, we would be most grateful! To help
us help others, please click here. Thank you!
Childhood Lead Poisoning Prevention
The next free Moderate Risk Deleading Class
will be held on Thursday, April 22nd, from 8:30
AM to 5:00 PM. Taught by Boston Public Health
Commission staff at NOAH, these trainings are
sponsored by a Boston Childhood Lead Poisoning
Prevention Grant from the Mass. Attorney General's Office. Classes are offered in
Spanish and in English for Boston homeowners or their representatives. For more
information or for an application, please call 617-534-5966.
Upcoming Events
All events are held at NOAH at 143 Border Street in East
Boston, unless indicated otherwise.
Bilingual Foreclosure Clinics
Monday evenings, March 22th and 29th and April 5th,
12th, 19th and 26th from 5:00 to 8:00 PM at NOAH. This
is the initial counseling and education session for NOAH's
foreclosure prevention and mitigation counseling. Attendees should bring recent
mortgage -related correspondence and paperwork. These sessions are held in Spanish
and in English. All of NOAH's foreclosure avoidance education and counseling sessions
are free of charge to distressed homeowners. For additional information, please
contact Marie Constance Theodossiou at 617-418-8263.
O'Donnell Summer Program Fundraising Meeting
On Wednesday, March 24th, at noontime, there will be a luncheon meeting at
Angela's Cafe. For more information, please conact Linda Miller -Foster at 617-418-
8246.
Climate Change Risks in East Boston & What You Can Do About Them
On Monday, March 29th, from 6:00 to 8:00 PM, there will be a community meeting
on the impact of climate change on neighborhoods in East Boston. Changes in climate
are expected to have a major impact on residents and communities along the coast of
the US. The City of Boston is taking this threat seriously, and is looking to help protect
the City and its residents from potential damage. A group of scientists from UMass
Boston and the University of Maryland will explore concrete adaptation measures for
homeowners and businesses. The meeting will be held at the Maverick Landing
Community Center at 31 Liverpool Street.
Chelsea Creek Action Group (CCAG) Meetings
The next CCAG meeting will be held on Tuesday, April 7th, at 6:30 PM at 80 Border
Street, room 130. CCAG meetings are now held on the second Tuesday of each month.
NEWS from NOAH
Newcomers are welcome. For more information, please call Director of Community
Building & Organizing Dr. Brenda Cotto-Escalera at 617-418-8241.
First -Time Homebuyer Classes
The two-day April class will meet on Saturday and Sunday, April 10th and
11th. The class will be in English. To receive a City of Boston certificate, attendees
must be present at both sessions. Students learn from industry guest speakers,
including Home Inspectors, as well as from NOAH staff, on how best to purchase a
home and about appropriate loan products. For more information, please contact BHA
Program Assistant Zaragoza Guerra at 617-418-8261.
Chelsea River Revel Committee Meeting
On Thursday night, April 15th, the next meeting of the Chelsea River Revel Event
Committee will be held. For additional information, please call Manlio Mendez at 617-
418-8261.
Lead Poisoning Prevention Class
The next free Moderate Risk Deleading Class will be held on Thursday, April 22nd,
from 8:30 AM to 5:00 PM. Taught by Boston Public Health Commission staff at
NOAH, these trainings are sponsored by a Boston Childhood Lead Poisoning Grant from
the Attorney General's Office. For more information or for an application, please call
617-534-5966.
English for Speakers of Other Languages (ESOL) '
Another session of ESOL coursework is being held. Level I classes are held every
Tuesday and Thursday evening. Level II classes are held each Wednesday and Friday.
The ongoing English Conversation Group meets each Saturday morping from 10:00
AM to noon; newcomers are welcome! Please contact Community Organizer Manlio
Mendez at 617-418-8242 for additional information.
Make a BIG impact with a SMALL donation!
Please consider making a $25 tax deductible donation to NOAH today.
To donate through PayPal, click here.
Thank you for your interest in NOAH! You can find out further information about
NOAH events at our web site calendar at www.noahcdc.org.
4 United Way of Massachusetts Bay
and MenimackWiley
C"ARTERED MEMBER
Real Estate Development Summary
NOAH is a 501(c)3 not-for-profit community development corporation. Since its inception in 1987, the organization has developed 218
units of housing, with 163 more units in the pipeline. A representative portfolio of NOAH's real estate development experience includes
the following projects:
• Boston "1-4" Homeownership Program: NOAH completed the rehabilitation of 35 buildings (totaling 74 units) for sale to first-time
homebuyers under the Boston "1-4" Program. In 2006/07, NOAH completed three homeownership projects totaling 20 units,
including Border/Falcon, Meridian St and a single family at 87 Princeton St. These total renovation projects were developed in
cooperation with the City of Boston Department of Neighborhood Development (DND), the Massachusetts Department of Housing
and Community Development (DHCD) Boston Community Capital (BCC) and the Local Initiatives Support Corporation (LISC),
sometimes with the investment of the Fannie Mae Foundation or other foundations. The projects were completed in 2007/08.
• 146-148 Putnam Street Project: a new construction project involving the demolition of a deteriorated 9 -unit building into four new
units in two attached buildings sold to first time homebuyers. NOAH developed the project in cooperation with DND, DHCD, Boston
Community Capital and the Fannie Mae Foundation. 1997
• Shalom Properties: a 30 -unit scattered -site, affordable rental project involving seven buildings, of which 16 units had been foreclosed
condominiums purchased separately by NOAH in the early/mid 1990s. NOAH rehabilitated then refinanced with the Massachusetts
Housing Partnership (MHP), to do more work in the properties in 1997-1998. DND and the Neighborhood Reinvestment Corporation
are financial participants. The refi/rehab project was completed in June 1998.
• Eutaw -Meridian Rehabilitation Project (Paz Properties): a nine -unit mixed-use rehabilitation project involving six NOAH -managed
affordable rental units, a three -unit property sold to a first-time homebuyer, and 1,600 square feet of retail space. NOAH developed
the project in cooperation with the BCC, the City of Boston's Public Facilities Department (DND), and DHCD. The project was
completed in December 1997.
• Eagle Hill Rental Rehabilitation Project: a three -building, l7 -unit affordable rental project. NOAH developed these in cooperation
with the East Boston Savings Bank, MHP, DND, and the Federal Home Loan Bank's Affordable Housing Program. The project was
completed in January 1995.
• Trinity House. a 16 -unit affordable rental project involving the rehabilitation and adaptive re -use of a historic structure (now on the
National Register of Historic Places) as single -room occupancy housing. NOAH developed the project in cooperation with the
National Equity Fund, DND, Boston's Housing Trust, and the Massachusetts Government Land Bank (now Mass Development). The
project was completed in December 1992. An' historic rehabilitation project is beginning in 2010 for this revered neighborhood
building.
• Siochain Properties: Two badly deteriorated six -family buildings rehabilitated into 12 -units of family rental housing and two
commercial units using Citizens Bank tax credits, DND, and LISC (Harvard University funded) capital. The property was NOAH's
sixth on the Meridian St. thoroughfare, helping giving the street a major facelift. The project was completed in 2001.
• 143 Border Sheet. a $5 million new construction, office condominium project of 20,000sf. The first floor is NOAH's new home.
Project Bread / The Walk for Hunger owns the top two floors. NOAH rents space to the Salvadoran Consulate in the tower level.
• Suburban: NOAH is increasingly pursuing opportunities in non -urban Boston locations. We own a vacant nursing home on a 2.5 acre
site in North Andover. It will contain 42 rental units. A $10.2M One Stop has been awarded tax credits. NOAH is co -developing a
project in Holliston, Cutler Heights - 30 rental units using LIHTC. DHCD approved the One Stop in August 2008. In December of
2008, the NOAH team was designated by the Carlisle Housing Authority to build 26 mixed -income senior units (Benfield Farms) on
land purchased with the Town's CPA funds. NOAH was designated by the Town of Webster to develop their historic Sitkowski
School into 66 senior units. The Sudbury Housing Trust selected NOAH to develop six first time homeownership units on a vacant
parcel of town land. NOAH also owns properties in Beverly and Everett.
Except for Cutler Heights in Holliston which is a partnership project, NOAH has been responsible for all aspects of the development
process, including acquisition, financial feasibility, packaging, design, construction oversight, marketing and occupancy. Further suburban
growth is being explored and LIHTC financing is being pursued.
Neighborhood of Affordable Housing, Inc.; www. noahcdc. qEW 617-418-8240; 143 Border Street, East Boston, MA
iddkL
♦4 -
-4"9-
"]Decent homes and suitable living
environments" for all...
—The National Housing Goal
Dear Friends,
Keeping espite the tumult of 2009, NOAH ended the year in remarkably good shape
Homeowners Afloat 1) with growth in our real estate department, our environmental justice work
and our ability to help those facing mortgage delinquencies or foreclosures.
Utilizing weekly Clinic Sessions
and individual counseling in both
Spanish and English, NOAH's free
Mortgage Modification & Foreclo-
sure Prevention Program educated
1,100 families from 55 communi-
ties between its start in October
2007 and the end of 2009.Through
the Program, each distressed home-
owners' situation is assessed, and
counseling is custom-tailored to
the unique hardship situation facing
every family, whether it be illness,
job loss, income reduction, budget
challenges, or an inappropriate
original mortgage product If a
mortgage modification looks to
be a suitable resolution, we work
with lenders to achieve a sustain-
able housing soludon.With a knowl-
edgeable team of staff and volunteers
—having experience in law, real
estate and loan origination -NOAH
has achieved a four -to -one success
ratio. Our goal is to achieve'housing
affordability' and help our clients
gain control and understanding of
their financial situations in these
turbulent times.We provide a very
successful no -cost alternative to
high-cost paid services and out-
right'scams' that are prevalent
in today's marketplace.
In Real Estate, we are fortunate to have closed on our 30 -unit LIHTC project with
our Holliston partners using TCAP/ARRA funds from President Obama and Governor
Patrick. In North Andover, we are preparing for a closing for our 42 -unit development,
Stevens Corner; thanks again to Governor Patrick's administration. In 2009, we also
were very fortunate to be selected as development partners by the towns of Carlisle,
Sudbury and Webster. We are very grateful to the officials and residents of these sub-
urban communities which are doing their best to create and fund affordable housing.
There are very savvy, passionate people in these towns committed to building afford-
able housing. In East Boston, we are working with the City and multiple lenders to
stem the tide of foreclosures. We are also helping owners achieve loan modifications
in over 55 other communities in the region. `Thus far, we have served more than
1,100 families in foreclosure prevention.
We are very proud of our Community Building/Environment Department (CBE)
which has outstanding youth ('E3C' and `Know What's Up') programs. These energetic
youth maintained a community garden and held workshops and Hip -Hop concerts for
young persons so they could discuss problems and issues of concern. Our organizing
staff is deeply involved in activities to clean and preserve the Mystic River Watershed
and Chelsea Creek. The Chelsea River Revel is scheduled for Saturday, July 24 this
year. The effects of Climate Change are an increasing focus of our work, especially as
our urban neighborhood on the water will be dramatically affected by rising sea levels.
We do so much more than we can write here, but be assured we are more than grate-
ful for the support our friends, investors, stakeholders, funders, officials and partners
show to us and our work. We promise to work diligently for more great results in
2010.
Thank you,
Dharmena Downey, Board President
Philip Giffee, Executive Director
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
�.
Affordable Housing Program Activities
Real Estate Development
Continued pre -construction financing on Cutler Heights and
Stevens Corner development projects which will create 72
work force housing rental units. Selected for and began pre -
construction permitting and finar}cing activities on Sitkowski
School (Webster), Benfield Farms (Carlisle), and Maynard
Road (Sudbury) development projects, which will create 92
affordable senior apartments and six work force housing con-
dominiums; for a total of 170 pipeline units.
Property Management
Managed 103 affordable units in 17 properties for 253 residents;
and maintained Trinity House, NOAH's 16 -room SRO shelter
for the homeless. The Boston Department of Neighborhood
Development will fund significant capital repairs.
Fa;ade repairs at 277 Meridian Street
United Way Volunteer Day at Trinity House
Sitkowski School in Webster
Public Housing First Time Homebuyers
Continued counseling work with Washington-Beech/BHA
residents to create 50 new first-time homebuyers utilizing
$1 million in HOPE VI forgivable loans; and performed
post -purchase counseling with 48 Maverick/BHA first-time
homeowner families.
Senior Homeowner Services
Served 101 seniors with over 300 safety and emergency
related repairs; and completed two major rehabilitation
and handicapped accessibility projects.
Loan Portfolio Management
Managed loan portfolio with 97% retention rate.
First -Time Homebuyer Education & Counseling
Held 12 bilingual first-time homebuyer courses with 222 graduates;
with 44 households counseled that purchased their first homes.
Foreclosure Prevention &
Mitigation Education & Counseling
Counseled & educated 574 client families in over 55 com-
munities; continued internship program with Boston Uni-
versity Law School and initiated internship programs with
Boston College and Suffolk University Law Schools.
Rental Housing Counseling & Placement
Counseled 233 households and directly placed 44 families.
C L I E N T D E M O G R A P H I C S NOAH served over 1,500 housing clients in fiscal year 2009.
Of these, more than 50% were first -generation Hispanic immigrants. Some 80% of clients earned less than
80% of the Area Median Income, with over 40% of clients earning less than 50% of the AMI.
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
Neighborhood & Community Program Activities
'E3C' Environmental Youth
Continued youth -led diesel education campaign focused on
truck traffic and engine idling reduction in East Boston; orga-
nized six community gatherings at the Urban Wild including
clean-up days; constructed raised garden beds for community
residents; participated in Boston Collaborative for Food and
Fitness activities assessing food and fitness opportunities in
East Boston, with a campaign to get healthy fresh food items
in the Boston Public School lunch menus; attended annual
Bioneers by the Bay Conference and GOMI Summer Work-
shop; helped in outreach efforts for community involvement
in the American Legion Field design; assisted in coordinating
all activities of the East Boston Youth Workers Task Force; and
co-sponsored second annual Teen Environmental jobs Fair.
Chelsea Creek Action Group
Successfully provided court testimony and campaigned for funds
from Exxon Mobil's $5.4 million oil -spill fine being available
for environmental projects in the Chelsea Creek area; spear-
headed efforts to have the BRA/Hess site partially restored to
natural wetlands area; continued to advocate City to hold public
design process meetings for American Legion Field; became
fiscal agent for and active participant in collaborative program
addressing environmental restoration issues in the lower
Mystic River watershed; held four Business Roundtable forums,
the annual River Revel with over 1,500 attendees, and six com-
munity education events, covering climate change adaptation,
lead -paint, urban gardening, food justice and the built -environment,
hosted the Gulf of Maine Institute (GOMI) on Thompson
Island with 100 youth and leaders participating in 'hands-on'
urban environmental projects; attended the NeighborWorks
America Community Leadership Institute with staff and resi-
dents; also attended national conference on Toxics and the
Environment; held 12 monthly meetings.
In East Boston, open space and environmental
restitution are critical priorities. Logan Airport
consumes nearly two-thirds of the land mass, and its
extensive development resulted in the destruction
of Wood Island Park, designed by noted landscape
architect Frederick Law Olmsted. It is the fifth -most
polluted community in the State; and borders the
Chelsea Creek (actually a river) which is the second -
most contaminated body of water in Massachusetts.
Youth -run community garden on Border Street
English for Speakers of Other Languages
Held two semesters with three classes of Beginners I, Begin-
ners II, and English Conversation classes for 50 -plus students
per semester; and expanded programming to five days per week.
O'Donnell Summer Schoolyard
Served 91 children over seven weeks; held Community
Festival/Talent Show.
Youth & Community Soccer
Coached 60 children and family members two nights per
week for three months.
Youth & Community Gardening
Managed and coordinated community garden on public land;
held two public events and participated in Let's Get Movin'
mentoring program for middle school students; conducted
public design process for new mosaic benches.
`KnowWhat's Up'Youth Concerts
Held six public Hip Hop concerts with themes focusing on
social and environmental justice, and featuring positive ways
youth can get involved; and developed Swish Flash pages for
the NOAH website.
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
NOAH CDC Staff
Melinda Alvarado -Vega,
Community Organizer
Diana Baldelomar, Youth Program
Coordinator
Carlos Cespedes, Homeowner
Counselor
Jorge Correa, Repairs Specialist
Brenda Cotto-Escalera, PhD,
Director of Community Building
& Environment
Anthony D'Andrea, Senior Homeowner
Services Program Manager
Smita Das, Assistant Counselor
Carlos Flores, Assistant Carpenter
Diana Franco, BHA Program Director
Philip R. Giffee, Executive Director
Zaragoza Guerra, BHA/Homebuyer
Assistant Counselor
Toby Kramer, Director of Real Estate
Development
Suki Li, Staff Accountant
Manlio Mendez, Community Organizer
Linda Miller -Foster, Director of
Fundraising & Communications
Mal Nelson, Interim Manager of
Property Management
Vinny Qualtieri, Director of Finance
Jahaira Sanchez, Admin. Assistant/
Housing Counseling Advocate
Maria Saravia, Janitor
Jaime Sepulveda, Janitor
Marie Constance Theodossiou,
Assistant Counselor
Carolina Trujillo, Director of
Homeowner Counseling
Environmenal'E3C' Youth Interns
'Know What's Up' Youth Interns
Foreclosure Prevention Counselor
Volunteers
VISTA Volunteers
NOAH CDC
Board of Directors
Dharmena Downey, President
Kathy Burlinson, Assistant Clerk
John Cannon, Assistant Treasurer
Greg Comeau
Kyla Curley, Treasurer
Andrew Danforth, Vice President
Rose Fiore
Kempton Flemming
Peter Herbst
Michael Lake
Jennifer Lynn McCloskey, Esq.
Anjie Preston, Clerk
Christian A. Riven, Esq., Vice President
Mary Ellen Welch
71 FIN
i"!,tj § -
..+r
Propei
Manager
Fee
3%
Total Revenues and Income
FY09
Development Gain
21
2009 Top Donors
Total Expenses FY09
Community Central Admin. & Fundraising
Development 16%
5%
S% Admin. & Fundraising
Depreciation
RentalI%
Programs Senior Home
Repair Services
s%
Rental Rental Housing
nms
Counseling
Pro!
1%
e% I
Rental Prop. � V' Homebuyer
Management Services
9% Counseling
Real Estate & Economic IS%
Anonymous Foundation
Bank of NewYork Mellon
Beal Companies LLP
Black Ministerial Alliance of Greater Boston
Boston Collaborative for Food & Fitness
The Boston Foundation
Boston Private Bank
Citizens Bank
City of Boston
East Boston/Chelsea Environmental Fund
East Boston Foundation
Hyams Foundation
Jane's Trust
Lenny Zakim Fund
Massachusetts Department of Housing
and Community Development
Massachusetts Division of Banks
Mass Housing
Massachusetts Environmental Trust
Massachusetts Port Authority
Merck Family Fund
Meridian Charitable Foundation
Middlesex Savings Bank
Herman and Frieda L. Miller Foundation
National Foreclosure Mitigation
Counseling Program
NeighborWorks® America
New England Foundation for the Arts
Sailors Snug Harbor
Sovereign Bank
TD Banknorth
US Department of Housing and Urban
Development
United Way of Massachusetts Bay and
Merrimack Valley
N�ei9hboi &-
CHARTERED MEMBER
Development
4%
Combined Statement
of Activities Fiscal Year 2009
Total Revenues and Income
$3,122,514.00
Total Expenses
$2,688,068.00
Mission Statement
NOAH, the Neighborhood of Affordable
Housing, is an East Boston based community
development corporation structured to col-
laborate with and support residents and com-
munities in their pursuit of affordable housing
strategies, environmental justice, community
planning, leadership development, and eco-
nomic development opportunities.
NOAH eagerly partners with those residents,
neighborhood entities, municipalities or groups
that share similar values and goals in order to
improve standards of living, build community,
and create social/economic opportunities, es-
pecially for low and moderate -income persons,
families and disadvantaged groups or areas.
NOAH's goals and programs are built on a
commitment to equality, fairness, diversity
and respect for all people.
NOAH is a 501 (c) 3 non-profit; gifts
are tax deductible to the full extent
allowable by law.
For More Information
Philip Giffee, Executive Director
143 Border Street, East Boston, MA 02128
Email: philipgiffee@noahcdc.org
Phone: 617-418-8240
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
Reflecting Back - 22 Years - Looking Forward
The Neighborhood of Affordable Housing (NOAH) has entered its twenty-second year as a multi -service
non-profit community development corporation. We began serving East Boston in 1987 as a two -person
organization operating from the basement of Our Savior's Lutheran Church. The early faith -based founders were
members of the East Boston Ecumenical Council. NOAH now serves the extended Greater Boston Region. While
both original employees remain, our organizational capacity has grown, and NOAH has twenty-two adult staff
members and ten youth intems governed by a multi -cultural fourteen -member Board of Directors. While our business
lines and initiatives have multiplied, our original goals remain the nucleus of our work: creating and preserving
affordable housing opportunities and building safe and healthy neighborhoods for those most in need and others
challenged by today's housing market.
During the past two decades, NOAH's core neighborhood of East Boston has become increasingly diverse, with
many new arrivals from Asia, Eastern Europe, and most of all, from Latin America. The population is now comprised
of over 50% minority families; and 42% of all residents are new immigrants. Some 20% of the population lives in
poverty. NOAH's clientele - in East Boston and elsewhere within the Greater Boston Region, including the North and
South Shores and MetroWest is comprised of disadvantaged low- and moderate -income families. NOAH works
towards achieving the National Housing Goal of "a decent home and suitable living environment" for as many
underprivileged individuals as it can, both locally and regionally. We look to accomplish this through an increasing
number of social and environmental benefit programs: counseling families on buying and renting affordable homes
and on avoiding or mitigating foreclosure, building and redeveloping properties into affordable homes, maintaining
our own rental housing property portfolio, helping the elderly and handicapped with handicapped -accessibility and
home -safety repairs, focusing on affordable rental preservation initiatives, and developing significant environmental
and neighborhood restoration programs.
NOAH has cultivated a strong track record over the past twenty-two years. Over 675 families now own their first
home due to NOAH's individual homeownership counseling efforts; and we have held group workshops on saving,
budgeting, credit and home -buying for thousands since the mid -1990's. We have helped more than 3,000 senior and
disabled homeowners remain securely in their -own homes by completing over 7,000 safety-related, emergency, and
handicapped accessibility repairs. In addition, we have located affordable rental housing for over 2,000 Boston
families through our rental counseling efforts. In the last two -and -a -half years, our new foreclosure prevention and
mitigation initiative has counseled over 1,100'at risk' families; our staff is well-trained and works aggressively on loan
modifications to keep families in their homes. We have also worked closely with the Boston Housing Authority and
the City of Boston to assist 51 low-lmoderate-income families become first-time homebuyers in a pilot program; which
we are now repeating, with additional BHA/HUD HOPE -VI funds, to create 50 more such client first-time
homeowners.
During the last fiscal year, NOAH served over 1,500 households, representing 3,000 -plus individuals. Approximately
75% of NOAH's clients represent an ethnic 'minority' population. Over 60% of our clients are Hispanic Spanish
speakers. Over half of NOAH's clientele represent first generation new immigrant families. The majority of
households served have children. Eighty%o of NOAH's clients earn less than -80% of the Average Median Income
(AMI) and 40-50% earn less than 50% AMI. Clients from over 55 communities were served by NOAH during the last
year.
