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HomeMy WebLinkAbout2018-11-13 Street Acceptance Documentation Street Acceptance Documentation Checklist Lots 1-7, Rea Street,North Andover, MA 1. Certificate of Completion request(Form K) attached and completed as much as possible thus far prior to review of Planning and DPW and/or the inspecting agent. 2. Request(s) to the DPW requesting a final punch list of outstanding items to be completed within the Subdivision attached. 3. Copies (2) of the as-built plans, including stone bound certification, attached. 4. Copies (2) of the layout plans attached. S. Certificate of Compliance from Con. Comm. requested on 6. NIA- Instruments suitable for recording running to the "Inhabitants of the Town of North Andover" for all easements which are not a part of the street or streets (drainage, sewer, water). 7. Draft deeds for the street:itself from the current owners of Lots 1 through 7, inclusive, and the developer, running to the "Inhabitants of the Town of North Andover" attached. 8. NIA—Draft deed(s) of gift in trust for"open space"parcels. 9. Draft certificate to be signed by the applicant's attorney certifying that all necessary parties have signed all easement instruments and street deeds will be submitted for review upon approval of the submitted documents by the Town. 10. List of all current mortgagees on Lots 1 through 7 attached. There are no mortgagees holding liens solely on the street, easements, or open space. Abutter's list forthcoming, if necessary. Request for a Public Hearing by the Board of Selectmen for Street Acceptance pursuant to Massachusetts General Laws, Chapter 82, Section 22 attached. 11. Certificate of Notice will be provided upon further direction by the Board and scheduling of the hearing to be referenced in the notice. Sample notice and attorney's certificate attached for review. TOWN OF NORTH AN©OVER OFFICE OF TOWN COUNSEL Christine P. O'Connor coconnor@northandoverma.gov STREET ACCEPTANCE OPINION Rea Street Subdivision With regard to the layout of the above-referenced street, please be advised that the Department of Public Works has advised that all necessary work has been completed and that the street layout plan is in order. All legal documents conveying a fee interest and all necessary easements to the Town have been received and reviewed. Therefore, it is recommended that the matter of the acceptance of Rea Street as a public way be favorably reported to the Board of Selectmen, subject to a final review of the fully executed conveyance documents and developer's counsel's updated Certification of Title. qW Community & Economic Development Division Conservation Department i Memorandum To: Jean Enright,Planning Director From: Amy Maxner, Conservation Administrator Re: Rea Street Subdivision, DEP File#242-1739--Certificate of Compliance Date: March 14, 2024 Dear.lean, At its February 28, 2024 regular meeting, the North Andover Conservation Commission issued a fiill and complete Certificate of Compliance for the Rea Street Subdivision, DEP File#242-1739, with associated on- going conditions as prescribed in the Order of Conditions. Please note that the final as-built plan, revision dated January 21, 2022, signed and stamped by Benjamin C. Osgood, PE and Timothy Winings, PLS on March 31, 2022, contains the 200-Foot Riverfront Area but inadvertently omitted the Bordering Vegetated Wetland line and associated 100-Boot Buffer Zone. 1 have brought this to Mr. Osgood's attention, he acknowledged and will place that information on the plan. Please let me Imow if you have any questions or need additional information. 6Am te�•ely, y axne Conser ation Administrator 1 • I I I North Andover Health Department Community and Economic Development Division j i MEMORANDUM To: Jean Enright, Planning Director From: Brian LaGrasse, Director of Public Health RE: Rea Street Acceptance Date: March 7, 2024 Dear Jean, This memo is in reference to the Rea Street street acceptance before the Planning Board. The Health Department has no issues and there is no risk to public health. Please contact me if you have any questions, comments or concerns regarding this memo, Than you, . B °ian J. LaGrasse; Director of Public Health North Andover Health Department 120 IVl<tin Street Nord-i Andover,MA 01845 Phone: 978.688.9540 Fax: 978.688,9542 TOWN OF NORTH ANDOVER DIVISION OF PUBLIC WORKS 384 OSGOOD STREET NORTH ANDOVER, MASSACHUSETTS 01845-2909 i JIM STANFORD i DIRECTOR John J. Borgesi, PE n1ephone (978) 685-0950 Director of Engineering a � �• Fax(978) 688-9573 March 8, 2024 Ms. Jean Enright Planning Director Town of North Andover 120 Main Street North Andover, MA 01845 RE: Street Acceptance Recommendation Rea Street Subdivision Dear Ms, Enright, As requested, the Division of Public Works has reviewed the above subdivision for completeness. Based on our review all of our concerns have been adequately addressed and we recommend Rea Street be accepted at this spring's Town Meeting. Sincerely, t John Borgesi, P.E. Asst. Director of Public Works/Town Engineer Cc: file TOWN OF NORTH.ANDOVER TOWN MEETING CITIZBN PETITION ARTICLE FORM: While not reguireg this form is the preferred meModfor a citizen to insert an.Anicle on the Warrantfor Tmvn Meeting, LgTORTANT 1. Petitioner should consult with someone knowledgeable in municipal governni rL _such as a lawyer,the Town Manager,or the Town Moderator before drafting a proposed Article and gathering the signatures to insert an Article on the Warrant. 2. Petitioner will be,listed as the sponsor of the.Article on the Warrant and should be the first-named voter to sign this petition.The Petitioner must be a registered voter. 3. The Select Board will print the proposed Article in the Warrant verbatim;the petitioner and citizens signing are advised to review the language carefully. 4. A.Word copy of this form is available by email from dwarren@northandoverma.gov Petitioner's Name: ✓a r is Tel.4: I "1 � - `7 7 l E-mail:_&29L. AJ. k p Address:�111� Re- S 4- Proposed Title of Warrant Article :�A.ccepta,nce of Public Way-Rea Street. Brief Summary: (purpose or reason for the proposed Article—not required but helpful) Per Section 255-5.16 Street acceptance procedures: the Petitioners wish to submit the subdivision street to the Town fox acceptance at Town Meeting. Please complete this form and return it to the Town Clerk's Office. Attach the original .forms with the required number of signatures* with the proposed Warrant Article at the top of each sheet. The signatures must be received no later than 4.30 PM the day the Select Board closes the Warrant. Submit this document and the petition to the Town Clerk's Office *ATM--10 Certified Signatures Required *STM(called by SOS)—100 Certified Signatures Required *STM(calked by Petitioners)—200 Certified Signatures Required (Use extra forms if number of signatures exceeds allotted Imes) ,Petition Articles will be printed in the Warrant verbatim; citizens should review the form and instructions carefully. Petition for Action by the Votel s of the Town of North Andover nAT s t paper receivedd b by R Regiegistraas rs Warrant Article Submission for the 2024 Annual Town Meeting: —' ARTICLE X ., Acceptance of Public way—Rea Street. To see if the Toy"will vote to accept that portion of Ilea Street as a public way as laid out by the Select Board,and as shown as"Rea Street"on a Plan entitled"Street Acceptance Plan,Rea Street,North Andover MA"'prepared for: LRC Builders,475 Boston Road,Billerica,MA 01821,byRaoger Bngiaeering Group,Inc.,I3 IRed Roofi,aue,Suite 03 Salem IIIT_J 03179,dated January 25,2024. is ;i Article X: Acceptance of Public Way- Rea Street. To see if the Town will vote to accept that portion of Rea Street as a public way as laid out by the Select Board, and as shown as"Rea Street" on a Plan entitled "Street Acceptance Plan, Rea Street, North Andover MA" prepared for; LRC Builders, 475 Boston Road, Billerica, MA 01821, by Ranger Engineering Group, Inc., 13 Red Roof Lane, Suite 203 Salem NH 03179, dated July 25, 2024. LSD ` • i PLANNING DEPARTMENT Community& Economic Development Division Form K -- SUBDIVISION COMPLETION CERTIFICATE North Andover, MA i 120 Name of Subdivision Q. �� tG ,�,� °� Owner :.... __. Date of Application JU -� �� Q C�F Date of Approval or other action by Planning Board y 13, e / 3'„ Performance Guarantee r� 6 Way Completed to Satisfaction of: j&2'61'tW Conservation Commission By , Date; - " ( Sewer Division By Date; Water Division By �.,,,<''JlC, Date: Board o HeTIth By Date. Building De `artm nt By � Date: �- 12- Planning Depart ent By Date: �n�«S Depart Planning Board Inspector By Date: Release of Bond or Security Approved by the North Andover Planning Board Date: l By Chairman By , Clerk Approved as to Form, - - Date: 120 Main Street North Andover, Massachusetts 01845 Phone 978,688,9535 Fax 978.688.9542 Web www.northandoverma. ov � ' � � L •i Resending email from 11/1/23 Robert Innis <robertinnis@yahoo.com> Thu 1/4/:2024112 PM To:Tim Willett<TWillett@northandoverma.gov>;David Innis <inniscompanies@gmail.com>;Michael LaRosa <michael @nlarosalaw.corn> Hi Tim: LRC Builders is requesting a final punch list of outstanding items to be completed within the REA St extension subdivision from the DPW . Bob Innis LRC Builders Sent from my iPhone p k 15764 P:o 147 0374E' t �ORtk� 1p K PLANNING DEPARTMENT Community Devetopment Division Form M CONVEYANCE OF EASEMENTS AND UTILITIES Grantor: Joseph J. Averka, (Owner) Grantee: Town of North Andover, Essex County, Massachusetts Property Location: A portion of Lots 1, 2; 3, 4, 5, 6, and 7 Rea Street, North Andover, MA Interest Conveyed: Utility Easements, shown as Roadway Easement, Drainage Easement#1 and#2 as shown on Subdivision Plan for Rea Street Recorded at Northern Essex Registry of Deeds as Plan No.� � Messina Development Co., Inc., a Massachusetts Corporation, with an address of 277 Washington Street, Groveiand, MA 01834 ("gCrgaiQ '), for the consideration of the Planning Board's issuance of a Decision on the Approval of a Definitive Subdivision Plan, dated November 13, 2018, hereby grants, transfers and delivers unto the Town of North Andover, a municipal corporation in Essex County, the following: A. The perpetual rights and easements to construct, inspect, repair, remove, replace, operate and forever maintain (1) a unitary sewer or sewers with any manholes, pipes, conduits, and other appurtenances, (2) pipes, conduits and their appurtenances for the conveyance of water, and .(3) a covered surface and ground water drain or drains with any manholes, pipes, conduits and their appurtenances, and to do all other acts incidental to the foregoing, including the right to pass along and over the land for the aforesaid purposes, in, through, and under the whole of the Right of Way Easement area on a portion of Lot 1 and Lot 2 (the "Roadway Easement Area"), and Drainage Easement#1 on a portion of (60127262,v3) Page t 120 Main Street, North Andover, Massachusetts 01845 Phone 978.688.9535 Fox 978.688.9642 Edited 811107 Bk 15764 Pg148 03748 Lot 3 and Lot 4, and Drainage Easement#2 on a portion of Lot 5, Lot 6 and Lot 7 (the "Drainage Easement Areas"), as depicted on the plan entitled "Definitive Subdivision Plan for Improvement of Rea Street in North Andover, MA," Owner: Joseph J. Averka, 260 Marbleridge Rd., North Andover, MA 01M, Applicant: Messina Development, 277 Washington Street, Groveland, MA, 01834, prepared by Christiansen & Sergi, a Division of the Morin Cameron Group, Inc., 160 Summer Street, Haverhill, Massachusetts 01830, dated June 11, 2018 (the "Subdivision Plan") and recorded with the Essex North Registry of Deeds as Plan No. -, said Subdivision Plan is referenced and incorporated herein for a complete and detailed description of said Roadway Easement Area and of said Drainage Easement Areas. B. The perpetual rights and easements to use, for the conveyance of water, groundwater and stormwater associated with residential uses, the way known as Rea Street, Inclusive of the Roadway Easement Area, and the Drainage Easement Areas situated adjacent thereto, In said Town of North Andover and as depicted on the Subdivision Plan. The Grantor warrants that the aforesaid easements are free and clear of all liens or encumbrances, that Grantor has good title to transfer the same, and that the Grantor will defend the same against claims of all persons, For Grantor's title see dAnd of Joseph J. Averka dated 5 - ,904 and recorded at Book j Page. L This is not a homestead property. To be completed if a mortgage exists: l And , the present holder of a mortgage on the above described land, which mortgage is dated , and recorded in said Deeds, herewith, at Book�, Page_, for consideration paid, hereby releases unto the Town forever from the operation of'said mortgage, the rights and easements herein above granted and assents thereto. By: Being an Authorized signature of Mortgage Owner {001?7262,01 Page 2 120 Main Street,North Andover, Massachusetts 01845 Phone 978.688,9535 Fax 978.688.9542 Edified 8/1/07 Bk 15764 Pg149 #3748 t IN WITNESS WHEREOF we have hereto set our hands and seal this u day of e�iry , 2019. Owner: Joseph J. Averka By; Nam . Title: COMMONWEALTH OF MASSACHUSETTS Essex, ss. On this day of , 2019, before me, the undersigned notary pubiio, personally appeared , as of . who proved t6 me through satisfactory evidence of identification, which was a driver's license, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that he/she signed it voluntarily for its stated purpose, acting in such capacity. oil Notary Publi My Commis ion Ex e : DEBOMH A, MGWY CW latwary 2r02d 1 . (00127262,v3) page 3 120 Main Street,North Andover, Massachusetts 01845 Phone 978.688.9535 Fox 978.688.9542 Edited 8/1/07 Y Bk : ` tom s North DRAINAGE AND ACCESS EASEMENT lam. This Drainage and Access Easement(this"Easement')is made this day of M tAN,L_ ,2019, by the undersigned Messina Development Company, Inc., a Massachusetts corporation,with an address of 277 Washington Street, Groveland,MA 01834 (the"Grantor"), to and in favor of the inhabitants of the Town of North Andover, acting by and through its Board of Selectmen, 120 Main Street,North.Andover, Massachusetts 01845 (the"Grantee"). RECITALS; A. The Grantor is the current owner of certain land situated in North Andover,Essex County,Massachusetts, comprised of and including seven(7)residential building lots shown as Lot 1, Lot 2, Lot 3, Lot 4,Lot 5,Lot 6 and Lot 7 (each,a"Lot", and collectively,the"Lots"), and two(2)additional open space parcels shown:as Parcel A('Parcel A') and Parcel B ("Parcel B") on a plan entitled"Definitive Subdivision flan for Improvement of Rea Street in North Andover, MA,"Owner: Joseph A.Averka,260 Marbleridge Rd.,North.Andover,MA 01845,Applicant: Messina Development,277 Washington Street, Groveland,MA,01834,prepared by Christiansen& Sergi,a Division of the Morin Cameron Group, Inc., 160 Summer Street,Haverhill,Massachusetts 01830, dated June 11,2018 and recorded with the Essex North Registry of Deeds as flan No. 17901 (the"Subdivision flan"). B. The Grantor intends to develop the property shown on the Subdivision Platt and to construct certain drainage facilities on,under and within Rea Street and the areas shown as(i)"Drainage Easement#t A=5,730 S.F."on portions of Lot 3 and Lot 4 as more particularly shown and described on the Subdivision flan, and (h) "Drainago Easement#2 A=6,583 S.F." on portions of Lot 5, Lot 6 and Lot 7 as more particularly shown and described on the Subdivision flan.(collectively,the"Drainage Easement Areas"), C. The Grantor now desires to gaunt a drainage easement(the"Drainage Easement')in favor of the Town of North Andover,upon the terms and scope as hereinafter set forth. D. The Grantee's.acceptance of the drainage easement does not imply or carry with it any obligation,to construct,maintain, or repair any drainage infrastructure, facilities or any part of the Drainage Easement Areas. (00127257,0) Bk 15802 Pg239 #6942 NOW MEi2EFORE,in consideration of Ten Dollars($10,00)paid,the mutual covenants contained herein and for other good and valuable consideration,the receipt and sufficiency of which are hereby acknowledged,and intending to be,legally bound hereby, the Grantor hereby grants this Easement in favor of the Grantee as follows: The Grantee is hereby granted and shall have the perpetual rights and easements to construct, inspect,repair,remove, replace,operate and forever maintain,within the Drainage Easement Areas,underground sewers,manholes,pipes,conduits,covered surfaces, ground water drains,underground drainage detention systems,infiltration basins,grassed swales,drainage channels and stormwater management basins (ponds) and all other drainage facilities and appurtenances for storage,removal,conveyance and discharge of water, including storm,water or ground water and including water from underground detention systems,all as may hereafter be constructed or installed,if at all, and to do all acts incidental to the foregoing,so as to maintain the drainage facilities in good operating order and condition, consistent and in accordance with and as shown in the Subdivision Plan. This easement is granted with the right,but without the obligation, to construct, repair or maintain any such drainage utilities. This easement is granted with the perpetual right and easement from time to tirne, without payment, of the above named Grantee, its employees,agents, successors and assigns,to pass and re-pass over, across and upon said Drainage Easement Areas as is reasonable and necessary in order to repair,remove, maintain, operate and patrol said drainage systems, including to make,upon reasonable notice to the Grantor,or its successors in title,such excavation or clearings as may be reasonably necessary in the opinion and judgment of the Grantee, its successors and assigns,for the care and maintenance of said Drainage Easement Areas,provided however,that any area excavated shall be reasonably restored to its former condition upon making any such excavation. The easement as granted herein shall run with the land and shall be binding upon and inure to the benefit of the Grantor and Grantee and their respective successors and assigns, For title of Grantor see deed recorded at Book_ t_5�3 ,page. "k t t00127257,0) Bk 15802 Pg240 #6942 '1 I q IN WITNESS WHEREOF,the undersigned have caused this document to be executed under seal as ofthisA'day of 7., c A, 2019. Messina Development Company,Zinc. gay: Name: Mary/ Messina Title: President and Treasurer COMMONWEALTH OF MASSACHUSETTS Essex, ss. On thiso"�U day of t ,2019,before me, the undersigned notary public, personally appeared Marylee Me sina,as President and Treasurer of Messina Development Company, Inc.,who proved to me through satisfactory evidence of identification,which was a driver's license,to be the person whose name is signed on the preceding or attached document, and acknowledged to me that he/she signed it voluntarily for its stated purpose, acting in such capacity. Kota ubli My Commission Expires: JODY M.ALL5N NOTARY PUs LIO CO}RIAlIW�iTH OP l�i+�69 �1'TS ', ray Gomn oxorslf joy A 9019 e (04127257;v4) I i Bk 15802 Pg241 #6942 ACCEPTANCE BY TOWN OF NORTH ANDOVER BOARD OF SELECTMEN The Town of North Andover, Massachusetts, acting by and through, its Board of Selectmen,accepts the foregoing conveyance to said Town, i Regina Gan,Chair P it D Christopher Nobile E Richard Vaillancourt ` semary edile COMMONWEALTH OF MASSACHUSETTS ESSEX, SS On this _ d'ay of Y � , 2419, before me, the undersigned notary public, personally appeared Regina Kean, Phil DeCologero, Christopher Nobile, and Rosemary Smedile, each proved to me through satisfactory evidence of identification, which was a Massachusetts Driver's License and/or personally known to me, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that she/he each signed it voluntarily for its stated purpose,acting in her/his capacity as a Selectman for the Town of Noilh Andover. otary ublic My Commission Expires: LAURiE A, BU. LAFF Notary Fu SA GpMAtDNWEA1iH 4F AfASBACHtJ nTs , lu1�.o+7irimlasiotl.