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HomeMy WebLinkAboutBuilding Permit # 4/14/2015 NORTH Or�TLlO 16 BUILDING PERMIT °6 0� TOWN OF NORTH ANDOVER APPLICATION FOR PLAN EXAMINATION - - Permit NO: Date Received 4p' x� Date Issued: �Ssgcwus�'��y MPORTANT: Ap2licant must complete all items on this page LOCATION tpp C���f u .. r 4 ' v 4-J. Print PROPERTY'OWNER,, � . � � Print MAP NO: PARCELZONING DISTRICT: Hstoric District ye , no Machine Shop,Village, y no, TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑ New Building One family ❑ Addition ❑ Two or more family ❑ Industrial Alteration No. of units: ❑ Commercial ;.�Repair, replacement ❑ Assessory Bldg ❑ Others: ❑ Demolition ❑ Other 11 Septic ❑Well ❑ Floodplain ❑ Wetlands ❑ Watershed District Ei Water/Sewer �Gc.*w_RtJ a, v Jc4j j ac,"', Identification Please Type or Print Clearly) OWNER: Name: I Phone: � 6 Address: "C', NTRACTOR Name: Phone: Address-, l z Supervisor's Construction LiceriseEx P. Date: ; Home Improvement License: Exp. Date: ARCHITECT/ENGINEER Phone: Address: Reg. No. FEE SCHEDULE:BULDING PERMIT.$12.00 PER$1000.00 OF THE TOTAL ESTIMATED COST BASED ON$125.00 PER S.F. Total Project Cost: $ � FEE: $ Check No.: t Receipt No.: NOTE: Persons contracting with unregistered contractors do not have access to the guaranty fund Signature of Agent/Owner J_ ature of contractor / -,-'(�-- - t%ORT•H Town of Andu , rx- ®. 6 • 0h ver, ass, O LAKE l / COC W IC K AD4ATED S BOARD OF HEALTH Food/Kitchen ' PER IT T Law Septic System • THIS CERTIFIES THAT ,,,,,,,,,, ,,,,,,, ,, ,, ,, ,,,,, BUILDING INSPECTOR .................. .. ....Do A�Mr, ,...... ........ .... has permission to erect .............. buildings on ...I q. ,� . .. . t!�..L�. �n .. + ........ 3...sr. ..... Rough to be occupied asy provided that the person accepting th s permit shall in every respect conform to the terms of the application Final on file in this office, and to the provisions of the Codes and By-Laws relating to the Inspection,Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR VIOLATION of the Zoning or Building Regulations Voids this Permit. Rough Final PERMIT EXPIRES IN 6 MONT S ELECTRICAL INSPECTOR UNLESS CONSTRU T TS Rough Service ............. .......... ................................................ Final BUILDING INSPECTOR GAS INSPECTOR Occupancy Permit Required to Occupy RuiRough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE DEPARTMENT Until Inspected and Approved by the Building Inspector. Burner Street No. Smoke Det. CONSTRUCTION SERVICES AGREEAMEAT (medium form) Where the basis ol'paymcm is a Sti,2-11-1111tt.-(-I-Si-1-111 Contractor: Owner: Date: HOWC11 CLIM0111 BUildill1w,Group, Inc. 1W and Donna lWssi January 2 1.2015 1---y-11-1-----............... 360 Merrimack St. 196 Carlton Lane Lawrence, i\vl A 01 143 North Andover,110A 01845 Project Address: Phone: 978-989-9440 C.S.L. 068232 PYO.ect: It.1.C. 11175166 Sun B00111 I<enovatlons ----------------- .................. I. PARTIES & Diva OF AGREEMEAT This contract(hereinafter referred to as"Agreement") is made and entered into on this 2 Ist(lay of January,2015,by and between Roy and Donna Rossi,(hereinafter referred to as"Owner"); and 14mvell Custom Building Group, Inc.,(hereinafter referred to as"Contractor"). 11. SCOPE OU"WORK,CON'rRACTSUM &TIME In consideration of the mutual promises contained herein,Contractor shall perforni the"Work"on the structures and grounds at the Project Address as described in this Agreement,the following Scope of Work and any Attachments which are incorporated into this Agreement by reference below: A. ATTACHNIENTS 1. No Attachments B. SCOPE OF WORK& SPECIFICATIONS: Project Overview 0 SLIIII-00111: • Replace(i)existing slidin-glass doors with(10)Marvin Integrity Double 11LI110 WilIdOW'S. • Replace(1)existing sliding glass door with (1)Marvin Integrity Sliding Door, • New exterior siding and trim • Insulate floor,walls and roof • Install Mitsubishi niiiii split Heat/AC system ® New plaster, interior trim,carpet • Interior& Exterior Painting 0 Breakfast Room: 0 Rcplace(1)existing sliding glass door with(1)Marvin Integrity Sliding Door. General Notes • All Work includes labor,materials and equipment unless otherwise noted, • Contractor shall have sole control over the means,methods, and sequence ol'constructioll, 0%vuer Resppol Isi 1)ili ties • Owner to attend weekly project meetings on-site with Contractor. \Mcetings to bescheduled al.1 IIII.ItUally agreed upon time on a weekday between (lie hours of 7:30am-4:00pnI, • Owner to coordinate with Contractor on planning the detailed scqLIeIICC ol'work. • Owner to provide information,selections and decisions to Contractor as requested by Contractor III;I timely manner so as not to delay progress of the Work. • Owner to remove all personal items and furniture from the following Work areas: Exterior areas;wound 5LIIII-00111 to allow staging to be built as DMIC(l. Page I of 1.1 J?p ----------- ry Interior of sun roollI uacIudin-window treatments and blinds Permits& rn:tpections 0 Contractor to prepare building permit application, file application,incl post permit oil-Site. 0 111olment hent (S600): Town ol'North Andover Building Permit Fee. a Electrical Permit to be obtained,and the fee paid, by Contractor's Electrical Subcontractor. a IIVA( Permit to hu,obtained,and the l'ee paid, by Contractor's HVAC Subcontractor, W Contractor to schedule and coordinate file various inspections required to complete Ille ;Work as described in this Scope of tiWork. Site. Prep General Notes& Specifications: w Contractor to provide and maintain a Porukjolan on site durinvr cotlsuuction. 