NOAH has either rehabilitated or newly developed 218 units within 62 buildings. We currently own and rent 103
affordable units in over 17 properties in East Boston, Everett and Beverly; 20% of which are dedicated to the
homeless. We fully restored Trinity House in 1993 for use as a single -room occupancy shelter. This lovely building is
150 years old, and on the National Register of Historic Places. Historically, NOAH has been a state leader in the
"One -to -Four Family" program. Both the Pew Charitable Trust and Lilly Endowment have presented us with
community development awards; and we have been named "Business of the Year" by the East Boston Chamber of
Commerce.
In East Boston, open space and environmental restitution are critical priorities. Logan Airport consumes nearly two-
thirds of the land mass, and its extensive development resulted in the destruction of Wood Island Park, designed by
noted landscape architect Frederick Law Olmsted. It is the fifth�most polluted community in the State; and borders the
Chelsea Creek (actually a river) which is the second -most contaminated body of water in Massachusetts. The
Chelsea Creek, as well as its shoreline, is now involved in restoration efforts by NOAH and its collaborating partner
organization in the Chelsea Creek Action Group (CCAG), the Chelsea Green Space and Recreation Committee.
Together, we have performed work in salt marsh and wetlands restoration; oil spill mitigation; Brownfields "clean up"
projects; and additional air, land and water pollution remediation. With NOAH's assistance and resident collaboration,
East Boston now has seven attractively redeveloped school yards, a four -and -a -half -acre waterfront "Urban Wild"
park, and a youth -run community garden. Because of NOAH's bilingual social services programming, there is a new
East Boston youth soccer initiative working with more than 80 children annually; an ongoing Summer Schoolyard
program serving up to 200 elementary school children for seven weeks each year; and scores of inhabitants,
including young people, have become trained as community leaders. NOAH's "Know What's Up" youth interns hold
six bilingual hip hop and spoken -word concerts each year, educating 300+ area youth attendees regarding important
social justice issues and about how they can become involved in positive solutions. Our EX environmental interns
were the only youth to present at the 2007 'Environmental Justice in America' Conference in Washington D.C., and
were awarded a City of Boston 'Green Award' from Mayor Menino in 2008. Approximately 250 foreign -born
inhabitants have learned basic English skills through NOAH's English for Speakers of Other Languages (ESOL)
program, which has now been expanded to five days per week.
A number of years ago, NOAH's Board made the decision to extend the services of our urban non-profit into the
suburbs. Many young people were leaving these towns, and the state, for less expensive regions; and the lack of
reasonably priced housing was often sited as one of the major factors. Moreover, police, fire, DPW workers, teachers
and many others found it hard to live within the towns in which they worked. Accordingly, NOAH extended its reach,
and now offers to partner with municipalities that do, not have the services available of another non-profit CDC
organization. NOAH has five 'pipeline' affordable housing projects in development at present, which will create 170
new affordable homes.
NOAH's Mission Statement guides all of our programming and relationships: "NOAH, the Neighborhood of
Affordable Housing, is an East Boston based community development corporation structured to collaborate with and
support residents and communities in their pursuit of affordable housing strategies, environmental justice, community
planning, leadership development, and economic development opportunities. NOAH eagerly partners with those
residents, neighborhood entities, municipalities or groups that share similar values and goals in order to improve
standards of living, build community, and create socialleconomic opportunities, especially for low- and moderate -
income persons, families and disadvantaged groups or areas. NOAH's goals and programs are built on a
commitment to equality, fairness, diversity and respect for all people."
You can find out more about NOAH by visiting our website at www.noahcdc.org
or by contacting our Executive Director, Philip Me% at 617-418-8240 or philippiffeeAnoahcdc.org.
United Way of Bay eighborW &e
and Merrimack
VaUty Im
CHARTERED MEMBER
; Ilk
L401 -A
Neighborhood of Affordable Housing, Inc.
2010 Current bevelopment Projects
Name of Project: Stevens Corner
Location: 75 Park Street
North Andover, MA
Project Description: Stevens Corner involves the substantial rehab of a vacant nursing home Into 42 family
apartment units. The project will deliver 100% affordable housing with a mix of one, two and three bed -room
apartments, which target the families earning less than 60% AMI, 50% AMI, with Section 8 project based voucher.
There are 90 parking spaces on site, of which 26 are covered. Of particular note is the $1,350,000 the Town has
provided to NOAH to fund the project, indicating the tremendous level of community support. The project will be
funded through Low Income Housing Tax Credits from MHIC in addition to other state and local sources.
Total Units: 42 Housing Type: Family Rental Rehab
TDC: $9,770,900 Completion Estimate: July 2011
Estimated Closing: Jan. 2010 Status: DHCD awarded; LIHTC and soft funds; MHIC Fund 17
Name of Project:
Sitkowski School for Senior Housing and Senior Center
Location: 29 Negus Street, Webster, MA
Project Description: NOAH was selected by the Town to convert the 85,000 sf
decommissioned historic school property into 66 units of low and moderate
income senior housing. The gymnasium will be converted to a relocated
Webster Senior Center to serve senior population in the Town of Webster.
The school is located adjacent to the Town Hall in the civic center of Webster.
The apartments are a mix of one and two bedrooms for senior residents over 62 years old who earn less than
50% and 60% AMI. There are a total 54 parking spaces for the residents and an additional 66 spaces in the civic
center parking area. The project will apply for LIHTC and historic tax credits and will meet all Energy Star
requirements.
Total Units: 66 Housing Type: Senior Rental Rehab
TDC: $17,960,500 Completion Estimate: December 2012
Estimated Closing: Oct. 2010 Status: PB Special Permit Review in Nov.
Name of Project: Benfield Farms
Location: 545 South Street, Carlisle, MA
Project Description: NOAH was selected by the Carlisle
Housing Authority to develop 26 affordable senior housing
units on 4.5 acres of land purchased
1.
by the Town. The site is in a rural conservation area but will have access to van and resident services provided by
the community. The project will include one and two bed -room apartments for seniors over 62 years old.
Affordability will range for households between 100% - 50% of AMI. The project will utilize mixed financing by
applying for LIHTC and other state funding. The Town has committed $425,000 of Community Preservation Act
funds to the project. Energy efficiency and green development features are key goals for the development.
Total Units: 26 Housing Type: Senior Rental New Construction
TDC: $7,142,000 Completion Estimate: December 2012
Estimated Closing: Feb. 2011 Status: DHCD PEL approved, Comprehensive Permit Application in Oct.
Name of Project: 278 Maynard Road
Location: 278 Maynard Road
Sudbury, MA
Project Description: NOAH was selected by the Sudbury j 'T: Y111 i 1
Housing Trust to develop six units of Work Force Housing.
The project is designed as infill housing on a one acre site by�-
using smaller units in 2 buildings of 3 units each that will
blend into a neighborhood of more traditional single family
homes. The Work Force housing will be sold to a mixed income population for small families earning less than
100% AMI. The Trust is contributing $590,000 and an application will be made to DHCD for Affordable Housing
Trust funds. Energy efficiency and green development features are key goals for the development.
Total Units: 6 Housing Type: Family Ownership New Construction
TDC: $1,985,500 Completion Estimation: April 2012
Estimated Closing: Oct. 2010 Status: Mass Housing application, Comprehensive Permit in Nov.
Name of Project:
Cutler Heights
Location: Hollis Street
Holliston, MA
Project Description: NOAH is partnering with JNJUHL Associates and the Holliston Housing Development
Corporation to create 30 new affordable rental homes. The site is a 5.4 acre vacant parcel in the town center of
Holliston and accessible to local employment opportunities. The project will be primarily two and three bed -room
affordable units which target residents earning 60% of AMI. The town and state have shown tremendous support
to this project with the evidence of the funds from the State TCAP as well as the Holliston CPC.
Total Units: 30 Housing Type: Family Rental New Construction
TDC: $ 7,720,355 Completion Estimation: 2011
Estimated Closing: Dec. 2009 Status: TCAP awarded, final closing in process
2.
Neighborhood of Affordable Housing, Inc.
143 Border Street, East Boston, MA 02128 617-567-5882 www.mahcdc.org
Client Services
Foreclosure Prevention & Making Mortgages More Affordable: Weekly Educational Clinics on
Monday Evenings at 5 PM d Follow -Up Individual Counseling Appointments Free! Spanish, French d
English. Contact: Constance Theodossiou at 617-418-8263.
First -Time Homebuyer Classes & Counseling: Classes Leading to a City of Boston Certificate;
Great for Anyone Considering Buying a Home. $30 Registration Fee per Person/$40 for Two Family
Members Spanish d English. Contact: Zaragoza Guerra at 617-418-8261.
Financial Literacy Classes: Comprehensive Classes on Budgeting, Credit Scores, Loans and
Retirement Savings; Learn How to Manage Your Moneyl free. Spanish d English. Contact: Smita Dos
at 617-418-8264.
Small Business Financial Education: Small Business financial Education: Classes on Financing d
Credit, Pricing, Business Planning, Marketing. free! Spanish. Contact: Smita Das at 617-418-8264.
Senior & Disabled Homeowner Repairs: Ongoing Safety- and Emergency -Related Repairs for
Senior d Disabled Boston Homeowners, Referrals to HeatWorks and Home Works Free or Low Cost.
Contact: Anthony D'Andrea at 617-418-8265.
Rental Housing Counseling & Placement: Ongoing Assistance in Locating Affordable Rental Units
Free! Spanish and English. Contact: Tahaira Sanchez at 617-567-5882.
English for Speakers of Other Languages: Three Levels of Classes, Five Days a Week. $20
Registration Fee per Cycle. Contact: Manlio Mendez at 617-418-8242.
O'Donnell Summer Schoolyard Program: Seven Weeks, Monday - Friday from 9:00 AM to 2:00 PM,
for 6-12 Year Olds Breakfast d Lunch Included. Small Donation per Week Requested. Spanish d
English. Contact: Manlio Mendez at 617-418-8242.
Community Youth & Adult Soccer Programs: Summertime Soccer Coaching and Programming for
Children and Adults Spanish d English. free! Contact: Manlio Mendez at 617-418-8242.
Lead -Safety Training: Keep East Boston Children Safe!Learn How to Remove Lead Point the
Correct Way. Training for Homeowners d Contractors Free! English d Spanish. Contact.
Boston Public Health Commission at 617-534-5966
eighbo orks® '``'
CHARTERED MEMBER united Way
of Massachusetts Bay
and Merrimack Valley
N
SEB has provided housing development and planning services that have resulted in the
approval and development of more than 8,000 units of affordable housing. Our work has
involved a broad range of housing types in a number of different communities, from work
on HOPE VI developments in urban areas, to the development of co -housing communities
in suburban areas, and the development of mixed income communities in a number of
different cities and towns. SEB has been involved in public or private sector projects in
more than 180 cities and towns in Massachusetts
SEB successfully and effectively manages development teams and steers the development
process through all phases. SEB has extensive knowledge of the Massachusetts
Comprehensive Permit Law, M.G.L. chapter 40B, which leads to housing opportunities in
many communities. SEB has assisted in the financial packaging of over 80 mixed -finance
developments under Chapter 40B. In connection with these projects, SEB has prepared or
reviewed development pro formas, negotiated with local officials, neighbors and
developers and successfully leveraged local, state and federal subsidies using almost every
available affordable housing financing source.
DHCD — Local Initiative Program (LIP) : Kate Racer
MassHousing: Housing Starts Program: Rich Herlihy
Town of Winchester (several projects)
Assistant Town Manager Mark Twogood
City of Newton(several projects)
Director of Planning & Community Development
Michael Kruse
(617) 573-1300
(617) 854-1335
(781) 721-7133
(617) 796-1120
•
•
•-
Ali
•-
® • C•. •
The Terraces
Newton
48
X
Planning & Board of
Alderman
Acorn Park
Belmont
299
X
Zoning
Leland Farms
Sherborn
16
Zone Town Meeting
change
Twin Pines Farm
Plymouth
16
X
Planning & Zoning
Hamilton Farm
Winchester
62
X
Planning & Zoning &
Board of Selectman
Warner Woods
Concord
80
X
Zoning
South Ave
Weston
20
X
Zoning
Dover Farms
Dover
20
X
Zoning
Charles River
Needham
350
X
Zoning
Landing
The Homes @
Newton
10
X
Zoning & Planning
Auburndale
Yards
Sea Meadow
Barnstable
16
X
Zoning
Village
Linden Ponds
Hingham
2,000
X
Zoning
59 Middlesex
Bedford
188
X
Planning
Sawyer Hill
Berlin
64
X
Zoning
Additional Project Details and Examples Are Available Upon Request
PROFESSIONAL EXPERIENCE
Housing and Community Development Consulting
1979 — Present Stockard Engler Brigham, LLC
President
Managed jobs in the following major areas:
Housing Development Planning and Packaging, including land use and site plan review,
financial feasibility analysis, community impact analysis for Chapter 40B developments
and other mixed income housing developments
Provides services from initial conception through all permits, approvals and financing
commitments, to final closing, on a wide variety of projects, including inner-city rental
rehabilitation developments with neighborhood -based development corporations,
suburban condominium complexes offering homeownership opportunities to first-time
homebuyers, and group homes for special needs populations. Diverse public and private
funding sources have included the New England Fund of The Federal Home Loan Bank of
Boston, HUD's Section 8,202, PHA, CDBG, HOME and HOPE VI programs; and MHFA and
DHCD on the state level, with SHARP, HOP and CDAG programs, as well as low income and
historic housing tax credits. Evaluated inclusionary zoning ordinances, specifically with
regard to financial modeling of development incentives and development costs to test the
economic feasibility of inclusionary options.
Housing Development Negotiation Assistance
Assignments include a variety of municipal boards and agencies, including Zoning Boards of
Appeal, Boards of Selectmen, Housing Partnership Committees, and Local Housing
Authorities; involving the review of proposed affordable housing developments and
negotiation on the specific terms of those developments, in order to meet the community's
needs without sacrificing the project's financial feasibility.
Housing Program Evaluation and Design
Assignments have included work at the national level for HUD regarding the Section 8
Program; at the state level for the Massachusetts Department of Mental Health regarding
new approaches to developing community residences; at the community level with regard
to new affordable housing program initiatives such as inclusionary zoning and at the
neighborhood level for a variety of communities including New Haven, CT, Des Moines, IA,
and Hartford, CT; involving local, state and federal funding sources.
Training and Technical Assistance
Works with diverse clients on housing development strategies, negotiation procedures
regarding affordable housing proposals, land use planning, zoning and growth -related
issues
and housing partnership goals and objectives. Clients have included rural New England CAP
agencies, urban neighborhood -based housing groups, suburban housing committees and
state agencies in the housing and land use fields.
Relocation Specialist - Department of Housing and Urban Development, New York
Regional Office
Responsible for overseeing relocation plans for 30 communities in Massachusetts receiving
HUD funding for urban renewal and other activities.
PROFESSIONAL AFFILIATIONS
President Newton Community Development Foundation
(Owner & manager of 250 units of mixed income housing)
President Pelham Corporation
(Owner of 558 units of mixed income housing)
EDUCATION
Master of City and Regional Planning
Massachusetts Institute of Technology
Master of Arts - Theology
University of Notre Dame
Bachelor of Arts - Political Science
University of Notre Dame
TEACHING EXPERIENCE
"Developing and Financing Affordable Housing"
1987-1999 Community & Environmental Policy Institute — Tufts University
Graduate School of Design, Summer Institute — Harvard University
Graduate Program of Community Development — New Hampshire College
PROFESSIONAL EXPERIENCE
Housing and Community Development Consulting
2005 — Present SEB, LLC
Vice President
Since joining SEB, Geoff has represented developers before zoning boards on a number of
40B projects including Acorn Park in Belmont, Dover Farms, Sudbury Commons, Charles
River Landing in Needham, The Village at Shovel Shop Square in Easton, Puddingstone
Circle Estates in Dighton, and a number of other Comprehensive Permit Applications. In
addition, he has been involved in 3 of the biggest mixed use projects in the State,
representing LNR Properties on the $1billion+ Southfield Naval Station redevelopment,
Cabot, Cabot & Forbes' redevelopment at Westwood Station and the Congress Group's
redevelopment of the former Raytheon site into the Wayland Town Center. On all three
projects, he has represented the developer in their respective negotiations with Town
organizations on developing the affordable and moderate income housing policy guidelines
and language required as part of the special permit process. Geoff has also been providing
on-going consulting services to General Growth Properties (owner and manager of the
Natick Mall) regarding its delivery of 48 units of off-site residential units in association with
its "Natick Collection" residential development. In his role at SEB, Geoff also is heavily
involved in the over 20+ affordable housing lotteries that SEB has been retained on as the
Lottery Agent.
Real Estate Consulting
1996 —2005 Deloitte Consulting, LLC
Senior Manager
Geoff worked as a Senior Manager at Deloitte Consulting for eight years in its Real Estate
consulting and business strategy practice. As such, he worked on large scale mixed-use real
estate projects and transactions including the multi -billion dollar Xanadu project on the
Meadowlands site in East Rutherford New Jersey and the recently approved New York
Yankees and New York Mets stadium projects. Geoff spent the majority of his time with
Deloitte consulting on behalf of local and state government and real estate developers.
Geoff received his B.A. in public Policy from Hamilton College, in Clinton New York
20
April 15, 2010
Mr. Ray Santilli
Assistant Town Manager
North Andover Town Hall
120 Main Street
North Andover, MA 01845
Dear Mr. Santilli,
This letter will be NOAH's formal submission to the Town's March 17, 2010 Disposition
of Property RFI, or Request for Interest, for the Police Station parcel.
NOAH and its development partner, SEB LLC, a highly respected 40 year old
development firm (www.s-e-b.com), will be joining to develop 16-20 units of quality,
for -sale townhouse style units, with parking, on this unusually shaped site. Please see one
of our draft concept plans. These concepts eventually go through many iterations and we
recognize designs/layout often benefit from dialogue with Town officials and
neighborhood residents. We do not regard this as the definitive design solution. We
expect to further evaluate potential design and density options as part of our formal
response to your selection or a Request for Proposals.
Goals:
Our goals are to work with the Town and its residents in order to remake a highly visible
historic Town parcel, containing a previously valuable but uninviting structure, into a
neatly landscaped, very attractive, tax -paying and socially beneficial venture — homes for
the area's working families. In addition, we would like to maximize the land value on
behalf of the Town so we can potentially pay the Town the highest possible acquisition
price. Despite economic challenges these past few years, there remains a documented
need for quality housing for the State's young persons and workforce families and we
believe the townhouse concept we have included meets that niche.
The Program:
As shown, the configurations would contain
a) six two-bedroom and twelve three-bedroom units,
or
b) eight two-bedroom and eight three-bedroom units.
Each 2BR unit would feature approximately 1,400 sf, while a 3BR unit would feature
approximately 1,750 sf..
There would be parking for about 28 vehicles with a private way of 22' running from
Main Street to Osgood Street. To control the flow of traffic and prevent rush hour type
jams, particularly around the 5 point intersection, there would be no left turns permitted
onto Osgood.
We are aware that the site has historic value as the former Johnson High School. We
would preserve the several monuments and markers on the site if the Town expressed a
strong interest to do so..
Because the site is quite visible coming from the old historic Town Center and driving
east on Main Street, the tip of the site would be landscaped to be an attractive, passive
recreational sitting area.
Up to 16 of the units would directly abut NOAH's own Stevens Corner property.
Financial Impact:
We have anecdotal evidence and preliminary market data which informs us the units
would safely be marketable at prices ranging from $225,000 to $300,000. While market
conditions may continue to change in the two years, we would not anticipate prices
escalating much beyond these amounts. It would likely take two years to permit and build
such units, if the Town were fully supportive of the project. Our preference is that 25%
of the units be sold as workforce housing at prices ranging from $165,000 to $185,000.
Most any developer would prefer the site delivered without any structures - and we would
be no different. We have no current knowledge of lead or other contaminants, toxins or
materials which may have leeched into the soil, nor are we aware of any geotechnical
analysis that has been conducted on the site. Given that there was a former structure
which may have had lead and a present use which may have had to store or keep
hazardous materials on site, further testing and analysis of site and soil conditions could
definitely affect any price to be offered for this parcel.
The relatively low market price anticipated for each unit, in conjunction with inherent site
limitations are both critical factors in determining the land value under any development
scenario. It remains to be seen whether or not the Town will recognize an acquisition
price less than or in excess of the current assessed $578,000 value. Depending on the
allowable density, this price may not be financially feasible. As part of our formal
proposal, we would expect to run several different development budget scenarios to
assess how to maximize the acquisition value without impeding or sacrificing any of the
previously mentioned objectives.
The significant financial benefit to the Town would come over the long term through
property tax payments from 16-18 households. Assuming the FY 2010 tax rate of
$12.74 were applied to each of the residential units (4 units at $185,000 and 12 units at
$300,000), the gross tax revenue would be projected to be approximately over $55,000
per year, or approximately $275,000 over the first five years.
We believe our proposal carefully balances density with land value maximization; we do
not believe this site can reasonably support a density greater than that which we have
proposed. We also believe our current proposal is consistent with the density of the
surrounding neighborhoods. We would not be interested in proposing if the Town
indicated that only a density less that what we have proposed is acceptable as we do not
believe the development would be financially viable at a lower density.
A lease -arrangement could be made through a condo association, but lenders may balk at
underwriting. We would prefer not to lease. The Town could take an easement for the
historic structures if it wanted them to remain and be maintained at the tip of the triangle.
The Town would recognize a financial benefit through the acquisition price we would be
prepared to pay, as well as the property taxes recognized from the development. There
are other indirect economic impacts (bringing/keeping residents in North Andover to
patronize local area businesses) to introducing this type of housing. Moreover, there is an
intrinsic and social value to providing high quality home ownership opportunities for
people in our projected price range. If required to do so, we would be prepared to
provide more specific financial/economic impacts as part of a formal negotiation or
proposal.
We have heard through previous discussions with nearby residents that commercial
activity is not something they want moving down Main Street from the Minicucci
property at Rte 125/Main Street. We would not propose or recommend any commercial
activities on this site. It would also seem to be incompatible with the recent rebuilding of
the historic center of Town only a short distance away.
Process:
It is our recommendation that the Town decision -makers, including ZBA, strongly
consider working together to agree on a draft site plan and density goal. An agreement
among Town officials, committees, boards and local residents would greatly facilitate the
project (no matter who is chosen), thereby reducing lengthy and costly delays to the
project, which negatively affect project finances and credibility, especially on ownership
developments. This internal agreement would not preclude project review, oversight or
compliance for such entities such as the Planning Board, Cons Comm, Finance, Board of
Health or Public Safety. It would remove the some of the most significant barriers to the
creation, development, construction and timely completion of a job -creating, multi-
million dollar, social and economic investment.