�6Kpires October 2, 202a {00127257,A) z GRANT OF EASE,KENT RDM REA STREET LLC, a Massachusetts litnited liability company, having an address of 475 Boston'Road, Billerica, Massachusetts 01879, acting solely and as Trustee of the REA STREET EXTENSION HOME OWNER ASSOCIATION TRUST under Declaration of Homeowner Association Trust dated April 3, 20'19, recorded with ft Essex North District Registry of Deeds in Book 15842, Page 245, as amended (hereinafter referred to as the Grantor), for consideration of One ($1,00) Dollar, grants to MASSACHUSETTS ELECTRIC COMPANY, a Massachusetts corporation with its usual place of business at 40 Sylvan Road, Waltham, .Massachusetts 02451 (hereinafter referred to as the Grantee) with quitclaim covenants, the perpetual right and easement to install, construct, reconstruct, repair, replace, add to, maintain and operate for the transmission of high and low voltage electric current and for the transmission of intelligence, an "UNDERGROUND ELECTRIC DISTRIBUTION SYSTEM"' (hereinafter referred to as the "UNDERGROUND SYSTEM") located in North Andover, Massachusetts, w consisting of lines of burled wires and cables and lines of wires and cables installed in underground conduits, together with all equipment and appurtenances thereto for the transmission of intelligence and the furnishing of electric service to the herein described premises and to service others, and without limiting the generality of the foregoing, but specifically including the following equipment; namely: manholes, manhole openings, bollards, handholes,junction boxes, transformers;transformer vaults, padmounts, padmount transformers and all housings, connectors, switches,conduits,cables and wires all located within the casement area of the hereinafter described property. Said"UNDERGROUND SYSTEM" is located in, through, under, over, across and upon those parcels of land situated on the southerly side of the private way known as Rea Street,being more particularly shown as Lots 1-7 and as a portion of Rea Street, to the extent of Grantor's right, title and interest in and to the'same and pursuant to MGLA Chapter 187, Section 5, on a Plan of Land recorded with the Essex North District Registry of Deeds as Plan No. 17901. WR#27986709 Address of Granters; After recording return to: Mass El,—40 Sylvan Road,Waltham,Massachusetts 02451 Carol Barrows National Grid USA Service Company,Inc. 40 Sylvan Road 05 NANDMA GEN Waltham,Ma 02451 And further, said "UNDERGROUND SYSTEW' (locations of the electrical equipment and other-facilities on the hereinbefore referred to premises of the Grantor) is approximately shown on a sketch entitled: "nationalgrid, Owner(s): RDM REA ST LLC, Address: RE.A. ST EXTENSION NORTH ANDOVER MA,"Date:July 23,2019,Drawn By: DJB, Work Request: 27986709, a reduced copy of said sketch is attached hereto as "Exhibit A",copies of which are in the possession of the Grantor and Grantee herein, but the final definitive locations of said "UNDERGROUND SYSTEM" shall become established by and upon the installation and erection thereof by the Grantee. Also with the further perpetual right and easement from time to time to pass and repass over, across and upon said,land of the Grantor as is reasonable and necessary in order to renew, replace, repair, remove, add to, maintain, operate, patrol and otherwise change said "UNDERGROUND SYSTEM" and each and every part thereof and to make such other excavation or excavations as may be reasonably necessary in the opinion and judgment of the Grantee, its successors and assigns, and to clear and keep cleared the portions and areas of the premises wherein the "UNDERGROUND SYSTEM" is located as shown on the sketch herein referred to,of such trees, shrubs, bushes, above ground and below ground structures,objects and surfaces, as may in the opinion and judgment of the Grantee interfere with the safe and efficient operation and maintenance of the "UNDERGROUND SYSTEM" and other related electrical equipment. However, said Grantee, its successors and assigns, will properly baekfill said excavation or excavations and restore the surface of the land to as reasonably good condition as said surface was in immediately prior to the excavation or excavations thereof. . If said herein referred to locations as approximately shown on the sketch herein also referred to are unsuitable for the purposes of the Grantee, its successors and assigns, then said locations may be changed to areas mutually satisfactory to both the Grantor and the Grantee herein; and further, said newly agreed to locations shall be indicated and shown on the sketch above referred to by proper amendment or amendments thereto. The Grantor, for itself, its successors and assigns, covenant and agrees with the Grantee, for itself, its successors and assigns, that this Grant of Easement and the location of the Underground System may not be changed or modified without the written consent of the Grantee, its successors and assigns, which consent may be withheld by the Grantee in-its sole discretion. It is the intention of the Grantor to grant to the Grantee, its successors and assigns, all the rights and easements aforesaid and any and all additional and/or incidental rights needed to install, erect,maintain and operate within.the Grantor's land an "UNDERGROUND SYSTEM" for the transmission of intelligence and for supplying electric service for the building, buildings or proposed buildings shown on the last herein referred to sketch or amended sketch and the right to service others from said"UNDERGROUND SYSTEM". WA#27996709 Address of Grantees; Aftr recording retmn to: Mass El.—40 Sylvan Road,Waltham,Massachusetts 02451 Carol Barmws National Odd USA Service Company,Inc. 40 Sylvan Road 05 NANDMA GEN Waltham,Ma02451 I i E I I It is agreed that said "UNDERGROUND SYSTEM" and all necessary appurtenances thereto,shall remain the property of the Grantee, its successors and assigns,and that the Grantee, its successors and assigns,shad pay all taxes assessed thereon. By signing this easement, Robert L. Innis and David Innis,certify that they are signing in the name of RDM REA STREET LLC and they are the incumbent managers and are empowered to grant the within easement on the terms and conditions stated herein. By signing this easement, Robert L. Innis and David Innis,certify that they are signing in the name of RDM REA STREET LLC as the Trustee of the Grantor Trust, that the Trust is in full force and effect without an unrecorded amendment and they have been directed and authorized by all the beneficiaries of the Trust to grant the within easement on the terms and conditions stated herein. For Grantor's title, see deed dated March 25, 2019, recorded with the Essex North County Registry of Deeds in Book 15802, Page 242 and Declaration of Trust dated April 3, 2019,recorded with said Registry in Book 15802,Page 245 . Executed as a sealed instrument as of this day of 1 ,2019. RDM REA STREET LLC By: ROBERT L.INNIS Its: Manager By: DAVID INNIS Its: Manager REA STREET EXTENSION HOMEOWNER ASSOCIATION TRUST By:RDM REA STREET LLC Its: Trustee By: ROBERT L.INNIS Its: Manager By: DAVW INNIS Its; Manager Commonwealth of Massachusetts County of Essex} ss. On this the day of 2019,before me, na Month �,{ E (.9 uft V nc $19 the undersigned Notary Public, Nome of Notary Public personally,appeared Robert L.Innis and David Innis,proved to me through satisfactory evidence of identity,which was to be the persons whose names are signed on the preceding Grant of Easement,and acknowledged to me that they signed It voluntarily for its stated purpose as Managers of RDM REA STREET LLC,said LLC acting solely and as Trustee of the Rea Street Extension Homeowners Association Trust. A. pature of Notary Public 19 , G1.Oyc�Q06H 7'� Printed Nwne of notary My Commission EX ire. DEBRA, A. GUARNOTTA 0 tt 1 Public Place Notary Soot and/or Any Stamp Abova ''� Comtnanweatth of Massachusetts My cotnmission Expires october 29, 2021 I Exhlblt A Not -to Scams, + The exact tocatlon of said FaciiEties to be estabilshed by and upon the Installation and erection of the F'aclUties thereof, z s ��y s LOT 1 F!f-1 6W1 PAD 6 LUT 2 LOT 3 \\ LOT 4 HA 5-1 ti\ LOT 5 PAD 5 w� PBl ; LOT 6 PAD i LOT 7 g 1 9 N� s' N A C h wR 27986709 F ELECTRIC DISTRIBUTION EASEMENT > LEGEND -- _ NEW UNDERGROUND ELECTRIC LINES n tio . �. rid EXISTING UNDERGROUND � ELECTRIC LINES Owners): Address, PAD-HOUNTED RDM REA ST LLC RE'A ST EXTENSION, it TRANSFORMER � FULL DUK NORTH ANDOVER MA HAND HOLE Sketch to Accompany Easement for: Bcltel 7-23--19 brawn BY, DJ]) UNDERGROUND CONDUITS, .CONDUCTORS, HAND HOLES & PAD--MDONTED TRANSFORMERS TO ' °`DRAWING NOT TOSCALE, DISTANCE$ARE APPROXIMATE. SERVICE ELECTRICITY �,d nq:m '6E vi, any r f+ r�t. h R i t r W � PLANN1140 DEPARTWNT Community Development 1=iivWon Vo ritn M--•COM'YAXCE OF FASEMEN'TS AND IfTILITIES Grantor: Messina Development Company, Inc. Grantee: Town of North Andover, Essex County, Massachusetts Property toaatlon:-A•portlon of hots 1., 2, 3,4, 5, 6, and'7 Rea•Street, North Andover, MA Interest Conveyed: Utility Easements, shown as Roadw.,ay Easement, Drainage Easement 09 and 42 as shown on Subdivision Plan'for flea Street Recorded.at Northam Esaex,Regiatry of Deeds as Platy No. 179a4 Messina Development Comp.Any, Inc., a Mass. Corporation ,,with an address of.277 Washitlgton Street, Gi'ovel'and, MA 01.834 (" _nW f),.forthe Consideration of the Planning Board's issuaince,of a DOOsIon on the Approval of a Definitive Subdivislon Plan, dated November 13, 2018, hereby grarits, transfers and•dalivers unto the Town of North Andover,a municipal corporation in Essex County, the following: A. The perpetual rights and easements to construct, inspect, repair, remove, replace, operate and forever maintain-(1)a sanitary:newer or sewers yvith any manholes, pipes, conduits, artd other eppurtenanoes, (2) plpes, conduits and their-appurtenances for the conveyance of water,and (3)a covered surface and&udd water drain ar•draima with any manholes,.pipes, condulte.and their appurtertertces, and to.do•all other acts incidental to the foregoing, Ihcluding the right to Gass.along and over the land for the afdre6aid purposes, In, through,and under the whole of the Right of Way Easement area on a portion of Lot 1 and Lot 2'(the "Roadway Easement Area"), and Drainage Easemerit#1 on a portion of toa� �xz+rsf Page I. 1.20 Maln-streef,Norih.Andover,Maasachpsetts 0.1845. Phpne$78.68EIRW Fox'978A88.9842 Edited 81 11 D7 Bk 15802 Pg236 #6941 Lot 3 and Lot 4,and Drainage Easement#2 on a portion of Lot 5, Lot S and Lot 7 (the "Drainage Easement Areas"), as depicted on the plan entitled "Definitive Subdivision Plan-for Improvement of Rea Street in North Andover, MA,"Owner.-Joseph J. Averke, 260 Marblerldge Rd., North Andover, MA 01846, Applicant: Messina Development, 277 Washington Street, Groveland, MA, 01834, prepared by Christiansen & Sergi, a Division of the Morin Cameron Group, [no., 160 Summer Street, Haverhill, Massachusetts 01830,dated June 11, 2018 (the"Subdivision Plan") and recorded with the Essex North Registry of Deeds as Plan No, 17901, said Subdivision Plan is referenced and Incorporated herein for a complete and detailed desorlption of said Roadway Easement Area and of said Drainage Easement Areas. B. The perpetual rights and easements to use,for the conveyance of water, groundwater and stormwater associated with residential uses, the way known as Rea Street, Inclusive of the Roadway Easement Area, and the Drainage Easement Areas situated adjacent thereto, In said Town of North Andover and as depicted on the Subdivision Plan, The Grantor warrants that the aforesaid easements are free and clear of all Ilens or encumbrances,that Grantor has good title to transfer the same, and that the Grantor will defend the same against claims of all persons. Being a portion of the premises conveyed to Messina Development Company, Inc., by deed of Joseph J.Averka, individually,and as Trustee of the Averka Realty Trust,dated October 29, 2018, and recorded in Middlesex County Northern District Registry of Deeds Book 15773, Page 71. This is not a homestead property. To be completed if a mortgage exists: And N/A ,the present molder of a mortgage on the above described land,which mortgage Is dated and recorded In sold Deeds, herewith, at Book , Page , for consideration paid, hereby releases unto the Town forever from the operation , of said mortgage, the rights and easements herein above granted and assents thereto, By: N/A Being an Authorized signature Of Mortgage Owner (0012721RA) Page 2 120 Main Street,North Andover,Massachusetts 01848 Phone078,688,9535 Pox978.688.9542 Edited 811f07 Bk 15802 Pg237' #6941 1 EXECUTED as an instrument under seal this 29rh day of March, 2019. Owner: Messina Development Company,Inc, Name: Maryleb Messina Title: President&Treasurer COMMONWEALTH OF MASSACHUSETTS Essex County, ss' On this 29 rh day of March, 2019, before me, the undersigned notary public, personally appeared'Marylee Messina, proved to me through satisfactory evidence of identification, which , was a Drivers License to be the person whose nanne is signed on the preceding or attached document, and acknowledged to me that she signed it voluntarily for its stated purpose, as duly authorized'President an,d Treasurer of Messina Development Company,Inc. otaryPublic 'ille Mf agziotta Daly My Commission E es: (Offleial Seal] WCO*'CAMILLE MIRAOL'IOTTA DALY "S n E*kos Fa MY U,2425 (001279624) page 3 120 Main Street,North Andover,Massachusetts 01845 Phone 978.688.9536 Fax 978,65&9542 Edited 811/07 3 j L,R j i i QUITCLAIM DEED 1/We,MICHAEL CIMAN,now of 367 Rea Street,North Andover,Massachusetts 01845, for consideration paid, and in full consideration of the sum of Ten and 00/100 Dollars ($10.00), grant to the INHABITANTS OF THE TOWN OF NORTH ANDOVER, c/o 120 Main Street North Andover,Massachusetts 01845 WITH QUITCLAIM COVENANTS The fee in the roadway known as Rea Street, in North Andover, Essex County, Massachusetts, as shown on a Plan entitled"Street Acceptance plan,Rea Street,North Andover, MA,"prepared for LRC Builders, 475 Boston Road, Billerica, MA 01821, by Ranger Engineering Group, Inc., 13 o Red Roof Lane, Suite 203, Salem,N 4 03079, said plan dated a 3, 9 67 N , 200, and z recorded with Essex County Northern District Registry of Deeds ("Deeds")as Plan No./�. For a more particular metes and bounds description,see Exhibit A attached hereto and incorporated herein by reference. o Said premiss are hereby conveyed subject to and with the benefit of easements, covenants, and restrictions of record, if any, insofar as the same are now in force and applicable, Without limitation to the foregoing, this deed is granted subject to a) Notice of Decision. dated November ¢ 13, 2018, and recorded in said Deeds Book 15764, Page 136, b) Conveyance of Easements and Utilities recorded in said Deeds Book 15764, Page 147, Covenant recorded in said Deeds Book 15764, Page 150, and Order of Conditions recorded in said Deeds Book 15764,Page 99. For title reference, see deed of RDM Rea Street,LLC,to the Grantor dated August 10, 2020, and recorded in Essex County Northern District Registry of Deeds Book 16445, Page 251, [The remainder of this page is intentionally left blank. Mgnature page to follow,] i Bk 18007 Fg213 #8732 EXECUTED as an instrument udder seat this to day of , . Michael Ciman COMMONWEALTB Ol` MA.SSACHUSETTS Essex County, ss On this day of-Qcta4e�r 2&2-3, before me, the undersigned notary public, Michael Ci3man personally appeared,proved to me through satisfactory evidence of identification, which was [Y� a _ /415f driver's Iicense, or [ I ,to be the person whose name is signed on:the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. JEAN FP, ENRIGHT Notary PUblto COMMONWEALTHComm Commission MASExpi{USEci7S MY Gdmmtsston Expires ` Septemb9r 27. 2024 Notary bI1G My Commission Expires: q (Official Sea) Bk 18007 Pg214 #8732 a Exhibit A, r i Commencing at a point on the Northwesterly side of said Rea Street on said Plan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Plan; Thence nwning N 24'30' 06"E a distance of 47.47 feet to a point; Thence turnip and running S 61° 35' 17"E a distance of 31.45 feet to a point; g g Thence naming S 67' 34'07"E a distance of 3 7.5 5 feet to a point; Thence running S 71155'00"E a distance of 36.49 feet to a point; Thence Ming S 77'47'25"E a distance of 3 8.2 5 feet to a point; Thence running S 78' 58'52"E a distance of 87.61 feet to a point; Thence running S 57'48'32"E a distance of 58.86 feet to a point; Thence running S 76156' 12"E a distance of 55.49 feet to a point; Thence running S 74'38'47"E a distance of 58.09 feet to a point; Thence running S 79' 16' 10"E a distance of 63.60 feet to a point; Thence running S 63' 10'36"E a distance of 69.94 feet to a point; Thence running S 66'22'06"E a distance of 106.44 feet to a point; Thence running S 43'49' 53"E a distance of 16.86 feet to a point; i Thence running S 611 37'25"E a distance of 188.07 feet to a point; Thence manning S 52'06' 09"E a distance of 69.59 feet to a point; Thence running S 63'23' 01"E a distance of 162.74 feet to a point; Thence running S 64' 28' 15"E a distance of 105.08 feet to a point; Thence running S 41°45'56"E a distance of 153.57 feet to a point; Thence turning and running S 35'28'48"W a distance of 93.92 feet to a point; Thence turning and i u ning N 18' 07'40"W a distance of 84.68 feet to a point; Thence running N 20'43' 14"W a distance of 21.30 feet to a point; Bk 18007 Pg215 #8732 Thence running N 41'45' 56"W a distance of 66.81 feet to a point; Thence running N 64' 28' 15"W a distance of 95.52 feet to a point; Thence ranging N 630 23'01"W a distance of 163.21 feet to a point; Thence manning along a curve to the right with a delta,of 11' 16' 52"and a radius of 50.00 feet, an are length of 9.84 feet; Thence ru ming N 52' 06'09"W a distance of 65.43 feet to a point; Thence running N 61° 37'25"W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 170 47'32"and a radius of 50.00 feet,an are length of 15.53 feet; Thence rLuming N 431 49'53"W a distance of 6.90 feet to a point; Thence running N 66122' 06"W a distance of 97.87 feet to a point; Thence running N 63' 10'36"W a distance of K26 feet to a point; Thence running N 79' 16' 10"W a distance of 58.55 feet to a point; Thence running N 74'38'47"W.a distance of 59.11 feet to a point; Thence nnning N 76' 56' 12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 019' 07' 39" and a radius of 50.00 feet, an are length of 16.69 feet; Thence N 57'48'32"W a distance of 49.52 feet to a point; Thence running N 78' 58'52"W a distance of 78.78 feet to a point; Thence N 77'47'25"W a distance of 41.33 feet to a point; Thence N 71155'00" W a distance of 4095 feet to a point; Thence N 67°34'07"W a distance of 42.06 feet to a point; Thence N 61°35' 17"W a distance of 3236 feet to the point of beginning. QUITCLAIM DEED YWe, BR'YAN BARKER,now of 385 Rea Street, North Andover,Massachusetts 01845, for consideration paid, and in full consideration of the surn of Ten and 00/100 Dollars($10.00), grant to the INHABITANTS OF THE TOWN OF NORTH ANDO'V'ER, c/o 120 Main Street North Andover, Massachusetts 01845 WITH QUMCLALkC COVENANTS The fee in the roadway known as Rea Street, in North Andover, Essex County, Massachusetts, as b shown on a Plan entitled"Street Acceptance plan,Rea Street,North Andover,MA.,"prepared for ' LRC Builders, 475 Boston Road, Billerica, MA 01821., by Ranger Engineering Group, Inc., 13 Red Roof Lade, Suite 203, Salem,NH 03079, said plan dated_� hS 0a Lk , 202a5 and recorded with Essex County Northern.District Registry of Deeds as Plan$4o.