0 Contractor to seal oll,existing rooms adljac.em to the areas affected by demolition and construction during the project with plastic sheeting and;or temporary wood-frarned walls, 0 Contractor to protect existing llnislies in affected areas,if those finishes are to remain F"Xisting finishes , to be protected with plastic sheeting..cardboard or other padding. cape taf.4Uc7rkLL stip lY arae(brstall Site Prolectioll in the 1611owing cavils.. * Protect deck access to Sunroom and Breakfast areas Secure Family Room doors durinso construction Protect breakfast area floor Demolition General Notes&Specifications: 0 Contractor to disconnect electrical as required m affected arenas prior to demolition. 0 Where Contractor is removinti- and saving an item,lac: will use his best efforts to remove that iteral with i minimal damage. ScoIle„nf Werk; Contractor to pee./brill d(mlolition in the fiallowillg areas: ® Remove and save the following: 0 (1) Existing ceiling fan to be re-installed m Remove and do not save the lollea vino: 0 (6)Slider doors ill SlIIII'0 1111 a (1)Slider at Breakfast area a Exterior Trim cC: Siding ala to trap ol't xistin(1 doors * Carpet&Pad 0 CeilillgtRtall Plaster m Under floor cardboard 0 NuTone electric: wall heater Excavation/Siteworlc a Molle Concrete 0 Ilo11e 1:1 son rN s ilotle Floor Framing `5c opc cit\Wlll,,.,v,, Parse'?of 13 lnitinls: Supph,aml iu.stal/Floor Vi`imim,ill the,lollowbiv orexu.e: Prerssuiv frealed Plywood on underside of Moor frame after insulatiott is installed. Wall Framing General Notes 6,Soccifications: Framinta lumber to he kiht-dried'12 SPF unless otherwise noted. Match existing wall framin+;(2x4 studs with 1 2"exterior plywood) E: 0 Interior Finish: Bare Pirtc 0 Window Grills: Simulated Divided Lights. with insulated spacer bars. Mood interior krill fixed to "lass: Ultrex exterior trill tixcd to glass. 12 over I lig (Upper outs hip+,h by r htti in �irindcow;, Sash n>be 3 lig . -1 light:;wide, (cower sash to have I light, i.e. no grills in lower sash) 0 (:ilazillg: insulated glass. low E with argeon ',, 0 Exterior Casing: None(applied i11 field) b Jambs: -1 9;16" 0 Window Screens: Full height, !Moue while exterior.charcoal fiberolass mesh 0 Window Hardware: Edmond Frost Sash Locks i 0 Door hardware:Cambridge Collection, Almond Frost interior I landle Set and White exterior IJandle. i Set 0 Door Grills: Simulated Divided Lights,with insulated spacer bars. Wood interior grill fixed to glass; Ultrex exterior grill fixed to glass. 3 Transom lights in Doors 0 Doorsill: Ultrex 4 0 Door Screens: Stone white exterior,charcoal ftbendass Mesh � Scalae�1f�Vori<< Supple.41111`1 install h-merior Doors cC Windows iia the fiWowim,ureas. 0 (10) Double Hum, Windows, 3' wide and i' high(Note: window Next to door to be.tempered gglass) i 0 (1)Sliding=,,French Door h' wide x 6'-8"high in Sum-ao111 i 0 (1) Sliding French Door 6' wide x 6'-8"high ill Breakfast Area Porch & Deck Finishes a nolle Pltuubin; 11011e ''....... f IIIA(' Scapi,of Work: .So11,1lr and install Kl"'I C [Fork as 1611ou's: Wlitsubishi Ductless Split ffeating& Cooling Unit: o Model 1t\1vl'FZ-KA09, 12, 13NA 0 22,000 BTU/hr cooling, 27,600 BTtJihr heating,, 18 SEER o Outdoor Unit located under Sunroom * h1-door Unit- located i11-floor Electrical Scmne ofAy rk_ Supply and install Ele ctricul Work in the 1611m ixg areas: 0 Run electrical Service to new mini-split 0 New TV outlet in wall A 1te-install("Cilia- Fart 0 Disconnect and cap existing feed to Nutone Wall heater @ Note: (4)existing duplex receptacles i11 wails to remain m Adel(l)additional duplex receptacle Insulation Ocne al Notes SI SIjecif cation,: * Floors: 9-1,4" Kralt-laced fiberglass balts,1t-30 W Walls: 3-142"C1osed Cell Foam. R2=1 0 Roof: 7" Closed Cell F"oam, R-19 ''.. 0 Dralt stop caulking in framing as rctgtlin,d by code Pa-e-1 of 13 Initials:J0 6f QP P\ `cope of Work: Sl/ppv unci install Irr.mlutiml Win-4 in the/i>llt wim,ureay. * Insulme Sunroorlr floor from below * Insulate Stuiroom I3)exterior walls and roof Insulate around new windows and dooms with fbanr Plaster General Notes& `1 cctltc atitxris: 0 Wally ",V*gypsurll blueboard screwed to studs;smooth skins-coat plastein finish. 0 Ceilings: 1o2",,},plum blueboard screwed to strappinwg! 'Textured (match fancily room) i Seo oe o_[Work: SuppIv and install Plasm-II'm-k in the%llinring ureeis: 0 (3)exterior walls and ceilinh:,l 01'Sun I2.00m i a Patch plaster ill StltLr(.)or11 where electric:lWatur was removed `file Interior Doors 11ot1e Ltterior Trim & :wimvcrrk General Notes&Specific mons; Window`)'rim: mitered casim-, with stool& apron,stain-grade clear pine(match existing) Door Trim: mitered casing,;,stain-grade clear pine(match existing) � Baseboard: 2-pc,stain-oracle clear pine(match existing) Suc>pe_a>,f bVclia<: i ,Sttpply awl install Pleistei- Work ill the'IbIlowing ell-ens: O New window and door trim in Sun room 0 Now Baseboards around entire Sunroom a Patch-in baseboards at new Breakfast area doors Cabinets 0 None Itlom•Coverings Illotmenthent (.51750): New carpet and pad for Stat Room Painting General Notes& 5oecific mere:;: 0 Owner to select colors;(:bntractor to supply materials and labor. 9 All paints to be FWi iamin i\,Ioore. Latex ullle5s otherwise specified below i 0 Ce.ilinos: flat.white: other colors or sheens would be extra. 0 Walls: Rat o1 eu—sllell;(I)color per roon),dark colors may require additional Coats to Cower, which Wauld be extra 0 lnterior'l'rim, Doors&windows: (I)coat stain Plus(2)coats satin polyurethane. 