Organizational information:
• Please see attachments for narratives and data on both NOAH and SEB LLC. SEB
assisted NOAH in the permitting of Stevens Corner and the successful filing of
the One Stop financing document to DHCD in October 2008. SEB is a very
experienced developer with a 40 year history. Since 1987, NOAH has
rehabilitated or built new and sold 35 properties in East Boston. We have
established and operated several condo associations. We manage our own local
portfolio, but Stevens Corner will be managed by Corcoran Properties. SEB has
permitted over 9,000 units of mixed income housing in Massachusetts. Most
recently, SEB is in the process of developing 10 units of housing in Newton and
62 units of housing in Winchester - both of which are for -sale developments.
• Both NOAH and SEB separately have developed rental and ownership properties.
SEB has developed all over the State. Please see attachments for descriptions of
both NOAH and SEB.
• SEB and NOAH are both financially sound entities. NOAH is a not-for-profit,
tax-exempt organization. Our FY '09 audit is on our web site, www.noahcdc.ora
Once we close on Stevens Corner this spring, we will end our fiscal year June 30
with another balanced budget.
• See attachments for examples of similar projects.
• References are also attached.
We recognize town -owned property dispositions can be complex, frequently with
competing objectives. As is well-known, NOAH is developing the 2.5 acre property next
door for rental housing. We believe there will additional opportunities and synergies to be
made if our team of professionals and contractors were selected this coming year during
the construction of Stevens Corner. Moreover, NOAH and SEB are both well
experienced at shepherding these types of initiatives through the public process and then
successfully developing them with private support.
Town the very best during these very challenging economic
�' t
Geoff ngler
SEB/�"LC
I
I
NUNES TRABU_C_ CO ARCHITECTS
315A Chestnut Street
N e e d h a rn MA 0 2 4 9 2
t e l 7 8 1 4 5 5 9 9 8 0
f a x: 7 8 1 4 4 4 6 2 1 9
e- m a l l: trabucco@ntarchitects.net
BUILDING DESIGN
The conceptual design of the proposed project, are two-story wood framed
buildings designed and sited to achieve a village setting with a 'Town Green' type
section at the intersection of Main and Osgood Streets. This prominent and
visible portion of the site would be the natural and pleasant face of the project to
many passers-by. It could include the preservation of the existing monument and
valued historic elements currently on the parcel.
The three-bedroom units, 1,700 sf., consist of a 'great room,' which will include a
sizable living area, dining area and an open kitchen, in addition to three
bedrooms with closets a full bathroom, storage and a mechanical room. Two-
bedroom units, of 1,400 sf., are duplexes. The first floor will have a 'great room,'
which will include a living area, dining area, and an open kitchen, two bedrooms,
a half bath, storage area and a mechanical room. The second floor will have two
bedrooms with closets and a full bathroom. Floor to floor height dimensions will
measure approximately 10'-0" resulting in approximately 9'-0" ceilings.
The buildings will be designed in a colonial style with proportions to complement
adjoining residential structures, especially those in the nearby historic district..
The finish material will consist of, walls having clapboard finish, double hung
windows and trim boards. The roof lines will be designed in a gable style with
asphalt shingle finish and dormers, again giving the building a pleasant
residential look.
The building will be designed using Universal Design implementing principles
and regulations pertaining to: The Massachusetts State Building Code 780 CMR
sixth edition, The Commonwealth of Massachusetts Architectural Access Board
521 CMR, Fair Housing Accessibility Guidelines, Section 504 of the
Rehabilitation Act and Energy Star Requirements.
To meet increasingly Green and Sustainable standards, with which we want to
meet, we will minimally aim for Energy Star regulations and expect to meet LEED
Silver criterion.
Mission Statement
NOAH, the Neighborhood of Affordable Housing, is an East
Boston based community development corporation structured to
collaborate with and support residents and communities in
their pursuit of affordable housing strategies, environmental
justice, community planning, leadership development,
and economic development opportunities.
NOAH eagerly partners with those residents, neighborhood
entities, municipalities or groups that share similar values and
goals in order to improve standards of living, build community,
and create social/economic opportunities, especially for low
and moderate -income persons, families and disadvantaged
groups or areas.
NOAH's goals and programs are built on a commitment to equality,
fairness, diversity and respect for all people.
March 16, 2006
NEWS from NOAH
DJ^Au
Neighborhood of Affordable Housing Newsletter
March/April 2010
Groundbreaking in Holliston
At Cutler Heights
Thanks to the very supportive Town of
Holliston, municipal and state leaders, visionary and
persistent project partners, and federal government
stimulus funds, the thirty -unit Cutler Heights
Development in Holliston held its Groundbreaking Ceremony on March 16th.
Featured speakers included Secretary of Housing & Economic Development Gregory
Bialecki, Department of Housing & Community Development Undersecretary Tina
Brooks, State Senator Karen L. Spilka, Representative Carolyn C. Dykema, Holliston
Board of Selectmen Chairman Andrew Porter, Massachusetts Housing Partnership
Senior Loan Officer Nancy McCafferty, Holliston Housing Authority Chairman Thomas
Dumas, and Holliston Community Preservation Committee Chairman Samuel Tyler.
NOAH is partnering with JNJUHL Associates and the Holliston Housing Development
Corporation, staffed by Brenda Farrell, to produce housing for low- and moderate -
income families on 5.4 acres near the center of Holliston. The site will have a
computer/multi-purpose room, an outside play area for young children, and
open green space for family use. All of the units created will be available to families at
or below 60% of the Boston median income. Corcoran Management will be managing
the properties and handling all apartment rentals. The project should finish completion
by spring of 2011.
We wish to thank the project funders and supporters, including the Department of
Housing & Community Development (DHCD), the Community Economic Development
Assistance Corporation (CEDAC), the Massachusetts Housing Finance Agency
(MassHousing), the Middlesex Savings Bank, the Massachusetts Housing Partnership
(MHP) and NeighborWorks America; as well as the Town of Holliston, including the
Board of Selectmen, Holliston Community Preservation Committee, Holliston Housing
Authority, Holliston Housing Committee, and Holliston's State and Federal
representatives. NOAH also wishes to thank its Board of Directors for its persistence in
supporting suburban partnerships such as this one.
Department of Neighborhood Development
Funds Trinity House Restoration
iJ .H NOAH would like to express its sincere gratitude to the City of
Boston Department of Neighborhood Development (DND)
for its award to revitalize Trinity House, a 16 -unit SRO in East
Boston, and to create service -enriched housing dedicated for
homeless individuals. The 163 year old revered historic structure,
first restored by NOAH seventeen years ago, requires exterior
historic rehabilitation, including replacement of the window frames and sashes; repairs
to the slate and metal roof; repointing of the brick exterior; replacing or repairing the
front entry columns; repairing the brownstone entry soffit; and repairs to the
NEWS from NOAH
a
deteriorated dormers and the main roof. These repairs will not only preserve the
physical and historical character of Trinity House, but will also tighten the building
envelope, decrease energy loss and operating costs, and stabilize the property to
ensure its viability as affordable housing. Interior renovations include updates to the
common -area kitchen, shared bathrooms and hard -wired smoke detectors.
This funding will also enable Pine Street Inn to begin providing social services, which
will have a dramatic effect on the ability of formerly homeless tenants to transition to
this new permanent housing opportunity. The Pine Street model for supportive services
is widely recognized as one of the Commonwealth's best and has proven extremely
effective in keeping individuals housed long-term. Together, Pine Street and NOAH can
help previously homeless tenants manage the difficulty of daily life in a supportive
environment when many other housing options are unworkable. An on-site case
manager will help residents to connect with community services, maintain stability,
and avoid a return to homelessness. Rebecca Plaut Mautner, formerly with the
Women's Institute for Housing and Economic Development and now an independent
affordable housing development consultant, served as Manager/Development
Consultant for the revitalization project.
An Awards Night is planned for an evening in late spring, both as a fundraising
event and to celebrate the restoration of Trinity House. Rick Dimino, President & CEO
of A Better City, and one who was "raised" in the nurturing environment of Trinity
Neighborhood House, will be helping to lead the fundraising effort. NOAH's Fundraising
Committee is arranging the Awards Night. Co-chaired by NOAH Board members
Michael Lake, Executive Director of Northeastern University's World Class Cities
Partnership, and Jennifer McCloskey Listemann, Esq., with Law Offices in Charlestown,
the Committee has set a goal to raise $50,000. We will keep you posted as plans are
finalized! If you are interested in finding out more about Trinity House or the upcoming
event, please contact Phil Giffee at 617-418-8240.
Division of Banks Awards
NOAH $52,000 for Foreclosure Prevention
NOAH was granted $52,414 by the Division of Banks under the
2010 Chapter 206 Foreclosure Prevention and First Time Homebuyer
Counseling Program. In his award letter, Commissioner of Banks
Steven L. Antonakes stated that NOAH 'presented a strong work -plan
and commitment towards homeownership and wealth retention'. These funds help
NOAH provide education and counseling to families in need in Boston neighborhoods
and in areas north of Boston, including Malden, Lynn, Chelsea and Revere. Since
beginning this free program in October of 2007, NOAH has helped over 1,100
families in more than 55 communities. We hold weekly foreclosure clinics in both
English and Spanish on Monday evenings. For additional information on NOAH's
foreclosure prevention education and counseling work, please contact Marie Constance
Theodossiou at 617-418-8263.
TD Bank Donates $15,000 for
® Bank NOAH's Affordable Housing
eta Most cWwent Oiks
NOAH is very thankful to have received
$15,000 from the TD Bank Charitable Foundation in support of our affordable
housing programs and our housing development activities. Jose Oliveira, Manager of
TD Bank on Broad Street in Chelsea, hand delivered the check and visited NOAH's
offices to learn more about these affordable programs, including our real estate
JEWS fripm NOAH
L
development work, which has 170 'pipeline' units in five projects throughout Greater
Boston. We are very grateful to TD Bank for its ongoing support!
Sovereign Bank
Supports NOAH, Too!
NOAH has learned that Sovereign Bank plans a donation to NOAH's 2010 Affordable
Housing work, as well; for which we are grateful. NOAH's affordable housing
programming is dedicated to creating or maintaining housing for low- and moderate -
income families. In addition to its Real Estate Development projects, NOAH manages
its own rental units (20% of which are dedicated to the homeless) and small loan
portfolio, offers rental housing counseling & placement, holds first-time homebuyer
education & counseling, assists the elderly with safety and emergency home
repairs, and educates and counsels distressed homeowners in foreclosure prevention
and mortgage modification. We most certainly couldn't do this work without long-
term supporters like Sovereign Bank and others.
,.� Senior Homeowner Services Funding
•! NOAH has also recently received generous funding from Sailors Snug
Harbor of Boston and from the Bushrood H. Campbell & Adah F. Hall
Charity Fund in the amounts of $10,000 each. Thank you! These awards
supplement the wonderful support received from the City of Boston Department of
Neighborhood Development for this work. The Senior Homeowner Services Program is
NOAH's oldest service line, and has been helping seniors and disabled homeowners in
need with safety-related and emergency repairs for over 22 years. For more
information, please contact Program Manager Anthony D'Andrea at 617-418-8265.
7th Annual Chelsea
River Revel July 24th
Volunteers are needed to help arrange the Seventh
Annual Chelsea River Revel scheduled for Saturday, - ----- -
July 24th. The event will be held rain or shine on the Meridian Street Bridge, with a
theme of 'Green on Blue: Bridging Communities to the Creek'. There are opportunities
to assist in planning for refreshments, music, parades, 5k and bicycle races, and more.
The next Committee Meeting will be held on April 15th at 6:00 PM at NOAH. Please
note the event's date and month change, which was necessary due to construction
scheduling for the new Chelsea Street Bridge. For more information, please contact
Manlio Mendez at 617-418-8242.
Fundraising Begins for
O'Donnell Summer Program
' It's spring, time for fundraising for the O'Donnell
aSchoolyard Summer Program, which is held five days a
week for. seven weeks each summer at the O'Donnell
Elementary School in East Boston. This safe forum for
children ages 6 to 12 offers arts and crafts, gardening,
games and sports, and other supervised recreational
activities, creating a welcoming and healthy environment
where diverse local children can play together, learn and grow. A free breakfast and
lunch, courtesy of the City of Boston, are served. Special guests give presentations on
NEWS from NOAH
a regular basis. Previous year's presentations have included fire and bicycle safety by
the Fire and Police Departments; sun -safety by the Boston Public Health Commission;
childhood nutrition by the Women, Infants, and Children (WIC) Program; speakers
from the Museum of Science (as pictured); and weekly gardening visits from
Earthworks.
If you would like more information about serving on the Committee or donating to this
program, please contact Linda Miller -Foster at 617-418-8246. If you would like to
make a donation to this or to any of our programs, we would be most grateful! To help
us help others, please click here. Thank you!
Childhood Lead Poisoning Prevention
The next free Moderate Risk Deleading Class
will be held on Thursday, April 22nd, from 8:30
AM to 5:00 PM. Taught by Boston Public Health
Commission staff at NOAH, these trainings are
sponsored by a Boston Childhood Lead Poisoning
Prevention Grant from the Mass. Attorney General's Office. Classes are offered in
Spanish and in English for Boston homeowners or their representatives. For more
information or for an application, please call 617-534-5966.
Upcoming Events
All events are held at NOAH at 143 Border Street in East
Boston, unless indicated otherwise.
Bilingual Foreclosure Clinics
Monday evenings, March 22th and 29th and April 5th,
12th, 19th and 26th from 5:00 to 8:00 PM at NOAH. This
is the initial counseling and education session for NOAH's
foreclosure prevention and mitigation counseling. Attendees should bring recent
mortgage -related correspondence and paperwork. These sessions are held in Spanish
and in English. All of NOAH's foreclosure avoidance education and counseling sessions
are free of charge to distressed homeowners. For additional information, please
contact Marie Constance Theodossiou at 617-418-8263.
O'Donnell Summer Program Fundraising Meeting
On Wednesday, March 24th, at noontime, there will be a luncheon meeting at
Angela's Cafe. For more information, please conact Linda Miller -Foster at 617-418-
8246.
Climate Change Risks in East Boston & What You Can Do About Them
On Monday, March 29th, from 6:00 to 8:00 PM, there will be a community meeting
on the impact of climate change on neighborhoods in East Boston. Changes in climate
are expected to have a major impact on residents and communities along the coast of
the US. The City of Boston is taking this threat seriously, and is looking to help protect
the City and its residents from potential damage. A group of scientists from UMass
Boston and the University of Maryland will explore concrete adaptation measures for
homeowners and businesses. The meeting will be held at the Maverick Landing
Community Center at 31 Liverpool Street.
Chelsea Creek Action Group (CCAG) Meetings
The next CCAG meeting will be held on Tuesday, April 7th, at 6:30 PM at 80 Border
Street, room 130. CCAG meetings are now held on the second Tuesday of each month.
Q
NEWS from NOAH
A
Newcomers are welcome. For more information, please call Director of Community
Building & Organizing Dr. Brenda Cotto-Escalera at 617-418-8241.
First -Time Homebuyer Classes
The two-day April class will meet on Saturday and Sunday, April 10th and
11th. The class will be in English. To receive a City of Boston certificate, attendees
must be present at both sessions. Students learn from industry guest speakers,
including Home Inspectors, as well as from NOAH staff, on how best to purchase a
home and about appropriate loan products. For more information, please contact BHA
Program Assistant Zaragoza Guerra at 617-418-8261.
Chelsea River Revel Committee Meeting
On Thursday night, April 15th, the next meeting of the Chelsea River Revel Event
Committee will be held. For additional information, please call Manlio Mendez at 617-
418-8261.
Lead Poisoning Prevention Class
The next free Moderate Risk Deleading Class will be held on Thursday, April 22nd,
from 8:30 AM to 5:00 PM. Taught by Boston Public Health Commission staff at
NOAH, these trainings are sponsored by a Boston Childhood Lead Poisoning Grant from
the Attorney General's Office. For more information or for an application, please call
617-534-5966.
English for Speakers of Other Languages (ESOL)
Another session of ESOL coursework is being held. Level I classes are held every
Tuesday and Thursday evening. Level II classes are held each Wednesday and Friday.
The ongoing English Conversation Group meets each Saturday morning from 10:00
AM to noon; newcomers are welcome! Please contact Community Organizer Manlio
Mendez at 617-418-8242 for additional information.
Make a BIG impact with a SMALL donationl
Please consider making a $25 tax deductible donation to NOAH today.
To donate through PayPal, click here.
Thank you for your interest in NOAH! You can find out further information about
NOAH events at our web site calendar at www.noahcdc.ora.
ghhdW&6o andttMemamackMassachusetts
ati� useMsBay
CHARTERED MEMBER
Real Estate Development Summary
NOAH is a 501(c)3 not-for-profit community development corporation. Since its inception in 1987, the organization has developed 218
units of housing, with 163 more units in the pipeline. A representative portfolio of NOAH's real estate development experience includes
the following projects:
• Boston "1-4" Homeownership Program: NOAH completed the rehabilitation of 35 buildings (totaling 74 units) for sale to first-time
homebuyers under the Boston "14" Program. In 2006/07, NOAH completed three homeownership projects totaling 20 units,
including Border/Falcon, Meridian St and a single family at 87 Princeton St. These total renovation projects were developed in
cooperation with the City of Boston Department of Neighborhood Development (DND), the Massachusetts Department of Housing
and Community Development (DHCD) Boston Community Capital (BCC) and the Local Initiatives Support Corporation (LISC),
sometimes with the investment of the Fannie Mae Foundation or other foundations. The projects were completed in 2007/08.
• 146-148 Putnam Street Project: a new construction project involving the demolition of a deteriorated 9 -unit building into four new
units in two attached buildings sold to first time homebuyers. NOAH developed the project in cooperation with DND, DHCD, Boston
Community Capital and the Fannie Mae Foundation. 1997
• Shalom Properties: a 30 -unit scattered -site, affordable rental project involving seven buildings, of which 16 units had been foreclosed
condominiums purchased separately by NOAH in the early/mid 1990s. NOAH rehabilitated then refinanced with the Massachusetts
Housing Partnership (MHP), to do more work in the properties in 1997-1998. DND and the Neighborhood Reinvestment Corporation
are financial participants. The refi/rehab project was completed in June 1998.
• Eutaw Meridian Rehabilitation Project (Paz Properties): a nine -unit mixed-use rehabilitation project involving six NOAH -managed
affordable rental units, a three -unit property sold to a first-time homebuyer, and 1,600 square feet of retail space. NOAH developed
the project in cooperation with the BCC, the City of Boston's Public Facilities Department (DND), and DHCD. The project was
completed in December 1997.
• Eagle Hill Rental Rehabilitation Project: a three -building, 17 -unit affordable rental project. NOAH developed these in cooperation
with the East Boston Savings Bank, MHP, DND, and the Federal Home Loan Bank's Affordable Housing Program. The project was
completed in January 1995.
• Trinity House: a 16 -unit affordable rental project involving the rehabilitation and adaptive re -use of a historic structure (now on the
National Register of Historic Places) as single -room occupancy housing. NOAH developed the project in cooperation with the
National Equity Fund, DND, Boston's Housing Trust, and the Massachusetts Government Land Bank (now Mass Development). The
project was completed in December 1992. An historic rehabilitation project is beginning in 2010 for this revered neighborhood
building.
• Siochain Properties: Two badly deteriorated six -family buildings rehabilitated into 12 -units of family rental housing and two
commercial units using Citizens Bank tax credits, DND, and LISC (Harvard University funded) capital. The property was NOAH's
sixth on the Meridian St. thoroughfare, helping giving the street a major facelift. The project was completed in 2001.
• 143 Border Street: a $5 million new construction, office condominium project of 20,OOOsf. The first floor is NOAH's new home.
Project Bread / The Walk for Hunger owns the top two floors. NOAH rents space to the Salvadoran Consulate in the lower level.
• Suburban: NOAH is increasingly pursuing opportunities in non -urban Boston locations. We own a vacant nursing home on a 2.5 acre
site in North Andover. It will contain 42 rental units. A $10.2M One Stop has been awarded tax credits. NOAH is co -developing a
project in Holliston, Cutler Heights - 30 rental units using LIHTC. DHCD approved the One Stop in August 2008. In December of
2008, the NOAH team was designated by the Carlisle Housing Authority to build 26 mixed -income senior units (Benfield Farms) on
land purchased with the Town's CPA funds. NOAH was designated by the Town of Webster to develop their historic Sitkowski
School into 66 senior units. The Sudbury Housing Trust selected NOAH to develop six first time homeownership units on a vacant
parcel of town land. NOAH also owns properties in Beverly and Everett.
Except for Cutler Heights in Holliston which is a partnership project, NOAH has been responsible for all aspects of the development
process, including acquisition, financial feasibility, packaging, design, construction oversight, marketing and occupancy. Further suburban
growth is being explored and LIHTC financing is being pursued.
Neighborhood of A, f, j'ordable Housing, Inc.; www. noahcdc. org, 617-418-8240, 143 Border Street, East Boston, MA
,LML
3 � �� � .�► �' , V, o-1
A�Awu Annual Report 2009
NEIGHBORHOOD OF AffORDABLE HOUSING
"Decent homes and suitable living
44 environments" for all...
—7he National Housing Goal
Dear Friends,
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
espite the tumult of 2009, NOAH ended the year in remarkably good shape
Keeping
with growth in our real estate department, our environmental justice work
Homeowners ers Afloat
and our ability to help those facing mortgage delinquencies or foreclosures.
Utilizing weekly Clinic Sessions
and individual counseling in both
In Real Estate, we are fortunate to have closed on our 30 -unit LIHTC project with
Spanish and English, NOAH's free
our Holliston partners using TCAP/ARRA funds from President Obama and Governor
Mortgage Modification & Foredo-
Patrick. In North Andover, we are preparing for a closing for our 42 -unit development,
sure Prevention Program educated
Stevens Corner; thanks again to Governor Patrick's administration. In 2009, we also
1,100 families from 55 communi- '
were very fortunate to be selected as development partners by the towns of Carlisle,
ties between its start in October
Sudbury and Webster. We are very grateful to the officials and residents of these sub -
2007 and the end of 2009.Through
urban communities which are doing their best to create and fund affordable housing.
the Program, each distressed home-
There are very savvy, passionate people in these towns committed to building afford -
owners' situation is assessed, and
counseling is custom-tailored to
able housing. In East Boston, we are working with the City and multiple lenders to
the unique hardship situation facing
stem the tide of foreclosures. We are also helping owners achieve loan modifications
every family, whether it be illness,
in over 55 other communities in the region. Thus far, we have served more than
job loss, income reduction, budget
1,100 families in foreclosure prevention.
challenges, or an inappropriate
original mortgage product If a
We are very proud of our Community Building/Environment Department (CBE)
mortgage modification looks to
which has outstanding youth ('E3C' and `Know What's Up') programs. These energetic
be a suitable resolution, we work
youth maintained a community garden and held workshops and Hip -Hop concerts for
with lenders to achieve a sustain-
young persons so they could discuss problems and issues of concern. Our organizing
able housing solution.Widh a knowl-
staff is deeply involved in activities to clean and preserve the Mystic River Watershed
edge" team of staff and volunteers
and Chelsea Creek. Tine Chelsea River Revel is scheduled for Saturday, July 24 this
--having experience in law, real
year. The effects of Climate Change are an increasing focus of our work, especially as
estate and ban origination—NOAH
our urban neighborhood on the water will be dramatically affected by rising sea levels.
has achieved a `four -tone' success
ratio. Our goal is to achieve'housing
We do so much more than we can write here, but be assured we are more than grate -
affordability' and help our clients
ful for the support our friends, investors, stakeholders, funders, officials and partners
gain control and understanding of
their financial situations in these
show to us and our work. We promise to work diligently for more great results in
turbulent times.We provide a very
2010.
successful no -cost alternative to
Thank
high-cost paid services and out-
you,
right'scams' that are prevalent
in today's marketplace.
