HomeMy WebLinkAbout9. Project Eligibility Letter - Comprehensive Permit - Application - 0 Prescott Street 9/16/2025 F. Determination of Project Elligibility
See attached Project E i ibilit 'Letter issua d MassHiousin ,,dated September 16, 2025,
0
010
AtO -A�ASS H OU SING
Massachuse,fts Housing Finance Agency
One Beacon,Street Rasion,MA 02110:8
Teh 6117-854-1000 Relay 711
Lax.617-854-I W I vVww
September 16, 2025
East Mill Housing LIX
c/o RCG LLC
17 lvaloo Street, Suite
100 Somerville,MA 02143
Attention: David Steinbergh
Re: Zero Prescott
Pr(kiect Eligibility/Site Approval
MassHou.sing FD No. 1281
Dear Mr. Steinbergh:
This letter is in rcsponse to your application, as "Applicant", for a determination of project Eligibility
("Site Approval") pursuant to Massachusetts General Laws Chapter 40B ("Chapter 4013"), 760 ("MR
56,00(the"RegUlatiOTIS") and the Comprehensive Permit Guidelines issued by the, Executive 01fice of
Housing and Livable C'oniniumlies ("E01-11k,"') (the "Guidelines" and, collectively with Chapter 40B
and the l<egUlafions, the "Cornprehensive Flermit Rules"), under the New England Fund ("NET")
program ("the Pro grani")of the Federal Horne Loan Bank of Boston ("I'11LBank Boston").
East Mill Housing LLC (the "Applicant") has submitted an application, with MassHousing pursuant to
Chapter B. You have proposed to bu:ild two hundred nincty-six (296) units of rental hoosing (the
"Prqject") on approximately 6.13 acres of'land located at the comer of Prescott and High Street (the
,"Site)") in North Andover(the"Municipality"),
In accordance with the Comprehensive permit Rules,this letter is intended to be a writtert determination
of Pro lect Eligibililyy M by acting S, as u y u bsidizing Agencnder the (3uidelirles, including
j!
wart' thereof,"Housing Programs In Which Funding Is Provided By Other Than A State Agency."
MassHousing has perfortned an on-site inspection of the Site, which local boards and officials were
invited to attend,and has reviewed the pertinent inforniation for the 11rqject submitted by the Applicant,
d1le Municipality and others in accordance with,the Contprehensive Pennit Rules.
Municipal C,omments:
Pursuant to the Regulations, the Municipality was given a thirty(30)day period in, which to;review the
Site Approval application: and submit comments to 1'v"lass1loosing. The Municipality submitted a letter
dated July 17,2025 reflecting comments and concerns from various boards and!departments,Additional
conitnents were suboititted by the, Planning Board in a letter dated July 15, 2025, "]"he letters identified
the following comments and concems:
Maura Healey,Goverwr Jeanne Pinado,Chair chrystal Karnegay,
Kim Driscoll,Lt.Gove"im Carolina Aveflaneda,Vice Chair � Chief Ex"wive officer
• '['he Municipality raised concerris about traffic impacts on Prescott Street, High Street and the
Rome 125 Corridor,and requested a traffic impact study addlresshig�
o filtersection operations and sight lines
o Trip generation
o Quetring at key access points
o Ernet-geney vehicle circulation,
• The Municipality is concerned drat tic proposed Project's access drive and associated suit-face
parking is too narrow and will create potential obstructions for emergcll:ry access.