0 Exterior PVC 1 rim: prep pill:;(2)coats paint 0 Exterior Sitting;: prep Plus O)coats paint Srrirply null ill mtll Puintins, in tlrr lbUmving arCOS: Scrg�of Work; Sun )Loom: Interior: (•I) walls and ceiling, new pine windows&doors and trier. Pa!Lrc 5 of 13 hfldals: \\ Fxterior: new si ttlo& trim incltrclinl_ the estsuno sidim,otr "able erid of gull rood)- ._ .. fi.xterior:exiktin�,,PVC skirt arot nd SUIVo0111(2 sides not includino shirt arc:tund deck) 0 Breakfast Area: fnterior:nedv slider doors and trill(nota: protect wall paper which is to rerlraitl) I'merior: new trim around slider Cleall-111) f Jobsite to be cleaned up daily. All construction debris to be removed from site,. * At completion of"tile Work. Contractor shrill remove Constructi011 egniplrlcllt, tools,machinery and sm°plus materials from site. Contractor to provide on-site dtunpsters during demolition and construction. Owner and Contractor to agree oil exact location. T"iie house shall be left"broom clean"upon c0111pletioll. C. CON`1'RACT I)OChi1'IL',NTS The"Contract(Documents"consist of this Agreement, the Attachments listed above(ifatly), and Modilicatiorrs issued and signed by the parties after execution of the Contract. "Chert are three(3')types of 1110dit iltions: Field Change Ordcr,Contract Change Order,and a written amendment to file Contract sigacd by both parties. D. <omitted E. CONTRACT SUN) (Itulip stun for all Work described above): $49,800 h'. TOTAL.AI.,fl armENTS (ilICIL1ded in Contract Sum): S1,850 Listed above til Scope of Work Description above and sumnlarizecl as B)))ows: Bi ilding Permit Fee S 600 Floor Covering_>s $ 1,?70 G. <omitted> 1-1. CONTRACT Ton: Contractor to Commence Work oil or about iNfity 26,2015, Contractor to achieve Substantial Completion ()fall Work in this.x greement ill approximately Ci weeks fi-orll date of Work Commencement not including delays and adjustments for delays caused by: additional time required for performance ol'C'hange Order Work(as specified in each Change Order),eleJays caused by failure of Owner to perform their responsibilities folder this Agreement, inclement weather,accidents.and other delays unavoidable or beyond the control o f C'on tractor. LII. G1?NI%RAI.. CONDITIONS FOR THE ACAREI?iNIENT ABOVE � A. CONTRACTOR'S DUTIES; Contractor a�-+rees to: 1, Obtain the necessary permits anti approvals pertaining to the construction of the Work. 2. Perform the Work in a timely and workmanlike manner in accordance with the ContractLDOCIAMOMI3 and j applicable stag, federal and local laws,and building and safety codes, 3. Fur7rish competent construction nlanagenlent and to adequately supervise the Work in progress. d. Keep the IIPro.iect site free fiom accumulation of waste material or debris arising out of the Work of Contractor, auui IVIMc�all debris caused by its Work, 5, Keep full and detailed accounts and exercise such control,as clay be neee savary tcir detailed and responsible Page;6 of 13 Initials:/ 'PrK lira«atic ial mrtnagcIle III of all aspaeas of dais Agreeauc;rat. All such full and detailed accounts shall be opera to inspection, if requested, by Owner or Owner's representrive at reasontable tinges and upon I'eiasonabIC advance notice,and shall be maintained by Contractor Iii'not lass tltara thirty-six months front the date of Final Completion. 13, OWNFR,S RESPONSII311_,I"IE'S Owner agrees to: 1. Promptly furnish to Contractor till details and decisions about unspecified construction finishes so as not to delay the progress of tine Work. 2. Promptly consent to or deny Change,,;in Work that may arise so as not to delay tlae progress of the Work. 3. 1=au'nish C'olatraetoi'with continual unobstructed access to the job site. =I. Furnish site surveys and a legal description of the site. 5. Except for permits and tees which are the responsibility of Contractor under the Contract Documents,Owner shall secure and pay for necessary approvals.easement s,assessments and charges required for the construction, use or occupancy of permanent structures or permanent changes in existing facilitics. 6. Provide and pray for utility connection andior usage fees, including hilt not limited to water,electricity,gas,(teat, to the site during Construction. 7. Purchase and maintain instuance.s as required by the Contract Documents C. EXCLUSIONS: Unless specifically included in alae Scope of Work described above, this Agreennem does not include labor or materials for the following Work: I. Pecs for Design and Engineering("ME")Work including any additional [&,F Work required by building i nsfaec tars. 2. Surveying that may be required to establish accurate property boundaries for setback purposes 3. Femporary sanitation,water,power,or utility usau��e fees of any kitten d. Temporary fencing 5. Moving Owner's property around the:;ire 6. Repair or replacement of Owner-supplied materials 7. Public or private utility connection fees 8. Repair of unforeseen and concealed cottditionaz;ine lading,but not limited to,repair of concealed underground � Utilities not located on prints or physically staked out by Owner which are damaged during construction 9. Testing,removal and disposal of any materials containing asbestos(or any other 11,MI Ylorw material as defined by the EPA) 1 Q. Removal of filled grouatci Or rock or any other materials not removable by ordinary hand totals or other heavy equilanaent already ort-site 1 I. Any digging or excavation below the orades shown oan the plans in the event that soil:;unsuitable for sulaportinu � the specified footings are discovered 12. De-watering of excavations 13. Winter Conditions of any kind, including but not linnited to: frost protection 1`61.open excavations;cold weather additives fon•concrete and masonry; insulation or protection of concrete placements; temporary heat: snow and ice rcnxaval,ineluding