Dharmena Downey, Board President
_
Philip Giffee, Executive Director
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
.Affordable Housing Program Activities
Real Estate Development
Continued pre -construction financing on Cutler Heights and
Stevens Corner development projects which will create 72
work force housing rental units. Selected for and began pre -
construction permitting and financing activities on Sitkowski
School (Webster), Benfield Farms (Carlisle), and Maynard
Road (Sudbury) development projects, which will create 92
affordable senior apartments and six work force housing con-
dominiums; for a total of 170 pipeline units.
Property Management
Managed 103 affordable units in 17 properties for 253 residents;
and maintained Trinity House, NOAH's lb -room SRO shelter
for the homeless. The Boston Department of Neighborhood
Development will fund significant capital repairs.
Facade repairs at 277 Meridian Street
United Way Volunteer Day at Trinity House
r 'vis
Sitkowski School in Webster
Public Housing First Time Homebuyers
Continued counseling work with Washington-Beech/BHA
residents to create 50 new first-time homebuyers utilizing
$1 million in HOPE VI forgivable loans; and performed
post -purchase counseling with 48 Maverick/BHA first-time
homeowner families.
Senior Homeowner Services
Served 101 seniors with over 300 safety and emergency
related repairs; and completed two major rehabilitation
and handicapped accessibility projects.
Loan Portfolio Management
Managed loan portfolio with 97% retention rate.
First -Time Homebuyer Education & Counseling
Held 12 bilingual first-time homebuyer courses with 222 graduates;
with 44 households counseled that purchased their first homes.
Foreclosure Prevention &
Mitigation Education & Counseling
Counseled & educated 574 client families in over 55 com-
munities; continued internship program with Boston Uni-
versity Law School and initiated internship programs with
Boston College and Suffolk University Law Schools.
Rental Housing Counseling & Placement
Counseled 233 households and directly placed 44 families.
CLIENT DEMOGRAPHICS —NOAH served over 1,500 housing clients in fiscal year 2009.
Of these, more than 50% were first -generation Hispanic immigrants. Some 80% of clients earned less than
80% of the Area Median Income, with over 40% of clients earning less than 50% of the AMI.
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
f .
�Z 31
If
ti 3`
- •�.- � t1i�i s
Neighborhood & Community Program Activities
'E3C' Environmental Youth
Continued youth -led diesel education campaign focused on
truck traffic and engine idling reduction in East Boston; orga-
nized six community gatherings at the Urban Wild including
clean-up days; constructed raised garden beds for community
residents; participated in Boston Collaborative for Food and
Fitness activities assessing food and fitness opportunities in
East Boston, with a campaign to get healthy fresh food items
in the Boston Public School lunch menus; attended annual
Bioneers by the Bay Conference and GOMI Summer Work-
shop; helped in outreach efforts for community involvement
in the American Legion Field design; assisted in coordinating
all activities of the East Boston Youth Workers Task Force; and
co-sponsored second annual Teen Environmental Jobs Fair.
Chelsea Creek Action Group
Successfully provided court testimony and campaigned for funds
from Exxon Mobil's $5.4 million oil -spill fine being available
for environmental projects in the Chelsea Creek area; spear-
headed efforts to have the BRA/Hess site partially restored to
natural wetlands area; continued to advocate City to hold public
design process meetings for American Legion Field; became
fiscal agent for and active participant in collaborative program
addressing environmental restoration issues in the lower
Mystic River watershed; held four Business Roundtable forums,
the annual River Revel with over 1,500 attendees, and six com-
munity education events, covering climate change adaptation,
lead -paint, urban gardening, food justice and the built -environment;
hosted the Gulf of Maine Institute (GOMI) on Thompson
Island with 100 youth and leaders participating in `hands-on'
urban environmental projects; attended the NeighborWorks
America Community Leadership Institute with staff and resi-
dents; also attended national conference on Toxics and the
Environment; held 12 monthly meetings.
In East Boston, open space and environmental
restitution are critical priorities. Logan Airport
consumes nearly two-thirds of the land mass, and its
extensive development resulted in the destruction
of Wood Island Park, designed by noted landscape
architect Frederick Law Olmsted. It is the fifth -most
polluted community in the State; and borders the
Chelsea Creek (actually a river) which is the second -
most contaminated body of water in Massachusetts.
Youth -run community garden on Border Street
English for Speakers of Other Languages
Held two semesters with three classes of Beginners I, Begin-
ners II, and English Conversation classes for 50 -plus students
per semester; and expanded programming to five days per week -
O'Donnell Summer Schoolyard
Served 91 children over seven weeks; held Community
Festival/Talent Show.
Youth & Community Soccer
Coached 60 children and family members two nights per
week for three months.
Youth & Community Gardening
Managed and coordinated community garden on public land;
held two public events and participated in Lets Get Movin'
mentoring program for middle school students; conducted
public design process for new mosaic benches.
'Know What's Up'Youth Concerts
Held six public Hip Hop concerts with themes focusing on
social and environmental justice, and featuring positive ways
youth can get involved; and developed Swish Flash pages for
the NOAH website.
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
NOAH CDC Staff
Melinda Alvarado -Vega,
Community Organizer
Diana Baldelomar, Youth Program
Coordinator
Carlos Cespedes, Homeowner
Counselor
Jorge Correa, Repairs Specialist
Brenda Cotto-Escalera, PhD,
Director of Community Building
& Environment
Anthony D'Andrea, Senior Homeowner
Services Program Manager
Smita Das, Assistant Counselor
Carlos Flores, Assistant Carpenter
Diana Franco, BHA Program Director
Philip R. Giffee, Executive Director
Zaragoza Guerra, BHA/Homebuyer
Assistant Counselor
Toby Kramer, Director of Real Estate
Development
Suki Li, Staff Accountant
Manlio Mendez, Community Organizer
Linda Miller -Foster, Director of
Fundraising & Communications
Mal Nelson, Interim Manager of
Property Management
Vinny Qualtieri, Director of Finance
Jahaira Sanchez, Admin. Assistant/
Housing Counseling Advocate
Maria Saravia, Janitor
Jaime Sepulveda, janitor
Marie Constance Theodossiou,
Assistant Counselor
Carolina Trujillo, Director of
Homeowner Counseling
Environmental'E3C' Youth Interns
'Know What's Up' Youth Interns
Foreclosure Prevention Counselor
Volunteers
VISTA Volunteers
NOAH CDC
Board of Directors
Dharmena Downey, President
Kathy Burlinson, Assistant Clerk
John Cannon, Assistant Treasurer
Greg Comeau
Kyla Curley, Treasurer
Andrew Danforth, Vice President
Rose Fiore
Kempton Flemming
Peter Herbst
Michael Lake
Jennifer Lynn McCloskey, Esq.
Anjie Preston, Clerk
Christian A. Rivera, Esq., Vice President
Mary Ellen Welch
Prope
Manage,
Fse
3%
Total Revenues and Income
FY09
2009 Top Donors
sIB
Total Expenses FY09
Community Central Admin.&Fundraising
Development 16%
5% 5X Admin. & fundraising
Depreciation
IX
Senior Home
RepairServices
Rental'J Rental Housing
Programs Counseling
Depreciation 1%
876 I
Development Gain
2%
Renal Prop, W Homebuyer
Management Services
y96 Counseling
Real Estate & Economic 15%
Development
4%
Anonymous Foundation
Bank of NewYork Mellon
Beal Companies LLP
Black Ministerial Alliance of Greater Boston
Boston Collaborative for Food & Fitness
The Boston Foundation
Boston Private Bank
Citizens Bank
City of Boston
East Boston/Chelsea Environmental Fund
East Boston Foundation
Hyams Foundation
Jane's Trust
Lenny Zakim Fund
Massachusetts Department of Housing
and Community Development
Massachusetts Division of Banks
Mass .Housing.
Massachusetts Environmental Trust
Massachusetts Port Authority
Merck Family Fund
Meridian Charitable Foundation
Middlesex Savings Bank
Herman and Frieda L. Miller Foundation
National Foreclosure Mitigation
Counseling Program
NeighborWorks® America
New England Foundation for the Arts
Sailors Snug Harbor
Sovereign Bank
TD Banknorth
US Department of Housing and Urban
Development
United Way of Massachusetts Bay and
Merrimack Valley
/__\4 ghhorW Irks•
CHARTERED MEMBER
Combined Statement
of Activities FiscalYear 2009
Total Revenues and Income
$3,122,514.00
Total Expenses
$2,688,068.00
Mission Statement
NOAH, the Neighborhood of Affordable
Housing, is an East Boston based community
development corporation structured to col-
laborate with and support residents and com-
munities in their pursuit of affordable housing
strategies, environmental justice, community
planning, leadership development, and eco-
nomic development opportunities.
NOAH eagerly partners with those residents,
neighborhood entities, municipalities or groups
that share similar values and goals in order to
improve standards of living, build community,
and create sociaVeconomic opportunities, es-
pecially for low and moderate -income persons,
families and disadvantaged groups or areas.
NOAH's goals and programs are built on a
commitment to equality, fairness, diversity
and respect for all people.
NOAH is a 501 (c) 3 non-profit; gifts
are tax deductible to the full extent
allowable by law.
For More Information
Philip Giffee, Executive Director
143 Border Street, East Boston, MA 02128
Email: philipgiffee@noahcdc.org
Phone: 617418-8240
143 BORDER STREET, EAST BOSTON, MA 02128 WWW.NOAHCDC.ORG
Reflecting Back - 22 Years - Looking Forward
The Neighborhood of Affordable Housing (NOAH) has entered its twenty-second year as a multi -service
non-profit community development corporation. We began serving East Boston in 1987 as a two -person
organization operating from the basement of Our Savior's Lutheran Church. The early faith -based founders were
members of the East Boston Ecumenical Council. NOAH now serves the extended Greater Boston Region. While
both original employees remain, our organizational capacity has grown, and NOAH has twenty-two adult staff
members and ten youth intems governed by a multi -cultural fourteen -member Board of Directors. While our business
lines and initiatives have multiplied, our original goals remain the nucleus of our work: creating and preserving
affordable housing opportunities and building safe and healthy neighborhoods for those most in need and others
challenged by today's housing market.
During the past two decades, NOAH's core neighborhood of East Boston has become increasingly diverse, with
many new arrivals from Asia, Eastern Europe, and most of all, from Latin America. The population is now comprised
of over 50% minority families; and 42% of all residents are new immigrants. Some 20% of the population lives in
poverty. NOAH's clientele - in East Boston and elsewhere within the Greater Boston Region, including the North and
South Shores and MetroWest is comprised of disadvantaged low- and moderate -income families. NOAH works
towards achieving the National Housing Goal of "a decent home and suitable living environment" for as many
underprivileged individuals as it can, both locally and regionally. We look to accomplish this through an increasing
number of social and environmental benefit programs: counseling families on buying and renting affordable homes
and on avoiding or mitigating foreclosure, building and redeveloping properties into affordable homes, maintaining
our own rental housing property portfolio, helping the elderly and handicapped with handicapped -accessibility and
home -safety repairs, focusing on affordable rental preservation initiatives, and developing significant environmental
and neighborhood restoration programs.
NOAH has cultivated a strong track record over the past twenty-two years. Over 675 families now own their first
home due to NOAH's individual homeownership counseling efforts; and we have held group workshops on saving,
budgeting, credit and home -buying for thousands since the mid -1990's. We have helped more than 3;000 senior and
disabled homeowners remain securely in their -own homes by completing over 7,000 safety-related, emergency, and
handicapped accessibility repairs. In addition, we have located affordable rental housing for over 2,000 Boston
families through our rental counseling efforts. In the last two -and -a -half years, our new foreclosure prevention and
mitigation initiative has counseled over 1,100'at risk' families; our staff is well-trained and works aggressively on loan
modifications to keep families in their homes. We have also worked closely with the Boston Housing Authority and
the City of Boston to assist 51 low-lmoderate-income families become first-time homebuyers in a pilot program; which
we are now repeating, with additional BHA/HUD HOPE -VI funds, to create 50 more such client first-time
homeowners.
During the last fiscal year, NOAH served over 1,500 households, representing 3,000 -plus individuals. Approximately
75% of NOAH's clients represent an ethnic 'minority' population. Over 60% of our clients are Hispanic Spanish
speakers. Over half of NOAH's clientele represent first generation new immigrant families. The majority of
households served have children. Eighty% of NOAH's clients earn less than 80% of the Average Median Income
(AMI) and 40-50% earn less than 50% AMI. Clients from over 55 communities were served by NOAH during the last
year.
NOAH has either rehabilitated or newly developed 218 units within 62 buildings. We currently own and rent 103
affordable units in over 17 properties in East Boston, Everett and Beverly; 20% of which are dedicated to the
homeless. We fully restored Trinity House in 1993 for use as a single -room occupancy shelter. This lovely building is
150 years old, and on the National Register of Historic Places. Historically, NOAH has been a state leader in the
"One -to -Four Family" program. Both the Pew Charitable Trust and Lilly Endowment have presented us with
community development awards; and we have been named "Business of the Year" by the East Boston Chamber of
Commerce.
In East Boston, open space and environmental restitution are critical priorities. Logan Airport consumes nearly two-
thirds of the land mass, and its extensive development resulted in the destruction of Wood Island Park, designed by
noted landscape architect Frederick Law Olmsted. It is the fifth -most polluted community in the State; and borders the
Chelsea Creek (actually a river) which is the second -most contaminated body of water in Massachusetts. The
Chelsea Creek, as well as its shoreline, is now involved in restoration efforts by NOAH and its collaborating partner
organization in the Chelsea Creek Action Group (CCAG), the Chelsea Green Space and Recreation Committee.
Together, we have performed work in salt marsh and wetlands restoration; oil spill mitigation; Brownfields "clean up"
projects; and additional air, land and water pollution remediation. With NOAH's assistance and resident collaboration,
East Boston now has seven attractively redeveloped school yards, a four -and -a -half acre waterfront "Urban Wild"
park, and a youth -run community garden. Because of NOAH's bilingual social services programming, there is a new
East Boston youth soccer initiative working with more than 80 children annually; an ongoing Summer Schoolyard
program serving up to 200 elementary school children for seven weeks each year; and scores of inhabitants,
including young people, have become trained as community leaders. NOAH's "Know What's Up" youth interns hold
six bilingual hip hop and spoken -word concerts each year, educating 300+ area youth attendees regarding important
social justice issues and about how they can become involved in positive solutions. Our EX environmental interns
were the only youth to present at the 2007 'Environmental Justice in America' Conference in Washington D.C., and
were awarded a City of Boston 'Green Award' from Mayor Menino in 2008. Approximately 250 foreign -born
inhabitants have learned basic English skills through NOAH's English for Speakers of Other Languages (ESOL)
program, which has now been expanded to five days per week.
A number of years ago, NOAH's Board made the decision to extend the services of our urban non-profit into the
suburbs. Many young people were leaving these towns, and the state, for less expensive regions; and the lack of
reasonably priced housing was often sited as one of the major factors. Moreover, police, fire, DPW workers, teachers
and many others found it hard to live within the towns in which they worked. Accordingly, NOAH extended its reach,
and now offers to partner with municipalities that do not have the services available of another non-profit CDC
organization. NOAH has five 'pipeline' affordable housing projects in development at present, which will create 170
new affordable homes.
NOAH's Mission Statement guides all of our programming and relationships: "NOAH, the Neighborhood of
Affordable Housing, is an East Boston based community development corporation structured to collaborate with and
support residents and communities in their pursuit of affordable housing strategies, environmental justice, community
planning, leadership development, and economic development opportunities. NOAH eagerly partners with those
residents, neighborhood entities, municipalities or groups that share similar values and goals in order to improve
standards of living, build community, and create social/economic opportunities, especially for low- and moderate -
income persons, families and disadvantaged groups or areas. NOAH's goals and programs are built on a
commitment to equality, fairness, diversity and respect for all people."
You can find out more about NOAH by visiting our website at www.noahcdc.org
or by contacting our Executive Director, Philip Giffee, at 617418-8240 or philipciffee(ft oahcdc.org.
United Way of Massachusetts Bay
and Merrimack Valley
e
ighbor f rks®
CHARTERED MEMBER
Neighborhood of Affordable Housing, Inc.
2010 Current Development Projects
Name of Project: Stevens Corner
Location: 75 Park Street
North Andover, MA
Project Description: Stevens Corner involves the substantial rehab of a vacant nursing home into 42 family
apartment units. The project will deliver 100% affordable housing with a mix of one, two and three bed -room
apartments, which target the families earning less than 60°Y AMI, 50% AMI, with Section 8 project based voucher.
There are 90 parking spaces on site, of which 26 are covered. Of particular note is the $1,350,000 the Town has
provided to NOAH to fund the project, indicating the tremendous level of community support. The project will be
funded through Low Income Housing Tax Credits from MHIC in addition to other state and local sources.
Total Units: 42 Housing Type: Family Rental Rehab
TDC: $9,770,900 Completion Estimate: July 2011
Estimated Closing: Jan. 2010 Status: DHCD awarded; LIHTC and soft funds; MHIC fund 17
Name of Project:
Sitkowski School for Senior Housing and Senior Center
Location: 29 Negus Street, Webster, MA
Project Description: NOAH was selected by the Town to convert the 85,000 sf
decommissioned historic school property into 66 units of low and moderate
income senior housing. The gymnasium will be converted to a relocated
Webster Senior Center to serve senior population in the Town of Webster.
The school is located adjacent to the Town Hall in the civic center of Webster.
The apartments are a mix of one and two bedrooms for senior residents over 62 years old who earn less than
50% and 60% AMI. There are a total 54 parking spaces for the residents and an additional 66 spaces in the civic
center parking area. The project will apply for LIHTC and historic tax credits and will meet all Energy Star
requirements.
Total Units: 66
TDC: $17,960,500
Estimated Closing: Oct. 2010
Name of Project: Benfield Farms
Location: 545 South Street, Carlisle, MA
Housing Type: Senior Rental Rehab
Completion Estimate: December 2012
Status: PB Special Permit Review in Nov.
Project Description: NOAH was selected by the Carlisle
Housing Authority to develop 26 affordable senior housing
units on 4.5 acres of land purchased
1.
by the Town. The site is in a rural conservation area but will have access to van and resident services provided by
the community. The project will include one and two bed -room apartments for seniors over 62 years old.
Affordability will range for households between 100% - 50% of AMI. The project will utilize mixed financing by
applying for LIHTC and other state funding. The Town has committed $425,000 of Community Preservation Act
funds to the project. Energy efficiency and green development features are key goals for the development.
Total Units: 26 Housing Type: Senior Rental New Construction
TDC: $7,142,000 Completion Estimate: December 2012
Estimated Closing: Feb. 2011 Status: DHCD PEL approved, Comprehensive Permit Application in Oct.
Name of Project: 278 Maynard Road S"Al r'
1 LIM,
Location: 278 Maynard Road {r
Sudbury, MA i` E
Project Description: NOAH was selected by the Sudbury
Housing Trust to develop six units of Work Force Housing. H ^�
The project is designed as infill housing on a one acre site by
using smaller units in 2 buildings of 3 units each that will
blend into a neighborhood of more traditional single family
homes. The Work Force housing will be sold to a mixed income population for small families earning less than
100% AMI. The Trust is contributing $590,000 and an application will be made to DHCD for Affordable Housing
Trust funds. Energy efficiency and green development features are key goals for the development.
Total Units: 6
TDC: $1,985,500
Estimated Closing: Oct. 2010
Name of Project:
Cutler Heights
Location: Hollis Street
Holliston, MA
Housing Type: Family Ownership New Construction
Completion Estimation: April 2012
Status: Mass Housing application, Comprehensive Permit in Nov.
Project Description: NOAH is partnering with JNJUHL Associates and the Holliston Housing Development
Corporation to create 30 new affordable rental homes. The site is a 5.4 acre vacant parcel in the town center of
Holliston and accessible to local employment opportunities. The project will be primarily two and three bed -room
affordable units which target residents earning 60% of AMI. The town and state have shown tremendous support
to this project with the evidence of the funds from the State TCAP as well as the Holliston CPC.
Total Units: 30
TDC: $ 7,720,355
Estimated Closing: Dec. 2009
Housing Type: Family Rental New Construction
Completion Estimation: 2011
Status: TCAP awarded, final closing in process
2.
fjf%Au �.
Neighborhood of Affordable Housing, Inc.
143 Border Street, East Boston, #A 02128 617-567-5882 www.noahcdc.org
Client Services
Foreclosure Prevention & Making Mortgages More Affordable: Weekly Educational Clinics on
Monday Evenings at 5 PM d Follow -Up Individual Counseling Appointments Free! Spanish, French d
English. Contact: Constance Theodossiou at 617-418-8263.
First -Time Homebuyer Classes & Counseling: Classes Leading to a City of Boston Certificate;
Great for Anyone Considering Buying a Home. $30 Registration fee per Person/$40 for Two Family
Members Spanish d English. Contact: Zaragoza Guerra at 617-418-826L
Financial Literacy Classes: Comprehensive Classes on Budgeting, Credit Scores, Loans and
Retirement Savings; Learn How to Manage Your Money.! Free. Spanish d English. Contact. Smita Das
at 617-418-8264.
Small Business Financial Education: Small Business Financial Education: Classes on Financing d
Credit, Pricing, Business Planning, Marketing. Free! Spanish. Contact., 5mita Das at 617-418-8264.
Senior & Disabled Homeowner Repairs: Ongoing Safety- and Emergency -Related Repairs for
Senior d Disabled Boston Homeowners; Referrals to HeatWorks and Home Works Free or Low Cost.
Contact: Anthony DAndrea at 617-418-8265
Rental Housing Counseling & Placement: Ongoing Assistance in Locating Affordable Rental Units
Free! Spanish and English. Contact: Tahaira Sanchez at 617-567-5882.
English for Speakers of Other Languages: Three Levels of Classes, Five Days a Week. $20
Registration Fee per Cycle. Contact: Manlio Mendez at 617-418-8242.
O'Donnell Summer Schoolyard Program: Seven Weeks, Monday - Friday from 900 AM to 2:00 PM,
for 6-12 Year Olds Breakfast d Lunch Included. Small Donation per Week Requested. Spanish d
English. Contact: Manlio Mendez at 617-418-8242.
Community Youth & Adult Soccer Programs: Summertime Soccer Coaching and Programming for
Children and Adults Spanish d English. Free.! Contact: Manlio Mendez at 617-418-8242.