�. For a more particular metes and bounds description, see Exhibit A attached hereto and incorporated herein by reference. kn Said premises are hereby conveyed subject to and with the benefit of easements, covenants, and m restrictions of record, if any, insofar as the same are now in force and applicable. Without limitation to the foregoing, this deed is granted subject to a)Notice of Decision dated November 13, 2018, and recorded in said Deeds Book 15764, Page 136, b) Conveyance of Easements and Utilities recorded in said Deeds Book 15764, Page 147, Covenant recorded in said Deeds Boob a 15764, Page 150, and Order of Conditions recorded in said Deeds Book 15764,Page 99. For title reference, see deed of RDM Rea Street, LLC, to the Grantor dated April 29, 2020, and recorded in Essex County Northern District Registry of Deeds Book 16285, Page 12. [The remainder of this page is intentionally left blank Signature page to follow.] i Bk 18007 Pg217 #8733 EXECUTED as an,instrument under seal this. r day off, '. Bryan Barker COMMONWEALTH OF MA.SSACHUSETTS Essex County, ss C j (6 f/- 7�br-1JG.fy� On:this day of�, �, before me, the undersigned Notary public, Bryan. Barker personally appeared, proved to Erie through satisfactory evidence of identification, which was a, all driver's license, or [ to be the person whose name is signed on the preceding;or attached doctunent,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. 19AN P. ENRIGHT uf i3oTH Public COMAE Comm tJF frSAS9XPR SETT5 My eteMbe 27 f2024 s l f � September 27, 2024 Notary alic My Commission Expires: A a 7 ao.W (Official Seal) Bk 18007 Pg218 #8733 Exhibit A Commencing at a point on the Northwesterly side of said Rea.Street on said Plan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Plan; Thence running N 24130' 06"E a distance of 47.47 feet to a point; Thence turning and running S 6111 35' 17"E a distance of 31.45 feet to a point; Thence running S 671 34'07"E a distance of 37,55 feet to a point; Thence running S 71155'00" E a distance of 36.49 feet to a point; Thence running S 77' 47'25"E a distance of 38.25 feet to a point; Thence running 8 78' 58'52"E a distance of 87.61 feet to a point; Thence running S 57148'32"E a distance of 58.86 feet to a point; Thence running S 76' 56' 12"E a distance of 55.49 feet to a point; Thence running S 740 38'47"E a distance of 58.09 feet to a point; Thence running S 79' 16' 10"E a distance of 63.60 feet to a point; Thence nu u ing S 63' 10'36"E a distance of69,94 feet to a point; Thence running S 66'22'06"E a distance of 106,44 feet to a point; Thence rwv ing S 43'49' 53"E a distance of 16,86 feet to a point; Thence running S 61°37'25"E a distance of 188.07 feet to a point; Thence running S 52106'09"E a distance of 69.59 feet to a point; Thence running S 63'23'0 1"E a distance of 162.74 feet to a point; Thence running S 64' 28' 15"E a distance of 105.08 feet to a point; Thence running S 41' 45' 56"E a distance of 153.57 feet to a point; Thence turning and running S 35'28'48" W a distance of 93,92 feet to a point; Thence turning and running N 18' 07'40"W a distance of 84.68 feet to a point; Thence zunnirng N 20'43' 14"W a distance of 21.30 feet to a point; Sk 18007 Pg219 #8733 Thence running N 41°45' 56"W a distance of 66.81 feet to a point; Thence running N 64'28' 15" W a distance of 95.52 feet to a point; Thence running N 63°23'0 1"W a distance of 163.21 feet to a point; Thence running along a curve to the right with a delta of 110 16' 52"and a radius of 50.00 feet, an are length of 9.84 feet; Thence naming N 52' 06' 09"W a distance of 65.43 feet to a point; Thence running N 61° 37'25"W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 17'47'32"and a radius of 50.00 feet,an arc length of 15.53 feet; Thence running N 43°49'53"W a distance of 6.90 feet to a point; Thence running N 66'22'06"W a distance of 97.87 feet to a point; Thence running N 631 10'36"W a distance of 64.26 feet to a point; Thence running N 790 16' 10"W a distance of 58.55 feet to a point; Thence running N 74' 38' 47"W a distance of 59.11 feet to a point; Thence running N 76156' 12" W a distance of54.49 feet to a point; Thence running along a curve to the right with a delta of 019107' 39"and a radius of 50.00 feet, an arc length of 16.69 feet; Thence N 57'48'32"W a distance of 49.52 feet to a point; Thence running N 78' 58' 52"W a distance of 78.78 feet to a point; Thence N 77'47'25"W a distance of 41.33 feet to a point; Thence N 71° 55'00"W a distance of 40.95 feet to a point; Thence N 67' 34'07"W a distance of 42.06 feet to a point; Thence N 61°35' 17"W a distance of32.36 feet to the point of beginning. f i QUITCLAIM DE E D I/We, ERIC MCLEAN and MAUREEN MCLEAN, now of 399 Rea Street, North Andover, Massachusetts 01845, for consideration paid, and in full consideration of the sum of Teti and 00/100 Dollars($10.00), giant to the INHABITANTS OF THE TOWN OF NORTH ANDOVER, c/o 120 Main Street North Andover, Massachusetts 01845 WITH QUITCLAIM COVENANTS The fee in the roadway known as Rea Street, in North Andover, Essex County, Massachusetts,as shown on a Plan entitled "Street Acceptance flan, Rea Street,North Andover,MA,"prepared for LRC Builders, 475 Boston Road, Billerica, MA 01821, by Ranger Engineering Group, Inc., 13 z Red Roof Lane, Suite 203, Salem,NH 03079, said plan dated !! 1' ,,a tm!A , 2623, and recorded with Essex County Northern District Registry of Deeds as Plan No.&YX —, Fora more particular metes and bounds description, see Exhibit A attached hereto and incorporated herein by reference. o Said premises are hereby conveyed subject to and with the benefit of easements, covenants, and restrictions of record, if any, insofar as the same are now in farce and applicable. 'Without limitation to the foregoing, this deed is granted subject to a)Notice of Decision dated November 13, 2018, and recorded in said Deeds Book 15764, Page 136, b) Conveyance of Easements and Utilities recorded in,said Deeds Book 15764, Page 147, Covenant recorded in said Deeds Book 15764, Page 150, and Order of Conditions recorded in said Deeds Book 15764, Page 99, For title reference, see deed of RDM Rea Street, LLC, to the Grantors dated November 2, 2020, and recorded in Essex County Northern District Registry of Deeds Book 16591, Page,267, [The remainder of this page is intentionally left blank. Signature page to follow.] Bk 18007 Pg221 #8734 EXECUTED as an instrument under seal this r clay of per. Eric McLean COMMONWEALTH OF MASSACHUSETTS Essex County,ss On this day of-Oetehe+, 26", before nee, the undersigned notary public, Eric McLean personally appeared, proved to me through satisfactory evidence of identification, which was [) j a ems' driver's license, or [ ] ,to be the person whose name is signed on the preceding or attached document,and aclCnowled ed to me that he/she/they signed it.voluntarily for its stated purpose. JEAN R ENAIQHTNotary Public 10) C NVI+FALTH OF isfA&SACNt19hTfS My Commission Expires 5sptember 27. 202bkw r'I ad� Notary Pu c My Commission Expires: 54VV �r R7.a0a4 (Official Seal) Bk 18007 Pg222 #8734 EXECUTED as an instrument under seat this day of oet4or'*R`37. �kaureea-McLean COMMONWEALTH OF MASSACHUSETTS Essex County, ss On this day of,6�t�, before me, the undersigned notary public, Maureen McLean personally appeared, proved to me through satisfactory evidence of identification,which was a, &5 driver's license, or to be the person whose name is signed on the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. JEAN R ENRIGHT Notary Publio COMMONWEALTH OF MASBACHUSEUTTS My commission Expires September 27, 2624 Notary PuW0 My Commission Expires: 4LIemher (official Seal) Bk 18007 Fg223 #8734 Exhibit A Commencing at a point on the Northwesterly side of said Rea Street on said plan,at the,intersection of said Rea.Street and the Northwesterly boundary of Lot 1 on said Plan; Thence running N 240 30' 06"E a distance of 47,47 feet to a point; Thence turning and running S 610 35' 17"E a distance of 31.45 feet to a point; Thence running S 67'34'07"E a distance of 37.55 feet to a point; Thence running S 71° 55'00"E a distance of 36.49 feet to a point; Thence running 8 770 47'25"E a distance of 38.25 feet to a point; Thence running S 78' 58'52"E a distance of 87.61 feet to a point; Thence running S 570 48'32"E a distance of 58.86 feet to a point; Thence running S 76156' 12"E a distance of 55.49 feet to a point; Thence running S 74'38'47"E a distance of 58.09 feet to a point; Thence running S 790 16' 10"E a distance of 63.60 feet to a point; Thence running S 63' 10'36"E a distance of 69.94 feet to a point; Thence running S 660 22'06"E a distance;of 106.44 feet to a point; Thence running S 43'49'53"E a distance of 16.86 feet to a point; Thence running S 61°37'25"E a distance of 188,07 feet to a point; Thence running S 52' 06'09"E a distance of 69.59 feet to a point; Thence running S 63'23'0 1"E a distance of 162.74 feet to a point; Thence running S 64"28' 15"E a distance of 105.08 feet to a point; Thence running S 41' 45'56"E a distance of 153.57 feet to a point; Thence turning and running S 351 28'48"W a distance of 93.92 feet to a point; Thence tuming and running N 18' 07'40"ail a distance of 84.68 feet to a port; Thence running N 20'43' 14"W a distance of 21.30 feet to a point; 1 Bk 18007 Pg224 #8734 F Thence:running N 41°45' 56"W a distance of 66.81 feet to a point; Thence iv ping N 64'28' 15"W a distance of 95.52 feet to a point; Thence gunning N 63'23' 01"W a distance of 163,21 feet to a point; Thence running along a curve to the right with a delta of 11° 16'52"and a radius of 50.00 feet,an are length of 9.84 feet; Thence running N 52' 06'09"W a distance of 65.43 feet to a point; Thence running N 61' 37'25"W a distance of 183.91 feet to a point; Thence taming along a curve to the right with a delta of 17'47'32" and a radius of 50.00 feet,an .axe length of 15.53 feet; Thence mmnw" g N 43149' 53"W a distance of 6.90 feet to a point; Thence pinning N 66'22'06"W a distance of 97.87 feet to a point; Thence running N 63' 10'36"W a distance of 64.26 feet to a point; Thence running N 79' 16' 10"W a distance of 58.55 feet to a point; Thence running N 74138 47"W a distance of 59.11 feet to a point; Thence running N 76' 56' 12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 0190 07' 39" and a radius of 50.00 feet, an are length of 16.69 feet; Thence N 57'48'32"W a distance of 49.52 feet to a point; Thence running N 78' 58' 52"W a distance of 78,78 feet to a point; Thence N 771 47'25"W a distance of 41.33 feet to a point; Thence N 710 55'00"W a distance of 40.95 feet to a point; Thence N 67' 34'07"W a distance of 42.06 feet to a point; Thence N 61°35' 17"W a distance of 3 2.3 6 feet to the point of beginning. i I II - _',gyp 7 y it i QUITCLAIM DEED RDM REA STREET, LLC, a Massachusetts limited liability company, with a principal office located at 475 Boston.Road, Billerica,Massachusetts 01821, for consideration paid, and in full consideration of the.sum of Ten and 00/100 Dollars($10.00), grant to the INHABITANTS OF THE TOWN OF NORTH ANDOVER, c/o 120 Main Street North Andover,Massachusetts 01845 WITH QUITCLsf.1MCOYENANTS Any right,title and interest in the fee in the roadway known as.Rea Street,in North Andover,Essex County, Massachusetts, as shown on a Plan entitled "Street Acceptance Plan, Rea Street, North Andover, MA," prepared for LR.0 Builders, 475 Boston Road, Billerica, MA. 01821, by Ranger Engineering Group, Inc., 13 Red Roof Lane, Suite 203, Salem,NH 03079,said plan dated -'o,g a<, .1�q2fiW,and recorded with Essex County Northern.District Registry of Deeds as Plan z No.� , , For a more particular metes and bounds description,see Exhibit A attached hereto and incorporated herein by reference, � 1 Said premises are hereby conveyed subject to and with the benefit of easements, covenants, and M restrictions of record, if any, insofar as the same are now in force and applicable. Without Im—tation to the foregoing, this deed is granted subject to a) Notice of Decision dated November 13, 2018, and recorded in said Deeds Book 15764, Page 136, b) Conveyance of Easements and Utilities recorded in said Deeds Boob 15764, Page 147, Covenant recorded in said Deeds Book 0. 15764, Page 150, and Order of Conditions recorded in said Deeds Book 15764,Page 99. This conveyance is not a conveyance of all or substantially all of the assets of the Grantor in.the Commonwealth of Massachusetts. For title reference, see deed to the Grantor dated March 25, 2019, and recorded in Essex County Northern District Registry of Deeds Book 15802,Page 242. [The remainder of this page is intentionally lefl blank Signature page to follow.] i r Bk 18007 Pg226 #8735 EXECUTED as an instrument under seal this v' day of Rt-k ALI , 2024. RDM Rea Street LLC Name: Robert L. Innis Title: Manager, duly authorized COMMONWEALTH OF MASSACHUSETTS Essex County, ss On this day of_ lr--�'a AM A� , 2024, before me, the undersigned notary public,Robert L, Innis personally appeared,proved to me through satisfactory evidence of identification, which was [ r M driver's license, or to be the person whose name is signed on the preceding or attached document, and acknowledged to me that he/she/they signed it voluntarily for its stated purpose, as the duly authorized Manager of RDM Rea Street LLC, as the voluntary act of RDM Rea Street LLC. �, f J f Notary, ublic f: i�l1�e1 krY a� My Corrmissi,(n xpires: (Official Seal) ,gRYPV�`�`�• J/ rpN►rNi�ttwtti�e� J I Bk 18007 Pg227 #8735 i 3 3 i Exhibit A Commencing at a point on the Northwesterly side of said Rea Sti eet on said flan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Phan; Thence running N 24°30'06"B a distance of 47.47 feet to a point; Thence turning and ruining S b 1° 35' 17"E a distance of 31.45 feet to a point; Thence running S 67' 34'07"E a distance of 37.55 feet to a point; Thence running S 71' 55' 00"E a distance of 36.49 feet to a point; Thence running S 77'47'25"E a distance of 3 8.25 feet to a point; Thence running S 78' 58'ST'E a distance of 87.61 feet to a point, Thence running S 57148'32"E a distance of 58.86 feet to a point; Thence running S 76' 56' 12"E a distance of 55.49 feet to a point; Thence running S 74° 38'47"E a distance of 58.09 feet to a point; Thence:cunning S 79' 16' 10"E a distance of 63.60 feet to a paint; Thence running 8 63' 10'36"E a distance of 69.94 feet to a point; Thence running S 660 22'06"E a distance of 106.44 feet to a point; Thence rundmg S 43'49' 53"E a distance of 16.86 feet to a point; Thence running S 61'37'25"E a distance of 188.07 feet to a point; Thence runai:ng 8 52106'09"E a distance of 69.59 feet to a point; Thence running S 63'23'01"E a distance of 162.74 feet to a point; Thence running S 64'28' 15"E a distance of 105.08 feet to a point; Thence running S 411 45'56"E a distance of 153.57 feet to a point; Thence turning and running S 35128'48"W a distance of 93.92 feet to a point; Thence turning and grinning N 181 07'40"W a distance of 84.68 feet to a point; Thence running N 20' 43' 14" W a distance of 21.30 feet to a pobit; s i Bk 18007 Pg228 #8735 Thence running N 41°45' 56"W a distance of 66.81 feet to a point; Thence raanning N 64'28' 15"W a distance of 95.52 feet to a point; Thence running N 631 23'01"W a distance of 163.21 feet to a point; Thence runnialg along a curve to the right with a delta of I V 16'52"and a radius of 50.00 feet, an arc length of 9.84 feet; Thence running N 52" 06'09"W a distance of 65.43 feet to a point; Thence ruaning N 611 37'25"W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 17'47'32"and a radius of 50.00 feet,an are length of 15.53 feet; Thence running N 431 49'53"W a distance of 6.90 feet to a point; Thence running N 660 22'06"W a distance of 97.87 feet to a point; Thence rumiing N 63' 10' 36"W a distance of 64.26 feet to a point; Thence running N 79' 16' 10"W a distance of 5 8.5 5 feet to a point; Thence running N 74' 38'47"W a distance of 59.11 feet to a point; Thence running N 76'56' 12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 0191' 07'39" and a radius of 50.00 feet, an arc length of 16.69 feet; Thence N 57"48' 32"W a distance of 49.52 feet to a point; Thence manning N 78°58'52" W a distance of 78.78 feet to a port; Thence N 77'47'25" W a distance of 41.33 feet to a point; Thence N 71° 55'00"W a distance of 40.95 feet to a point; Thence N 67134'07" W a distance of 42.06 feet to a point; Thence N 61° 35' 17"W a distance of 32.36 feet to the point of beginning. 1 QUITCLAIM DEED We,AARON J, ORLANSKY and.CHRISTINA M.ORLANSKY, as TRUSTEES of the AARON J. ORLANSKY AND CHRISTINA M. ORLANSKY LIVING TRUST, under Trust dated April 21,2022, as evidenced by Trustee's Certificate pursuant to M,Q.L. Chapter 184, Section 35,dated April.21,2022,and recorded with Essex County Northern,District Registry of Deeds Book 17439, Page 67,with a mailing address of 415 Rea Street,North Andover,Massachusetts 01845, for aomideration paid, and in full consideration of the sutra of Ten and 00/100 Dollars ($10.00), grant to the 1NHABITANTS OF THE TOWN OF NORTH ANDOVER, c/o 120 Main Street North Andover, Massachusetts 01$45 WITht'Q UITCLAIM COV8N.4NTS The fee in the roadway known as Rea Street, in North Andover, Essex County, Massachusetts, as shown on a Plan entitled"Street Acceptance Plan, Rea Street,North Andover,MA,"prepared fnr LRC Builders, 475 Boston Road, Billerica, MA 01821, by Ranger Engineering Group, Inc., 13 Red Roof Lane, Suite 203;Salem,N1403079, said plan dated ��e. �5a o��, , and recorded with Essex County Northern District Registry of Deeds as Plan No.�( _. For a more particular metes and bounds description, see Exhibit A, attached hereto and incorporated herein by reference. tn Said premises axe hereby conveyed subject to and with the benefit of easements, covenants, and restrictions of record, if any, insofar as the same are now in force and applicable. Without limitation to the foregoing, this deed is granted subject to a)Notice of Decision dated November 13, 2018, and recorded in said Deeds Book 15764, Page 136, b) Conveyatree of Basements and Utilities recorded in said Deeds Book 15764, Page 147, Covenant recorded in said Deeds Book 15764,Page I SQ,and Order of Conditions recorded in said Deeds Book 15764,Page 99. For title reference,see deed of Aaron Joel Orlansky, a/k/a Aaron J. Orlansky,and Christina Maxie' Orlansky,a/k/a Christina M. Orlansky,to the Grantors dated April 21,2022,and recorded in Essex County Norther District Registxy of Deods Book 17439,Page 72, IThe remainder of this page is intentionally left blank Stgnatur•e page to follow.,) Bk 18007 Pg230 #8736 EXECUTED as an instrument under seal this�. �day of , 2024. N i .A ea J. Orlansky, T e of the Aaron I Oflansky and Christina M. Orlansky Living Trust COMMONWEALTH OF MASSACHUSETTS Essex County,ss On this day of IOG I-de-c�( , _ , 2024, before me, the undersigned notary public, .Aaron r. 0 ansky personally appeared, proved to me through satisfactory evidence of identification, which was a driver's license, or [ ] ,to be the person whose name t is signed on the preceding or attached document, and acknowledged to me that he/she/they signed it volturtarily for its stated purpose, as Trustee of the Aaron J..Orlansky and Christina M. Orlansky Living Trust. �? Public T 1, `wtaty Public " F, , -C`...