• The Municipality noted that the proposed project is located within the Machine Shop Village
District that experienced a significant I 00-year flooding event in 2023. The Municipality
recently commissioned the Cochichewick Brook Floodiplain Management Report(Jerre 2025)
to identif y and prepare for flood risks in the area, and requests that Ore proposed Project take
the report's hydraulic modeling and findings into consideration,
• The Municipality is concerned about the scale of the proposed Project, including building
height, bulk, and setbacks, particularly where the Site abuts one-farnily homes, Additional
concern, about the rettioval of mature trees and the reduction ot'natural screening adjacent to
existing homes was expressed,
• The Municipality is concerned about the finpact of the proposed Pro�lect ott Municipal Services,
including water,sewer, and emergency,
• The Municipality highlighted various ob ec(ives froni the town's 2018 Master Plan that niay
be inconsistent with the proposed Project,
ject, particularly relative to strategies guiding local
infi-astructure and economic: development,
i
Mass Housing Determination and Recommendation
MassHousing staff has determined that the Project appears generally eligible under,the reAluirenrents of
the Program, subject to final review of eligibility and to Final Approval.1 As a result of our review,we
have made the findings as required pursuant to 760 CMR 5&04(l) and (4), Each such finding, with,
supporting reasoning, is set forth in further detail on Attachnient I hereto, It is important to note that
Comprehensive Permit Rules,firnit Massliousing(c.)these specific findings in order to determine Project
Eligibility. It', as here, MassUciusing issues a determination of Project Eligibility, the Applicant inay
apply to,the Zoning Board of Appeals("ZBA") 'for a comprehensive permit. Atthat time local boards,
officials and members of the public are provided the opportunity to further review the Project to ensure
compliance with applicable star(,, and local standards and regulations,
Based on Massf-lousing's site and design review, and considering feedback received front tire
Municipality, the following issues should be addresse-,id in the application to the ZBA,and the Applicant
should be prepared to explore them: more fully during the public hearing process:
Maw lousing has refied on the Apl,)ficani lo pwvide 1ruthful and complete infimation vvith rvspcct to Oiis approval. if at any
poor prior to Oie issusancc of a Comprehensive pcii-mit Mas's Hous ing deierinines that the Applicant has tailed to disclose ani
infonnalion perfinent to the findings set ibrth in 760 CM R 56,04 or ird6nimfion requested in the Cmificzition and Acknowledgrment
rate%e Applicalion,MaisHousing relains the right lo rescind this Site Approval licuer,
• Development of this Site will require compliance with all state and federal environmental laws,
regulations and standards applicable to existing conditions and to the proposed use related to
building construction, storruwater inanagernent, wastewater collection and treatment, and
hazardous waste safety. 'The Applicant should expect that the Municipality will require,
eVidellCC OfAlCll:COulplianCe prior to the issuance of a building,permit for the Project.
• The Applicant should be prepared to submit detailed inforniation relative to traffic impacts and
transportation demand" rnanagement as part of their C,ornprehensive Permit application.
• The Applicant should continue to engage with (lie Municipality and, North A,ndover Fire
Depattment officials to review the plans,and address public safety concerns, particularly those
pertaining to access of fire apparatus and other ernergency vehicles to the building,
• The Applicant should review the Municipality's Cochichewick Brook Floodplain Management
Repcirt (Jurle 2025) and be prepared to address how the proposed Protect takes into
consideration flood risk in the area.
• The Applicant should be prepared to, work closely with its design teanr to address concerns,
regarding the desig,n, of the proposed Project, particularly as it relates to mitigating concerns
about building height, bulk, and opportunities for screening.
• The Applicant should work with the Municipality to address water supply,sewer capacity,and
other local service concerns it) (lie area. The Applicant should cooperate with Municipal
requests for load capacity analysis of water and sewer systems, as well emergency response
analysis.
MlassHousing has also reviewed the:application for compliance within the requirements of 760 CMR
56,04(2 relative to Application requirements and has determined that the material provided by the
Applicant is sufficient to show coinpliance,
This Site Approval is expressly limited to the development of no inore than two hundred ninety'-six
(296)rental units under the terms of the Program,of which not less than wvenly-four(74)ofsuch unit's
shall be restricted as affordable for low-or moderate-income persons or families as recluliredunder the
terms or the Guidelines. It is not a commitment or guarantee of financing and does not constitute as site
plan or building design approval. Should you consider, Prior to obtaining a comprehensive pennit,the
use of any other housing subsidy program,the construction of additional units or a reduction in the size
of the Site,you may be required to submit a new Site Approval application for review by Massfionsing.
Should you consider as change in tenure type or a change in building type or height,you may be required
to subillit a new Site Approval application for review by Massliousing.