shoveling,snow bloawinu,sanding,salting or plowing 14. C'orrcctfom ofexisting out-of-plumb or otat-ot-level conditions ill existing structure 15. C'orrectiott of concealed substandard framinu 16. Removal and replacement of existing rot or insect infestation 17, Re-routingrrenaovrtt of vent;;, pipes,ducts. wiring,conduits, structural Members,.or steel mesh which may be � discovered in the removal or cutting of openings in the existing structure 18. t:ailure of surrontuading part of existim,structure,despite Cootractor's good Faith effi>rts to nainintize damage such as plaster or drywall cracking and popped nails in adjacent roortts 19. Repair of damage to existing roadways,driveways,sidewalks,or grass areas that could croon•when construction equilantent mtd vehicles are beirlf;used in tlae normal cotn'se of constrtaction 20. Exact matching of existing" finishes. Where C'oartractor''; 4Vorl<involves'the "matching of existing finishes or Parc 7 of,13 Initial;: materials,"Contractor will use his best of"karts to match existim, tuaishes and materials. i mvevcr, an exact(notch IS tat grrararateed clue to such f"tctors as discoloration clue, to the aging process.diffiarence, irn dve lots. and difficulty of exactly matching certain finishes,colors,and plataes. 1. Final constuction cleaning (Contractor will leave site u7"broom swept" condition) 12. 1_andscapingz and irrigation Work of any kind. 23. I rosion and sediment control,and wetlands protection, maintenance or replacement of¢ury kind 24. Any item on the Plans marked"Not in the Contract"or,.NIC„ I). C"ON'TRACI'S U A I The Contract Sum is stated in the Agreement and, includian„>adjustzancnts amtharized tln•ough Change(Orders, or annendnnents to this Agreement, is the, total amount payable.by Owner to Contractor Cor performance.of tine Work under the Contract Documents. E. PROGRESS PAYMENTS AND COMPLETION I. APPLI('.A'I'IONS I,OR PJ1YN,IEN'T: Based upon Applications for I'aytnetnt(Invoiecs)submitted to C7wner by Contractor,Owner shall make progress payments on account of the Contract Sum to(:outractor as provided in the Contact Doetiments. AI)Plications for Payment(Invoices)steal I be prepared by Contractor approximately every two (2) weeks and submitted to Owner. Payment is due within five(5) business days after receipt of the Application for Payment by Owner. 2. CALCu"ULATION OF PA"t NIENT A:YIOUNI': Applications for Payment (Invoices)shall itemize the amounts clue thru the Invoice Date for completion or partial completion of the Work andlor project milestones as shown on the Schedule of Values below and any Change Order Work added to the Schedule of Values. The Schedule of Values, which allocates(lie Contraet Sum to the various;portions of tine Work and project milestones,shall be used as a basis for Contractors Applications for Payment,bat shall not be used cis a basisfin-the valuer of ifloi-k whie(l to or deleted from the Agreement. SCHEDULE OF VALUES: �.__ Initial Deposit due when Agreement is signed and retunac d to Contractor S 2,500 2 Upon orticrintr at l4arvian Windows& Donors S 10,000 3 Demolition&Framing S 4,000 4 Installation of Marvin Windows&Doors S 4,000 5 Siclira 1 vier tot I roan S 4,000 6 Rougla Electrical&HVAC S 4,000 7 Finish Electrical&IIVAC S 2,000 8 Insulation S 8,000 9 Plaster S 21,000 10 Interior Trim S 2,000 1 1 Car>et _..._..... S I,500 12 Paintira, S 2,000 l a Final Payment `S 3,500 IAL CONTRACT SUM: $49,800 3. F.A ILURE OF PAYiNIPNT: If Owner does tact pay Contractor within the tittle indicated above, then Contractor may stop the Work until payment of the amount owing has been reecived. The Contract Time shall be extended appropriately and tine Contract Surra shall be increased by the amount of Contractor's reasonable costs of shutdown,delay and starC up, plus interest as provided for in the Contract Documents. 4. INTEREST ON OVER.I)Uf: PAYtNIENTS AND ATTORNEY'S FEES: Payments due and unpaid under the Contract Docunaeaats shall bear interest from the date payment is due at the rate of one and one half pereent(l- f 2°44)per month. Owner shall be responsible liar reasonable attoraaey's fees incurred by Contractor in collecting WIN'sums due h retinder. Page 8 of 13 Inrtals: t'I " > F, <omitted> (a. <o ill I t ted> 11. <oluitted> 1, <omilted> J. OWNERS SEPARATE SUBCONTRACTORS Owner shall not hire separate:Subcontractors to work oil the site at same time as Contractor without prior writtell Consent from Contractor, Contractor reserves the right to not allow UllillAtred,tlllIiCCJlSCd Or MILILIalilled subcontractors to work on the site at tile same time as Contractor. Owner hire SCfar3tC SUI)C011traCtOrS to work oil the site either before Contractor's date of Work Commencement or after final completion of tile Work. K. CfIAN(;E ORDERS 1. FIELD CIIANGE�ORDER(hereinafter referred to as"FCO")is a written or verbal directive from Owner for Contractor to procced with a olmilge in the Work prior to the final cost of the change being known.the exact atlIOUIlt Of eXtM tillIC required for performance of the change,and prior to a-Contract Change Order"being executed. ()\vner may issue a verbal FCO to Contractor [or a change in tile Work,and may direct Contractor to C0111111clice With the change prior to signing a writteii FC(')or CCO. In this case, Contractor shall commence with the change in the Work and Owner shall be.obligated to pay for additional costs incurred as a result of the clian,,e in the Work, Contractor shall Follow-up with a written 1-00 or CCO to be signed by Contractor and Owner,as soon as is reasonably possible. 