+� �,;,EACFH OF MASSAGI'Et1SETfS r ►'� Commission Expires Notary Pu c Saptsmtrgr 27, 2024My Commission Expiires: l-1 �! (Official Seal) P. E NR SIAGC HHUT Votary P4blia crissl EnmxpireSs m7 .)&0r27, 2024S TTS Yn�U F Bk 18007 Pg 231 #8736 EXECUTED as an instrument under seal this rZ day of, 2024. Chuistina M. Or ansky, Trustee of the Aaron I Orlatsky and Christina M. Orlansky Living'Trust COMMONWEALTH OF MASSACHUSETTS Essex County, ss On this day of A62LK , 2024, before me, the undersigned rotary public, Christina M. Orlansky personally appeared, proved to me through satisfactory evidence of identification,which was [ ] aC,SS _ driver's license,or [ . ] ,to be the person whose name is signed on the preceding or attached document, and acknowledged to me that he/she/they signed it voluntarily for its stated purpose,as Trustee of the Aaron I Orlansky and Christina M. Orlansky .Living Trust. .EAN R ENRIGHT s Notetry Public COMMONWEAiTH OF MASSACHVSETT� My Commission Expires 8e temba 27 2024 Notary Pub lt4y Commission E piu es: pW r'o�7 X,.tj (Official Sear) 1 Bk 18007 Pg232 #8736 Exhibit A Commencing at a point on.the Northwesterly side of said Rea Street on said Plan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Plan; Thence running N 24'30'06"E a distance of 47.47 feet to a point; Thence turning and running S 61° 35' 17" E a distance of 31.45 feet to a point; Thence running;S.67' 34'07"E a distance of 37.55 feet to a point; Thence running S 710 55'00"E a distance of 36.49 feet to a point; Thence running S 77'47'25"E a distance of 38.25 feet to a point; Thence running S 78° 58'52"E a distance of 87.61 feet to a point; Thence running S 57'48'32"E a distance of 58.86 feet to a point; Thence running S 76' 56' 12"E a distance of 55.49 feet to a point; Thence running S 74'38'47"E a distance of 58.09 feet to a point; Thence running S 79' 16' 10"E a distance of 63.60 feet to a point; Thence running S 63' 10'36"E a distance of 69.94 feet to a point; Thence running S 66'22' 06"E a distance of 106.44 feet to a point; Thence running S 43"49'53"E a distance of 16.86 feet to a point; Thence ru ur ing S 61° 37'25"E a distance of 188.07 feet to a point; Thence running S 52' 06'09"E a distance of 69.59 feet to a point; Thence running S 63°23'0 1"E a distance of 162.74 feet to a point; Thence running S 64'28' 15"E a distance of 105.08 feet to a point; Thence running S 411 45'56"E a distance of 153.57 feet to a point; Thence turning and running S 35° 28'48"W a distance of 93.92 feet to a point; Thence turning and running N 18'07'40""fir a distance of 84.68 feet to a point; Thence running N 20'43' 14"W a distance of 21.30 feet to a point; Bk 18007 Pg233 08736 1 Thence running N 41145' 56"W a distance of 66.81 feet to a point; Thence running N 641 28' 15"W a distance of 95.52 feet to a point; Thence running N 63'23'0 1"W a distance of 163.21 feet to a point; Thence running along a curve to the right with a delta of 11° 16' 52"and a radius of 50.00 feet, an are length of 9.84 feet; Thence running N 52' 06' 09" W a distance of 65.43 feet to a point; Thence running N 611 37'25" W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 17'47' 32"and a radius of 50.00 feet, an are length of 15.53 feet; 'thence running N 43'49'53"W a distance of 6.90 feet to a point; Thence running N 66'22' 06" W a distance of 97.87 feet to a point; Thence running N 63' l 0'36"W a distance of 64.26 feet to a point; Thence mining N 79' 16' 10" W a distance of 58.55 feet to a point; Thence running N 74'38'47"W a distance of 59.11 feet to a point; Thence mmi ng N 76' 56' 12" W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 0190 07' 39" and a radius of 50,00 feet, an are length of 16.69 feet; . Thence N 570 48'32"W a distance of 49.52 feet to a point; Thence running N 78' 58' 52" W a distance of 78.78 feet to a point; Thence N 77147'25"W a distance of 41.33 feet to a point; Thence N 71° 55' 00"W a distance of 40.95 feet to a point; Thence N 67134'07"W a distance of 42.06 feet to a point; Thence N 61"35' 17" W a distance of 32.36.feet to the point of beginuing. OUTTCLAIM DEED Me,RYAN S.WITTMAN and DEMETRA WITTMAN,now of431 Rea Street,North Andover, Massachusetts 01945, for consideration paid and in full consideration of the sum of Ten and 001100 Dollars($10.00), grant to the INHABITANTS OF THE TOWN OF NORTH ANDOVER, c/o 120 Main.Street North Andover,Massachusetts 01845 WITH QUITCLAIM COVENANTS The fee in the roadway known as Rea Street,in North Andover,Essex County,Massachusetts,as shown on a Plan entitled"Street Acceptance PIan,Rea Street,North Andover,MA'prepared for LRC Builders,475 Boston Road,Billerica,MA 01821,by Ranger Engineering Group,Inc., 13 Red Roof Lane,Suite 203,Salem,NH 03079,said plan dated , and recorded with Essex County Northern District Registry of Deeds as Plan No. {�. For a more particular metes and bounds description, see Exhibit A attached hereto and incorporated herein by reference. x Said premises are hereby conveyed subject to and with the benefit of easements,covenants,and U restrictions of record, if any, insofar as the same are now in force and applicable. Without .8 limitation to the foregoing,this deed is granted subject to a)Notice of Decision dated November ¢ 13,2018,and recorded in said Deeds Book 15764,Page 136,b)Conveyance of Easetnents and Utilities recorded in said Deeds Book 15764,Page 147,Covenant recorded in said Deeds Book a 15764,Page 150,and Order of Conditions recorded in said Deeds Book 15764,Page 99. a, For title reference,see deed of RDM Rea Street,LLC,to the Grantors dated March 25,2021,and recorded in Essex County Northern District Registry of Deeds Book 16860,Page 347. j7Ae remainder of this page is intentionally lefr blank Sign&ure,page to follow.] Bk 18007 Pg235 #8737 -G1v4 ,2o2v. (/v EXECUTED as an instrument under seat this day of V ,-2M. an S.Wittman COMMONWEALTH OF MASSACHUSETT'S Essex County,ss Abru'ry'Paw, � on this ( day before me,the undersigned notary public, Ryan S. Wittman personally appeared, proved to me through satisfactory evidence of idenfifxcation,which was[A a ,&g _driver's license,or[ I to be the person whose name is signed on the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. ,BEAN P. ENR€GHT y$A Notary Public 1lVFS`LY COMIiOIIV M My CommSssto Expires TX,� September 27,2024 Notes PulKic My Commission Expires: r�a7 aim�f (Official Seal) Bk 1.8007 Pg236 #8737 EXECUTED as an instrument under seal this P21,day of-94ebWI-?$23. Demetra Wittman COMMONWEALTH OF MASSACHUSETTS Essex County,ss (l-,) �6rdcrY a.�v On this day of : fl2 ,before me,the undersigned notary public, Demetra V AUnan personally appeared, proved to me through satisfactory evidence of identification,which was I&a f! driver's license,or[ I to be the person whose name is signed on the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. 14 JEAN i?UVENRIGHT - UO >ass�� n /r} MY Cammisalon Expires September 27, =24 No Public My Commission Expires: O,m a0a�1 (offlaad Seal) Bk 18007 Pg237 #8737 Exhibit A Commencing at a pout on the Northwesterly side of said Rea Street on said flan,atibe intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Plan; Thence running N 2V 30'06"E a distance of 47.47 feet to a point; Thence tarming and ninning S 61°35'17"E a distance of 31.45 feet to a port; Thence running S 67'34'07"E a distance of37.55 feet to a point; Thence running S 71'55'00"E a distance of 36.49 feet to a point; Thence running S 771 47'25"E a distance of 3825 feet to a point; Thence running S 73'58'52"E a distance of 87.61 feet to a point; Thence ninzArsg S 57'48'32"E a distance of 58.86 feet to a point; Thence running S 76'56'IT'E a distance of55.49 feet to a point; "Thence n mning S 74°38'47"E a distance of 58.09 feet to a point; Thence running S 79116'10"E a distance of 63.60 feet to a point; Thence running S 63110'36"E a distance of 69.94 feet to a point; Thence running S 66'22'06"E a distance of 106.44 feet to a point; Thence running S 43'49'53"E a distance of 16.86 feet to a poi Thence running S 61°37'25"E a distance of 188.07 feet to a point; Thence running S 52°06'09"E a distance of 69.59 feet to a point; Thence running S 63123'01"E a distance of 162.74 Vest to a point; Thence rung S 64°28'15"E a distance of 105.08 feet to a point; Therm running S 41°45'56"E a distance of 153.57 feet to a popat; Thence turning and runniag S 35'28'49"W a distance of 93.92 feet to a point; Thence turning and running N 18'07'40"W a distance of 84.68 feet to a point; Thence running N 20'43'14"W a distance of 21.30 feet to a point; Bk 18007 Pg238 #8737 _. Thence manning N 410 45'56"W a distance of 66.81 feet to a point; Thence running N 64'28'15"W a distance of 95.52 feet to a point; Thence running N 63'23'01"W a distance of 163.21 feet to a point; Thence running along a curve to the right with a delta of I 1°16'52"and a xadius of 50.00 feet,an arc length.of 9.84 feet; Thence running N 52'06'09"W a distance of 65.43 feet to a point; Thence running N 61'37'25"W a distance of 183.91 feet to a point; Thence running along a curve,to the fight with a delta of 171 47'32"and a radius of 50.00 feet,an are length of 15.53 feet; Thence running N 43'49'53"W a distance of 6.90 feet to a point; Thence running N 66122'06"W a distance of 97.87 feet to apoint; . Thence running N 63°10'36"W a distance of 64.26 feet to apoftM Thence running N 79'16'10"W a distance of 59.55 feetto a point; Thence running N 741 3 8'47"W a distance of 59.1 I feet to a point; Thence running N 76'56'12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 019'07'3r and a radius of 50.00 feet, an are length of 16.69 feet; 'Shenov N 57°48'32"W a distance of 49.52 feet to a point; Thence running N 781 58'52"W a distance of 78.78 feet to a point; Thence N 77'47'25"W a distance of 41.33 feet to a point; Thence N 71'55'00"W a distance of 40.95 feet to a point; Thence N 670 34'07"W a distance of 42.06 feet to a point; Thence N 61'35'17"W a distance of 32.36 feet to the point of beginning. i IIITCLAIM DEED I/We,MICHAELA JANE LANDERS and TI RR.ENCE JOHN LANDERS,JP'now o£445 Rea Street,North Andover,Massachusetts 01845, for consideration,paid,and in full cons&er4Won of the sznn of Ten and 00/100 Dollars(SIO-00), . grant to the INHABITANTS OF TIdE TOWN OF NORTH ANDOVER, do 120 Main Street North Andover,Massachusetts 01945 Y7TFHQUITCL41MCOVEN.t1NTS The zee in the Broadway known as Rea Street,in North Andover,Essex Couaiy,Massachusetts,as shown on a Plan entitled"Street Acceptance.Plan,Rea Street,North Andover,MA;'prepared for LRC Builders,475 Boston Road,Billerica,MA 01821,by Ranger Engineering Group,Inc., 13 Red Roof Lane,Suite 203,Sadear,NH 03079,said plan dated a S.'.701 2fiW, and recorded with Essex County Northern District Registry of Deeds as Plan No. For a more particular metes and bounds description,see Exhibit A attached hereto and incorporated herein by reference. Said premises are hereby conveyed subject to and with the benefit of easements,covenants,and restrictions of record, if any, insofar as the same are now in force and applicable. Without limitation to the foregoing,this deed is granted subjet to a)Notice of Decision dated November 13,2018,and recorded in said Deeds Book 15764,Page 136,b)Conveyance of Easements and Utilities recorded is said Deeds Book 15764,Page 147,Covenant recorded in said Deeds Boole 0 15764,Page 150,and Order of Conditions recorded in said Deeds Book 15764,Page 99_ For title reference,see deed of RDM Rea Street,LLC,to the Grantors dated February 11,2021, and recorded in Essex Cotmty Northern District Registry of Deeds Book 16763,Page 105. [Ae remainder of this page is intentionally left blank. Signs we page tc follow] 2 Bk 18007 Pg240 #8738 EXECUTED as an instrmnent under seal this.� 7 day of r _ 2024. f Micha a Jane Landers COMONWEALTH OF MASSACHUSETTS Essex County,ss on'&zis day of. /`ilC1iC(l _-2024,before me,the undersigned notary public, N ichaela Jane Landers personally appeared, proved to me trough satisfactory evidence of it3t3entification,which was[ Xj a Cc55 ddvees license,or[ ] to be the person.whose name is signed on the preceding or arached document,and adImowledged to me that het sheRhey signed it voluntarily for its stated purpose. J"N R ENRIGW No""Pubft y � =.b.27.2M. Notary Fubli ' My Commission Expires. of a�ao�y . (official Seal) } Bk 18007 Pg241 #8738 EXECUTED as as astrument under seal this g day of 2 2024. . i T#dra=Jahn Landers,Jr_ COMMON aALTI-k OF MASSACHUSETI'S Essex County,ss On ihis day of ' /�lf/lf'd�_ 2024,befaxe me,the undersigned notary public,Terrence John Landers,Jr., e�onally a geared,proved to me through satisfactory evidence of identification,which was[ a�� driver's license,or[XI AwKW dz:�I to be the person whose name is signed on the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. JEA(+f R ENitle ROEVY PupRo �� frM EBWIrft SfMmber 27,2a2a Ats—Alk Notary Pub IV My Commission Expires: !►I/aaJ 1;&a<f (Official Seal) Bk 18007 Fg242 #8738 ExhibitA Commenzing at apoint on the Northwesterly side of said Rea.Street on said Plan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said flan; Thence running N 24'30'06"E a distance of 47.47 feet to a point; Thence turning and running S 61"35'I7"E a distance of 31.45 feet to a point; Thence rwming S 670 34'07'E a distance of 37,55 feet to a point Thence running ring S 71°55'00"E a distance of 36.49 feet to a point; Thence mmning S 77*47'25"E a distance of 38.25 feet to a point; Thence running S 79'58'S2"E a distance of 87.61 feet to a point; Thence running S 57'48'32"E a distance of 58.86 feet to a point; Thence running S 76'56'12'E a distance of 55.49 feet to a point: Thence running S 741 38'47"E a distance of 58.09 feet to a potent; Thence mming S 79'16'10"E a distance of 63.60 feet to a point; Thence running S 631 10'36"E a distance of 69.94 feet to a point; Thence running S 661 22'06"E a distance of 106.44 feet to a point; Thence running S 43a 49'53"E a distance of 16.86 feet to a point; Thence running S 61a 37'25"E a distance of 188.07 feet to a point, Thence running S 5r 06'09"E a distance of 69.59 feet to a point Thence mmning S 630 23'01"E a distance of 162.74 feet to a point; Thence maming S 640 28'15"E a distance of 105.08 feet to a point; Thence running S 41°45'S6"E a distance of 153.57 feet to a point; Thence turning and running S 351 28'48"W a distance of 9392 feet to a points; Thence tuuning and running N 181 07'40"W a distance of 84.68 feet to a point; Thence running N 20'43'14"W a distance of 21.30 feet to a point; Bk 18007 Pg243 #8738 Thence running N 41'45'56"W a distance of 66.81 feet to a point; Thence running N 64'28'15"W a distance of 95.52 feet to a point; Theme cunning N 630 23'01"W a distance of 163.21 feet to a point; Thence running along a curve to the right with a delta.of 11°16'52"and a redius of 50.00 feet;an arc length of 9.84 feet; Thence running N 52'06'09"W a distance of 65.43 feet to a point; Thence running N 61°37'25"W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 17147'32"and a indicts of 50.00 Feet,an are length of 15.53 feet; Thence running N 43'49'53"W a distance of 6.90 feet to a point; Thence running N 66'22'06"W a distance of 97.87 feet to a point; Thence rnning N 63°10'36"W a distance of 64.26 feet to a point; Then=nmninng N 79'16'10"W a distance of 58.55 feet to a point; Thence running N 74-'38'47'W a distance of 59.11 feet to a point; Thence running N 76'56'12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with.a delta of 019*07'39"and a radius of 50.00 feet, an arc length of 16.69 feet; Thence N 57'48'32 W a distance of 49.52 feet to a point; Thence running N 79'59'52"W a distance of 78.78 feet to a point; Thence N 77'47'25"W a distance of 41.33 feet to a point; Thence N 71'55'OF W a distance of 40.95 feet to a point; Thence N 6r 34'Or W a distance of 42.06 feet to a point; Thence N 610 35'17"W a distance of 3236 feet to the point of begimi ng. ............................ .... .. f QUITCLAIM DEED I1We, KERRY LEVENBERG and SHARA HALL, now of 465 Rea Street, North Andover, Massachusetts 01845, for consideration paid and in full consideration of the sum of Ten and 001100 Dollars(S 10.00), grant to the INHABITANTS OF THE TOWN OF NORTH ANDOVER,c/o 120 Main Street North Andover,Massachusetts 01845 W HOUITCLALVCOVEYANTS y The fee in the roadway known as Rea.Street,in North Andover Essex County,Massachusetts,as shown on a Plan entitled"Street Acceptance Plata,Rea Street;North Andover,MA,"prepazed for < LRC Builders,475 Boston Road,Brilerica,MA 01821,by Ranger Engineering Group,Sac., 13 c Red Roof Lane,Suite 203,Salem,NH 03079,said plan dated 2=r, and recorded with Essex County Northern District Registry of Deeds as Klan No.126t . For a more particular metes and bounds description, see Exhibit A attached hereto and incorporated herein by reference- zo Said premises are hereby conveyed subject to and with the benefit of easements,covenants,and restrictions of record, if any, insofar as the same are now in force and applicable. Without limitation to the foregoing,this deed is granted subject to a)Notice of Decision dated November ¢ 13,2018,and recorded in said Deeds Book 15764,Page 136,b)Conveyance of Easements and Utilities recorded in said Deeds Book 15764,Page 147,Covenant recorded in said Deeds Book 0 15764,Page 150,and Order of Conditions recorded in said Deeds Book 15764,Page 99. For title reference,see deed of RDM Rea Street,LLC,to the Grantors dated Jame 28,2021,and recorded in Essex County Northern District Registry of Deeds Book 17011,Page 315. (The remainder of this page is intentionally left blank Signature page io follow.) Bk 18007 Pg245 #8739 EXECUTED as an instrument ender seal this _day of9�9 Kerry Dwenberg COMMONWEALTH OF MASSACHUSETTS Essex County,ss e- �dre�ry On this ..AL day of-4)��before me,the undersigned notary public, Kerry Levenberg personally appeared, proved to me through satisfactory evidence of identification,which,was a_ j6 driver's license,or[ ] to be the person whose name is signed on the preceding or attached document,and acknowledged to me that he/shelthey signed it voluntarily for its stated purpose. JEAN P. ENRIGHT Notary Pub3ic M® MNF1l1.1 9F MMSSAChUSEM Commission Expires Septembw 27.2024 Notary blic My Commission Expires, l OL 9-c�xq (Official Seal) Bk 18007 Pg246 #8739 EXECUTED as an instrument under seal this fluor zdz _ A day of Shara all COMMONWEALTH OF MASSACHUSE');`;CS Essex County,Ss �f1 }riltu y, apa i( Onthis _cl day of�nz923;before me,the undersigned notary public, Sham Hall personally appeared,proved to me through satisfactory evidence of identification, which was[ ]a driver's license,or[A 6st� to be the person whose name is sigtxed on the preceding or attached document,and aclmowledged to me that helshe/they signed it voluntarily for its stated purpose. RIGHT [CV0=j='Z.:Notary S&kpublic SS Expires, 2024 Notary lic My Commission Expires: !op7 ct (Offrcia7Sea) Bk 18007 Pg247 #8739 Exln`bit A. Commencing at apoint on the Northwesterly side of said Rea Street on said Plan,at the intersection of said Rea Street and the Northwesterly boundary of Lot 1 on said Plan; Thence running N 240 30'06"E a distance of 47A7 feet to a point; Thence turning and running S 61'35'17"E a distance of 31.45 feet to a point; Thence rannin:g S 671 34'07 E a distance of 37.55 feet to a point; Thence ring S 710 55'00"E a distance of 3 6.49 feet to a point; Thence running S 771 47'25"E a distance of 38.25 feet to a point; Thence runnins S 7V 58'S2"E a distance of 