Lead -Safety Training_ Keep East Boston Children Safe!Iearn How to Remove Lead Paint the
Correct Way. Training for Homeowners d Contractors free! English d Spanish. Contact:
Boston Public Health Commission at 617-534-5966
eighbo orks®
CHARTERED MEMBER ' United Way
of Massachusetts Bay
and MenimacitVatley
_ 7- ., _. __
fiAbout SEB, LLC7J,
i
SEB has provided housing development and planning services that have resulted in the
approval and development of more than 8,000 units of affordable housing. Our work has
involved a broad range of housing types in a number of different communities, from work
on HOPE VI developments in urban areas, to the development of co -housing communities
in suburban areas, and the development of mixed income communities in a number of
different cities and towns. SEB has been involved in public or private sector projects in
more than 180 cities and towns in Massachusetts
SEB successfully and effectively manages development teams and steers the development
process through all phases. SEB has extensive knowledge of the Massachusetts
Comprehensive Permit Law, M.G.L. chapter 40B, which leads to housing opportunities in
many communities. SEB has assisted in the financial packaging of over 80 mixed -finance
developments under Chapter 40B. In connection with these projects, SEB has prepared or
reviewed development pro formas, negotiated with local officials, neighbors and
developers and successfully leveraged local, state and federal subsidies using almost every
available affordable housing financing source.
ProjectReferences
{ °
�4� ,;.a Y
DHCD — Local Initiative Program (LIP) : Kate Racer
MassHousing: Housing Starts Program: Rich Herlihy
Town of Winchester (several projects)
Assistant Town Manager Mark Twogood
City of Newton(several projects)
Director of Planning & Community Development
Michael Kruse
(617) 573-1300
(617) 854-1335
(781) 721-7133
(617) 796-1120
Additional Project Details and Examples Are Available Upon Request
r
3r
•
• •
) • • •
The Terraces
Newton
48
X
Planning & Board of
Alderman
Acorn Park
Belmont
299
X
Zoning
Leland Farms
Sherborn
16
Zone Town Meeting
change
Twin Pines Farm
Plymouth
16
X
Planning & Zoning
Hamilton Farm
Winchester
62
X
Planning & Zoning &
Board of Selectman
Warner Woods
Concord
80
X
Zoning
South Ave
Weston
20
X
Zoning
Dover Farms
Dover
20
X
Zoning
Charles River
Needham
350
X
Zoning
Landing
The Homes @
Newton
10
X
Zoning & Planning
Auburndale
Yards
Sea Meadow
Barnstable
16
X
Zoning
Village
Linden Ponds
Hingham
2,000
X
Zoning
59 Middlesex
Bedford
188
X
Planning
Sawyer Hill
Berlin
64
X
Zoning
Additional Project Details and Examples Are Available Upon Request
PROFESSIONAL EXPERIENCE
Housing and Community Development Consulting
1979 — Present Stockard Engler Brigham, LLC
President
Managed jobs in the following major areas:
Housing Development Planning and Packaging, including land use and site plan review,
financial feasibility analysis, community impact analysis for Chapter 40B developments
and other mixed income housing developments
Provides services from initial conception through all permits, approvals and financing
commitments, to final closing, on a wide variety of projects, including inner-city rental
rehabilitation developments with neighborhood -based development corporations,
suburban condominium complexes offering homeownership opportunities to first-time
homebuyers, and group homes for special needs populations. Diverse public and private
funding sources have included the New England Fund of The Federal Home Loan Bank of
Boston, HUD's Section 8,202, PHA, CDBG, HOME and HOPE VI programs; and MHFA and
DHCD on the state level, with SHARP, HOP and CDAG programs, as well as low income and
historic housing tax credits. Evaluated inclusionary zoning ordinances, specifically with
regard to financial modeling of development incentives and development costs to test the
economic feasibility of inclusionary options.
Housing Development Negotiation Assistance
Assignments include a variety of municipal boards and agencies, including Zoning Boards of
Appeal, Boards of Selectmen, Housing Partnership Committees, and Local Housing
Authorities; involving the review of proposed affordable housing developments and
negotiation on the specific terms of those developments, in order to meet the community's
needs without sacrificing the project's financial feasibility.
Housing Program Evaluation and Design
Assignments have included work at the national level for HUD regarding the Section 8
Program; at the state level for the Massachusetts Department of Mental Health regarding
new approaches to developing community residences; at the community level with regard
to new affordable housing program initiatives such as inclusionary zoning and at the
neighborhood level for a variety of communities including New Haven, CT, Des Moines, IA,
and Hartford, CT; involving local, state and federal funding sources.
Training and Technical Assistance
Works with diverse clients on housing development strategies, negotiation procedures
regarding affordable housing proposals, land use planning, zoning and growth -related
issues
and housing partnership goals and objectives. Clients have included rural New England CAP
agencies, urban neighborhood -based housing groups, suburban housing committees and
state agencies in the housing and land use fields.
Relocation Specialist - Department of Housing and Urban Development, New York
Regional Office
Responsible for overseeing relocation plans for 30 communities in Massachusetts receiving
HUD funding for urban renewal and other activities.
PROFESSIONAL AFFILIATIONS
President Newton Community Development Foundation
(Owner & manager of 250 units of mixed income housing)
President Pelham Corporation
(Owner of 558 units of mixed income housing)
EDUCATION
Master of City and Regional Planning
Massachusetts Institute of Technology
Master of Arts - Theology
University of Notre Dame
Bachelor of Arts - Political Science
University of Notre Dame
TEACHING EXPERIENCE
"Developing and Financing Affordable Housing"
1987-1999 Community & Environmental Policy Institute—Tufts University
Graduate School of Design, Summer Institute — Harvard University
Graduate Program of Community Development — New Hampshire College
PROFESSIONAL EXPERIENCE
Housing and Community Development Consulting
2005 — Present SEB, LLC
Vice President
Since joining SEB, Geoff has represented developers before zoning boards on a number of
40B projects including Acorn Park in Belmont, Dover Farms, Sudbury Commons, Charles
River Landing in Needham, The Village at Shovel Shop Square in Easton, Puddingstone
Circle Estates in Dighton, and a number of other Comprehensive Permit Applications. In
addition, he has been involved in 3 of the biggest mixed use projects in the State,
representing LNR Properties on the $1billion+ Southfield Naval Station redevelopment,
Cabot, Cabot & Forbes' redevelopment at Westwood Station and the Congress Group's
redevelopment of the former Raytheon site into the Wayland Town Center. On all three
projects, he has represented the developer in their respective negotiations with Town
organizations on developing the affordable and moderate income housing policy guidelines
and language required as part of the special permit process. Geoff has also been providing
on-going consulting services to General Growth Properties (owner and manager of the
Natick Mall) regarding its delivery of 48 units of off-site residential units in association with
its "Natick Collection" residential development. In his role at SEB, Geoff also is heavily
involved in the over 20+ affordable housing lotteries that SEB has been retained on as the
Lottery Agent.
Real Estate Consulting
1996— 2005 Deloitte Consulting, LLC
Senior Manager
Geoff worked as a Senior Manager at Deloitte Consulting for eight years in its Real Estate
consulting and business strategy practice. As such, he worked on large scale mixed-use real
estate projects and transactions including the multi -billion dollar Xanadu project on the
Meadowlands site in East Rutherford New Jersey and the recently approved New York
Yankees and New York Mets stadium projects. Geoff spent the majority of his time with
Deloitte consulting on behalf of local and state government and real estate developers.
Geoff received his B.A. in public Policy from Hamilton College, in Clinton New York
9
41
-M
LARRY PIATELLI ACADEMY
ir
OD -4
4D
LARRY PIATELLI ACADEMY
LJ41V W IUIVVY.
Larry Piatelli Academy
Phone: 978-510-1561
Fax: 978-910-0254
E-mail:
admissions@larrypiatelliacademy.org
www.larrypiatelliacademy.org
LPA is an innovative educational commu-
nity dedicated in name and philosophy in
memory of Larry Piatelli; scholar, educator
and athlete. Our focus is to help mold
academically and athletically gifted
students in grades seven through twelve
into becoming strong individuals for our
community and for their adult lives.
The Larry Piatelli Academy Crimson have two Centers of Excellence in Athletics. We
are very proud to serve the dedicated student -athletes who have a passion for ice hockey
and lacrosse. Our school, faculty and staff fully support, promote and encourage
student -athletes to be proud of the sports that they love and have committed themselves
to since they were young. We recognize sports as a part of the solution in the
competitive college admission process. Demanding athletics is a large part of growth
and development both in and out of the classroom. We choose to be proud of this and
outwardly support and prepare our student -athletes for the challenges that lie ahead
when they achieve their goals and dreams of playing competitive athletics in college.
Our teachers are coaches and our coaches are teachers.
Please visit our website at www.larrypiatelliacademy.org to
learn more!
LARRY PmTEW ACADEMY
College Prep Academy
Focused on Developing
I NCAA Collegiate Ice
Hockey and Lacrosse
Student -Athletes.
' I
Accepting Students in
Grades 7, 8 and 9 for
September 2011.
Grades 10 through 12
will follow in 2012.
Sapere Aude! Dare to know.
Top Reasons to Attend LPA
LARRY PiATE „ACADEMY
College Prep Curriculum with SAT Prep
,I
• Outstanding Service Learning Program
• Low Student to Teacher Ratio
• Dedicated Faculty and Coaches
Centers of Excellence in Ice Hockey
and Lacrosse
• Ice Hockey Practice Every Morning from
Larry Piatelli Academy
September through March
www.larrypiatelliacademy.org
50+ Ice Hockey Game Schedule
30+ Lacrosse Game Schedule April -July
Phone: 978-510-1561
• No Extra Fees for Ice Hockey, Lacrosse &
Fax: 978-910-0254
Nutrition Programs
E-mail:
admissions@larrypiatelliacademy.org
• More Quality Family Time
LARRY PiATE „ACADEMY
LARRY MATELu AGADEMY
Mr. Ray Santilli
Assistant Town Manager
120 Main Street
North Andover, MA 01845
April 14, 2010
RE: Disposition of Property
Dear Ray,
Please accept this Request for Interest (RFI) on behalf of Larry Piatelli Academy, a newly
formed nonprofit corporation in the state of Massachusetts.
Larry Piatelli Academy, also referred to as LPA, is a co-educational private college prep
academy focused on developing NCAA collegiate ice hockey and lacrosse student -athletes. LPA
is accepting students in grades 7, 8, and 9 for September 2011, and grades 10 through 12 will
follow in 2012.
LPA is an innovative educational community dedicated in name and philosophy in memory of
Larry Piatelli; scholar, educator and athlete. Our focus is to help mold academically and
athletically talented students in grades 7 through 12 into strong individuals for our community
and for their adult lives.
Dedicated faculty and coaches will work with student -athletes and their families to ensure the
optimum model in both school and community. Our staff has the energy, knowledge, patience
and experience to work side-by-side with students to achieve success in and out of the classroom.
LPA is interested in buying the property located at 70 Main Street (former Bradstreet School)
from the Town of North Andover, with the objective of rehabilitating the building for use as a
school which will enhance the historical, cultural, educational, and social character of the Town.
The details of the proposed use of the property located at 70 Main Street are as follows.
• Size: 6508 square feet on floor one would be used in 2011. An additional 6508 square
feet of space on floor two would be used in 2012 and beyond.
• Configuration: On the fust floor there would be a reception/office area, three
classrooms, admin offices, a kitchen, cafeteria, locker area, conference room, girls and
boys bathrooms, and a student -athlete lounge. The second floor space would primarily be
used for additional classrooms.
• Type of Use: the building would be used for education.
• How would the Town benefit: The Town of North Andover would benefit greatly when
LPA open its doors at 70 Main Street. Some of the benefits are; beautification of an old
dilapidated building on a highly visible area of Main Street, restoration of a historical
school building into a newly renovated prestigious prep school, financial benefit to the
Town of North Andover from the sale of the property to LPA, LPA will provide desirable
jobs to the residents of North Andover, LPA will be providing a Nutrition Program to the
student -athletes whereby an outside vendor will be contracted to provide healthy lunches
to LPA student -athletes and staff, LPA will enhance the image of the surrounding Main
Street area, LPA student -athletes and their families will spend money on other services
offered by businesses in the Town of North Andover, and LPA student -athletes who
graduate and go on to NCAA colleges will return to the Town of North Andover to begin
their careers and raise their families.
• How much traffic is the project likely to generate: For year one, 2011, it is
expected that LPA will have a minimum of 22 student -athletes and a maximum of
40 student -athletes in attendance. This would translate into 22 to 40 cars dropping off
student -athletes in the morning between the hours of lam — 7:30am, and picking up
student -athletes in the afternoon between the hours of 4:30pm — 5pm. In addition there
will be approximately 6 staff members who would park their vehicles at the school for
the entire day. For the year 2012 and beyond, the maximum number of student -athletes
in attendance would be approximately 132 which would translate into 132 cars dropping
off and picking up. The number of staff members parking their vehicles at the school
would increase to approximately 10.
• Overall goals of the project: The overall goals of the project are to find a permanent
home for LPA in North Andover. Larry Piatelli Academy will be an exceptional place for
learning and exploring new ideas. The students and faculty who will fill its halls, play on
its fields, perform on the ice and pursue academic excellence in its classrooms will be
extraordinary people. LPA offers the Town of North Andover the opportunity to be a part
of something truly revolutionary.
Our goal is to prepare our students for college and the world beyond. We want our
graduates returning often, remembering the Academy for the important role it played in
their lives. Friendships that last a lifetime, teachers who made a difference, perspectives
broadened and refined, pride in the Academy and loyalty to our building tradition: these
are the hallmarks of a Larry Piatelli education in the Town of North Andover.
2
The expectation at LPA is that students, faculty and staff will enthusiastically devote
significant time and energy to the pursuit of learning. Students at LPA will work hard in
the classroom as they pursue a rigorous, accredited college preparatory curriculum, one
that challenges the mind — and at the same time — develops creativity and intellectual
maturity. LPA teachers will provide both a structured and caring atmosphere for learning
in and out of the classroom.
Classes at LPA are small to allow participation from every student. Teachers will know
their student -athletes well and will be able to monitor their progress attentively. The
goal of LPA is not only the pursuit of academic excellence in the topic at hand, but the
development of the intellectual capacity and a desire to educate oneself in all aspects
of life.
In attempting to evaluate potential non-profit development projects, answers to the following
questions are presented as requested. We understand that the questions and responses are non-
binding and are asked simply in an effort to facilitate further discussions and to assist the Town
in developing the best possible reuse scenarios.
• What is a range of potential price you are willing to pay to obtain fee ownership of the
entire property at 70 Main Street?
The amount of money LPA is willing to pay to obtain fee ownership of the entire property at
70 Main Street is to be determined.
• Are you willing to engage in a long-term lease for the property at 70 Main Street?
Yes, LPA is willing to engage in a long-term lease for the property at 70 Main Street.
• If you are willing to engage in a long-term lease for the property at 70 Main Street,
what would you consider to be the minimum and maximum lease terms?
LPA would lease for a minimum of 3 years to a maximum of 5 years.
• Would you be willing to purchase or lease the property at 70 Main Street with the
present structure thereon?
Yes, LPA would be willing to purchase or lease the property at 70 Main Street with the
present structure thereon.
The following information is provided about LPA and its founding members.
• Primaries of the organization:
Alex Moody, North Andover – Director of Athletics, Head Coach Boys Ice Hockey,
Head Coach Boys Lacrosse
Maura Galligan, Newbury – Director of Admissions
Shelly Kochanski, North Andover – Director of Business
Allen Canning, North Andover – Director of Technology
Years in operation: 3 months
Primary types of development projects: We are business people and entrepreneurs with
experience in academics, investment banking and athletics.
Fiscal health of the organization: The organization will rely on tuition, private funding
and donations from supporters of Larry Piatelli.
3
• Examples of similar projects: Some examples of similar schools to LPA are:
Austin Prepatory School http://www.austinprepschool.org
St. John's Prepatory School http://www.stjohnsprep.org
Shattuck St. Mary's School http://www.s-sm.org/admissions/welcome/
Stratton Mountain School http://www.gosms.org/podium/default.aspx?t=40896
The Edge School http://www.edgeschool.com/index.php
• Five references are:
Jane Piatelli — Director of Parent Programs — Alumni and Development at the Berkshire
School T: 413-229-1236 E: jpiatelli@berkshireschool.org
Julie Kelley — Associate Director of Parent Programs — Alumni and Development at the
Berkshire School T: 413-229-1370 E: JKelley@berkshireschool.org
Lori Charpentier — Director of Athletics at Brooks School
T: 978-725-6210 E: lcharpentiernbrooksschool.org
Chris D'Orio — Booard of Trustees at Governors Academy and CFO of Hansen
Aerospace Laboratory, Inc T: 978-774-6900 x11 E: cdorio@hansenl909.com
Andy Noel — Director of Financial Aid at Choate Rosemary Hall
T: 203-697-2335 E: anoel@choate.edu
Please contact us at 617-413-7662 to discuss this proposal in more detail. To learn more about
LPA visit www.larrypiatelliacadem�org.
Sincerely,
//1P "&4,
Shelly Kochanski
Alex Moody
M
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prior to publication.
CONTRACTOR'S LIC. EXAM
Course at North Shore Tech.
Starts Apr. 13th i-800-221-0518
contractorsuccess.com
26-50
HAVERHILL - 2,050 SF Of-
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METHUEN- Great location
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includes heat.
METHUEN- Professional
Office Condo. New construc-
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COLDWELL BANKER
COMMERCIAL NRT
978.373-3897
FOR COMMERCIAL
PROPERTY FOR RENT
ADS SEE CATEGORY
57MA or 57NH
METHUEN Spacious 2 bed-
room Ranch with 2 car gar-
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mercial $310k. 508-20MI81
FOR COMMERCIAL
PROPERTY FOR RENT
ADS SEE CATEGORY
. 57MA or 57NH
PLAISTOW -Why Rent when
You can Buy? 2,400 SF Busi-
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COLDWELL BANKER
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Great opportunity. 978.374-2001
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631MA Homes MA
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Call Michael Cumings
Prudential Verani
for showing 603.862206
1
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2 bedroom, sold as is $13,900
PEABODY: Affordable 52x12
1 bedroom, updates. $34,900.
PEABODY: Large 60x12,
bedroom Waddition, $44,900.
PEABODY: Large 70x14,
bedroom, central air, $69,90
PEABODY - Brand new, dou
ble wide, 2 bedrooms,
decks, reduced $99,900.
Red Coach Realty
781-233-3331
.www.redcoachrealty.com.
LEGAL NOTICE LEGAL NOTICE LEGAL NOTICE
PUBLIC NOTICE
MASSACHUSETTS DEPARTMENT OF ENVIRONMENTAL PROTECTION
BUREAU OF WASTE PREVENTION
INDUSTRIAL WASTEWATER SECTION
Northeast Regional Office
205B Lowell Street, Wilmington, MA 01887
(978)694-3200
Pursuant to Chapter 21, Section 43 of the General Laws, and 314 CMR
7.00 and 2.06, notice is given of the following application for a sewer con-
nection permit and proposed actions thereon:
CITY/TOWN OF: METHUEN
PROJECT NAME: BWP IW38: PROPOSED PERMIT FOR
INDUSTRIAL SEWER USER IN IPP POTW DISCHARGING MORE
THAN 50,000 GPD
FACILITY NAME: CARITAS HOLY FAMILY HOSPITAL
APPLICANT: CARITAS HOLY FAMILY HOSPITAL
LOCATION: 70 EAST STREET, METHUEN, MASSACHUSETTS
PURPOSE: SEWER CONNECTION PERMIT
TRANSMITTAL NO.: X229152
PROPOSED ACTION: Tentative Determination to Issue
The above application, and applicable laws, regulations, and procedures
are available for inspection at the above MassDEP website
http://www.mass.gov/dep/public/publiche.htm. Comments on the proposed
actions or requests for a public hearing on the proposed actions must be sent
to the MassDEP address listed at the top of this notice within thirty (30) days
of this Public Notice.
Muhammad R. Ahsan James E. Belsky
Environmental Engineer Permit Chief
ET — 3/23/10
Bureau of Waste Prevention
LEGAL NOTICE LEGAL NOTICE LEGAL NOTICE
NOTICE OF MORTGAGEE'S SALE OF REAL ESTATE
By virtue and in execution of the Power of Sale contained in a certain
mortgage given by Susan K. Dipietro and David P. Dipietro to Washington
Mutual Bank, F.A., dated December 19, 2007 and recorded with the Essex
County (Northern District) Registry of Deeds at Book 11012, Page 317, of
which mortgage JP Morgan Chase Bank, National Association, as purchas-
er of loans and other assets of Washington Mutual Bank, formerly known as
Washington Mutual Bank, FA (the "Savings Bank") from the Federal Deposit
Insurance Corporation, acting as receiver for the Savings Bank and pursuant
to its authority under the Federal Deposit Insurance Act, 12 U.S.C. section
1821(d) is the present holder, for breach of the conditions of said mortgage
and for the purpose of foreclosing, the same will be sold at Public Auction at
2:00 p.m. on March 31, 2010, on the mortgaged premises located at 68 Mon-
roe Avenue, Methuen, Essex County, Massachusetts, all and singular the
premises described in said mortgage,
TO WIT:
Ten (10) lots of land situated in Methuen, County of Essex, Common-
weahh of Massachusetts, and being numbered 186 to 195 both inclusive, on
a plan of land entitled 'Coburn Park, Methuen, Mass., owned by J.W. Wilbur,
June 18, 1913, Ernest W. Branch, C.E.' and being recorded as Pian No. 150
in North Essex District Registry of Deeds.
Said lots of land being more particularly bounded and described as fol-
lows:
NORTHERLY by Monroe Avenue, 300 feet;
EASTERLY by lot 185, 94.46 feet;
SOUTHERLY by lots 117 to 126, both inclusive, 300.10 fee, and
WESTERLY by lots 196, 102.91 feet.
All of said boundaries being as shown on said plan or however otherwise
said premises may be bounded and described.
Benefit of: Easement for Water and Natural Gas Lines as recorded in Book
10050 Page 11
Benefit of: Easement for Sewer as recorded in Book 10050 Page 14.
Order of Conditions in Book 9486 Page 99.
Zoning decisions in Book 8972 Page 91 and Book 10234 Page 293. For
title reference see deed dated and recorded on August 11, 2006 with the
Essex North District Registry of Deeds in Book 10337, Page 342.
For mortgagoes(s') title see deed recorded with Essex County (Northern
District) Registry of Deeds in Book 10337, Page 342.
These premises will be sold and conveyed subject to and with the benefit
of all rights, rights of way, restrictions, easements, covenants, liens or claims
in the nature of liens, improvements, public assessments, any and all unpaid
taxes, tax titles, tax liens, water and sewer liens and any other municipal
assessments or liens or existing encumbrances of record which are in force
and are applicable, having priority over said mortgage, whether or not refer-
ence to such restrictions, easements, improvements, liens or encumbrances .
is made in the deed.
TERMS OF SALE:
A deposit of Ten Thousand ($10,000.00) Dollars by certified or bank check
will be required to be paid by the purchaser at the time and place of sale. The
balance is to be paid by certified or bank check at Harmon Law Offices, P.C.,
150 California Street, Newton, Massachusetts 02458, or by mail to RO; Box
610389, Newton Highlands, Massachusetts 02461-0389, within thirty (30)
days from the date of sale. Deed will be provided to purchaser for recording
upon receipt in full of the,purchase price. The description of the premises
contained in said mortgage shall control in the event of an error in this pub-
lication.