2. CONTRACT C1 IANG E 011DER(hereinafter referred to as"CCO")is a written signed agreement between[lie parties to change the Work including the cost of the change,and the change to the Date Ol'Substantial Completion specified in this Agreement. The cost of the Change Order is their incorporated into the Schedule of Values and becomes payable according to the payment terms of this Agreement. 3. CONCEALED CONDITIONS: If conditions arc encountered at(lie site which are(1)unforeseen,subsurface or otherwise concealed , and which differ From those indicated in the Contract Documents or(2)unknown conditions which differ front those ordinarily t`0Und to exist and generally recognized as inherent ill construction activities of the character provided for in tile Contract DOCUlllelltS, thell a CCO NIU111 be written to equitably a(tiLlSt the.Contract Sum and Date Ol'Substantial Completion due to the Change in the Work as determined by Contractor. 4. CHANCES IN THE WMIK: Any change from the Scope ol'Work referred to in the Contract DOCUMelltS involving extra costs of materials or labor will be performed upon a written or verbal FCO ora written CC'0 issued by Contractor and signed by Contractor and Owner prior to the commencement of Additional Work by Contractor. Contractor's profit and overhead,and any supervisory labor will not be credited back to Owner with airy deductive Chang Orders(Work deleted from Agreement by Owner). 5. <onlitted> 6. <oniitted',�° L. PAVMENTS AND CO IPL I. <oullitted., 2. DEFINITION OF SUTSTANTIAL cnmpi.t?'rjON: Substantial Completion is the stage in ill(,'progress of the Work when the Building/Work or Improvement or designated fortiori thereof is sufficiently C01111)le(C in accordance with(lie Contract Documents so that Owner can occupy or utilize tile Building,Work of Improvement for its intended use. 3. PUNCH LIST WALK-THRU: When Contractor considers the Work,or portion thereof, which Owner agrees to accept separately.is substantially complete,Contractor and Owner~hall perform the Punch List Walk-thru and agree -k. This, Ii.4 of'\Vork oil the list ofWork remaining [or Contractor to achieve"Final Completion"of the Work. shall be referred to as"The Final Ptuich List". Contractor and Owner will their place a fair and reasonable value oil each item oil the Final Punch List. -1. SUBST. N'TIAL C'MIPLETION AGREE-NIENT: Contractor shall Prepare and Submit (0 Owner the Substantial Completion I Ile Substantial Completion Agreciricii(shall contain the Final Punch List Page 9 of 13 Initials:40 XK &>P along with thc Valtrc of cath punch list item. 1:3y and dating Part I of the Substantial Completion r'A-reement,Contractor and Owner aurce that: Lt. the Work is Substantially Complete on the date noted on the agreement, b. \Varranties rcquired by the Contract Documents shall commence on the date of'substatndal C'oraapletiora, C' C"rmtractor is entitled to the Final Payment as shown em the Schedule of Values. less the. Ifoldback 1'01'PUne:h I,ist Work as described in Subparagraph i. S. FINAL PA'1 ,YIENT AND HOLDBACK FOR PUNCH LIS'r WORK: The;final contract payment is due and payable upon Substantial Completion(not Final Completion)of the:Work under contract. at the tittle of°making the final contract payment. Owner may hold bade the value of the:Punch List Work times two, or$1000, whichever is grcater. 'Lhi.s hold back for Punch List Work assures Owner that C'ontrac(or will complete,all.Punch List Work in it timely manner. ti. FINAL CMIPLETION AND PAY.'XIENT O1+ IIOLDBAC K: Upon completion of the Punch List Work. Owner shall pay the holes back amount and ally other aruounts clue and payable to Contractor under the Contract Documents. 7, <omitteds 8. PAfi i1VIENTSfCREDITS FOIZ,AL.L.OT.Nll'sNT O VI?12A(.;Ii:S/L;'N )ERikC:hS: I`lle cast of"items designated in the /\greement as Allotments have been initially factored into the Contract Sum and Schedule of Values. If the actual cost of all item exceeds the/Allotment amount,the difference between the actual cost including,taxes and delivery charges and the/Allotment arnettmi will be added to the Contact Sum via Change Order. Contractor overhead and profit will not be added to material only Allotment overages as long as the scope of work to receive,handle:, install,and warrant such materials has not increased. For Allotment items that include materials and installation labor,overhead and profit will be added to the labor portion of art allotment overage. if the actual cost of an item is less than the allotment amount,a credit will be issued toOwner after all billings,related to this particular Allotment have been received by Contractor.This credit will be issued via Change Order prior to calculating the final payment owing under the Agreement. The amount of the credit will be the difference between the Allotment and the actual cost of the item including taxes and delivery charges. Contractor overhead andprofit will not be credited back to Owner on /Allotment underages. 