87.61 feet to a point, Thence running S Sr 48'32"E a distance of 58.86 feet to a paint; 'Fence ruing S 76*56'12"E a distance of 55A9 feet to a point; Thence running S 74°3 8'4T'E a distance of 58.09 feet to a point; Thence running S 79"16'10"E a distance of 63.60 feet to a point; Thence running S 630 10'36"E a distance of 69.94 feet to a point; Thence running S W 22'06"E a distance of 106.44 feet to a point; Thence running S 43°49'53 E a distance of 16.86 feet to a point; Thence running S 610 37'25"E a distance of 188.07 feet to a point; Thence running 5 5211 06'W'E a distance of 69.59 feet to a point; "Whence running S 631 23'01"E a distance of 162.74 feet to a point; Thence running S 64'28'15"E a distance of 105.08 feet to a pointy Thence running S 411 45'56"E a distance of 153.57 feet to a point; Thence turning and running S 35128'48"W a distance of 93.92 feet to a point; Thence tuming and running N IS°07'40"W a distance of 84.68 feet to a point; Thence running N 20°43'14"W a distance of 21.30 feet to a point, Bk 18007 Pg248 #8739 Thence running N 410 45'56"W a distance of 66.81 feet to a point; Thence running N 64"28'15"W a distance of 95.52 feet to a pofixt; Thence running N 63"23'01"W a distance of 163.21 feet to a point; Thence rung along a curve to the right with a delta of 11°16'52"and a radius of 50.00 feet,an are length of 9.94 feet; Thence running N 5r 06'09"W a distance of 65.43 feet to a poi Thence running N 61'37'25"W a distance of 183.91 feet to a point; Thence running along a curve to the right with a delta of 171 47'32"and a radius of 50.00 feet,an axe length of 15.53 feet; Thence running N 43'49'53"W a distance of 6.90 feet to a point; Thence running N 66'22'06"W a distance of 97.87 feet to a point; Thence running N 63'10'36"W a distance of 6416 feet to a poi Thence running N 79'16'10"W a distance of 5835 feet to a point; Thence running N 7413 8'47"W a distance of 59.11 feet to a point; Thence running N 76'56'12"W a distance of 54.49 feet to a point; Thence running along a curve to the right with a delta of 019"07'39"and a radius of 50.00 feet, an arc length of 16.69 feet; Thence N 57"48'32"W a distance of 4952 feet to a poi&, Thence running N 78'58'S2"W a distance of 78.78 feet to a point; Thence N 77'4T 25"W a distance of 41.33 feet to a point; Thence N 711 55'00"W a distance of40.95 feet to a point; Thence N 670 34'0T'W a distance of 42.06 feet to a poi Thence N 611 35'17"W a distance of 32.36 feet to the point ofhegning. Bk 16023 Pg198 #24294 10-01--2019 @ 12 : 58p DEED The undersigned, Messina Development Company, Inc., a Massachusetts corporation, having a principal address at 277 Washington Street, Groveland, MA 01834 (the "Grantor") w I' In consideration of One Dollar ($1,00) grants to The Inhabitants of the Town of North Andover under the control and o custody of the North Andover Conservation Commission for open space and conservation purposes, a municipal corporation with an address of 120 Main Street, North Andover, Massachusetts 01845 w 0 with quitclaim covenants 23 Those certain parcels of land, commonly known and shown as Parcel A and Marcel B situate in North Andover, County of Essex; Commonwealth of Massachusetts, as more particularly described on Sheet 3 of 12 on plan entitled "Definitive Subdivision Plan For "Improvement of Rea Street" in North Andover, MA., Lotting Sheet Parcels A & B". m Owner: Joseph J. Averka, 260 Marbleridge Road, North Andover, MA. 01845, Applicant; Messina Development, 277 Washington Street, Groveland, MA., 01834, prepared by Christiansen & Sergi, a division of the Morin Cameron Group, Inc., 160 Summer Street, Haverhill, Massachusetts 01830, www.CS1-ENGR.COM, Tel. 978-373-0310 Fax. 978b' . 372--3960 dated 6/11/18, Revised 7131/18, 9/18/18, 11/8/18, 11/21/18. 1/7/19, and recorded with the Essex North Registry of Deeds as Plan No. 17901 (the "Plan"). Said Parcel A consisting of portions of the land formerly known as-Assessor.'s.,Map-38.--=--- -.-- Lot 37 and Map 38 Lot 36, and said Parcel B also known as Assessor's Map 38 Lot 47. Parcel A containing approximately 11.7 acres and Parcel B containing approximately 6 acres +1-, according to said Plan, ale Subject to and with the benefit of all easements, rights, restrictions, covenants, conditions, takings and other matters of record, insofar as the same are now in force and applicable. Without limitation to the forgoing, this deed Is granted subject to the Notice of Decision dated November 13, 2018 and recorded in Book 15764 Page 136 of the Essex North Registry of Deeds. Subject to Conveyance of Easements and Utilities in Book 15764 Page 147and Covenant recorded in Book 15764 Page 160. Subject to the Orders of Conditions recorded in Book 15764 Page 99. {00099865;vt} MASSACHUSETTS STATE EXCISE TAX Essex North Registry Date: 10-01-2019 @ 1.2:5Bpm Ctldk: 141 Roc##: 24294 Fee: $.Do Cons: $1.00 Sk 16023 Pg199 #24294 The above premises are a portion only of the land conveyed to Grantor by deed recorded at Book 15773, Page 71. This conveyance constitutes a sale or transfer in the ordinary course of Grantor's business and does not constitute all or substantially all of said Grantor's assets in the Commonwealth of Massachusetts. Further, the undersigned, Marylee Messina, by her signature below, hereby certifies that she currently remains in office as the duly appointed President and Treasurer of Messina Development Company, Inc., and that she is duly authorized to execute and deliver this deed for and on behalf of Messina Development Company, Inc. The premises hereby conveyed are not homestead property of any person and all rights of homestead therein, if any, are hereby forever waived and released. Executed under seal as of this 25 _day of March, 2019. Messina Development Company, Inc. By: Name: Maryee Messina Title: President and Treasurer COMMONWEALTH OF MASSACHUSETTS COUNTY OF ESSEX On this 25 day of March, 2*V, before me, the undersigned notary public, personally appeared Marylee Messina, proved to me through satisfactory evidence of identification, which was idriver's license, ❑ personally known to me, or❑ personally known to 3rd party witness personally known to me, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that she signed it voluntarily for its stated purpose, in her capacity as President and Treasurer of Messina Development Company, Inc., Notary Public My Commission Expires: CAMILLE MIRAGLioTTA my {0049486S;v1? �0r'�'� FY��.2©21 M. PAUL TANNUCCTLLO, REGISTER ESSEX NORTH REGISTRY OF DEEDS E-RECORDED Bk 16023 Pg198 #24294 10-01--2019 @ 12 : 58p DEED The undersigned, Messina Development Company, Inc., a Massachusetts corporation, having a principal address at 277 Washington Street, Groveland, MA 01834 (the "Grantor") > f $ in consideration of One dollar ($1.00) grants to The Inhabitants of the Town of North Andover under the control and xcustody of the North Andover Conservation Commission for open space and conservation purposes, a municipal corporation with an address of 120 Main Street, North Andover, Massachusetts 01846 o with quitclaim covenants c 0 Those certain parcels of land, commonly known and shown as Parcel A and Parcel B situate in North Andover, County of Essex, Commonwealth of Massachusetts, as more particularly described on Sheet 3 of 12 on plan entitled "Definitive Subdivision Plan For "Improvement of Rea Street" in North Andover, MA., Lotting Sheet Parcels A & B" Owner: Joseph J. Averka, 260 Marbleridge Road, North Andover, MA. 01845, Applicant, Messina Development, 277 Washington Street, Groveland, MA,, 01834, prepared by a Christiansen & Sergi, a division of the Morin Cameron Group, Inc., 1% Summer Street, Haverhill, Massachusetts 01830, www.CSI-ENGR.COM, Tel. 978-373-0310 Fax, 978� 372-3960 dated 6/11/18, Revised 7/31/18, 9/18/18, 11l8/18, 11/21/18. 1/7/19, and recorded with the Essen North Registry of Deeds as Plan No. 17901 (the "Plan"). Said Parcel A consisting of portions of the land formerly known as_Assessor.'s..Map-38------ V Lot 37 and Map 38 Lot 36, and said Parcel B also known as Assessor's Map 38 Lot 47. V Parcel A containing approximately 11.7 acres -F/- and Parcel B containing approximately 0 6 acres /-, according to said Plan. a Subject to and with the benefit of all easements, rights, restrictions, covenants, conditions, takings and other matters of record, insofar as the same are now in force and applicable. Without limitation to the forgoing, this deed is granted subject to the Notice of Decision dated November 13, 2018 and recorded in Book 15764 Page 136 of the Essex North Registry of Deeds. Subject to Conveyance of Easements and Utilities in Book 15784 Page 147and Covenant recorded In Book 16764 Page 160, Subject to the Orders of Conditions recorded in Book 15764 Page 99. (00094865;vI} MAssA.0 unws sTATm mcm TAx Essox North tiegistr' Date; 10-01-2019 0 12:58pm Ct1#: 141 Doai#: 24294 Fee: $.00 Cons: $1.00 :Bk 16023 PgI99 #24294 The above premises are a portion only of the land conveyed to Grantor by deed recorded at Book 16773, Page 71. This conveyance constitutes a sale or transfer in the ordinary course of Grantor's business and does not constitute all or substantially all of said Grantor's assets in the Commonwealth of Massachusetts. Further, the undersigned, Marylee Messina, by her signature below, hereby certifies that she currently remains in office as the duly appointed President and Treasurer of Messina Development Company, Inc., and that she is duly authorized to execute and deliver this deed for and on behalf of Messina Development Company, Inc. The premises hereby conveyed are not homestead property of any person and all rights of homestead therein, If any, are hereby forever waived and released. Executed under seal as of this 2 day of March, 2919. Messina Development Company, Inc. i—MOJLkj %-,M, rw Name: Ma ee Messina Title: President and Treasurer COMMONWEALTH OF MASSACHUSETTS COUNTY OF ESSEX 01 e On this 25 day of March, 2 `, before me, the undersigned notary public, personally appeared Marylee Messina, proved to me through satisfactory evidence of identification, which was 16driver's license, ❑ personally known to me, or D personally known to V party witness personally known to me, to be the person whose name is signed on the preceding or attached document, and acknowledged to me that she signed it voluntarily for its stated purpose, in her capacity as President and Treasurer of Messina Development Company, Inc,, Notary Public My Commission Expires: CAIHue MIRAGtdoTTA DALY (00094865vr) ' �e3xuaty1�2ozi bl. PAUL IAHOUCCILLO, REGISTER. ESSEX NORTH REGISTRY 09 DEEDS E—RECORDED Mortgagee List 367 Rea First Republic Bank 111 Pine Street San Francisco, CA 94111 FDIC, as Received for First Republic Bank 111 Pine Street San Francisco, CA 94111 JPMorgan Chase Bank, NA 00 700 Kansas Lane, MC 8000 Monroe, LA 71203 385 Rea MERS, Inc., as nominee for Guaranteed Rate, Inc. PO Box 2026 Flint, MI 48501-2026 Guaranteed Rate, Inc. 3940 N. Ravenswood Chicago, IL 60613 399 Rea US Bank, NA 4801 Frederica Street Owensboro, KY 42301 415 Rea MERS, Inc,, as nominee for United Wholesale Mortgage, LLC. PO Box 2026 Flint, MI 48501-2026 United Wholesale Mortgage, LLC. 585 South Boulevard E. Pontiac, MI 48341 431 Rea Citizens Bank, NA One Citizens Plaza Providence, RI 02903 445 Rea MERS, Inc., as nominee for Drew Mortgage Associates, Inc, PO Box 2026 Flint, MI 48501-2026 Drew Mortgage Associates, Inc. 196 Boston Turnpike Shrewsbury, MA 01545 465 Rea MFRS, Inc., as nominee for Total Mortgage Services, LLC PO Box 2026 Flint, MI 48501-2026 Total Mortgage Services, LLC 185 Plains Road Milford, CT 06461 Bk 16445 Pg254 #21170 08-14-2020 @ 02s49p MORTGAGE WHEN RECORDED,MAIL TO: FIRST REPUBLIC BANK 1I1 PINE STREET SAN FRANCISCO,CALIFORNIA 94111 This instrument was prepared by: FIRST REPUBLIC BANK III.PINE STREET SAN FRANCISCO,CA 94111 415-392-1400 Property Address;367 Ilea Street,North Andover,MASSACHUSETTS 01845 Loan Number: 12-07540238 (Space Above This tine For Recording Data) DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, It, 13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided In Section 16, (A)"Security Instrument" means this document, which is dated August 14,2020, together with all Riders to this document. (B) "Borrower"is Michael Ciman.Borrower is the mortgagor under this Security Instrument. (C) "Lender" is FIRST REPUBLIC BAND.Lender is A STATIC.BANK,organized and existing under the laws of CALIFORNIA. Lenders address is 111 PINE STREET, SAN FRANCISCO, CALIFORNIA 94111. Lender Is the mortgagee under this Security Instrument. (C-1)"Mortgage Broker"is Not Applicable. (C-2)"Mortgage Loan Originator"is Timothy Nickerson.Mortgage Loan Originator's post office address is 111 PINE STR>✓I;T, SAN FRANCISCO, CALIFORNIA 94111 and Mortgage Loan Originator's license number is 3849, MASSACHUSETTS-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENTForm 3022 1101 (rev, 10116) Page 1 of 14 IDS, Ina..31629-111-07640238-SFPFPll Bk 16445 Pg255 #21.1.70 (D) "Note" means the promissory note signed by Borrower and dated August 14,2020. The Note states that Borrower owes Lender EIGHT HUNDRED THIRTY-NINE THOUSAND AND N01100 Dollars (U.S.$839,000.00)plus interest.Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full pot later than September 1.,2050. (E)"Property" means the property that is described below under the heading "Transfer of Rights in the Property." (E) "Loan" means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (G) "hiders" means all Riders to this Security Instrument that are executed by Borrower.The following Riders are to be executed by Borrower(check box as applicable): ❑ Adjustable Rate Rider ❑ Condominium Rider ❑ Second Horne Rider ❑ Balloon;Rider ❑ Planned llnit bevelopment Rider ❑ VA.Rider ❑ 1-4 Family Rider ❑ Biweekly Payment Rider ❑ Other(Specify) (H) "Applicable Law" means all controlling applicable federal,state and local statutes,regulations,ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,non-appealable judicial opinions. (I) "Community Association Rues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed.on Borrower or the Property by a condominium association,homeowners association or similar organization. W "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account.Such term includes,but is not limited to,point-of-sale transfers,automated teller machine transactions, transfers initiated by telephone, wire transfers,and automated clearinghouse transfers. (K) "Escrow Items"means those items that are described in Section 3. P "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5)for: (i)damage to, or destruction of, the Property; (ii)condemnation or other taking of all or any part .of the Property; (iii)conveyance in lieu of condemnation; or (iv)misrepresentations of, or omissions as to, the value and/or condition of the Property, (M) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (N) "Periodic Payment" means the regularly scheduled amount due for (1) principal and interest under the Note,plus(ii)any amounts under Section 3 of this Security Instrument. (0) "RESPA"means the Real Estate Settlement Procedures Act(12 YJ.S.C.§2601 er seq.)and its implementing regulation,Regulation X(12 C ER,Part 1024),as they might be amended from time to time,or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and restrictions that are imposed in regard to a"federally related mortgage loan"even if the Loan does not qualify as a"federally related mortgage loan"under RESPA, MASSACHUSETTS - Single Family - Fannie Mao/Freddie Mac UNIFORM INSTRUMENT Form 3022 1101 (rev.10/16) Page 2 of 14 IDS, Inc.-31629- I11.07640238-SFPFPII 'lull IN W-91MIUVW pp.; ICE Bk 16445. Pg256 #21170 (P)"Successor In Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i)the repayment of the Loan,and all renewals,extensions and modifications of the Note;and(R)the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to ]_ender and Lender's successors and assigns, with power of sale, the following described property located in the County of hssex. -See Attached Exhibit"A" Parcel ID Number:038.0-0338.0000.0 which currently has the address of 367 Rea Street North Andover,MASSACHUSETTS 01845 ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances,and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the `Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record.Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT Combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS.Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest,Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of,and interest on,the debt evidenced by the Nate and any prepayment charges and late charges due under the Note, Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in US-currency.However,if any check or other instrument received by Lender m payment under the Note or this Security Instrument is returned to Lender unpaid, Lender may require that any or all subsequent payments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender. (a)cash; (b)money order; (c)certified check,bank check,treasurer's check or cashiers check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or(d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designated by Lender in accordance with the notice.provisions in Section 15, Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current, Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunder or prejudice to its rights to refuse such payment or partial payments in the fttture, MASSACHUSETTS- Single Family - Fannie MaelFreddle Moo UNIFORM INSTRUMENT Forth 3022 1101 (rev. 10116) Page 3 of 14 IDS, Inc.- 31629- 111-07640238-SFPFPII Bk 16445 Pg257 #21170 but Lender is not obligated to apply such payments at the time such payments are accepted. If cacti Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds.Lender may hold such unapplied funds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonable period of time,lender shall either apply such funds or return them to borrower,If not applied earlier,such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure.No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreements secured by this Security Instrument, 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority; (a)interest due under the Note;(b)principal due under the Note;(c) amounts due under Section 3.Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the: principal balance of the Note. If bender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due,the payment may be applied to dte delinquent payment and the late charge.If more than one Periodic Payment is outstanding,Lender may apply any payment received from.Borrower to the repayment of the Periodic Payments if,and to the extent that,each payment can be paid in full.To the extent that any excess exists after the payment is applied to the full payment of one or.more Periodic Payments,such excess may be applied to any late charges due.'Voluntary prepayments shall be applied first to any prepayment Charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date,or change the amount,of the Periodic Payments. 3.Funds for Escrow Items.Borrower shall pay to Lender on the day Periodic Payments are due under the Note,until the Note is paid in full,a sum(tile"Funds")to provide for payment of amounts due for: (a)taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbrance on the Property-, (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and.(d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10.These items are called"Escrow Items."At origination or at any time during the term of the Loan,Lender may require that Community Association Dues,Fees,and Assessments,if any,be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or All Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver,Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require.Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9.If Borrower is obligated to pay Escrow Items directly,pursuant to a waiver,and Borrower fails to pay the amount due for an Escrow Item,Lender may exercise its rights under Section 9 and Tray such amount and Borrower shall then be obligated under Section 9 to repay to Leader any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and,upon MASSACHUSETTS - SinglQ Family - Fannie Mae/Freddie Mao UNIFORM INSTRUMENT Form 3022 1101 (rev. 10116) Page 4 of 14 IDS, Ino.-31629. 111-07640238-SFPFPII Ill WOMMI l 160l ill " Bk 16445 Pg258 #21170 such revocation, Borrower shall pay to Leader all Funds,and in such amounts,that are then required under this Section 3. Lender may, at any time,collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the tithe specified under RESPA,and(b)not to exceed the maximum amount a lender can require under RESPA.Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law, The Funds shall be held in an institution whose deposits are insured by a federal agency,instrumentality,or entity(including Lender,if Lender is an institution whose deposits are so insured)or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds,annually analyzing the escrow account,or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge,Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds,Lender shall not be required to pay Borrower arty interest or earnings on the Funds.Borrower and Lender can agree in writing,however,that interest shall be paid on the Funds.Lender shall give to Borrower, without charge,.an annual accounting of the Funds as required by MPA. If there is a surplus of Funds held in escrow,as defined under RESPA,Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shotuge. of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA,but in no more than 12 monthly payments.If there is a deficiency of funds held in escrow,as defined under RUPA,Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make❑p the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all suins secured by this Security Instrument, Lender shall promptly refund'to Borrower any Funds held by Lender. 4.Charges;Liens.Borrower shall pay all taxes,assessments,charges,fines,and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property,if any,and Community Association Dues,Fees,and Assessments,if any.To the extent that these items are Escrow Items,Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower, (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b)contests the lien In good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded;or (a)secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument.If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument,Lender may give Borrower a notice identifying the lien.Within 10 days of the date on which that notice is given,Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one-time charge for area[estate tax verification and/or reporting service used by Lender in connection with this Loan. S. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakes and floods, for which Lender requires insurance, This insurance shall be maintained in the amounts (including deductible levels) and for the periods that bender requires,What Lender requires pursuant to the preceding sentences can change during the term of the Loan,The MASSACHUSETTS - Slagle Family - Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Farm 3022 1101 (rev. 10116) Page 6 of 14 ICES, Inc. .31629. 111-07640238-SFPFPII mill MR. KINIV11III Bk 16445 Pg259 #21170 insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a)a one-time charge for flood zone determination,certification and trading services;or(b)a one-time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification.Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above,Lender may obtain insurance coverage, at Lender's option And Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property,or the contents of the Property,against any risk,hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section S shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be Subject to Lenders right to disapprove:such policies,shall include a standard mortgage clause,and shall name Lender as mortgagee and/or as an additional loss payee. Lender shall have the right to hold the policies and renewal certificates, If Lender requires,Borrower shalt promptly give to Lender all receipts of paid premiums and renewal notices.If Borrower obtains any form of insurance coverage,not otherwise required by Lender,for damage to,or destruction of,the Property,such policy shall include a standard mortgage clause and shall name Lender as mortgagee and/or as an additional lass payee. In the event of loss,Borrower shall give prompt notice to the insurance carrier and Lender.Lender may make proof of loss if not made promptly by Borrower.Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insoraa;ce was required by Lender, shall be applied to restoration or repair of the Property,if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lenders satisfaction,provided that such inspection shall be undertaken promptly.Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such insurance proceeds,Lender shall not be required to pay Borrower any interest or earnings on such proceeds.Fees for public adjusters,or other third parties,retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower, If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be. applied to the sums secured by this Security Instrument, whether or not then due, with the excess,if any,paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2; If Borrower abandons the Property, Lender may file,negotiate and settle any available insurance claim and related matters.If Borrower does not respond within 30 days to a notice from Tender that the insurance carrier has offered to settle a claim,then Lender may negotiate and settle the claim.The 30-day period will begin when the notice is given.In either event,or if Lender acquires the Property under Section 22 or otherwise,Borrower hereby assigns to Lender(a)Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument,and(b)any other of Borrower's rights(other than the right to any refund of unearned premiums paid by Borrower)under all insurance policies covering the Property,insofar as such rights are applicable to the coverage of the Property.Lender may use the insurance proceeds either to MASSACHUSE'TTS - Single Famlly - Fannie Mae/Freddie Mac UNIFORM INSTRUMSIq'I' Form 3022 1101 (rev,10116) Page 6 of 14 IDS, Inc. -31629- 1 11-07640238-SFPFPIi mill MYSIRVAMMMM W11111 Bk 16445 Pg260 #2117.0 repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument,whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days alter the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy,unless Under otherwise agrees in writing, which consent shall not be unreasonably withheld,or unless extenuating circumstances exist which are beyond Borrower's control. 7.Preservation,Maintenance and Protection of the Property; Inspections,Borrower shall not destroy, damage or impair the Property,allow the Property to deteriorate or coinruit waste on the Property,Whether or not Borrower is residing in the Property,Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition.Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the,Property if damaged to avoid further deterioration or damage. If'insurance or condemnation proceeds are paid in connection with damage to, or the taking of,the Property,B orrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes.Lerider may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed.If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause,Lender may inspect the interior of the improvements on the Property.Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false,misleading,or inaccurate information or statements to Lender(or failed to provide Lender with material information)in connection with the Loan.Material representations include,but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument, If (a)Borrower fails to perform the covenants and agreements contained in this Security Instrument,(b)there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy,probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or(c)Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property,And securing and/or repairing the Property, Lender's actions can include,but are not limited to; (a)paying any sums secured by a lien which has priority over this Security Instrument;(b)appearing in court; and(c)paying reasonable attorneys'fees to protect its interest in the Property and/or rights under this Security Instrument,including its secured position in a bankruptcy proceeding.Securing the Property includes, but is not limited to,entering the Property to make repairs,change locks,replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions,and have utilities turned on or off.Although Lender may take action under this Section 9,bender does not have to do so and is not under any duty or obligation to do so.It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. MASSACHUSMS - Single Family- Fannie MaelFreddlo Mac UNIFORM INSTRUMENT Form 3022 1/01 (rev.10116) Page 7 of 14 IDS, Inc. -31629 111.07640238-SFPFPIl NIIIf . °;W11 III Bk 16445 Pg261 #21170 Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument, These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable,with such interest,upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold,Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property,the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10, Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If,for any reason,the Mortgage Insurance coverage required by bender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect,from an alternate mortgage insurer selected by Lender.If substantially equivalent Mortgage Insurance coverage is not available,Borrower shall continue to pay to Lender the amount of the separately designated payments that were due wben the insurance coverage ceased to be in affect. Lender will accept, use and retain these payments as a non-refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shalt be non-refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shpil not be required to pay Borrower any interest or earnings on such loss reserve.Lender can no longer require loss reserve payments if Mortgage Insurance coverage(in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance.If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance,Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non-refundable loss reserve, until Lender's requirement for Mortgage Insurance ends in accordance with any written agreement between Borrower and Lender providing for such termination or until termination is required by Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender(or any entity that purchases the Note)for certain losses it may incur if Borrower does not repay the Loan as agreed,Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreements with other parties that share or modify their risk, or reduce losses. 'These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreements may require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtained from Mortgage.Insurance premiums). As a result of these agreements,Lender,any purchaser of the Note,another insurer,any reinsures,and other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive.from (or might be characterized as)a portion of Borrower's payments for Mortgage Insurance,in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses, If such agreement provides that an affiliate of Lender takes a shave of the insurer`s risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed"captive reinsurance."Farther, (a)Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance,or any other terms of the Loan.Such agreements will not increase the amount Borrower will owe for Mortgage Insurance,and they will not entitle Borrower to any refund. (b) Any such agreements will not affect the rights Borrower bas -- if any — with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may MASSACHUSETTS - Single Family - Fannie Mae/Freddie Mao UNIFORM INSTRUMENT Form 3022 1i01 (rev.10/16) Page 8 of 14 IDS, Inc, -31629- 111-07640238-SFPFP€1 ®III W. A,l�i '�I HINAIIIIIIIII k Bk 16445 Pg262 #21.170 include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage 1 Insurance, to have the Mortgage Insurance terminated automatically,and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination, 11.Assignment of Miscellaneous Proceeds; Forfeiture,All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender, If the Property is damaged,.such Miscellaneous Proceeds shall be applied to restoration or repair of the Property,if the restoration or repair Is economically feasible and Lender's security is not lessened,During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly,render may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed,Unless an agreement is made in writing or Applicable Law requires interest to be, paid on such Miscellaneous Proceeds, Under shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds.If the restoration or repair is not economically feasible or Lender's security would be lessened,the Miscellaneous Proceeds shall be applied to the sums secured by this Security instrument,whether or not then due,with the excess,if any,paid to Borrower. Such Miscellaneous Proceeds shall he applied in the order provided for in Section 2. In the event of a total taking,destruction,or loss in value of the Property,the Miscellaneous Proceeds shall be applied to the shuns secured by this Security Instrument,whether or not then due,with the excess,if any,paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property In which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking,destruction,or loss in value,unless Borrower and Lender otherwise agree in writing, the sums secured by this Security.Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction:(a) the total amount of the sums secured immediately before the partial taking,deMetion,or loss in value divided by(b)the fair market value of the Property immediately before the partial taking,destruction,or loss in value.Any balance shall be paid to Borrower. In the event of a partial taking,destruction,or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Secutfty Instrument whether or not the sums are then due. If the Property is abandoned by Borrower,or if,after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence)offers to make an award to settle a claim for damages,Borrower fails to respond to Lender within 30 days after the date the notice is given, bender is authorized to collect and apply the. Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument,whether or not then due. "Opposing Party"means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding,whether civil or criminal,is begun that,in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in (lie Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred,reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that,in Lender'§judgment,precludes forfeiture.of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument.The proceeds of any award or claim for damages that are attribu(able to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. MASSACHUSETTS.- Single Family- Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Fdrm 3022 Vol (rev. 10/16) Page 9 of 14 IDS, Inc. -31629- 11 1.07640238-SFPFPll Bk 16445 Pg263 #21170 All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12.Borrower Not Released;Forbearance By Lender Not a Waiver.Extension of the time forpayment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower.Under shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including,without limitation,Lenders acceptance of payments from third persons,entities or Successors in Interest of Borrower or in amounts less than the amount then due,shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co-signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrowers obligations and liability shall be joint and several. However,any Borrower who co-signs this Security Instrument but does not execute the Dote(a "co-signer"): (a)is co-signing this Security Instrument only to mortgage, grant and convey the co-signers interest in the Property under the terms of this Security Instrument; (b)is not personally obligated to pay the sums secured by this Security Instrument; and(c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co-signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing,and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from-Borrowers obligations and liability under this Security Instrument unless Lender agrees to such release in writing.The covenants and agreements of this Security Instrument shall bind(except as provided in Section 20)and benefit the successors and assigns of Lender. 14.Loan Charges.Lender may charge Borrower fees for services perforated in connection with Borrower's default,for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including,.but not limited to, attorneys'fees,property inspection and valuation fees.In regard to any other fees, the absence of express authority in this Security Instrmment to charge a specific fee to Borrower shall not be construed as a prohibition on the Charging of such fee.Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. . If the Loan is subject to a law which sets maximum loan charges,and that law is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted limits will be refunded to Borrower.Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note).Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge, 15.Notices.All notices given by Borrower or Lender in connection with this Security Instrument must be in writing.Any notice to Borrower in connection with this Security Instrument shall be deemed to have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall Constitute notice to all Borrowers unless Applicable Law MASSACHUSETTS - Single Family- Fannin Mae/Freddie Mac UNIFORM INSTRUM51NIT Form 3022 1101 (rev.10/16) Page 10 of 14 IDS, Inc.-31629-111-07640238-SPPFPli Bk 16445 Pg264 #21170 expressly requires otherwise.The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender,Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure.There may be only one designated notice address under this Security Instrument at any one time,Any notice to Lender shall be,given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender.If any notice required by this Security Instrument is also required under Applicable Law,the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument, 16. Governing Law; Severabillty; Rules of Construction.This Security Instrument shall be governed by federal law rind the law of the jurisdiction in which the Property is located.All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law, Applicable LAw might explicitly or implicitly allow the parties to agree by contract or it might be silent,but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a)words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender;(b) words in the singular shall mean and include the plural and vice versa;and(c)the word"tray"gives sole discretion without any obligation to take any action. 17.Borrower's Copy.Borrower shall be given one copy of the Note and of this Security.Instrument. 