Other terms, if any, to be announced at the sale.
JP MORGAN CHASE BANK, NATIONAL ASSOCIATION, AS PURCHAS-
ER OF LOANS AND OTHER ASSETS OF WASHINGTON MUTUAL BANK,
FORMERLY KNOWN AS WASHINGTON MUTUAL BANK, FA (THE "SAV-
INGS BANK") FROM THE FEDERAL DEPOSIT INSURANCE CORPORA-
TION, ACTING AS RECEIVER FOR THE SAVINGS BANK AND PUR-
SUANT TO ITS AUTHORITY UNDER THE FEDERAL DEPOSIT INSUR-
ANCE ACT, 12 U.S.C. SECTION 1,821(D)
Present holder of said mortgage
By its Attorneys,
HARMON LAW OFFICES, P.C..
150 California Street
Newton, MA 02458
(617) 558-0500
200911-1925 - BLU
ET — 3/9, 3/16, 3/23/10
THE EAGLE -TRIBUNE Tuesday, March 23, 2010 15
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t
SALEM, N.H.
n over Is Issuing a
Request for Interest
(RFI) for the disposition
of Town property. The
Community Development and Services Division
PUBLISHED ON:
TUESDAY March 16, & March 23, 2010
��/ r>,>�(at
ii VVrrss rviJJ
SALEM
Convenient park. I bedroom,
SALISBURY: New 16x74, 3
BRADFORD - 5-3-1 $1100 +.
5-2.1 $900 +. Hardwood, coin-
HAVERHILL 2nd floor apart-
LAWRENCE: 3 bedroom
LAWRENCE
completely renovated. Must
see. Only
bedroom, 2 bath. $1,200 plus
-op. Off street parking. Close
ment, 3 bedroom, eat -in kit-
apartment in 2 family, quiet
NEWLY RENOVATED
APARTMENTS
....................$29AO0
SALEM MANUFACTURED
utilities. 1st, last, $S00 secu-
rity. No pets. 603-760.2503
to T. Deleaded. Credit check
& references. 91&9135889
Chen, new windows, laundry
hookups, hardwoods, $1000+
convenient location, hookups
small yard, $850, 1sT &last.
2 & 3 BEDROOMS
HOMES 603-89&2144
•Free Heat, Hot Water, Gas
Call for Immediate
Pet ok. Anna, 617-791-1006.
611-680-8068
E ACCEPT
Section 8 Voucher'
I
a preliminary R the
P rY P
CHELMSFORD -If you are a
The Town of North Andover Planning Board will hold a public hearing to dis-
cuss proposed amendments to the town's zoning bylaws. The public hearing will
978-47 --2929
overall reuse project
intend d t f
Special Permitfor203TurnpikeStreetforinstalla-
Section 8 voucher holder, we
HAVERHILL 3 bedroom, lo-
LAWRENCE: 3 bedroom unit,
SYCAMORE VILLAGE
APARTMENTS
AMESBURY condos 1 bed-
51-75
invite you to apply for an
apartment at our luxurious
toted on 1st floor of 2 family
house, deleaded, hook-ups,
deleaded, fresh paint, new
carpets, off street parking,
111 LOWELL ST
MAXIMUM INCOME
Suite 2-36, North AncloVer, MA 01845
Town Meeting Warrant Article to amend Section 2 Definitions to the
rooms from $785; heat/hot
mixed income apartment
Observatory Ave., parking, no
hookups. $900+utilities
For title see Master Deed dated November 2, 2006 and recorded at the
Essex North
Town Meeting Warrant Article to amend Section 4.121 In Residential 2
District to allow professional offices in an existing structure on municipally
water. Assigned parking, near
Park &downtown. (603) 894-
4645 amesburyforrent. Com.
community in Chelmsford.
1 & 2 be
bedroom apartments.
Income limits n effect. EHO.
it i
dogs. $1000+. 603-394-7467.
Call 339-927-ISBO (cell)
LIMITS:
i person . $35,640
2 people - $40,680
3 people - $45,180
trict in order to reference the correct Massachusetts State Building Code, 780
CMR 120.G "Flood Resistant Construction" and to remove the reference to the
HAVERHILL: $950. Great
LAWRENCE, 82 Jackson St.,
titles, tax liens, water and sewer liens and any other municipal assessments or
iens or existing encumbrances of record which are in force and are applicable,
Please call or visit
The Meadows
neighborhood! 2nd story of 2
sunny 4 bedroom, all appli-
4 people - $50,880
Town Meeting Warrant Article to amend Section 7 Dimensional I
SALISBURY SQUARE
AMESBURY - LAKE VIEW!
82 Brick Kiln Rd 91&441-9167
family house. 2 bedrooms,
utilities not included. Ist/ last.
antes, newly renovated, Sec-
tion 8 approved, resident
5 people - $54,960
6 people -$59,040
Brand new duplex! 3 bed-
HALF MONTH FREE!
1 Bedroom from $750; 2 Bed-
No smoking/pets. 91&912.1644
street parking. 978-397.8279
For information &
GEORGETOWN-] bedroom
room, formal dining, 1.5
baths, nice yard. $1300/mo. no
room from 025; Quiet coun-
try setting, Senior Discounts.
hardwood floors $950/moApplication
includes heat & hot water.
Call 918386.2041
HAVERHILL
LAWRENCE APARTMENTS
utilities, no pets. 603-760-2503
918-887.8856
Storage. Available now!
978-352-7358
Applications being taken for
senior housing. Market rate
Studios, $726 with utilities in-
Studio apartment, 2 bedroom
st 3 bedrooms available.'
istAgst /security required.
� 1111
.
GLOUCESTER:4 bedroom,
c=1111111
ANDOVER 2 bedroom apart-
eluded. For more informa-
Call 781-333-8004.
KINGSTON Immaculate
bedroom 2 floor Ranch.
3 ment, bay window, off- street
Parking. $975 mo. no utilities.
New baths, new kitchen &
Carpet. finished basement,
tion call Joyce at 978.374-2168.
EQUAL MOUSING
OPPORTUNITY
LAWRENCE Large 2 bed -
HAVERHILL - downtown
Hardwood floors, fireplace,
1st & last. No pets. Call
978-475-0033 — 918-502346
lots of parking, $1,950/mo.
room, garage parking avoilo-
ble, elevator. $850/mo. Low
very private, on main road.
last + security 781-771-2238
condo 2 bedroom $850; large
$ISWmo. 603.300-3694.4
room, 1 bedroom $725 with
hot water. Call 918-372-5456.
security deposit. No last
month required. 978-474-M
BEVERLY Available 4/15,
Goat Hill, clean and painted;
GROVELAND 2 bedroom in-
cludes heat & hot water,
HAVERHILL & METHUEN
LAWRENCE, MA
Duplexes
I bedroom apartment, 2nd
hardwood, storage,deck, pool,
BRADFORD-
floor, close to depot train,
Parking,' laundry, no smoking/
parking. $995.91&340-2576
One bedroom apartments for
rent. Off-street parking. $100
1Bedroom $750
2 Bedroom $850
LAWRENCE S0. • 1 & 2 bed
2 bed
old Townhouse. 3 bedroom,
e. 3 bedroom.
pet-$750+utilities. 918 5783469
HAVERHILL 1 bedrooms,
x•$850 Clean, quiet, park-
per month. Some with heat in-
RCG-LLC.COM61$850 15
room apartments, l
facility, parking on-site. Con
1.5 bath. Stainless appliances,
Ing, hookups, utilities in-
cluded. Call 603-8944300
venient to 495N3. Security de
washer/dryer, garage, alarm
BEVERLY, Prospect Hill,
cluded. 978-373.1325 RPM
*
posit required No pets. 2 bed
$1500. Chris (857) 829-0220
newly renovated, large 5
room, 2 bedroom, 3rd floor.
Hook upps. No Petstsmokers.
LAWRENCE, I, 2 3, &
4 bedroom, $625 & UP.
Station Realty,
LAWRENCEroom
Modern 1 & 2 bedroom
start $850+. 1 bedroorr
M. For info, 91&725.4711
HAVERHILL Fairways 55+
HAVERHILL: 2 bedroom all
new Interior,
LAWRENCE SOUTH
community. 2 bedroom 2
bath, garage parking, pool,
$1,100. +. 97&468-3285
spacious, 1st
floor $815 utilities not in.
(978) 9153113
apartments. Professionally
managed with responsive
BRADFORD I bedroom in
r,
LAWRENC rooms in
tennis, clubhouse. $1400 am
I
eluded. 1st and security re•
quired. Gary at 611-212.2651
staff. Laundry facility and
Convenient
1 BedroomSpecial
Usti see. For app:. 91&381-4941
charming Victorian, sepa-
rote entrance, parking, win
multi fo omes. Starting
at $ ordwood floors,
parking on site. to
495 and 93. Rents start I bed-
room $695+; 2 bedroom
Available now $899, heat, hot
water, gas cooking included.
HAVERHILL, 2 bedroom
washer/dryer. Cat ok. $750.
Plus study, ist floor, oil
n tchens & baths, de-
$910+ includes heat/hot water.
Princeton at Mt. Vernon
Duplexes,
9784894990; 9784894930
heated, stove, fridge, deck,
ed, laundry facility & off
For more details 97&970-2300
Call today! 1-888-7684673
day! Iroperties.com
hot water. $950. No pets,
treet parking. 603-785-1887
www.princetonproperties.com
DERRY: Duplex, 34 A Emet•
aid Dr. large 2 bedroom, l.5
smoke, no hookup 918 521•
BRADFORD: 2 family Colo-
nial college Ist floor,
LEGAL NOTICE
LEGAL NOTICE
the baths, full basement,
area, 2
bedroom, living
LEGAL NOTICE
The Town of North
A d
Town of North
Office of the Planning
Andover
Department
laundry hookup, oil heat,
$1250 603435-7847; 978.815-7580
room , dining
room, eat -in kitchen, pantry,
_ yard, parking. $1150. Please
a
ti i 1 t
The largest classified
advertising market-
place north of
Boston. Reach up
to 355,000 shoppers
with one call!
Get connected. Get results.
1-800-927-9200
fax 1-877-927-9400
leave message, 9784187714.
t
SALEM, N.H.
n over Is Issuing a
Request for Interest
(RFI) for the disposition
of Town property. The
Community Development and Services Division
PUBLISHED ON:
TUESDAY March 16, & March 23, 2010
��/ r>,>�(at
ii VVrrss rviJJ
1 Bedroom Luxury
Y
Town is in the process of
In accordance with the provisions of M.G.L.
Chapter 40-A, Section 11, the North Andover Plan
WOO�n
Apartments
considering the sale,
long-term tease, short-
Hing Board will hold a public hearing as follows:
Bradford, MA
HEAT &
term lease and/or other
method of disposition of
Purpose of Public Hearing:
Application for
A Special Permit under Section,
movetoforestacres.com
Call or stop by
HOT WATER
its property located at 70
8.9 and 10.3 of the North Andover Zoning bylaw.
Special Permit for 300 Chestnut Street for
M -F 8:30 to 4:30
Sat 10:00 to 2:00 pm
INCLUDED
Main Street (former
Bradstreet School) and
installation of Wireless Service Facility consisting of
•Free Heat, Hot Water, Gas
Call for Immediate
566 Main Street (current
police station).The RFI is
T
six antennas and one equipment cabinet., Map 098,
parcel 002, within R-3 zoning district. Owner of
�PatioorBalcony
978-3740111
Occupancy
a preliminary R the
P rY P
land: SBA Properties, Inc., 5900 Broken Sound
Parkway N.W., 2nd floor, Boca Raton, FL 33487
The Town of North Andover Planning Board will hold a public hearing to dis-
cuss proposed amendments to the town's zoning bylaws. The public hearing will
978-47 --2929
overall reuse project
intend d t f
Special Permitfor203TurnpikeStreetforinstalla-
r r 00 r r
421 MerrimackSircel, Methuen, INIA
e o os er dla- tion of Wireless Service Facility consisting of four
logue about develop- antennas and one equipment cabinet, Map 025, par -
ment opportunities for cel 100, within B-4 zoning district. Owner of land:
both properties and to North Andover Office Park Condominium Trust,
establish a basis for 93 Union Street, Suite 315, Newton Center, MA
future real estate negoti- 02459
R FESS( NAL MEDT OFF( ES:
E1000,1250sf - 3 exam room medical office,'1300/mo + elec + heat, no cam.
f - 5 rooms + reception.'1200/mo + elec + heat, no cam charges.
ations, as appropriate. Applicant/Petitioner:
Amenities include on-site lab, dialysis center, arkin elevator.
The complete RFI Clear Wireless LLC, 4400 Carillon Point, Kirkland,
with all information and WA 98033
requirements is available Public Hearing Date &Time:
on the Town website ( Tuesday, April 6, 2010 & 7:00 pm
MR11111111111MI in_
LEGAL NOTICE LEGAL NOTICE LEGAL NOTICE
www.townofnorthandove Location of Public Hearing:
r. ds ounde r "Available North Andover Town Hall, 120 Main Street, North
NOTICE OF MORTGAGEE'S
d Andover, MA 01845, 2nd floor conference room.
posals". The Town will
SALE OF REAL ESTATE
By virtue and in execution of the Power of Sale contained in a certain mort-
John Simons, Chair;
only accept proposals North Andover Planning Board
delivered in person or by All interested persons may appear and be heard.
gage given by Said Benchater and Maryann F. Benchater to Mortgage Elec-
tronic Registration Systems, Inc., dated November 13, 2006 and recorded with
mail. All proposals must Those interested in viewing the application materials
be received by 2:00 p.m. should contact the North Andover Planning Depart -
the Essex County (Northern District) Registry of Deeds at Book 10487, Pae
9
298, of which mortgage CitiMortgage, Inc. is the present holder, for breach of
on Wednesday, April 16, merit at (978) 688-9535, located at 1600 Osgood
2010 to be considered. Street, North over, MA.
the conditions of said mortgage and for the purpose of foreclosing, the same will
ET — 3/23/10 3/16 10
be sold at Public Auction at 5:00 p.m. on April 7, 2010; on the mortgaged prem-
'
ises located at 5A Blaser Court, Unit 3, 5A Blaser Court Condominium,
�ET—
Lawrence, Essex County, Massachusetts, all and singular the premises
described in said mortgage,
LEGAL NOTICE AL NOTICE LEGAL NOTICE
WIT'
The unit ("Unit") known as Unit 3 in the 5A Blaser Court Condominium, 5A
ICE OF NORTH ANDOVER
01110LANNING BOARD HEARING
Blaser Court, Lawrence, Massachusetts, a condominium established by the
Grantor pursuant to Massachusetts General Laws, Chapter 183A, by Master
Relative to Proposed Zoning
Deed dated November 2, 2006, ("Master Deed") recorded with Essex North
County Registry of Deeds at Book 10475, Page 286 which Unit is shown the
Bylaw Amendments
Pursuant to M.G.L. 40A, Section 5
on
floor plans ("Plans") of the Building recorded simultaneously with the Master
Deed, and is shown on the copy of a portion of the Pians attached hereto
The Town of North Andover Planning Board will hold a public hearing to dis-
cuss proposed amendments to the town's zoning bylaws. The public hearing will
and
made a part hereof, to which is affixed the verified statement of a registered
architect in the form required by Section 9 of said Chapter 183A.
be held as follows:
Place: Town of North Andover Town Hall, Board of Selectmen Meeting
The Unit is conveyed together with:
Room
120 Main St.
1. An undivided interest of 33.33% in the common -areas and facilities ("Com-
mon Elements") of the Condominium described in the Master Deed, attributable
North Andover, MA 01845
Date: April 6, 2010
to the Unit.
2. An exclusive easement to use deck as shown on Floor Plans recorded
herewith and marked "Deck Exclusive Unit 3" as designated for the Unit
Time: 7:00 PM
The subject matter of the proposed amendments is as indicated below. The
and
shown on the Plans, subject to the rights of other Unit Owners to use said porch
complete text and maps relative to the proposed amendments are available for
inspection during regular business hours at the following places:
or deck as an alternate means of egress in the case of fire.
3. An unreserved parking easement to use two (2) outdoor parking spaces,
location "6
-Town Hall, Town of North Andover, 120 Main St., North Andover, MA 01845
- Community Development Office, Town of North Andover, 1600 Osgood St:,
the of which is designated as Parking Spaces" as designated on Site
Plan recorded with the Master Deed and shown "Condominium Site Plan for the
"5A
Suite 2-36, North AncloVer, MA 01845
Town Meeting Warrant Article to amend Section 2 Definitions to the
Blaser Court Condominium" located at 5A Blaser Court, Lawrence, MA,
drawn by Bradford Engineering Co. dated October 13, 2006, as revised October
add
definition of the Area of a Sign.
. Town Meeting Warrant Article to amend Section 3.1 In the Establish
18, 2006 and November 1, 2006, prepared for Said & Maryann F. Benchater,
recorded with the Master Deed.
-
ment of Districts to add the "Wireless Telecommunications Overlay District".
For title see Master Deed dated November 2, 2006 and recorded at the
Essex North
Town Meeting Warrant Article to amend Section 4.121 In Residential 2
District to allow professional offices in an existing structure on municipally
County Registry of Deeds at Book 10475, Page 286. See also
deed into Declarant dated February 18, 2004 and recorded at Book 8572, Page
owned property containing a minimum of 50 acres in R2 District.
Town Meeting Warrant Article to amend Section 4.1331n the Industrial
279•
For mortgagoes(s') title see deed recorded with Essex County (Northern Dis-
2 District to allow alternative energy uses in an Industrial (1-2) Zoning District.
Town Meeting Warrant Article to amend Section 4.137 Floodplain Dls-
Iris) Registry of Deeds in Book 10487, Page 294.
These premises will be sold and conveyed subject to and with the benefit of
trict in order to reference the correct Massachusetts State Building Code, 780
CMR 120.G "Flood Resistant Construction" and to remove the reference to the
all rights,'rights of way, restrictions, easements, covenants, liens or claims in the
nature of liens, improvements, public assessments, any and all unpaid taxes, tax
FEMA Flood Boundary and Floodway Map dated June 2, 1993, that no longer
applies.
titles, tax liens, water and sewer liens and any other municipal assessments or
iens or existing encumbrances of record which are in force and are applicable,
Town Meeting Warrant Article to amend Section 5 Earth Materials
Removal to add a reference to those sections of the bylaw, Section 5.4, 5.5
paving priority over said mortgage, whether or not reference to such restrictions,
and
5.6, where earth removal is permitted. i
easements, improvements, liens or encumbrances is made in the deed.
TERMS OF SALE:
Town Meeting Warrant Article to amend Section 7 Dimensional I
A deposit of Five Thousand ($5,000.00) Dollars by certified or bank check will
Requirements to add the definition of projections into front yards, side yards
and rear yards.
)e required to be paid by the purchaser at the time and place of sale. The bal-
ince 4s to be paid by certified or bank check at Harmon Law Offices, P.C., 150
'alifornia
Town Meeting Warrant Article to delete the current Section 8.9 In the ;
Wireless Service Facilities and replace it with a new section 8.9 to the
Street, Newton, Massachusetts 02458, or by mail to P.O. Box 610389,
Vewton Highlands, Massachusetts 02461-0389, within thirty (30) days from the
allow i
following changes, among others:
- To establish a Wireless Overlay District to contain specific parcels where I
fate of sale. Deed will be provided to purchaser for recording upon receipt in full
)f the purchase price. The description of the premises contained in said mort-
wireless service facilities will be permitted with a Special Permit from the Plan- ;
ning Board;
)age shall control in the event of an error in this publication.
Other terms, If any, to be announced at the sale.
o To delete the requirement for the payment of fines; j
-To delete the requirement for the renewal of the special permit, as well as
CITIMORTGAGE, INC.
other changes. i
Present holder of said mortgage
I Town Meeting Warrant Article to amend Section 9 Non -Conforming
By its Attorneys,
HARMON LAW OFFICES, P.C.
Uses to allow pre-existing non -conforming two family residential structures cer- ;
tain alterations, provided there is a finding by the Zoning Enforcement Officer, in k
150 California Street
the Fill, R2, R3, R4 and R6 Districts. k
Newton, MA 02458
Town Meeting Warrant Article to amend Section 16.2 In the Corridor
(617) 558-0500
Development District 1 (CDD1) to allow drive-through restaurants provided
200809-2861 - BLU
.T - 3/16, 3/23, 3/30/10
they are located more than 250 feet from the R6 district.
ET — 3/23, 3/30/10 1
4
1
LAWRENCE So- 5 room, 3
bedroom 3rd floor. Nice area,
appliances, hook-ups, parking,
Yard. $850 no utilities.'Ist and
last required. Call 918388-1708
LAWRENCE South, Falmouth
St., 1 bedroom, fridge, stove,
microwave, parking, laundry
room, heat & hot water in-
cluded. No pets, security de-
posit & references required.
$790 month. 978--682-4991
LAWRENCE, SOUTH, town-
house, 2 bedroom, 1.5 baths,
Parking, yard, no pets. $950
month. References required.
(978) 609.7218
LAWRENCE --
Studios, start at $575
Also; Furnished room $120/wk
For details 978-794-3039
LAWRENCE - Tower Hili, 1
bedroom, 3rd floor, no pets.
off street parking. 8$650+.
Gallant Assoc. (978) 680931
METHUEN 1 & 2 bedroom
$710+-850+. Free month with
Year lease. Near center, well
maintained complex, laundry
on-site, no pets. 978-794-5356
METHUEN, 3 bedroom, 2nd
floor, laundry hookups in
unit, renovated, parking,
quiet Gill Ave. location, $1000 /
mo. + utilities. No pets.
Available April 1.978-852-9379
LEGAL NOTICE
Town of Plaistow, NH
Zoning Board of
Adjustment
The Plaistow Zon-
ing Board of Adjust-
ment will hold public
hearing on Thursday
March 25, 2010, at 7:00
p.m. at the PLAISTOW
TOWN HALL, 145 MAIN
STREET, SECOND
FLOOR, Plaistow, NH
to consider the follow-
ing applications:
(All requests are ref-
erence to the Plaistow
Zoning Ordinances)
#10-02: A request
from Charles L. Blinn, Jr.,
for a variance from Arti-
cle V, § 220-321 to allow a
shed to be within 3 feet
of the property line
where thirty-five feet is
the minimum. The prop-
erty is located at 40 Main
Street, Tax Map 38, Lot
41 in the CII District. The
property owner of record
is Charles L. Blinn, Jr.
#10-03: A request
from Gary Densen for a
special exception under
Article X, all sections to
permit a home occupa-
tion, namely and office
for a construction com-
pany. The property is
located at 58 Westville
Road, Tax Map 26, Lot
44, in the Cl District. The
property owner of record
is Plaistow Little River
Realty, LLC (Gary
Densen).