For guidance on the comprehensive pernin review process, you are advised to consult the Guidelines,
Further, we, urge you to review carefully with legal counsel the c,40B Comprehensive Permit
Regulations at 760 CMR 56M.
This approval Nvilli be effective for a period of two, (2) years frorn the date of"this letter. Should the
Applicant not apply for a comprehensive permit within this Period this letter shall be considered, to be
expired and,no longer in effect unless Massi-lousing extends the effective period ofthis letter in writing.
In addition,the Applicant is required to notify Mass Hous ing at the followingtitnes throughout this two-
year period-. (I)when the Applicant applies,to the local ZBA fear a Comprehensive Permit,(2)when the
ZBA issues a decision and (3) if applicable, when any appeals are filed.
Should a comprehensive permit be issued, please note that prior to (i)commencement of construction
of the Project or(ii) issuance of"a building permit, the Applicant is required to submit to Massi-lousing
a request for Final Approval of the project as it may have b�een: amended) in: accordance with the
Comprehensive Permit Rules(see especially 760 CMR 56.04(07)and the Guidelines includi ng,'with o Lit
!urination, Part III thereof concerning Affirmative Fair Housing Marketing and Resident Selection).
Final Approval Nvill not be issued unless MassHousing is able to make the same findings at the time Of
issuing Final Approval as required at Site Approval.
Please note that MassHousing may not issue Fitial: Approval if the Coluprehensive Permit
contains any conditions that are inconsistent with the regulatory requirements of the New
England Fund Program, of the FULBank Boston, for which MassHousing serves as Subsidizing
Agency, as reflectedi in the applicable regulatory documents. In the interest of providing for an
efficient review process and in order to avoid the potential lapse of certain appeal rights, the
Applicant may wish to submit a "filial draff" of the Comprehensive Permit to MassHousing for
review. Applicants who avail themselves of this opportunity may avoid significant, Procedural
delays that can result from the need to seek modification of the Comprehensive Permit after its
initial issuance.
If you have any qUCStiOn$COuCerning this letter,please contact bunt Miller at
..................
or(617) 854-121T
Sincerely,
W440940t,
G �Iessica Ma m
Senior Manager of Planning and Programs
cc, Ed Augustus, Secrctanr, E04-1LC
The Honorable Barry R. Fine old
The Flonorable Adrianne Pusateri Ramos
Janice Phillips, Chair,North Andover Select Board
Michael Y Lis, Chair,North Andover Zoning Board of Appeals
Melissa Rodrigues, North Andover Town Manager
Aridrew Shapiro, AssistanitTown Manager and Director of'Coinnitinity& Ecanouiic
Development
Jean Enright, Director of Planning
Attachnient 1
7'60 CMR 56 04 Project Eli, ibility. Other Responsibilities of Subsidizing Agency
Secticm(4) Findings and Detenninations
Zero Prescott,North Andover,MA #1281
MassHousing hereby makes the following findings,based,upon its review of the application,and taking
into account information received during the site visit and firm written cornments:
(a)that doeproposed Prqjecl appearsgeneragy efiAihle under the requirements p/Wie,housing subsh#,
progra m,subject le fin al appreval under 76 0 CAIR 56.04(7);
The Project rs eligible under the NEF housing subsidy, prograin and at least 25%o of dic units will be
available to houscholds earning at or below 80%, of the Area Median Income, adJustcd for household
size, as published by the U.S. Department ot' llousing and Urban Development ("HUD"). The niost
recent IJUD incorne firnits,indicate that 80%of the current niedian income for as four-person household
in North Andover is$104,200,
Proposed rent levels,net ul i:l I ity,a I lowances for the area,,of$1,5 84 for a studio,$1,,643 for a onc-bedrooni
affordable un:it, $1,940 for a tivo-bedroorn aff6rdable unit and $2,2,01 tear a three-bedroom affordable
unit, are within cur tent affordable rent levels for the Lawrence ITMFA under the NEF Program.