18,Transfer of the Property or a Beneficial Interest in Borrower.As used in this Section 18,"Interest in the Property"means any legal or beneficial interest in the Property,including,but not limited to,those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement,the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred(or if Borrower is not a natural person and a beneficial interest in Borrower is.sold or transferred)without Lender's prior written consent, Lender may requite immediate payment in full of all sums secured by this Security Instrument, However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option,Lender shall give Borrower notice of acceleration,The notice shall provide a .period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument,If Borrower fails to pay these sums prior to the expiration of this period,Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19, Borrower's Right to Reinstate after Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a)five days before sale of the Property pursuant to any power of sate contained in this Security Instrument; (b)such other period as Applicable Law might specify for the termination of Borrower's right to reinstate, or (c)entry of a judgment enforcing this Security Instrument.Those conditions are that Borrower: (a)pays Lender all sutras which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b)cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to,reasonable attorneys'fees,property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this MASSACHUSETTS - Single Family - Fannie Mae/Freddie Mao UNIFORM INSTRUMENT Form 3022 1/01 (rev.10/16) Page 11 of 14 IDS, Ino.-31629- 1 1 1.07640238-SFPFPI1 Bk 16445 Pg265 021170 Security instrument; and(d)takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument,and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender. (a)cash; (b)money order; (c)certified check,bank check,treasurers check or cashier's check,provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d)Electronic Funds Transfer,Upon reinstatement by Borrower,this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred, however, this right to reinstate shall not apply in the case of acceleration under Section 18. 20.Sale of Note;Change of Loan Servicer;Notice of Grievance.The Note or a partial interest in the Note (together with this Security Instrument)can be sold one or more times without prior notice to Borrower.A sale might result in a change,in the entity(known as the"Loan Servicer")that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law.There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note.If there is a change of the Loan Servicer,Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA requires in connection with a notice of transfer of servicing.If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note,the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of,or any duty owed by reason of,this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action, If Applicable Law provides a time period which must elapse before certain action can be taken,that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20, 21,Hazardous Substances.As used in this Section 21. (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the following substances; gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde,and radioactive materials;(b) "Environmental Law"means federal laws and laws of the jurisdiction where the Property is located that relate;to health,safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action,as defined in Environmental Law; and(d)an"Environmental Condition"means a condition that can cause,contribute to,or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances,on or in the Property. Borrower shall not do, nor allow anyone else to do, anything affecting the Pfoperty (a)that is in violation of any Environmental Law, (b)which creates an Environmental Condition,or(c)which,due to the presence,use, or release of a Hazardous Substance,creates a condition that adversely affects the value of the Property.The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are MASSACHU$ TTS - Single Family - Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Form 3022 1I01 (rev. 10/16) Page 12 of 14 IDS, Inc.-31629-11 I-07640238.SFPPPII i Bk 16445 Pg266 #21170 i generally recognized to be appropriate to normal residential uses and to maintenance of the Property(including, but not limited to,hazardous substances in consumer products). Borrower shall promptly give Lender written notice of(a)any investigation,claim,demand,lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge., (b)any Environmental Condition, including, but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c)any condition caused by the presence, use or release of a Hazardous Substance which adversely affects the value of the Property.If Borrower learns,or is notified by, any governmental or regulatory authority,or any private party, that any removal or other remediation of any Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law.Nothing herein shall create any obligation on Lender for an Environmental Cleanup. i NON-UNIFORM COVENANTS.Borrower and lender further covenant and agree as follows; 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument(but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify, (a) the default; (b)the action required to cure the default;(e)a date,not less than 30 days from the date the notice is given to Borrower,by which the default must be cured;and(d)that failure to cure the default on or before the date specified In the notice may result in acceleration of tine sums secured by this Security Instrument and sale of the Property.The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale.If the default is not cured on or before the date specified in the notice, Lender at its option may require Immediate payment in full of all sums secured by this Security Instrument without further demand and may'invoke the STATUTORY POWER OF SALE and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22,including,but not limited to,reasonable attorneys'fees and costs of title evidence. If Lender invokes the STATUTORY POWER OF SALE,Lender shall mail a copy of a notice of sale to Borrower, and to other persons prescribed by Applicable Law, in the manner provided by Applicable Lary,Lender shall publish the notice of sale,and the Property shall be sold in the manner prescribed by Applicable Law.Lender or its designee may purchase the Property at any sale. The proceeds of tite sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, xeasonnable attorneys' fees; (b)to all sums secured by this Security Instrument;and(c)any excess to the person or persons legally entitled to it. 23. Release. upon payment of all sums Secured by this Security Instrument, Lender shall discharge this Security Instrument.Borrower shall pay any recordation costs.Lender may charge Borrower a fee for releasing this Security Instrument,but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24.Subordination of Homestead and Waivers.If Borrower heretofore has acquired or hereafter acquires an estate of homestead in the Property,Borrower hereby agrees, to the greatest extent,permitted by Applicable Law,that such homestead estate is subordinated in all respects to this Security Instrument and the amount due under the Note and to all renewals,extensions and modifications of this Security Instrument or the Note,and that said homestead estate is subject to all of the rights of Lender under this Security Instrument and the Note and all renewals,extensions and modifications of this Security Instrument and the.Note, and is subordinate to tite lien MASSACHUSETTS - Single Family • Fannie Mae/Freddie Mae UNIFORM INSTRUMENT Farm 3022 1/01 (rev.10116) Page 13 of 14 IDS, Inc.-31629.1 1 1-07640238-SFPPPl1 '• III��LSL�S� I;���Yh711!!i Bk 16445 Pg267 #21170 evidenced by this Security Instrument, and all renewals, extensions and modifications of this Security Instrument.Borrower waives and relinquishes all rights of curtesy and dower in the Property. BY SIGNING BELOW,B wer accepts and agrees to the terms and covenants contained in this Security 11 Instrumen and in a /-� �ed by Borrower and recorded with it. • (Seal) {Seal} heel Cxman -Borrower -Borrower STATE OF MASSACHUSETTS) } SS: COUNTY OF ) On this day of LA� before me, the undersigned notary public, M hael p Cinnan personally appeared, roved to me through satisfactory evidence of identification which was/werephotographic identification with signature issued by a federal or state governmental agency, Loath or affirmation of a credible witness, ❑personal knowledge of the undersigned, and/or ❑ , to be the person(s) whose name(s) is/are signed on the preceding or attached document,and acknowledged to me that he/she/they signed it voluntarily for its stated purpose. (NOTARY STAMP OR SEAL) Cl'll1i�'erh`�3 , 0�1:31t XC1,.ESQ Notary a rc r£A �atdxr;r s .it; My p Commission Expires: f`im;rq>a���rurlI� sr z�s s;#ersatts ,s iliE, yom rtlsu:4lT 1,-pl or' "ep oisr2p&t 18, 202 Loan originator(Organization):FIRST REPUBLIC BANK;N1vlLS#/:362814 Loan originator(Individual):Timothy Nickerson;NMLS#:3849 MASSACHUSETTS - Single Family • Fannie MaelFreddie Mae UNIFORM INSTRUMENT Form 3022 1/01 (rev.10116) Page 14 of 14 IDS, Inc.-31629- 111-07640238-SFPFPI1 Bk 16445 Pg268 #21170 6 El XHERIT "A" Property Description Closing Date: August 14,2020 Borrower(s): Michael Chnan Property Address: 367 Rea Street,North Andover,MA 01845 PROPERTY DESCRIPTION- That certain parcel of land with the improvements thereon, commonly known and shown as 0 Rea Street, situated in North Andover, County of Essex. Commonwealth of Massachusetts,and shown as Lots 1-7 one a plan entitled"Definitive Subdivision Plata For 'Improvement of Rea Street'in North Andover, MA." Owner: Joseph J;Averka, 260 Marbleridge Road,North Andover, MA,01845, Applicant: Messina Development, 277 Washington.Street,Gtoveland, MA., 01834,prepared by Christiansen& Sergi, a division of the Morin Cameron Group, inc., 160 Summer Street, Haverhill,Massachusetts 01830,ww,CSI-ENGR.COM, Tel. 978-373-0310 Fax. 978-372-3960 dated 6/11/18,Revised 7/31/18, 9/18/18, 11/8/18, 11/21/18, 1/7/19 and recorded with the Essen North Registry of Deeds as flan No. 17901 (the "Plan"). Said Lots 1-7 contains 374,788 SF, of land, more or less, according to said flan. Reference is hereby made to sheet 2 of said Plan for a more particular description of said Lots 1-7. Subject to and with the benefit of all easements, rights,restrictions, covenants, conditions, takings and other matters of record, insofar as the same are now in force and applicable. Without limitation to the forgoing, this deed is granted subject to the Notice of Decision dated November 13,2018 and recorded in Book 15764 Page 136 of the Essex North Registry of Deeds. Subject.to Conveyance of Easements and Utilities in Book 15764 Page 147 and Covenant recorded in Book 15764 Page 150. The above Lot 1-7 and premises axe conveyed together with the right to use Rea Street as shown on said Plan in common with other's entitled thereto for all purposes for which streets and ways may lawfully be used in the Town of'North Andover, As required by'the Definitive Subdivision Plan Decision issued by the Town of North Andover Planning Hoard,dated November 13,2018,the Buyer of each lot within the Rea Street Subdivision acknowledges that the Open Space parcel(s)shown on said plans, which have been or will be conveyed to an appropriate group or entity, as determined by the Planning Board,for conservation, agricultural and/or recreational purposes,shall))provide the Town, but shall not impose any obligation on the Town, to maintain the'Open` Space parcel(s) in any particular state or condition, notwithstanding the Town's acceptance of such Open Space parcels. The above premises are a portion only of the land conveyed to 'Grantor by deed recorded' at Book 15773, Page 71, PROPERTY DESCRIPTION File No.,2020-1-2797 Page t of 2 Bk 16445 Pg269 021170 For record title, see deed,recorded immediately prior hereto. PROPERTY DESCRi MON riieNa.;2020-1-2797 Pa0 2 0£2 M. PAUL NCJCCXLLO, REGISTER ESSEX NORTH REGISTRY OF DEEDS E-RECORDEO Bk 17849 Pg314 #16561 10--05--2023 LJ 03 : 33p MASSACHUSETTS COUNTY OF ESSEX(NORTH)(REC) LOAN NO.:7000671130 [FRB FDIC] WHEN RECORDED MAILTO.A7rt:A$81GNNsFNT If)ZPnRThMNT JrMORGAN CHASE BANK,N.A.CIO FHW AMMRICAN MORTGAGE SOLVI'IONS 1795 INTERNATIONAL WAY IDAHO FALLS,ID 83402 PH. 08 528-9895 IIIIIii ��iM � 1 1111111»19III ASSIGNMENT OF REAL ESTATE MORTGAGE FOR VALUE RECEIVED, receipt of which is hereby acknowledged, FEDERAL DEPOSIT INSURANCE CORPORATION,AS RE,CEIVER FOR FIRST REPUBLIC BANK,SAN FRANCISCO, CA, located at Ili PINE STREET, SAN MNCISCO, CA 94I1I., Assignor„ without recourse, representation, or warranty, expressed or implied, by tho FDIC in its corporate capacity,or as Receiver, does hereby assign,transfer,set over, grant, and convey unto JPMORGAN CHASE BANK,NATIONAL ASSOCIATION, located at 700 KANSAS LANE,MC 8000,MONROE,LA,71203,Assignee,its suocessors and assigns forever,that certain Mortgage dated AUGUST 14, 2020, executed by 7vIICHAEL CIMAN, Mortgagor, to FIRST REPUBLIC BANK, Original Mortgagee, and recorded on AUGUST 14,2020 in Mortgage Boole 16445 at Page 254 as Document No.21170 in the Office of the Register ofDeeds for the County of ES0,X(NORTH)(RE,C),State of MASSACHUSETTS. Property Address;367 REA STREET,NORTH ANDOVER,MA 01845 4 TOGETHM with all rights accrued or to accrue under said Mortgage. F IN WITNESS WDrEREOP, the undersigned has caused this Instrument to be executed on 09/30/2023_ FEDERAL DEPOSIT INSURANCE CORPORATION,AS RECEIVER FOR FIRST REPUBLIC BANK, SAN FItANCISCO, CA,BY JPMORGAN CHASE BANK,N.A.ITS ATTORNEY-IN-FACT,POWER OF ATTORNEY RECORDED ON 0SI3112023 IN DOCUMENT NO.8 9 B b{177 RAGE 315 NAnoi VE5MR1CA GRIEEIN VICE PRESIDENT-DOC ZXECUTION Ill Z � ry#*IH I t1r l 81i\\\��� ICI�I II I I�II�I N 111��l ll�ll�i II I I Illll ll ll ill l l l CII80701171M-AM-MA Page I of z llllllllll�lll�lal�ll�l�I�Illllll��ll�IIIN Bk 17849 Pg315 #16561 STATE OF LOUISIANA,PARISH OF OUACHITA On this O9/3a/2023 ,before me personally appeared VERONICA GRIM N to me personally known, who, being by me duly sworn, did say that he is the VICE pRBS)MLINT - DOC MCUTION, of JPMORGAN CHASE SANK,N.A.AS ATTORNEWN-FACT FOR FRDERAL)DEPOSIT INSURANCE CORPORATION, AS RECEIVER IFOR FIM REPUBLIC )BANK,SAN FRANCISCO, CA, and that the seat affixed to said instrument is the corporate seat of said corporation and that the instrument was signed and sealed in behalf of the corporation by authority of its Board ofDireotors and that VERONICA__GRIFFJN acknowledged the instrument to be the free act and deed of the corporation., p� (COA1tV.[ISSION RX]P, Ot Ma Parish,Lauislana NOTARY L ' Lifetme Commisian IDoR BAR RoLLNUMBHR: 117070 Maiary Puglia ID# 17070 CH80701171M-AM-MA page 2 0f2 LOAN NO.:7000671130 M. PAUL IANNUCCILLO, REGISTER ESSEX NORTH REGISTRY OF DEEDS £-RECORDED Bk 16285 Pg15 #9959 04--30--2020 @ 11: 00a Mier R&ordiug Return To: GUAM TEED RATE, INC, 4 410 14. RAVENSWOOD AVE. CHICAGO, ILLINOIS 60640 Property Address: 385 REA ST NORTH ANDOVER, MASSACHUSET'TS 01845 (space Abma Us Lino For Recordlnq Data) M QFMAGE MIN: 100196399024287565 MER9 h4net g8l�b'#9.6377 DERNITIONS Words used id multiple , cerrtainrules regarding a wow below this document are also provideder words are defined in S in cch�on l6. 13, 18, t/1 (A) %muity Instrument"means 14 document, which is dated APML 29, 2020 , together YJ with all Riders to this decrement, (B) "Borroweir"is BRYAN G BARKER, A MARRIED MART �* Borrower is the mortgagor under this Security Instrument (C) "MERS"is Moe{gaga Electronic'Registration systems, Inc. NCW is a separate corporation that is acting solely as a nominee for Lander and L.endW s successors and assigns. MERS is the mortgagee under thin Security Instrument:. MM is organized and existing under tho laws of Delaware,and has an address and telephone number Of P.U. BOX 2026, Flint,MI 49501-2026, tell. (888)679-MEM. (D) 'sender"ta GUARANTEED RATE, INC. Lender is a DELAWARE CORPORATION organized iod existing under the laW8 0f DEL AWARE yr Lender`s address is .3940 N RAVENSW0OD, CHICAGO, ILLINOSS 6{1613 IM MJ9A HUS�TTS»t31ngla Faral4y-Feints MaelF�addie Wtac UNIFORM1NSTRlfhtErlT-t�aa lo Form 3022 1101Pag(rev.i0/18) s 1 of i# k Bk 16591 Pg270 #31109 11--06-2020 @ 12 : 45p Return TO:U.S.Bank Home Mtg 7601 Peno Ave S,Ste Al Richfield,MN 55423 Prepared By: Scott Schneider 3301 Rider Trail S,3rd Floor Earth City,MO 63045 Property Address: 399 Rea Street North Andover,MA 01845 Mortgage Deli nations.Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and 21.Certain rulcs regarding the usage of words used in this document arc also provided in Section 16, (A) "Security Instrument"means this document,which is dated November 6,2020,together with all Riders to this document. (B) "Borrower"is Eric McLean and Maureen McLean,husband and wife.Borrower is the mortgagor under this Security Instrument. (C) "Lender"is U.S.Bank National Association,Leader is a national bank organized and existing under the laws of the United States of America.Lender's address is 4801 Frederica Street, Owensboro,KY 42301,Lender is the mortgagee under this Security instrument. (Gl) "Mortgage Broker"is No Mortgage Broker,Mortgage Broker's post office address is No Mortgage Broker and Mortgage Brokers license number is No Mortgage Broker. (C-2) "Mortgage Loan Originator"is Christopher Edward Monteiro, Mortgage Loan Originator's post office address is 3180 Rider Trail South,Earth City,MO 63045 and Mortgage Loan Originator's lieeuse number is 402761, (D) "Note"means the promissory note signed by Borrower and dated November 6,2020,The Note states that,Borrower owes bender Nine hundred thousand and 00/100 Dollars(U.S.$900,000,00) plus interest.Borrower has promised to pay this debt in regular periodic Payments and to pay the debt in full not later than December 1,2050. 2201114196 M&"A0HU8ETr$-%n0&Pamey-FarnW~"Is Mao UNIFORM M TRUMENT lam 30221U1i6 WDUm Kkmor norKi l Bwm.kv, 2020110520.3,0.324W20200029Y Page Bk 16797 Pg22B #7017 03-01-2021 Gd 03 : 49p After Recording Return To; UNITED WHOLESALE MORTGAGE, LLC 685 SOUTH BOULEVARD E PONTIAC, MI 48341 ATTN: POST CLOSING MANAGER Loan Number. 1221094208 Property Address: 415 RE4 ST NORTH ANDOVER, MASSACHUSETTS 01845 -- 13paae Ahava This Liao For Recording Pala] — M OFUGAGE MIN, 100032412210942089 MERS Phone:BW679-6377 DEFINITIONS Wards used in multiple sections of this document are defined below and Other words are defined in Sections 3, 11, 13, 18,20 and 21, Certain rules regarding the usage of words used in this document are also provided In Section 1b. (A) "Security Instrument°means this document:, which is dated FEBRUARY 24, 2021 , together with all Riders to this document. (B) "Harrower"is Christina Orlansky and Aaron Orlansky Borrower is the mortgagor under this Security instrument. (C) "MERS"is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee under Ws Security Instrument. MERS is organized and existing under the laws of Delaware,and has an address and telephone number of P.O.Box 2026,Flint, MI 48501-2026, tel.