ET — 3/23/10
LEGAL NOTICE
COMMONWEALTH OF
MASSACHUSETTS
LAND COURT
DEPARTMENT OF
THE TRIAL COURT
(SEAL)
Case No.420872
To: Stephen McC01gan
Susan McColgan and to
all persons entitled to the
benefit of the Service -
members Civil Relief Act:
GMAC Mortgage, LLC
-laiming to be the
holder of mortgage cov-
aring real property in
Haverhill, numbered 55
Dogswell Street given by
Stephen McColgan and
Susan McColgan 'to
oansnap.com, Inc.,
sated April 4, 2005,
3ecorded with the Essex
bounty (Southern Dis-
rict) Registry of Deeds
it Book 24175, Page
t82, and now held by
)laintiff by assignment
,as filed with said court
I complaint for authority
o foreclose said mort-
gage in the manner
ollowing: by entry and
lossession and exercise
If power of sale.
If you are entitled to the
lenefits of the Service-
nembers Civil Relief Act
Ind you object to such
Dreclosure you or your
Ittorney should file a
written appearance and
Inswer in said court at
loston on or before the
'6th day of April, 2010 or
ou may be forever
arred from claiming that
uch foreclosure is
walid under said act.
Witness, KARYN F.
ICHEIER Chief Justice
f said Court this 11th
ay of March, 2010.
I Attest:
Deborah J. Patterson
Recorder
T— 3/23/10
1
r
16 Tuesday, March
23, 2010 THE EAGLE
-TRIBUNE
METHUEN 3 bedroom apart-
NO. ANDOVER, bright sunny
SALISBURY Beach year
2 bedroom, large deck,
ment 1sT floor, marble counter
tops, tile/hardwood floors,
) bedroom, 2nd floor, $850
heated, 1 car parking, no
round
ocean view. All utilities in -
parking, no pets -$1150, no utili-
laundry, 1st, last, security,
cluded. 1 car Parking. Small
OK. $1300/mo. 603-347-1339
ties. 1st/security. 978-930-3465
978-360.4563; 978-994-9119
pet
METHUEN - CHARLES ST.
Heat &Hot Water included.
North Andover East Mill
on site, 1st floor, plenty of room
OCEANFRONT House
Newly remodeled 1 & 2
Lofts, Studio, lbs room
2 bedAvailable
KENSINGTON- $535 private
bedroom apartments with
EMLofts.com 617 625 8315updated
To
appliances. Starting
bed & bath, all included. Min- -
oaT$870.Ca11978682-4891.
*F1
NORTH ANDOVER, newlyMETHUEN,
renovated 1 bedroom, in quiet
large fenced Yard with garage 'rents,
/ /offices. 617-908-0116.
clean 2 bedroom
at Colonial Village, 1st floor,
renovated mansion. Parking,
Lawrence, 978-975-5103
new kitchen, C/A, $925 + util-
laundry, $850 month includes
SALEM Near 93: Clean &
1 & 2 bedroom condos,
ities. Parking. NO. PETS.
electric. (978) 688-8880
.
KINGSTON, NH -Furnished
(978) 683-0754
Excellent
Location
ROWLEY
d
METHUEN
ELM CREST ESTATES
ALL UTILITIES INCLUDED
2 Bedroom - $1,050 monthly eats
1 Bedroom - $890 monthly%3-V
of the 1
Newly remodeled apartments North Stare
with updated appliances.
No pets. For more info go to Tranquility fresh air & plenty
www.forrent.com/ of parking await You at our
elmcrestestates oasis in the woods. Spacious
or call 978-682-4891. 2 bedroom apartments from (
only $960-$980 including I
heat/hot water. Professional
METHUEN, Roseland ST., 24 hr. on-site management
Newly remodeled 1 bedroom, plus many other amenities.
private sunporch, laundry Enjoy country living while -
room, fridge, stov, all utili- only 30 minutes from Boston. L
ties included. No pets. Secu- Cats Okay. Call for details,
rity deposit & references. CALL FOR INCENTIVES!!! n
$870 monthly. (978) 682-4891 978-948=2056 s'
NEWBURYPORT-5room, 11/4 miles east ofRt. 95on133 p
2.3 bedroom 3 level half *see our new online website* P–
house, near downtown, wash- millwoodapartments. net
er/dryer hook-ups, $1300 mo.
+ utilities. Call 978-470-2747 SALEM Gorgeous, large,
sunny 1 or 2 bedrooms, 1stEWBURYPORT, MA: floor,
and region. floor, hardwood, porches, -
storage, parking, $890+, no p
smokers. Cats ok 603-431.7484. ,
STATE SALEM, Renovated barn,
STREET end of dead end street, 2 bed -
PROPERTIES room unit, fully applionced -
kitchen, central air, washer
dryer, separate entrance.
3 ea. 1 bedrooms from $650+- Plenty of parking. 1 mile to
train:
4 ea. 2 bedrooms from $1200+ pets, smoking.
3 houses from $1,300+ References. Available June 1.
State St. Prop., 978-462-7032 Call 978-502-4457.
LEGAL NOTICE LEGAL NOTICE
NOTICE OF MORTGAGEE'S
SALE OF REAL ESTATE
By virtue and in execution of the Power of Sale
contained in a certain mortgage given by Karen
Dube -Mann and Debra Dube -Mann to Bank of
America, N.A., dated August 2, 2007 and recorded
with the Essex County (Northern District) Registry
of Deeds at Book 10874, Page 139, of which mort-
gage Bank of America, NA is the present holder, for
breach of the conditions of said mortgage and for the
purpose of foreclosing, the same will be sold at Pub-
lic Auction at 4:00 p.m. on March 31, 2010, on the
mortgaged premises located at 544 Howard Street,
Lawrence, Essex County, Massachusetts, all and
singular the premises described in said mortgage,
TO WIT:
The land in Lawrence, Essex County, Massachu-
setts together with the buildings thereon, further
bounded and described as follows:
Beginning at a point in the West line of Howard
Street in said Lawrence, twenty-two and 20/100
(22.20) feet NORTH of a stone bound at the angle of
Howard Street;
Thence running NORTH on Howard Street fifty
and 1 1/1 00 (50.11) feet; -
Thence WEST on land now or late of James Cul-
bert fifty-eight and 50/100 (58.50) (sic) feet;
Thence SOUTH on land now or late of John
McCarten fifty and 10/100 (50.10) feet;
Thence EAST on land now or late of William R.
Ruddock fifty-nine and 9/100 (59.09) feet to the first
bound.
For mortgagors' title see deed recorded with
Essex County (Northern District) Registry of Deeds
in Book 9597, Page 28.
These premises will be sold and conveyed sub-
ject to and with the benefit of all rights, rights of way,
restrictions, easements, covenants, (lens or claims in
the nature of liens, improvements, public assess-
ments, any and all unpaid taxes, tax titles, tax liens,
water and sewer liens and any other municipal
assessments or liens or existing encumbrances of
record which are in force and are applicable, having
priority over said mortgage, whether or not reference
to such restrictions, easements, improvements, liens
or encumbrances is made in the deed.
TERMS OF SALE:
A deposit of Five Thousand ($5,000.00 ) Dollars
by certified or bank check will be required to be paid
by the purchaser at the time and place of sale. The
balance is to be paid by certified or bank check at
Harmon Law Offices, P.C., 150 California Street,
Newton, Massachusetts 02458, or by mail to P.O.
Box 610389, Newton Highlands, Massachusetts
02461-0389, within thirty (30) days from the date of
sale. Deed will be provided to purchaser for record-
ing upon receipt in full of the purchase price. The
description of the premises contained in said mort-
gage shall control in the event of an error in this pub-
lication.
Other terms, if any, to be announced at the sale.
BANK OF AMERICA, NA
Present holder of said mortgage
By its Attorneys,
HARMON LAW OFFICES, P.C.
150 California Street
Newton, MA 02458
(617) 558-0500
200911-0666 - GRN
ET - 3/9, 3/16, 3/23/10 .
LEGAL NOTICE LEGAL NOTICE
MORTGAGEE'S SALE OF REAL ESTATE
By virtue of and in execution of the Power of
Sale contained in a certain mortgage given by David
W. Claffey, Sr and Brenda Claffey to Mortgage Elec-
tronic Registration Systems, Inc. acting solely as
nominee for First Horizon.Home Loans, a Division o
First Tennessee Bank N.A., dated August 27, 200i
and recorded at Essex County (Northern District;
Registry of Deeds in Book 10898, Page 144 o
which mortgage EverHome Mortgage Company is
the present holder by assignment Recorded a
Essex.County (Northern District) Registry of Deeds
in Book 11494, Page 38, for breach of conditions o
said mortgage and for the purpose of foreclosing th(
same, the mortgaged premises located at 24 Almon
Street, Methuen, MA 01844 will be sold at a Publii
Auction at 10:00 AM on April 7, 2010, at the mort
gaged premises, more particularly described below
all and singular the premises described in said mort
gage, to wit:
The land in Methuen, Essex County, Massachu
setts with all the buildings thereon being Lot No. 5 of
a; plan of land entitled "Plan of Land in Methuer
owned by Marie J. Gammons", dated May 191E
drawn by F.W. Stowers, C.E., and recorded with th
Essex North District Registry of Deeds at Book 35'
Page 600. Said Lot No. 5 is more particularly bounc
ed and described as follows: Northerly by Lot No.
as shown on said Plan, two hundred thirty (230) fee
Easterly fifty (50) feet by the Westerly line of Almor
Street; Southerly two hundred sixty (260) feet by L(
No. 6 as shown on said Plan; and Northwesterly In
eight and 66/100 (58.66) feet by land now or forme
ly of Mann. The premises are conveyed subject I
and with the benefit of all rights, rights of way, eas(
ments, appurtenances, reservations, restriction:
and layouts and takings of record, insofar as the
are in force and applicable.
For mortgagor's title see deed recorded with th
Essex County (Northern District) Registry of Deec
in Book 9051, Page 134.
The premises will be sold subject to any and i
unpaid taxes and other municipal assessments ar
liens, and subject to prior liens or other enforceab
encumbrances of record entitled to precedence ov
this mortgage, and subject to and with the benefit
all easements, restrictions, reservations and cont
tions of record and subject to all tenancies and/
rights of parties in possession.
Terms of the Sale: Cash, cashier's or certifi(
check in the sum of $5,000.00 as a deposit must t
shown at the time and place of the sale in order
qualify as a bidder (the mortgage holder.and i
designee(s) are exempt from this requirement); hi!
bidder to sign written Memorandum of Sale up(
acceptance of bid; balance of purchase prk
payable in cash or by certified check in thirty (3
days from the date of the sale at the offices of mo
gages's attorney, Korde & Associates, P.C., 321 E
lerica Road, Suite 210, Chelmsford, MA 01824-411
or such other time as may be designated by mo
gages. The description for the premises contained
said mortgage shall control in the event of a typ
graphical error in this publication:'
Other terms to be announced at the sale.
EverHome Mortage Compal
Korde & Associates, P.
321 Billerica Ro
Suite 2
Chelmsford, MA 01824-41
(978) 256-15
(AMC 09-050652/Claffey Sr.)(03/16/10, 03123P 0)(19028
ET - 3/16, 3/23, 3/30/10
in mN
VERY LARGE 1 & 2
Bedrooms with dining room
area. Starting at $750 in-
cluding heat & hot water.
allfor details. Very low de-
osit required for credit wor-
thy applicant
Directions: Exit 1 off 93 or
right off Rt 28.
603-893-1100
)NDONDERRY: Quiet area
)edroomapartment, newly
novated, heat, hot water, no
noking, no pets, private
irking, $750/mo. Security de -
sit. Call603-434-0058.
NEWTON
Studio, 800 month. No utili-
ties. Fitzgerald & Co,
603-234-1458; 603-382.1669
ELHAM: A must see! Fully
pplionced 2 bedroom, 1.5
oths, finished basement,
hed. Beautiful yard, $1200,
io pets. (603)490-9842.
CLASSIFIED
CONNECTION
Includes all utilities + cable
$700.978-766-8409
978-416-2116
Families Like Yours
- Become a Foster Parent
.
shared' kitchen, cable, park-
ing. 115/ week. 978-792-6034
DANVERS: Mature female
seeks some to share new
Need 'a Home for
AVER
home on the Crane River
SALEM: 1 bedroom, laundry HAMPTON,
NH newer 3 bed-
PEABODY- Available Now
furnished bedroom private
FAMIL
on site, 1st floor, plenty of room
OCEANFRONT House
Contractor's Yard A
Clean, quiet, safe bldg next
KENSINGTON- $535 private
closet space. Heat, hot water for
weekly summer rental, in-
To
YWCA, YMCA. Lowest
bed & bath, all included. Min- -
included. No pets. Available ternet,
laundry. 603234-5402
large fenced Yard with garage 'rents,
/ /offices. 617-908-0116.
free cable. 4 hr move-
utes to Seabrook, Highways
now. $875Jmo. (781) 2454MO
storage .in.
Lawrence, 978-975-5103
95 & 495;Rtes 1, 107,150 & 125. _
Call for details: 603-501-8943
OCEANFRONT- Beautiful
3 bedroom on the ocean!
Salisbury Beach/Seabrook.
SALEM Near 93: Clean &
1 & 2 bedroom condos,
SALISBURY l+ acre light in-
dustrial lot, easy on/off 95/495,
AFFORDABLE
&clean single furnished
.
KINGSTON, NH -Furnished
quiet
include heat/hot water. $875+
Off -season also. 978-975- 4001
gated & Additional ac -
fenced. -463-
res available. 918-463-0100. rooms,
Lawrence, MA.
So Law
Bedroom, n 'Yate Bath,, in
B , P
up. No dogs. 603.893-5726
yard-$135hvk.includes utilities,
cable, internet, 978-305-0152.
Companies in Boston are
aggressively seeking people
with all levels of experience
for jobs in hundreds of
occupations.
Fridge, micro, cable ready.
quiet neighborhood - $550
I
Salisbury
Beach -Oceanfront
3 & 4 bedrooms 6/26-7110 &
Security.
Call 978-682-2381.
with utilities plus opportunity
To exchange minor mainte-
SALEM, NH: 2 bedroom, 1.5 2,
These employers will never
bath, washer/dryer, security 8/21
-Labor Day -great prices!! .Availablenow-furnished
LAWRENCE - Furnished bed-
contained in a certain mortgage given by Cheri
nance for Laundry & Meals. i
system, all utilities included. Tom
Saab RE 978-6836699
ANDOVER, Executive office rooms
with FREE CABLE TV
Nonsmoking. Call 603-793.2650
quiet neighborhood, $900(mo
LOWELL: Room, 1 responsi-
space for rent downtown.
UTILITIES INCLUDED
Please leave message.
1
��i�4
W Want Roommate
Po
+ security 603-231-0874
Immediate occupancy.
470-2929
978-682-2521; 978-685-9509
tions in said mortgage and for the purpose of fore
SALEM, NH WELLS
MAIN
BEACH, MAINE
(978) LAWRENCE,
MA, Furnished,
To share 4 bedroom town- ,
shay ,
Andover No. RIGHT SIZE,
POLICY BROOK ESTATES
steps
from sandy beach,
utilities included. Free cable.
house with clean, non-smoker h
1 & 2 Bedroom Luxury Suites sleeps
6, 1.5 bath, wall to
RIGHT PRICE Jefferson Pk
From $90/wk. Se Hablo
No pets. $525/mo. 603-571-5100.
Far info &amenities To
wall,
dishwasher,) pet-
Rt 114. Full service individual
Espanol. Call 978-686-8980
e.
www.MesitiRealEstate.com
s/no
88 16
smokers. (978) 8861621
offices. $395 -up. 978-685- 5440
SALEM, quiet/convenient
room,
or call (603) 224-2268.
www.officesuites.com
area, share
BEACH, ME Duplex
1985, Revised December 12, 1985, which plan is
A division of YORK
Our system creates one for
kitchen/laundry, utilities in- _
kit hen/launidry
( �
Mesiti Real Estate, Inc. Sleeps
6 ea. side, AC, inter-
laundry, deck. No pets.
A-1 RENTALS
cluded, $100Iwk. 603-890.8689
net,
parking, quick access to Rte,
SALEM, NH - $500-$1100/wk.978-388-6000.
WILLOWS PARK
Southwesterly by Lot 6, as shown on said plan,
SALEM, Main ST, comfarta-
Getting Divorced?
Southern NH - InBetweeners
& Others. Short & Long term.
Call (978) 526-7469.
HEAT & HOT WATER
INCLUDED
ble 1 or 2 room offices for
lease. Variety of options and
.
Live at the Salisbury Inn.
basc bath- es$11&
Private h i iIiOYil &
2 Bedroom - $980 monthly.
DANVERS, commercial in -
locations. 603-134-5402.
From $175week. 978-465-5584
wee -
able TVitCall 603
1 Bedroom -$1170 monthly
Newly remodeled apartments
dustrial, approximately 1800
' `
eGeneral Management - #10
. For title see deed recorded at Book 6365, Page
with updated appliances. No
pets. For more info go to
sq.ft., w/ small office, bath-
room, and overd heagarage
d
door. Electric include.
l
• •:' ' •:'
'
SELF-STORAGE: Salem,
room, utilities included.
parking, private entrance
7 100
6
mortgage to be foreclosed shall control in the event
www.forrenT.coml
willowparknh
Pete978-777.7669ext.3
NH; Methuen, MA. Automo-
biles, boats, motorcycles,
AMESBURY - Share 2 bed-
room apartment Market
■
_ESSEX/ IPSWICH/
Office/ Warehouse Spaces
or call 603-894-4631
household goods, business
stock, etc. Prices from $20 to
$190/mo. Call 603-894-4631
es
ST. $12Qwk. includes all utili-
ties, ready now 978.809-2028.
*Sales Manager -#39
SANDOWN 2 bedroom, 1.5 TOPSFIELD/GEORGETOWN
aged man. Parking, yard,
washer, dryer. $650. a month.
BEVERLY roommate $6001un.
bath, laundry hook-ups ,bas•
ement, Yard, deck, 2 car park•
From $1,200/mo. + utilities,
www.hampshireroad
selfstorage.net
taxes, tax titles, municipal liens and assessments, if
�Iiiiiiiiiiiiiiiiiiiiij
ing, $1075+ utilities. Security.
Minimum 1 year lease,
,
mo. includes cable &electric.
o
BEVERLY- RN desires fur-
No pets. 603-887-2440
1st/last/security. 978-768-4511
N ice neighborhood, wash-
er/dryer, parking, yard, deck,
nodrug/ smoke.978-257-2105
, � �
CJS
COLLECTIONS
SEABROOK BEACH
METHUEN:2,300 sq. ff., Med-
ical Suite 2 1st floor profes-
I
�
Year-round 1& 2 bedroom
apartments, $820/mo & up.
sional building, parking high-
(978) 688-2263
nished room to rent near
Beverly Hospital starting
Collectors with 2 +years ex-
UTilities included. No lease,
Utilities
way access
April 26. Please -call for fur-
DANVERS furnished bed.
perience wanted for Haver-
hill & Beverly offices. Must
MIDDLETON/ NO. Andover,
Rte 114, 2500 sq.ft, industrial
space, high ceilings, large
check, bank treasurers or cashier's check within thir-
ther details, (407) 619-6969.
room, private bath (former
in-law), own entrance, pool,
quiet dead-end.
have strong computer & ver -
bat communication skills.
SEABROOK, NH
resume to: 978-374-2163 atin
Becky.
$499
overhead doors. . �
parking,
e.
smoking/no Is. No (ease.
paid training, benefits, base
pay+commission.
SALEM: Great Location!
bedroom, includes heat/hot Move -in Special
voter, new carpet, fully op- Stunning, Yet Affordable.
>lionced. Starting at $1,275. Remodeled 1 & 2 Bedroom
also 2 bedroom starting 0 Apartments in Park Setting
11,050. Fantastic location on 5 from $1025. Cats OK. No appli-
icres. Coin -op. No dogs Very cation fee --No pet fee --No last
:lean Can also be shown month! Call WINDJAMMER
Neekends. Coll 603-458-1884 Apartment Homes 603.926-0565
LEGAL NOTICE LEGAL NOTICE
NOTICE OF MORTGAGEE'S
SALE OF REAL ESTATE
By virtue and in execution of the Power of Sale
;ontained in a certain mortgage given by Diomedes
)rtiz and Maria Cid Ortiz to Mortgage Electronic
3egistration Systems, Inc., dated May 6, 2005 and
'ecorded with the Essex County (Northern District)
3egistry of Deeds at Book 9499, Page 297, of which
nortgage BAC Home Loans Servicing, L.P. is the
)resent holder, for breach of the conditions of said
nortgage and for the purpose of foreclosing, the
same will be sold at Public Auction at 3:00 p.m. on
April 7, 2010, on the mortgaged premises located at
181-183 Bailey Street, Lawrence, Essex County,
Massachusetts, all and singular the premises
described in said mortgage,
TO WIT:
The land in said Lawrence with the buildings
thereon, in the County of Essex, bounded and
described as follows:
Northerly sixty (60) feet by the south line of Bai-
ley Street;
Easterly one hundred twenty (120) feet by land
now or formerly of the Essex Company;
Southerly sixty (60) feet by land now or formerly
of the Peter Farrell and Rose Farrell and Terrance P.
Dolan; and
Westerly one hundred twenty (120) feet by land
now or formerly of Mary Keleher.
The east line of the premises is distant westward
seventy (70) feet from the West line of Phillips Street
and is parallel therewith.
For mortgagors' title see deed recorded with
Essex County (Northern District) Registry of Deeds
in Book 7283, Page 6.
These premises will be sold and conveyed sub-
ject to and with the benefit of all rights, rights of way,
restrictions, easements, covenants, (lens or claims in
the nature of liens, improvements, public assess-
ments, any and all unpaid taxes, tax titles, tax liens,
water and'sewer liens and any other municipal
assessments or liens or existing encumbrances of
record which are in force and are applicable, having
priority over said mortgage, whether or not reference
to such restrictions, easements, improvements, liens
or encumbrances is made in the deed.
TERMS OF SALE:
A deposit of Five Thousand ($5,000.00) Dollars
by certified or bank check will be required to be paid
by the purchaser at the time and place of sale. The
balance is to be paid by certified or bank check at
Harmon Law Offices, P.C., 150 California Street,
Newton, Massachusetts 02458, or by mail to P.O.
Box 610389, Newton Highlands, Massachusetts
02461-0389, within thirty (30) days from the date of
sale. Deed will be provided to purchaser for record-
ing upon receipt in full of the purchase price. The
description of the premises contained in said mort-
gage shall control in the event of an error in this pub-
lication.
Other terms, if any, to be announced at the sale.
BAC HOME LOANS SERVICING, L.P.
Present holder of said mortgage
By its Attorneys
HARMON LAW OFFICES, P.C.
150 California Street
Newton, MA 0245
(617) 558-050
200906-2249 - GRI
200906-2249 FC
ET - 3/16, 3/23, 3/30/10 .