The Applicant submitted a letter of financial interest from Berkshire Bank, a rnernber bank of tile
FRLBank Boston under the NEF Progranil,
(h) that the site f)j'the proposed Pro y. el is generally aI)proprialefor residential development, taking
e
into consideration iqli)rnsation provided b the Municiluility or other parties regarding nrunicipal
actions previouslY taken to meet qffiWable housing needs, such as inclusionary zoninAn muldfamily
ofistricts adopted under e.40,4, rand overlay districty adopted under c.40R, (such finding, with
supporling reasoning, to be selfiorth,in reasonable detail);
Section IV-A (3) (a) of the Guidelines provide guidance to Subsidizing Agencies for evaluating a
municipality's actions intended to ineet affordable housing needs. Comnients ftorn the Municipality
highlighted the l'ollowing recent zoning aclion&�
• Adoption of Inclusio-nary Zoning Bylaw(2022);
• MBTA Communities M ultifamily Overlay District(20 4); and
• Accessory Dwel ling Unit Bylaw(2025),
Massliousing commends the Municipality's efforts and progress towards addressing local housing
needs; however, municipal actions to date have not been of a character and scale chat meets the
municipality's need for affordable housing as measured by the Statutory Minima. The Town of North
Andover has an, EOFILC%approved Housing Production ]"]an, According to E,0HLC's Chapter 4013
Subsidized Housing Inventory, updated through August 29, 2025, North Andover has 958 Subsidized
Housing Inventory (SHI)units(8,07%of its housing inventory), which is 230 units below,the statutory
minima requ i rernent of 10%,
Based on a site inspection by Mass[lousing staff,, internal discussions, and a thorough review of the
application, Massliousing finds that the Site is suitable for residential use and development and that
such use would be compatible with SUIT01unding uses and; would address the local need,for housing.
(c) that Ilse conceptual project design is, generally appropriate Jor the site on which it is located,
taking into consideration factors that nigy include proposed use, conceptual she plan and building
massing, lopogrqpAy, en Ormstmenral resources, and integration into ewisting developflient patterns
(suchfinding, with supporting reasoning,to be set, rth in reasonable eletail);
Relationship to adjacent strects/Integration into existing development patterns
North Andover is characterized by its tnix of small to ntediurn sized apartment buildings and single-
family honies with a high-rate of owner-occupancy. The town is largely in de tip of residential
development centered on as downtown area,, which 'features as variety of retail improvements that are
clustered around Route 125.The subject Site sits on land located at the convergence of High Street and
Prescott Street, within a mixed-use conitnercial mill district which has been undergoing redevelopment
over the last 18 years, Development mirrounding tine subject includes single family dwellings and small
condonliniunt conversions along Prescott Street. Along High Street and directly across front the subject
is as commercial office building with over 40 commercial condominiums. Adjacent to the subject on
the south side is converted as ill property wilich has been redeveloped into ruixed use land including 27
residential units along with several other niulti-unit commercial buildings. To the rear and eastern side
of the property is as id-unit garden style condotniniurn; development, Over-all, the subject is lo ated in
a well populated nursed-use neighborhood worth excellent access to maJor highways rewil centers.
Relationship to Adjacent Building Typology(Including building massin;g,site arrangernent,and
archilectural details):
The Site is currently improved by a very large 2-story parking garage that is underutilized and in poor
condition. The proposed Project includes demolishing the existing garage and replacing it will) a new
415 stoiry garage structure that is flanked by 2 lour-Aive-story nitultifantily residential buildings to
296 urtits,(Building One,with 150 units and Building Iwo with 1461.1nils). Each building mass fornis
a C-shape oriented away from t ic central garage structure, creating interior courtyards. The buildings
incorporate architectural elements, referencing the adjacent historic mills, particularly along the south;
elevations facing (lie campus, such as brick cladding, repetitive bays, and brick articulation that
suggests structural pilasters, The buildings also respond t.o the adjacent residential context along
Prescott Street to the north by stepping down in height and eiriployhIg traditional inaterial's and
residential-scale features including claphoa,rd siding, as sofiened color palette, and upper-floor
stcpbacks.
Density
The Developer untrids to build two hundred ninety-six (296) rental apartments on 6.13 acres of land,
all ofwhich,are buildable.The resulting density is 48.29 units per buildable acre.The proposed density
is acceptable given the proposed housing type and its location near a mix of UseS.