9. <oaaaitted`' iM. INSURANCES L CONTRACTOR'S INSURANCE: Contractor sltall carry the insurances listed below throughout the course of the project,and file:certificates of such insurance with Owner prior to commencement of-Work: a. General Liability Insurance b. Nfassachusetts Worker's Compensation hiSnrarlee Car its ernploy(TS 2. OWNER'S INSURANCE: Owner shall purchase and maintain replacement cost property insurance,an all property existing at the Project Address throughout the course of tic.project,and rile a certificate of such insurance with Contractor prior to the Date of Work Commencement as follows: a. Owner's Insurance sliall be written on an,"all (tisk"or`.Special"coverage basis including earthquake and flood. b. Owner's Insurance:shall include replacement cost coverage of all completed Work of this project to the full insurable value thereof,and remain in effect whether or not Owner occupies the premises during construction. c. Owner shall supply Contractor an insurance binder rellecting Owner's insurance carrier is aware of projject by listing project in remarks section of binder. d. Owner's Insurance shall contain a provision that the policy will not be canceled or allowed to expire until at least 30 days' written notice has been given to Contactor. e. Owner shall nauae Contractor as a foss Payee oil Owner's Insurance until all sums dire under Chis agreement have been paid by Omier to Contactor. t'. Owner agrees,tr the extent permitted by law.it)hold harmless,indcnutify and defend Contractor from any'' ane]all los,arising out of:this project not wholly caused by the negligent acts or omissions of Contactor or its subcontractors. any liability of the C'cnttactor under this,contract is limited to its available, insurance. I'agc 10 of 13 Initials: �0 P , N. WARRANTY 1. Upon final payment by Owner of the entire contract sural including all change orders and allotment overages,(if any)clue to Contractor,Contractor warrants to Owner that the Work perl'ornied under tile Agreement is free fron) defects.not inherent in the quality Used, in materials,equipment and workmanship for a period oftwo(2)years after the(late of substantial completion as described in the Agreement. 2. THIS LEMITED WARI-),AN'I'Y CONTAINS ALL EXPRESS WARRANTIES OF CONTRACTOR, ALL OTHER WARRANTIES EXPRESS OR INIPLIED ARE EXCLUDED AND HEREBY DISCLAIMED, INCLUDING WITHOUT 1,11MITATION,ALL WARRANTIES OF MERCHANTABILITY, HABITABILITY AND FITNESS FOR A PARTICULAR PURPOSE. Except for any warranties implied by law and not subject to exclusion, there are no warranties that extend beyond the express warranties set forth herein. The term of any warranties implied by law and 1101 SLJbjCCI[ to eXCILIsi011 shall end Up011 the termination of this Limited Warranty. In the event of breach by Contractor, Owner's recovery shall be limited to the actual cost to repair any defect or deficiency covered by this Limited Warranty. Owner waives any and all claims for incidental,consequential,special and consumer protection darriages. The parties agree that Nlassachusetts law shall control this Limited Warranty and Jurisdiction is proper in the Massachusetts Superior Court. 3. Owner shall notify Contractor in writing, within thirty(30)day,;alter tile discovery ol'any failure,defect or darnage:otherwise the claim shall be deemed waived. In the event of an emergency flailure(i.e.roof or plumbing leak).Owner should contact Contractor immediately by telephone at the IlLiniber listed above. If Owner gives Contractor proper notification and if tile condition is covered by this Limited Warranty,Contractor or subcontractors chosen by Contractor will replace or repair the defect(the decision to repair or replace is Contractor's sole decision)at no charge or cost to Owner within a reasonable time,not to exceed sixty(60)(lays, unless weather conditions, labor problems or shortages causes delays. Any steps taken by Contractor to correct defects under this Limited Warranty shall not extend tile tinie of this Limited Warranty. 4. Owner acknowledges that the following,as applicable,are FACLUDED from this Limited Warranty: a. Defects which are the result of characteristics common to materials used,such as,but not limited to,warping or deflection of wood; fading,chalking and"or checking of paint Chle to sunlight; cracks in concrete,plaster, brick,masonry,grouts and caulking due to(trying and/or curing 1). Hairline cracks and seams in plaster and drywall,other than those caused by structural defects,provided that Joints are property located to minimize cracking. Any repair of plaster or wallboard,caused by structural defects,may not completely blend with surrounding materials. c. Shrinkage,swelling,or leakage of doors and windows attributable to weather conditions. d. Occasional dents of interior woodwork and twisting,and hairline checking of\vood framing,plywood, exterior siding and wood trim. e. Shrinkage or separation ofliardwood flooring. r. Damage to roofs caused by snow or ice backing up under shin-lo or damage,if any,caused by windblown rain or snow thrOUgh roof,gable or soffit vents,or I0LlVCrS into little space, unless caused by negligent workmanship or defective material. It is Owner's obligation to insure free passage in gutters and downspouts at all times. g. Fading or darkening of paints.stains and other finishes exposed to sunlight. It. Defects in items supplied or installed by Owner,or anyone other than Contractor or its subcontractors acting at Contractor's order. i. Defects in materials or equipment that are covered by manufacturer's warrantics including labor to repair saille,even if such labor cost is not warranted by manufacturer. Contractor,at Owner's written request and at no expense to Owner, ,hall act its Owner's agent in pursuing the 111,11nifacturer for any defects in materials supplied and installed by Contractor. j. Damage(tile to abuse, improper or insufficient maintenance. improper operation,alteration,modification or normal wear and tear 1111dCr 1101-111al LiSalle. k. Contractor assumes no liability for damages to personal property ol'Owner. 