LEGAL NOTICE LEGAL NOTICE
NOTICE OF MORTGAGEE'S
SALE OF REAL ESTATE
By virtue and in execution of the Power of Sal
contained in a certain mortgage given by Ira
Locke and Rebecca L. Locke to Ameriquest Mo
gage Company, dated June 23, 2005 and records
with the Essex County (Northern District) Registry
Deeds in Book 9626, Page 43 of which mortgag
Deutsche Bank National Trust Company, as Trusts
in trust for the benefit of the Certificateholders
Ameriquest Mortgage Securities Trust 2005-R
Asset -Backed Pass -Through Certificates, Serie
2005-R9 is the present holder, by assignment, f
breach of the conditions of said mortgage and for th
purpose of foreclosing, the'same will be sold at Pu
lic Auction at 11:00 AM on,AQril 13, 2010, on th
mortgaged premises located''M46 1/2 a/k/a 14
1461/2 Oakland Avenue, METHUEN, MA 01844,
and singular the premises described in said mo
rt
gage, TO WIT: -
The land in Methuen, Essex County, Massachu
setts, with all the buildings thereon, being lot nu
i bered 4 on plan of "C.D. & J.B. Holman" record
with North Essex Deeds, as Plan No. 376, bound
. as follows, to wit:
NORTHERLY fifty feet by Oakland Avenue;
; EASTERLY one hundred twelve and 6/10 feet
t lot numbered 5 on said plan;
SOUTHERLY by fifty and 1/10 feet by land no
- or formerly of Newshoime;
- and WESTERLY one hundred nine and 85/1
) feet by lot numbered 3 on said plan. For mortgago
title see deed recorded with the Essex Coun
(Northern' District) Registry of Deeds in. Book 775
y Page 253.
These premises will be sold and conveyed su
sjest to and with the benefit of all rights, rights of w
restrictions, easements, right of ways, covenan
II liens or claims in the nature of liens, improvement
d public assessments, any and all unpaid taxes, t
titles, tax liens, water and sewer liens and any oth
e municipal assessments or liens or existing encu
ir brances of record which are in force and are ap
)f cable, having priority over said mortgage, whether
I- not reference to such restrictions, easement
it improvements, liens or encumbrances is made
d the deed.
TERMS OF SALE: A deposit of TEN THO
e SAND DOLLARS ($10,000.00) by certified or be
o check will be required to be paid by the purchaser
!h the time and place of sale. The balance is to be p
by certified or bank check at Ablitt Law Offices, P.
'n 304 Cambridge Road, Woburn, Massachuse
e 01801, other terms and conditions will be provid
3) at the place of sale. The description of the premi
t- contained in said mortgage shall control in the ev
il- of an error in this publication.
10 OTHER TERMS, IF ANY, TO BE ANNOUNC
1- AT THE SALE.
in Present holder of said mortga
o- Deutsche Bank National Trust Compa
as Trustee in trust for the benefit of
Certificateholders for Ameriquest Mortgage Sec
IY, ties Trust 2005-R9, Asset -Bac
1. Pass -Through Certificates, Series 2005-
10 By its Attorne
)0 Ablitt Law Offices, 304 Cambridge Ro
)O Woburn, Massachusetts 01
0 Telephone: 781-246-8995 Fax: 781-246-8
3/23/2010 3/30/2010 4/6/2
4) 96.1
ET -3/23,3/30,4/6/10
I .
tOOVI V/ I----- tAJ I ri Alvirai rmu, IYn - " --
ET- 3/23,
-ET -3/23, 3/30, 4/6/10 clean, safe, sunny, quiet, Duties include monagemen
room with cable, laundry, of after school/summer cam
parking $140/wk; includes Programs and facilities ren'
LEGAL NOTICE LEGAL NOTICE utilities. Call 603-382 8531 als;nd program d; a opmer
rsonnE
and marketing; personn(
e NOTICE OF MORTGAGEE'S HAMPSTEAD, Mature pro- management; and relate
A fessionals seeking some. Un- business office function!
SALE OF REAL ESTATE furnished room in our cozy 10 Proficiency in Microsoft 0
Mort By virtue and in execution of the Power of Sale room home. Clean. Includes fice is required. Send resum
d contained in a certain mortgage given by Charles T. cable, parking, storage, wire- w/3 refencC To: Director (
of Gondola and Loretta A. Gondola to Mortgage Elec- less internet & utilities. Finance, SCDS, 545 Cabot Si
e tronic Registration Systems, Inc., dated January 29, Non-smoker. $150 week. Beverly, MA 01915 E.O.E.
e 2003 and recorded with the Essex County (Northern Available now. 603-329.4905
for District) Registry of Deeds at Book 7492, Page 305,
9, of which mortgage CRiMortgage, Inc. is the present LEGAL NOTICE LEGAL NOTICI
s holder, for breach of the conditions of said mortgage
or and for the purpose of foreclosing, the same will be Commonwealth The al Massachusetts
e sold at Public Auction at 5:00 p.m. on March 31, to and Court
Pub 2010, on the mortgaged premises located at 5-7 Probate and Family Court
e Ashland Avenue, Methuen, Essex County, Massa Docket No. Court 992PI
6- chusetts, all and singular the premises described in Essex Probate and Family Court
all 36 Federal Street
rt said mortgage, Salem MA, 01970
TO WIT: In the matter of:
A certain tract or parcel of land with the buildings Nellie Wright
- thereon, being lot numbered 35 on a Plan of Land of Of:
m Alfred Newsholme, surveyed by Joseph S. Howe,
ed dated July 1893, and recorded with North District of Methuen, MA
ed Essex Registry of Deeds, Book 132, Page 600. Said RESPONDENT
lot is BOUNDED and described as follows: Norther- (Person to G NOTI�rotecCE
PETITION
I fifty (50) feet by lot numbered 60 on said plan; CITATION GIVING NOTICE OF PETITION
by Easterly ninety (90) feet by lot numbered 34 on said FOR APPOINTMENT OF CONSERVATOR
OR OTHER PROTECTIVE ORDER
play); Southerly fifty (50)feet by the northerly line of PURSUANT TO G.L. c. 190B, §5-304 & §5-405
w Ashland Avenue; and Westerly ninety (90) feet by lot
numbered 36 on said plan. Subject to any restric- To the named Respondent and all other interest(
es tions now in force and applicable to said lot Meaning Persons, a petition has been filed by John Holt (
and intending to describe and convey the same behalf of Oxford Manor f Haverhill, ,MA, Mary Elk
t
tY premises conveyed to mortgagors by deed recorded Groves on behalf of Oxford of Haverhill, MA in ti
4, immediately prior hereto. above captioned matter alleging that Nellie Wright
For mortgagoes(s') title see deed recorded with in need of a Conservator or other protective order eu
b Essex County (Northern District) Registry of Deeds requesting that Cecilia Atkinson of Methuen, MA (
a -
in Book 7492, Page 303. some other suitable person) be appointed as Cons(
ts, These premises will be sold and conveyed subject vator to serve With Personal Surety on the bond.
is( to and with the benefit of all rights, rights of way, The petition asks the court to determine that tl
restrictions, easements, covenants, liens or claims in Respondent is disabled, that a protective order
er the nature of liens, improvements, public assess- appointment of a Conservator is necessary, and th
m- ments, any and all unpaid taxes, tax titles, tax liens, the proposed conservator is appropriate. The petiN
Por water and sewer liens and any other municipal is on file with this court. .
assessments or liens or existing encumbrances of You have the right to object to this proceedin
s, record which are in force and are applicable, having If you wish to do so, you or your attorney must file
in priority over said mortgage, whether .or not reference written appearance at this court on or before 10•!
to such restrictions, easements, improvements, liens A.M. on the return date of 03/31/2010. This day
U- or encumbrances is made in the deed. NOT a hearing date, but a deadline date by whi
nk TERMS OF SALE: you have to file the written appearance if you object
at A deposit of Five Thousand ($5,000.00 ) Dollars the petition. If you fail to file the written appearance
aid by certified or bank check will be required to be paid the return date, action may be taken in this mat
C•, by the purchaser at the time and place of sale. The without further notice to you. In addition to filing t
Its balance is to be paid by certified or bank check at written appearance, you or your attorney must file
ed Harmon Law Offices, P.C., 150 California Street, written affidavit stating the specific facts and groun
ses Newton, Massachusetts 02458, or by mail to P.O. of your objection within 30 days after the return da
eve
ALSO. 1600 sq., a. C
studio space, call for details.
g
0
N
L
AMESBURY, MA, Downtown,
furnished room, private bath,
Includes all utilities + cable
$700.978-766-8409
978-416-2116
Families Like Yours
- Become a Foster Parent
(978) 725-9527 or 781-405-5017
shared' kitchen, cable, park-
ing. 115/ week. 978-792-6034
DANVERS: Mature female
seeks some to share new
Need 'a Home for
AVER
home on the Crane River
CASEY
your business?
rooms with private bath. All
$600/mo.
furnished bedroom private
FAMIL
We have various sized Indus-
trial, commercial, and retail
utilities included.
978-375-7674
shower $165/wk includes all
1sTAast required 97&774-0683
SERVICES
LAWRENCE, MA FINEST
ROOMING HOUSE, Sober/
DANVERS: Share 4 room
condo with professional
units for lease in the Merri-
mac Valley/Southern NH
seeks experienced parents To
provide a family for kids
areas. Call: 978-374-4051
Brokers Protected
Drug Free, 200 Parker St.
(978) 683-6682
male, non smoker, $575/mo.
includes utilities, cable &
Parking. Washer/dryer in
basement, walk to Danvers
in foster care - ages 6-15.
0 Financial Compensation
0 Top quality training
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No. Andover: 1450 sq.ft. 1st &
LAWRENCE'S best rooming
2nd floor separate entrance,
rest room, parking, close To
houses, free cable 59 Trem-
ant 978-689-8924362 Essex 978-
Square, Min. ll all major
highways Call 918-852-2367
1136
caseyfamilYservices.org
yfamilyserColl ices
highways. (978) 68&2263
682-9078 Saba RE 978-687-8706
HAVE RHILL/Bracford share
MANAGEMENT
No. Andover: 2,550 sq. ft., 1st
SALISBURY- furnished cabin
floor office Separate en.
trance rest room, kitchen,
with private bath, kitchen-
ette, parking, all utilities,
3 bedroom house, quiet area,
washer/dryer, parking,'Iarge
i
JOBS.
highways access 978 688-2263
$180/ week. Call (978)465-3392
yard-$135hvk.includes utilities,
cable, internet, 978-305-0152.
Companies in Boston are
aggressively seeking people
with all levels of experience
for jobs in hundreds of
occupations.
LEGAL NOTICE LEGAL NOTICE
LAWRENCE Back Bay, fe-
male seeks some To share
Victorian, private bedroom &
NOTICE OF MORTGAGEE'S
SALE OF REAL ESTATE
bath, garage, deck, yard, no
Premises: 10 Autumn Lane,
smoking/pet-$600.978-973-1328
-
These employers will never
Methuen Massachusetts
By virtue and in execution of the Power of Sale
know who you are, what .
skills You have, and your de -
LAWRENCE - Furnished bed-
contained in a certain mortgage given by Cheri
room, cable ready, Tower
area. drug,
sire a work for one of let
companies, until You let them
Spada to BankUnited and now held b Bankunited,
Y
-6 7-1717-
tors. $125/wk. Call 978-687-1711
for k.
know who You area
Assignee of the Federal Deposit Insurance Corpora-
LOWELL: Room, 1 responsi-
tion, as Receiver for BankUnited, FSB, said mort-
WE CAN HELP!
gage dated 5/18/2006, and recorded in the Essex
ble person, share kitchen,
parking, $300/mo all included.
CREATE YOUR PROFILE
County (Northern District) Registry of Deeds, in
Book 10194 at Page 234, for breach of the condi-
Smoker ok. 978-970-0632.
NOW BY PHONE
tions in said mortgage and for the purpose of fore
OR WEB FREE!
MAGNOLIA, MA: Share
closing the same, will be sold at Public Auction on
large Victorian near ocean.
1-866-321-8985
April 13, 2010 at 3:00 pm Local Time upon the prem-
No pets. No smoking. $125/wk.
ises, all and singular the premises described in said
includes utilities. 978-525-2082.
or
mortgage, to wit:
ww.w•no monster
m°aSter
MANCHESTER BY THE SEA
The land in Methuen, Essex County, Massachu-
Elderly gentleman seeks
setts with the buildings thereon, situated on the
housemotes either 2 singles,
northerly side of Autumn Lane and being shown as
or a couple plus a single who
No Resume
Lot 7 on a plan entitled, Definitive Subdivision,
will share 2 bedrooms, bath,
"Autumn Lane", Methuen, Mass. dated October 8,
upstairs sitting room with
.Needed!
1985, Revised December 12, 1985, which plan is
satellite TV: Restored car-
riage house features a great
Our system creates one for
as Plan Number 10151, and being thus bounded:
9
room, fireplace &large din-
ing area. Fully equipped
phone EE!call With an 8 -minute
phone call or use our conven•
Southerly by said Autumn Lane, by a curved line,
kitchen, laundry, plenty of
ient Online form, our auto -
as shown on said plan, 71.18 feet;
parking, quick access to Rte,
mated process can match
Southwesterly by Lot 6, as shown on said plan,
128. $700 per bedroom.
you with employers that are
172.57 feet;
Call (978) 526-7469.
hiring -NOW!
METHUEN - room for rent,
Northerly by land now or formerly of Raymond F. &
*Bank Branch Manager - #13
Helen Syddall, as shown on said plan, 210.00 feet;
good neighborhood, off-street
eConstruction Supervisor
Southeasterly by Lot 8, as shown on said plan,
parking. $110/wk. References
-#47
123.66 feet.
required. Call 781-270-6812.
eGeneral Management - #10
. For title see deed recorded at Book 6365, Page
*Hospitality Manager -#44
OMorketingManager -#39
METHUEN Sq. area. Large
156.
The description of the property that appears in the
room, utilities included.
parking, private entrance
*Office Manager'- #31
*Property Management -#48
mortgage to be foreclosed shall control in the event
$150/week. 978-609.2049.
*Restaurant Management
of a typographical error in this publication.
#37
PEABODY: Gardner Park.
family, 1st floor. Share
For Mortgagors'Title see deed dated, and record-
2 eRetail Management - #38
2
ed in Book at Page with the Essex County (Northern
huge bedrooms with middle
*Sales Manager -#39
District) Registry of Deeds.
TERMS OF SALE: Said premises will be sold and
aged man. Parking, yard,
washer, dryer. $650. a month.
This FREE service Is avail -
conveyed subject to all liens, encumbrances, unpaid
Utilities included. 978.210-2711.
able 24 hours a day -7 -days
a week and is presented by
taxes, tax titles, municipal liens and assessments, if
-
North of Boston
any, which take precedence over the said mortgage
,
above described.sing
Share
Don't Wait, Do It Today!
FIVE THOUSAND ($5,000.00) Dollars of the pur-
chase price must be paid in cash, certified check,
Danville - Master bed, $130)wk
bank treasurer's or cashiers check at the time and
includes: Heat, Electricity,
Property Manager
place of the sale by the purchaser. The balance of
Cable, Washer / Dryer, Park-
For multi unit senior ous
the purchase price shall be paid in cash, certified
ing. Ready now. 978-476-2741
ins. Must have HUD, Trac:
check, bank treasurers or cashier's check within thir-
DERRY - 6 -room condex, fire-
and Onsite experience. Fm
ty (30)Aays after the date of sale.
place, deck, cul-de-sac near
resume to: 978-374-2163 atin
Becky.
Other terms to be announced at the sale.
RTs. 93 & 28, $600 month,
BENDETT & MCHUGH, PC
160 Farmington Avenue
Utilities included. 603-432-8079
Shore Country
Farmington, CT 06032
Attorney for Bankunited, Assignee of the FDIC,
DERRY: Non-smoker wanted
to share condo. On 102 near
Day School
as receiver for BankUnited, FSB
1-93. $125/week utilities in-
cluded. Call 603-661-4073
Private K-9 Elementor
Present Holder of the Mortgage
School is looking for FR Aug
e, ni.e.}n
the
ked
801
994
010
901
Box 610389, Newton Highlands, Massachusetts
IMPORTANT NOTICE'
The outcome of this proceeding may limit
ED
02461-0389, within thirty (30) days from the date of
sale. Deed will be provided to purchaser for record-
completely take away the above-named , - - -
right to make decisions about personal affairs
Ing upon receipt in full of the purchase price. The
financial affairs or both.The above-named pens
ge,
ny,P
description of the premises contained in said mort-
gage shall control in the event of an,error in this pub
has the right to ask for a lawyer. Anyone m
make this request on behalf of the above -nam
he
ori-
Iic Other
Other terms, if any, to be announced at the sale.
Person. If the above-named person cannot affa
a lawyer, one may be appointed at State expens
R9
CITIMORTGAGE, INC.
Present holder of said mortgage
WITNESS, Hon. Mary Anne Sahagian, First Jt
ys,
ad,
By its Attorneys,
HARMON LAW OFFICES, P.C.
tice of this Court.
Date: March 03, 2010
- 150 California Street
. Pamela Casey O'Bri
Register of ProN
Newton, MA 02458
(617) 558-0500
ET - 3/23/10
200907-2489 - ORE
ET - 3/9, 3/16, 3/23/10
/
J i
WW
E
CNA's, HHA's, PCA's
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areas, Days, Eves and
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risiting Angels 978-462-6162
r=JfM"' fill I i
I Right -
aH
��
otme _
, Homs Cam & Assiafa—
IMMEDIATE OPENINGS
NEAR YOU I
iome Health Aide
Vork with home care clients !
eed Reliable Transportation. i
Ierrimack Valley 978-373.8010 1
North Shore 978.744-5151 -
To apply online:
www.rightathomemass.net
15/120 , Aff ,
Medical
Receptionist -
leeking EXPERIENCED
nedical receptionist for busy
Jo. Andover I.M. Practice.
=ull time. Benefits. Pay com-
nensurate with experience.
Fax resume attention: I
HR Department 978-682-3637
MEDICAL
RECORDS JOBS! -
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Email To:
btrenholmO
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Your information:
eTeller
*Personal Banker /
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•payment Processor &
Data Entry
e Branch Manager
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Banker
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eLoan Closer / Funder
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This FREE service is avail
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Office Assistant
PT, 15 hrs/wk, 9:30-2:30 p.n
d in Windham, NH. Must
n proficient with Microsoft (
fice, possess good gromm
n skill & neat handwriting. )
e tention to detail require
is $8.50mour To start. Advan(
d ment is dependent on perp
)r mance. Please submit r
r- sume to: ictee8ldool.com.
Office Manager/
)rBookkeeper - FT
3t for a constructon company
in Haverhill. Flexible hours
Resume to:
g. miminico®aol.com
)o Office Personnel
is Looking for motivated an(
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to varies office duties. Com
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1e Fax Resume To 978-373.88!
a Or Email to
Js forestacres Ocomcost.ne
e.
sMr0j"IffI J,,
in ALARM TECHS
ay ALARMEX, INC. .
,d Successful growing compc
rd seeking quality Techs. F
alarm experience preferr,
e• Excellent pay, benefits &
s- portunities. Call 800-696-8I
or fax resume 978-887-10i
email JJCOalormex-inc.col
en CARPENTER
to Min. 10 years experience
both vinyl siding & roofii
Productive, reliable per!
only need apply. 978.973-541
ieavy Equipment
Mechanic
- Needed for Site & Utility
Contractor. Experience re-
quired. Apply online a
nosterson.com, or in person
at 46 Prince St., Danvers.
•ieavy Equipment
Operators
. Masterson Construction is
caking for Heavy Equipment
Iperators & Laborers. Ex-
erience required for all po
itions. Apply online a
masterson.com, or in person
it 46 Prince St., Danvers.
LANDSCAPE FOREMAN
5 Yrs experience on ponds,
valls, walkways, and land -
cape construction. Driver's
icense required (978) 475.1193
School Bus
Charter Drivers
40 hours/week O $15(hour.
Requires CDL B with air,
assenger + school bus. Must
be willing to drive where.&
when needed. (NE Mass).
Carol 978-2914351 .
carolQnrlbus.com
7D Van Drivers
Transport special needs stu- ,
dents to and from school.
P/T, 20-25 hrs, split shift $11.
'Save m Gas!
Use company vehicle for
your commute.
Carol 978-291-M
carolOnrtbus.com
. AVON !!
We Train. 14100-258-1815 .
email: avonnhOaol.com
$50,000 /YEAR
FURNITURE SALES
Experience preferred. FT/PT.
Fox/email resume 978-372-2764
Newman284O@ciol.com
Newmans Furniture -Haverhill
18'1` Il/1
COURIERS
(PT/EVENINGS)
Newton, NH & Haverhill, MA
Area. Must have clean crimi-
nal & driving background
Please call, 1-800-633.9222
DRIVERS
15 passenger vans. Part-time,
morning and afternoon.
Amesbury/Haverhi I (/Methuen
areas. Must have clean crim-
inal and driving records and
pass drug test. 978-388.3668.
Driver/Technician
MossTex Imaging in Beverly.
Exciting opportunity with
growing mobile medical com-
pany! Seeking motivated
team player for part-time
Driver /Technician. Requires
driving & assisting medical
team in patient care. Flexibil-
ity, strong navigation & com-
munication skills are a must.
Willing To train. Fax /email
resume to: Sarah Breyfogle,
Office Manager, fax
978-0232-0330 or sorohO
massteximaging.com
Driver/
- Transportation
Jobs!
Companies in Boston are
aggressively seeking people
with all levels of experience
for jobs in hundreds of
occupations.
These employers will never
know who You are, what
skills you have, and Your de-
sire to work for one of these
companies, until you let them
know who You are.
WE CAN HELP!
CREATE YOUR PROFILE
NOW BY PHONE
OR WEB FREE!
Call Today Sunday,
or any day!!
Use Job Code 45!
1-866-321-8985
or I
www.northoPooston.corN
monster
No Resume Needed!
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phone call or use our conven-
ient Online form, our auto-
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Choose from one of the follow-
ing positions to enter your
information:
§Shuttle Bus, Driver
*Delivery Driver
§Messenger
*Taxicab Driver
eLimousine Driver
*School Bus Driver
*Transit Bus Driver
*Auto Transporter
*Valet & Parking Attendant
This FREE service is avail-
able 24 hours a clay -7 -days
a week and is Presented by
North of Boston .
Don't Wait, Do It Today!
Foster .Parents
Needed in Massachusetts!
Earn $1500 month tax free
and help TEENS in need
Dare Family Services
.(918) 750-0751
www.darefamily.org
Landscape Help
1e Licensed & xperienced
f- only. Danvers
it (781) 241-3067
id LANDSCAPERS.
r- I Landscapers- commercial
e- Imowers- maintenance. Wind-
ham based co. 603-437-9100
. i'0 'i"
Light Assembly
n Assemble kits for small edu-
cational distributor in
Rowley. Must be accurate &
able To work independently.
- Flex. hours, P/T. Computer
skills or teacher experience a
plus. Call 978-948-2340 or
email: info@didox.com
l ll1ll
B SPRING FORWARD!
Local company in London-
derry is expanding. Job posi-
tions t include: customer
service & general help, start-
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ence required, we train.
r' Call Mon & Tues. and start
work immediately
603-965-3414
VET TECH / ASSISTANT
ny part-time, weekday mornings.
re Experience preferred, but will
d. train the right individual.
ip- Fax resume 978-216-3209.
42 a %sf1fFff�r
n
Waitstaff & Bartenders
Experienced onN. Apply in
at person anytime after 1pm.
9. Trattoria Amalfi, 385A So.
on Broadway (Rte 28) Salem,
) N.H. (603) 893-5773