(888)679-MERS. (D) 9Lender"ls United Wholesale Mortgage, LLC Fender is a LIMIT® LIABILITY COMPANY organized and existing under the taws of MICHIGAN Lender's address is 586 South Boulevard E, Pontiac, Michigan 48341 MA6SA0HU6ErT6--SIngle Famlly •Fannte MaelFreddle Mac UNIFORM INSTRUMEhIT-MEM 0~0awm Form 3022 1101 (rev. 10116) Page 1 of 14 202102231432W22109+2N-CO I Bk 16861 Pg1 #11272 04-05-2021 @ 01: 58p i Return To: Citizens Bank,N.A. ; 6100 Louver Circle Suite 600*TNF100 Franklin,TN 37067 Prepared By, Stacey Powell 400 Lippiacott Drive, Suite 100 Marlton,NI 08053 Property Address: 431 Rea St North Andover, MA 01845 Mortgage Definitions. Words used in multi ple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18,20 and 21,Certain rules regarding the usage of words used in this document are also provided in Section 16, (A) "Security Instrument"means this document,which is dated April 5,2021,together with all Riders to this document. (B) "Borrower"is Ryan S Wittman and Demetra Wittman; , Borrower is the mortgagor under this Security Instrument. (C) "Lender"is Citizens Bank,N.A.,A National Banking Association,Lender is a national bank organized and existing under fbo laws of the United States of America, Lender's address is One Citizens Plaza,Providence,RI 02903. Lender is the mortgagee under this Security Instrument. (C-1) "Mortgage Broker"is No Mortgage Broker, Mortgage Broker's post office address is No Mortgage Broker and Mortgage Broker's license number is No Mortgage Broker, (C-2) "Mortgage Loan Originator"is Foster LeBoeufv Mortgage Loan Originator's post office address is One Citizens Plaza,Providence,RI 02903 and Mortgage Loan Originator's license number is 1996412. I i 0a3982025 ! AMASSRCHWE�VS•SingleFa lfy-FanniewelFledoeM%MFQRMINSTRUMENT Form 3022 1011 a Wd(ore K11MYFlr18nG;7F Sevlces,Fnc. 0ylglp 2021040521.02403420190426Y Pagel of 17 � F11 25626' j Bk 16763 Pg108 #4820 02711-2021 to 12:10p When recorded,return to: Draw Mortgage Associates,Inc. i96 BostonTurnplke Shrewsbury,MA 01645 Property Address: 445 Elsa Street North Andover,MA 01846 0 C� LOAN#:201005641 (Space Above This Lino For Recording natal MORTGAGE MIN: 1004328-0000006408-3 MERS PHONE#;1.888-670-6377 U DEFINITIONS ,V Words used in multiple sections of this document are defined below and other words are defined in ld"• Sections 3,11, 13,18,20 and 21.Certain rules regarding the usage of words used in this document are also provided In Section 16, (A) "Security Instrument"meons this document,which is dated February 11,2021, together with all Riders to this document. 1 (t3) "Borrower"is TERRENCE JOHN LANDERS JR AND MIC14AELA JANE E.ANDERS. QJ {—"" ID Borrower Is the mortgagor under this Security Instrument. -_I- (C) "MERS"Is Mortgage Electronlo Registratfon Systems,Inc.MERS Is a separate corporation that is acting solely as a nominee for Lender and Lender's successors and assigns,MERS is the mortgagee under this Security instrument,MERS Is organized and existing under the laws of Delaware,and has an address and telephone number of P.O.Box 2026,Flint,MI 48601-2026.tel.(888)679•MERS. (0) "Lender"Is Draw Mortgage Associates,ins.. fn[tlaE toy. MAS&ACHU$ETTB-Singro Family--Fnnnle rAaa b Mac UNIFORM 1kSTRUM6N7 Form 30221 ( 101(rev, 0116) Elise Mae,Ino. Page 1 of 11 MAECEED 0217 MAEDEED(CLS) 021o912021 11:08 AM PST Bk 16763 Pg109 #4820 LOAN#:201005641 Lender Is a Corporation, organized and wdsting under the laws of Massachusetts. Lender's address is 106 Boston Turnpike,Shrewsbury,MA 01546, (D•1)"Mortgage Broker"Is NQ MORTGAGE BROKER Mortgage Broker's post office address is_N_0 MORTGAGE BgQKE6 _ and Mortgage Broker's license number Is N-0 MORT_GAGE BROKER,,,,,,,,, (D-2)"Mortgage Loan Orlgfnatvr"€s MiGhael)Yaynq Rawan Mortgage Loan Originator's post office address Is 01646 and Mortgage Loan Originator's license number 15 19643 (F) "Note"means the promissory note signed by Borrower and dated February 11,2021, The Note states that Borrower owes Lender SIX HUNDRED NINETY FIVE THOUSAND AND NOf100AttttttfFttAttetiAttt#tkykfARMAttt•# Dollars(U.S, $605,000.00 ) plus Interest.Borrower has promised to pay this debt In regular Periodic Payments and to pay the debt In full not later than March 1,2051. (F) "Property"means the property that Is described below under the heading'"Transfer of Rights in the Property.' (G)"Loan"means the debt evidenced by the Note,plus interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus Interest. (H) "Riders"means all Riders to this Security Instrument that are executed by Borrower.The following Riders are to be executed by Borrower[check box as applicable); ❑Adjustable Rate Rider EJ Condominium Rider ❑Second Home Rider ©Balloon Rider ©Planned Unit Development Rider ❑Other($)[specify] ❑ 1-4 Family Rider ❑biweekly Payment Rider ❑V.A.Rider (I) "Applicable Lava"means all controlling applicable federal,state and local statutes,regulations, ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non-appealable judicial opinions. (3) "Community Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (K) "Electronic Funds Transfer"means any transferoffunds,otherlhana transaction originated byoheck, draft,or similar paper Instrument,which is initlated through an electronic terminal,telephonlo instrument, computer;or magnetic tape so as to order,instruct,or authorize a financial Institution to debit or credit an account.Such term includes,but is not limited to,point-of-safe transfers,automated teller machine trans- actions,lransfers inttlated by telephone,wire transfers,and automated clearinghouse transfers, (L) "Escrow items"means those items that are described in Section 3. (NO"Miscellaneous Proceeds"means any compensation,settlement,award of damages,or proceeds paid by any third party(other than insurance proceeds paid under the coverages described In Section 5)for,(1)damage to,or destruction of,the Property;(II)condemnation or other taking of ali or any part of the Property;(ill)conveyance In lieu of condemnation:or(IV)misrepresentations of,or omissions as to,the value andfor condition of the Property. (N) "Mortgage Insurance"means Insurance protecting Lender against time nonpayment of,or default on,the Loan. (0)"Periodic Payment"means the regularly scheduled amount due for(i)principal and Interest under the Note,plus(it)any amounts under Section 3 of this Security Instrument. (P) "RESPA"means the Real Estate Sattfernent Procedures Act(12 U.S.C,§2501 et seq.)and€N Imple- menting regulation,Regulation X(12 Q.F.R.part 1024),as they mighl bs emended from time to time,or any additional or successor legislation or regulation that governs the same subject matter,As used in thls Security Instrument,"RESPA"refers to all requirements and restrictions that are Imposed In regard to a'federally related mortgage ban'even if the Loan does not qualify as a"federally related mortgage loan"under RESPA. (q)"Successor In Interest of Borrower"means any party that has taken title to the Property,whether or not that party has assumed Borrower's obligations under the Note andfor this Security Instrument. y fnitlac S-- — / MAaSACHUBETTShrgle Fern4y e rAe Fagn[ erFreddie Mats UNIFORM Form 30221104(rev. OrtB Ellie Mee,Ina Page 2 of 11 MAEDEED 0217 MAEDE:ED(CLS) 02IM20ZI 11;08AM PST •r Bk 17011 Pg318 #22021 06-30-2021 @ 02:23p When recorded,return to, Total Mortgage Services,LLC Attn;Final Document Dept. 186 Plains Road Milford,CT 06464 Property Address: 48s Rea St. North Andover,MA 01845 LOAN#:2007416002 --- —ISpace Above This Line For ROCotding DWI MORTGAGE MIN: 1004690.00002656416.3 MERE PHONE#:1-068.679.077 DEFINITIONS Words used In multiple sections of this document are defined below and other words are defined In Sections 3, 11,13, 18,20 and 21.Certain rules regarding the usage of words used In this document are aiso provided in Section 16, (A) "Security Instrument"means this document,which is dated .tune 30,2021, together with all Riders to this document. (B) "Borrower"is KERRY LEVENBERG AND SHARA HALL,HUSBAND AND WIFE,AS TENANTS BY THE ENTIRETY, Borrower Is the mortgagor under this security Instrument, (C) "MERS"is Mortgage Electronic Registration Systems,trio,MERS Is a separate corporation that Is acting solely as a nominee for Lender and Lender's successors and assigns.MERS Is the mortgagee under this Security Instrument,MERS Is organized and existing under the laws of Delaware,and has an address and telephone number of P.O.Box 2026,Flint,MI 48501-2026,teL(888)679-MERS. (D) "Lender"Is Total Mortgage Services,LLC, MASSACHUSCTTS•-Slrgle Famiy.•Fannte MaWlKreddie MaC UNIFORM INSTRUMENT Form 30221101(ray.Will) Ellie Mae,Inc, Page 1 of 11 MAEOEED 0217 MAEDEED(CLS) OSIW202106:32 AM PST r. w Bk 17011 Pg319 #22021 LOAN#:2007415002 Lender is Limited Liability Carparatton, organlzed and existing under the laws of Connecticut. Lender's address Is 185 Plains Road,Milford,CT 06461. (D•1)"Mortgage Broker"is NO MORTGAGE BROKER ^ Mortgage Broker's post office address Is NO MORTGAGE BROKER and Mortgage Broker's license.number is (D-2)"Mortgage Loan Originator"is Anne Marie Concemi Mortgage Loan Originator's post office address Is_ '188 Plains Rd,Milford..C,T 0,640I and Mortgage Loan Originator's license number is ML03627 (E) "Note"means the promissory note signed by Borrower and dated June 30,2021, The dote states that Borrower owes Lander SEVEN HUNDRED THOUSAND AND N011001•"'}' Dollars(U.S. i700,000.00 ) plus interest.Borrower has promised to pay this debt in regular Periodic payments and to pay the debt In full not later than July 1,2061. (F) "Property"means the property that is described below under the heading"Transfer of Rights In the Property.' (G)"Loan"means the debt evidenced by the Note,plus Interest,any prepayment charges and late charges due under the Note,and all sums due under this Security Instrument,plus interest. (H) "Riders"means a[[Riders to(his Security Instrument that are executed by Borrower.The following Riders are to be executed by Borrower(check box as applicable): Adjustable Rate Rider U Condominium Rider ❑Second Home Rider I.;'Balloon Rider ❑Planned Unit Development Rider ❑ Other(s)[specify] 1.4 Family Rider ❑Biweekly Payment Rider V.A.Rider (1) "Applicable Law"means all controlling applicable federal,state and local statutes,regulations, ordinances and administrative rules and orders(that have the effect of law)as well as all applicable final, non appealable judicial opinions, (J) "Community Association Dues,Fees,and Assessments"means all dues,fees,assessments and other charges that are Imposed on Borrower or the Property by a condominium assoclation, homeowners association or similar organization. (K) "Electronic FundsTransfer"means anytransforof funds,other than a transaction originated by check, draft,or similar paper instrument,which is initlated through an electronic terminal,telephonic Instrument, computer,or magnetic tape so as to order,instruct,or authorize a financial Institutlon to debit or credit an account.Such term Includes,but is not limited to,point-of•sale transfers,automated teller machine trans- actions,transfers Initlated by telephone,wire transfers,and automated clearinghouse transfers. (L) "Escrow Items"means those items that are described in Sectlon 3, (M)"Miscellaneous Proceeds"means any compensation,settlement,award oldamages,or proceeds paid by any third party(other than Insurance proceeds paid under the coverages described In Section 5)for:(€)damage to,or destruction of,the Property;(ii)condemnation or other taking of all or any part of the Properly;(ill)conveyance in lieu of condemnation;or(iv)misrepresentations of,or omissions as to,the value and/or condition of the Property. (N) "Mortgage Insurance"means Insurance protecting Lender against the nonpayment of,or default on,the Loan. (0)"Periodic Payment"means the regularly scheduled amount due for(1)princlpat and Interest under the Note,plus(il)any amounts under Section 3 of this Security Instrument (P) "RESPA"moans the Real Estate Settlement Procedures Aot(12 U.S.C.§2601 et seq,)and its Imple- menting regulation,Regulation X(12 CAR.Para 1024),as they might be amended from time to time,or any additional or successor legislation or regulation that governs the some subject matter.As used in this Security Instrument,WSW refers to all requirements and restrictions(hat are Imposed In regard to a'federally related mortgage loan"even If[he Loan does not quallty as a federally related mortgage loam"under RESPA, (0)"Successor in Interest of Borrower"means any party that has taken title to the Property,whether or not that party has assumed Borrower's obligations under the Note and/or this Security instrument. MASSACHUSFTTS•-Single Famity•Fttnnie MaelFrpddle Mac UNIFORM(NsTRUMENT Fotm 30221/01(rev.10116) EMe Mae,tne. Page 2 of 11 MAEDEEt?0217 MAEDEED(CLS) 061301202100:52 AM PST L Sample Notice of Public Hearing Pursuant to M.G.L. c. 82, § 22 Dear Abutter Notice is hereby given that the Board of Selectmen of the Town of North Andover will hold a Public Hearing on , 2024, in the matter of the layout of Rea Street as a Public Way. i Abutter to Abutter( } Building Dept. ( } Conservation ( } Zoning (X} TOWN OF NORTH ANDOVER ABUTTER LIST FOR STREET ACCEPTANCE REQUIREMENT. MGL 40A,Section 11 states in part"Parties In Interest as used in this chapter shall mean the petitioner, abutters,owners of land directly opposite on any public or private way,and abutters to abutters within three hundred(300)feet of the properly line of the pettitionor as they appear on the most recent applicable tax list,not withstanding that the land of any such owner Is located in another city or town,the planning board of the city or town,and the planning board of every abutting city or town." PARCEL ID LOCATION OWNERS ADDRESS CITY STATE ZIP MAP,38 PARCELS 367 REA STREET TO OF RECORD 367 REA STREET TO NORTH ANDOV1 R MA 01845 338-344 465 REA STREET 465 REA STREET NORTH ANDOVER MA 01845 M.38 Pr 36&47 REAR REA STREET TOWN OF NORTH ANDOVER 120 MAIN STREET NORTH ANDOVER MA 01646 PARCEL ID LOCATION OWNER ADDRESS CITY STATE ZIP 038.0-0023-0000.0 41 NORTH CROSS ROAD DONNELLY,MARC 41 NORTH CROSS ROAD NORTH ANDOVER MA 01845 038.0-0030-0000.0 764 JOHNSON STREET CASCIO,GIOVANNI R 764 JOHNSON STREET NORTH ANDOVER MA 01845 038.0-0035-0000.0 367 REA STREET GREEN,RICHARD,JR 357 REA STREET NORTH ANDOVER MA W845 038.0-0038-0000.0 SOUTH CROSS ROAD WALNUT RIDGE DEVELOPMENT LLC 733 TURNPIKE STREET#150 NORTH ANDOVER MA W845 038.0-0045-0000.0 MILLERS MEADOW WALNUT RIDGE DEVELOPMENT LLC 733 TURNPIKE STREET#150 NORTH ANDOVER MA 01845 038.0-0062-0000.0 480 REA STREET ROMANO,RICHARD F 480 REA STREET NORTH ANDOVER MA 01845 038.0-0093-0000.0 495 REA STREET A AND L CROWE REALTY TRUST 495 REA STREET NORTH ANDOVER MA 01845 038.0-0098-0000.0 225 REA STREET TOWN OF NORTH ANDOVER 120 MAIN STREET NORTH ANDOVER MA 01845 038.0-0120-0000.0 319 REA STREET GORGONI,JAMES L 319 REA STREET NORTH ANDOVER MA 01845 038.0-0121-0000,0 329 REA STREET NICHOLS,JONATHAN A. 329 REA STREET NORTH ANDOVER MA 01845 038.0-0144-0000.0 112 ABBOTT STREET MONZA,HANNAH 112ABBOTTSTRLLT NORTH ANDOVER MA 01845 038.0-0145-0000.0 122 ABBOTT STREET EWAS,PETER&ASHLEY 122 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0146-0000.0 132 ABBOTT STREET BARBA,JOSEPH, 132 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0147-0000.0 142 ABBOTT STREET BETH MOLLOY WESCOTT LIVING TRST 142 ABBOTT STREET NORTH ANDOVER MA 01845 036.0-0148-0000X 152 ABBOTT STREET JOHNSON JR,DAVID B 152 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0149-0000.0 162 ABBOTT STREET UITALIEN,JOSEPH 162 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0150-0000.0 174 ABBOTT STREET LEONTE,STEFAN 174 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0151-0000.0 186 ABBOTT STREET EARLEY,MICHAEL,P. 166 ABBOTT STREET NORTH ANDOVER MA 01845 038.0-0152-0000.0 198 ABBOTT STREET CHEVERIE,JAMES,A. 198 ABBOTT STREET NORTH ANDOVER MA 01846 038.0-0163-0000.0 344 REA STREET TRUNDY,BRIAN 344 REA STREET NORTH ANDOVER MA 01846 038.0-0154-0000.0 356 REA STREET E7LIZABETH A WILLIAMSON REVOCABLE 356 REA STREET NORTH ANDOVER MA 01845 038:0.0180-0000.0 21 SOUTH CROSS ROAD NISSAN,JENNA LYNN 21 SOUTH CROSS ROAD NORTH ANDOVER MA 01845 038.0-0181-0000.0 7 SOUTH CROSS ROAD NAEHLE,PAUL H 7 SOUTH CROSS ROAD NORTH ANDOVER MA 01845 038.0-0184-0000.0 52 NORTH CROSS ROAD MARTIN,KENNETH J, 52 NORTH CROSS ROAD NORTH ANDOVER MA 01846 038.0-0185-0000.0 64 NORTH CROSS ROAD RAVENELLE,ANDREA 64 NORTH CROSS ROAD NORTH ANDOVER MA W845 038.0-0186-0000.0 59 NORTH CROSS ROAD STEPHEN HARRINGTON 59 NORTH CROSS ROAD NORTH ANDOVER MA 01845 036.0-0187-0000.0 29 NORTH CROSS ROAD RESTREPO,CARLOS A. 29 NORTH CROSS ROAD NORTH ANDOVER MA 01845 03B.0-0188-0000.0 15 NORTH CROSS ROAD ROCKWELL,JONATHAN 15 NORTH CROSS ROAD NORTH ANDOVER MA 01845 038.0-0316-0000.0 500 REA STREET MESSINA,MICHAEL CHARLES 500 REA STREET NORTH ANDOVER MA 01845 038.0-0323-0000.0 351 REA STREET MELVIN,JAMES M. 351 REA STREET NORTH ANDOVER MA 01845 038.0-0324-0000.0 REA STREET-REAR TOWN OF NORTH ANDOVER 120 MAIN STREET NORTH ANDOVER MA 01845 036.0-0326-0000,0 145 CRICKET LANE SOLOMON,MARSHALL D. 145 CRICKET LANE NORTH ANDOVER MA 01846 033.0-0327-0000.0 144 CRICKET LANE LINGISETTY,CHANDRA SEKHAR 144 CRICKET LANE NORTH ANDOVER MA 01845 038.0-0328-0000.0 132 CRICKET LANE CHANNEN,STEVEN D 132 CRICKET LANE NORTH ANDOVER MA 01846 107.A-0286-0000.0 120 CRICKET LANE MICAH WEIR REALTY TRUST 120 CRICKET LANE NORTH ANDOVER MA 01845 107.A-0289-0000.0 110 CRICKET LANE CANETTI,YANITZIA 110 CRICKET LANE NORTH ANDOVER MA 01845 11j�s Ct;1fiItE�S that thie MITI" ccords Q# the "1101' . of ,- a tiCed by: i LAW OFFICE of MICHAEL LaROSA LLC Michael LaRosa, Esq. Admitted in MA CERTIFICATE OF NOTICE TO ABUTTERS AND MORTGAGEES In Re: Article 23: Citizen Petition-Acceptance of a Public Way w Rea Street 1, Michael LaRosa, Esq., an attorney with the Law Office of Michael LaRosa LLC, which office is counsel for RDM Rea Street LLC, do hereby certify that notice of the Board of Selectmen hearing on April 8, 2024, for the purpose of the requested street acceptance/laying out of a portion of Rea Street as a public way in North Andover has been provided to each property owner and mortgagee having rights or interests in and to the affected portion of Rea Street, easements and open space, as well as to the abutters thereto. Such notice was provided at least seven(7) days in advance of the Board of Selectmen hearing. Mic ael LaRos sq. Date: La Office of ichae LaR sa LLC 161 Third S eet C brid , MA 02 41 Telephone:(617)548-7500 161 Third Street, Cambridge,MA 02141 michael@ darosalaiv.com LAW OFFICE of MICIIAEL LaROSA LLC Michael.LaRosa,Esq. Admitted in MA Sent via email-1burz1afl0porthandoverma.mov March 28, 2024 Attn: Laura Bates, Select Board Chair Town of North Andover 120 Main Street North Andover, MA 01845 In Re: Article 23: Citizen Petition-Acceptance of a Public Way - Rea Street Dear Laura, Please accept this letter and the attached certification of notice to abutters and mortgagees as written request to be put on the April 8, 2024, Select Board agenda for the purpose of holding a public hearing for Article 23: Citizen Petition- Acceptance of a Public Way - Rea Street. If you have any questions or need any additionat information from my office, please do not hesitate to contact me. Tha�Ir e, J�ichae Telephone.(617) 548-7S00 161 Third Street,Cambridge,MA 02141 michael a(�jniarasalaw.com Sample Notice of Public Hearing Pursuant to M.G.L. c. 82, § 22 1, Michael LaRosa, Esq., an attorney with the Law Office of Michael LaRosa, LLC, with offices located at 161 Third Street, Cambridge, Massachusetts 02141, hereby confirm that the following parties, being all of the property owners, mortgagees, and abutters within feet of the affected roadway, have been notified of the Public Heating to be held on 2024,pursuant to and in accordance with the provisions of Massachusetts General Laws, Chapter 82, Section 22. Michael LaRosa, Esq. Law Office of Michael LaRosa LLC 161 Third Street Cambridge,MA 02141 Tel: (617) 548-7500 Email: michael@,mlarosalawcorn