Conceptual Site Plan
The Site is organized around the central parking garage, wrapped by the 2 residential buildings-
Building I to the west and Building 2 tc)the east. Building I and Building 2, form C-shapes that create
landscaped,courtyards with sealing areas, grilling stations and play areas. Access and egress to the Site,
is firorn Higli Street,via at)existing subdivision road for the mill conifillex that connects to the proposed
Project's entry drive,surface parking,garage entrance, A total of 493 parking spaces will be provide&
96 surface parking spaces and 397 garage parking spaces, including if handicap spaces and electric
vehicle charging spaces as required, by the state building code. 'There will be shared parking
arrangements with, businesses in the n611 complex. "me entry drive extends to the northeast side of
BuiIdingTwt'#,providing a lire truck lurnaroundarea,All utilities,including public water, public sewer,
stamp Sewer, electricity and gas services are available to the site troni the street or the rnill coniplex.
The project has been designed to meet.the Massachusetts Department of Eiivironniental Protection's
(IDEP's) Stornimater Management Standards as outlined in DEP's Ston-riwaterflandbook.
Envirourneutal Resources
Inforniatkni provided by the Applicant indicates that no wetlands or significant natural or cultural
resources,endangered species habitat,or areas of flood hazard are present on the Site.
Topography
The Site's topography slopes upward from; High Street towards the black,of the Sitc� The design niakes
eft ctive use of this grade change by nestling the partial levels of the building into the sloping
topography, which serves to further rillitigate the perceived heiglit from uphill neighbors.
(d) that the proposed Project al,rpe(irsfinant,�iiilll,,ftaviblt, within tire housing market in which it will
he situated(based on comparabk retrials or salesfigures);
According to market information for the area, the residential niarket is healthy with continued derriand
i
and strong rent growth, (3verall,the subject property's use as a inulti-family building is well-positioned
and outlook is good fbr the long term..
The Applicant proposes 2,96 rental apartnients to be financed under the NEE Prograrn, There will be
Is of$2:,300 ,for the studios, $2,650 for the one-
74 inarket-rate units with proposed average rent levels
bedroom units; $3,,2SO for the two-bedrooni units; and $4,200 for tile three-bedroom units,
MassHousing's Appraisal and Marketing tearn (A&M) leer t"onned a inarket analysis and found that
proposed market rents fall above comparable niarket rent averages and should be further reviewed
prior to niarketin g/lease-tip,
(e) that an initial prof ornia has been reviewed, including a land valuation determination vonsivient
with the Secreturiat's Guidelines,and titan Project apj)earsfinancial�jafeasible and consistenrivith,the,
'YeerelaritWy Guidelines for Cost Examination and Limitations on Profits and Distributions (if
applic-able) on Ike hasiv(if,estimated development cosis;
Massliousing cornalissioned an "As-Is" appraisal which indicates a land valuation of $6,700,000.
Based on a proposed investment ol'$114,307,556 in equity and permanent financing,tile dievelopillent
pro fornia appears to be financially feasible and within the Innilations on profits and distributiollis.
(/) that the Applicant is a public agent:y, a non-I)rqfit organization, or at Limited Dividend
Organization, and it meetv the general eligibili(y standards of the housing progrom;and
Massilousing finds that the Applicant must be organized as a Limited Dividend Organization.
Massflousing sees no reason this requirement could not be rnet given inforn-tation: reviewed to date,
The Applicant meets the general eligibility, standards cal"the NEF housing subsidy prograni, and has
executed an Acknowledgment of Obligations to restrict their profits in accordance with the applicable
limited dividend provisions.
(g) that ether Applicant controls the site, baseil on evidence Mal Me Applicant or a related entily owns
lire site or hotels an option or contrad to acquire such interest in the site, or has such other interest
in the sile as is deemed bj,Me Subsidizing Agenq to he sqf Ivient it)control Me site.
A related eWity to the Applicant controls th ite by virtue of a Quitclaim Deed recorded at the
Northem Essex Registry ol'Deeds is') Book 1060 1; Page 340.