1. Loss or damage\vIlich Owner has not taken timely action to minimize. lit. l lie presence or development of radon and mold are products ofenvironniental conditions that are beyond Nage I I of 13 Initials:' the Qolltl-(,)l ofContractor. therefore Coatractor does not warrant and expressly disclaims any responsibility lor the presence or development ofradon or mold, O. WORK STOP IIIAG E',TERNI IN AT ION OF CONTRACT BY CONTRACTOR 1. Contractor Shall have the right to stop all Work oil the project and keep the.job idle if: -1. -in, ,-eernent,or if payments are not made to Contractor in accordance with the Payment Tel s in this Agi 1). Owner repeatedly flails or rebuses to furnish Contractor with access to the job site and!or product seleclions or information necessary for the advancement of Contractor's Work. 2. SillulltalleoUS With StOppiMl Work on the pro�jcct.Contractor must give Owner written notice of the nature of Owner's delault and must also give Owner a fourteen(14)day Period in which to cure this defiarlit. 3. If Work is stopped due to any of the.above reasons for Cor any other material breach of contract by Owner)Fora period of fourteen(14)days,and Owner has failed to take significant Steps to Cure IliS default.then Contractor may, without pre�judicing ally other remedies Contractor may have,give written notice of termination of the A.greenictit to Owner and demand payment ror all completed Work and materials ordered through the date elf Work Stoppage,and any other loss sustained by Contractor, including Contractor's overhead and prof-it at the rate of twenty percent(20%)on the balance of the incomplete Work under the Agreement. 4. Payment for this final invoice is CILIC within seven(7)days Of'SUbminal of invoice by Contractor. Thereafter, Contractor is relieved rrolli all other contractual duties, including all Punch List and warranty work. 5. If the contract is terminated and Owner pays all outstanding balances owed to Contractor,then materials ordered throu gli the date of Work Stoppage become the property of Owner. 1'. TERNIINATION OF CONTRACT BY OWNER 1, Owner Shall have the ri-lit to initiate termination this Agreement if: it. Project remains idle for longer than Courteen(14)consecutive days after the Work has been started without reasonable written notification or tile cause,or tile Work Stoppage by Contractor to Owner,oi-if b. Contractor repeatedly rails to perrorm the Work according to the Contract DoCUlllcll1S. 2, Owner must give Contractor written notice of the nature orcontractor's default and must also give Contractora fourteen(14) (lay period in which to cure this del',11.111. 3. If Contractor falls to take significant steps to cure his defirult within the fourteen(14)day period.Owner may give written notice to Contractor of Owner's desire to terminate this Agreement. 4. Upon receipt of Owner's written notice of desire to terminate this Agreement,Contractor has fourteen(14)days to respond with an invoice for payment for all Work completed and materials ordered through(lie(late or Work Stoppage. Payment for this final invoice is due within 7 days of submittal of invoice by Contractor. 5. Agreement, -actor is relieved from all other After payment of final invoice Owner may terminate this Agi and Conti contractual duties,including all Punch List and Wairan(y Work. 6. If the contract is terminated and Owner pays all outstanding balances owed to Contractor,then materials ordered through the date of Work Stoppage become the property of Owner. 7. Contractor shall not be responsible for any incidental or consequential damages incurred by Owner as a result of such termination. Q. mspurE RP'SOLUTION 1, The parties agree that Massachusetts law Shall control this Agreement and jurisdiction is proper in the NlaSSaC 1111 Set is Superior Court. 2. Any controversy or claire arising out of or related to this A-reenient involving an amount or less than the ulaXilnUill limit of the Small claims court must be heard in the Small Claims Division of the district where Contractor's office is located. 3. Any controversy or claim arising out of or related to this Agreement which is over the dollar Ifinit of the Small Claims Court shall be settled by binding arbitration administered by JANIS in Boston, MA in accordance with the Construction Industry Arbitration Rules, 4. The parties agree that mediation administered by JAMS in Boston, in accordance With the Construction Industry Arbitration Rules shall be a condition precedent to arbitration., 5. 9 .111d luell(upon the award may be entered in any Court having Jurisdiction thereof. Pave 12 of 13 fnitials:sw rl;� R. ENTIRE AGREEMENT,SEVERABILITY, AND ;VIODIFI("ATION This Agreement represents the till I and C0111I)IC(C LIFI&I'Still1dino of every kind oi-nature between the parties with respect to the services set forth in this Avlreement,and all preliminary negotiations and prior representations. proposals and contracts,ofwlia(ever kind or nature, are oler"M hCreill and SUI)CI-Seded hereby. No verbal aorcellielit or implied covenant shall be held to vary the provisions of this Agreement. Any modification of this Agreement will be effective only upon written execution signed by both Owner and Contractor. In(lie event that any provision of this Agreement is at any time held by it Court to be invalid or unenforceable,the parties agree that all other provisions of this Agreement will remain in 11111 force and effect. S. <0mitted> T, <omitted> U. OWNER'S 3-DAY RIGHT OF RECISION Owner may cancel this Agreement with no further obligations by notifying Contractor in writing that they wish to cancel the Agreement within three(3)business days of the date they signed this Agreement. I have read and understood,all(] I agree,to,all the terms and conditions contained in the Agreement above. tl 4 Awl' _ Stephen D. I lowell, President Howell Custom Building GrOUP, 111C. Date Owner (12-1 S..._ ........ Date Owner Paue 13 ol'13 initials: RPQ Board of BLWfflng g egul abons and Standards C4 nstrd4G° icm Ucense: CS-068232 a r STEPHEN I HONYV, ` 15 MT VERNON RD BOXFORD'MA 0192 Expiration akaxrraa 'Y'maair:.r 02!1412016 1 i I i i Y i Office of Consumer Affairs and Business Regulation 10 Park Plaza - Suite 5170 Boston, Massachusetts 02116 Home Improvement Contractor Registration Registration: 175166 Type: Corporation Expiration: 4/29/2017 Tr# 263220 HOWELL CUSTOM BUILDING GROUP STEPHEN HOWELL 360 MERRIMACK ST LAWRENCE, MAO 1843 Update Address and return card.Mark reason for change. Address 1 ; Renewal 1—( Employment ❑ Lost Card SGA a �.„� 2oa,I-oscta - �� T`rr�sd.utae>,drrPu^rd���r�/' �Fte,.t.lr✓r�r�3a�"�`S Office of Consumer Affairs& Business Regulation License or registration valid for indiividul use only HOME IMPROVEMENT CONTRACTOR before the expiration date. If forma return to: Iegistration: 175166 Type: Office of Consumer Affairs and Business Regulation Expiration: 4129/2017 Corporation t0 Park Plaza-Suite 5170 Boston,MA 02116 HOWELL CUSTOM BUILDING GROUP STEPHEN HOWELL �o 15 MT VERNON RD �°, .,,,.. ,;�"� 'I""L��.��� ZV"7/w I BOXFORD,MA 01921 Undersecretary Not valid without signature I HOWEL-1 OP ID:JD2 CERTIFICATE OF LIABILITY INSURANCE DA06/09/2014Y) 06/09/2014 THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AFFIRMATIVELY OR NEGATIVELY AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES BELOW. THIS CERTIFICATE OF INSURANCE DOES NOT CONSTITUTE A CONTRACT BETWEEN THE ISSUING INSURER(S), AUTHORIZED REPRESENTATIVE OR PRODUCER,AND THE CERTIFICATE HOLDER. IMPORTANT: If the certificate holder is an ADDITIONAL INSURED,the policy(ies)must be endorsed. If SUBROGATION IS WAIVED,subject to the terms and conditions of the policy,certain policies may require an endorsement. A statement on this certificate does not confer rights to the certificate holder in lieu of such endorsement(s). PRODUCER CONTACT North Andover Insurance Agency PHONE John Dussault FAx M.J.Foster Insurance Services AIC No Ext):978-686-2266 A/C,No): 978-686-6410 163 Main St. A DRE North Andover,MA 01845 SS:Jdussault@fostersullivangroup.com Michael J.Foster INSURER(S)AFFORDING COVERAGE NAIC# INSURER A:HARLEYSVILLE INSURANCE GROUP 23582 INSURED Howell Custom Building Group, INSURER B:ACE AMERICAN INSURANCE COMPANY 22667 Inc 360 Merrimack St Bldg 5 Ste4N INSURERC: Lawrence, MA 01843 INSURER D: INSURER E: INSURER F: COVERAGES CERTIFICATE NUMBER: REVISION NUMBER: THIS IS TO CERTIFY THAT THE POLICIES OF INSURANCE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD INDICATED. NOTWITHSTANDING ANY REQUIREMENT, TERM OR CONDITION OF ANY CONTRACT OR OTHER DOCUMENT WITH RESPECT TO WHICH THIS CERTIFICATE MAY BE ISSUED OR MAY PERTAIN, THE INSURANCE AFFORDED BY THE POLICIES DESCRIBED HEREIN IS SUBJECT TO ALL THE TERMS, EXCLUSIONS AND CONDITIONS OF SUCH POLICIES.LIMITS SHOWN MAY HAVE BEEN REDUCED BY PAID CLAIMS. INSR TYPE OF INSURANCE DDL UBR POLICY EFF POLICY EXP _ LTR POLICY NUMBER MM/DD/YYYY MMIDDNYYY LIMITS GENERAL LIABILITY EACH OCCURRENCE _$ 1,000,00 A X COMMERCIAL GENERAL LIABILITY SPP44402T 06/01/2014 06/01/2015 DAMAGE GRENTE PREMISET Ea occur ante $ 500,00 CLAIMS-MADE I—XI OCCUR MED EXP(Any one person) $ 15,000 PERSONAL RADV INJURY $ 1,000,00 GENERAL AGGREGATE $ 2,000,00 GEN'L AGGREGATE LIMIT APPLIES PER: PRODUCTS-COMP/OP AGG $ 2,000,00 POLICYFX] PERO LOC $ AUTOMOBILE LIABILITY EO aBI EDtSINGLE LIMIT $ 1,000,00 AANY AUTO BA44403T 06/01/2014 06/01/2015 BODILY INJURY(Per person) $ ALL OWNED X SCHEDULED AUTOS AUTOS BODILY INJURY Per accident) $ NON-OWNED PROPERTY DAMAGE X HIRED AUTOS X AUTOS PER ACCIDENT $ X UMBRELLA LIAB X OCCUR EACH OCCURRENCE $ 3,000,00 A EXCESS LIAB CLAIMS-MADE CMB44404T 06/01/2014 06/01/2015 AGGREGATE $ 3,000,00 DEDTx RETENTION$ 10,000 $ WORKERS COMPENSATIONWC STATU- TH- AND EMPLOYERS'LIABILITY TORY LIMITS ER B ANY PROPRIETOR/PARTNER/EXECUTIVE YIN N MA WCAR CERT 06/01/2014 06/01/2015 E.L.EACH ACCIDENT $ 500,00 - OFFICER/MEMBER EXCLUDED? ❑ N/A (Mandatory in NH) ISSUED BY CARRIER E.L.DISEASE-EA EMPLOYE $ 500,00 If yes,describe under DESCRIPTION OF OPERATIONS below E.L.DISEASE-POLICY LIMIT $ 500,00 DESCRIPTION OF OPERATIONS/LOCATIONS I VEHICLES (Attach ACORD 101,Additional Remarks Schedule,if more space is required) CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF, NOTICE WILL BE DELIVERED IN TOWN OF NORTH ANDOVER ACCORDANCE WITH THE POLICY PROVISIONS. 1600 OSGOOD STREET NORTH ANDOVER,MA 01845 AUTHORIZED REPRESENTATIVE ©1988-2010 ACORD CORPORATION. All rights reserved. ACORD 25(2010/05) The ACORD name and logo are registered marks of ACORD The Commonwealth ctf Alassaelrresetts Departinent cif'Indu trial Aceitlents Office of investigations 600 YWasltr"lak ton Street N.tBoston, MA 112.111 ,t wviviv.rrrass.govAliaz Workers' Compensation Insurance Affidavit: Builders/Contractors/Electricians/Plumbers Applicant Information Please Print Le ribly Name (Business/Organization/In(lividual): Address: City/State/Zip: _ Phone#: Are you an employer? Check the appropriate box: Type of project(required): 4. am a generacontractor an (. 1 am a employer with � I l ttd I employees(frill and/or part-time).* have hired the sub-contractors 6. ❑New construction 2.0 1 am a sole proprietor or partner- listed on the attached sheet. 7. ❑ Remodeling ship and have no employees These sub-contractors have 8. EJ Demolition working for me in any capacity. employees and have workers' 9. ❑ Building addition [No workers' comp. insurance comp. insurance.-' required.] 5. ❑ We are a corporation and its 10.❑Electrical repairs or additions 3.❑ I am a homeowner doing all work. officers have exercised their 1 I.❑ Plumbing repairs or additions myself. [No workers' comp. right of exemption per MGL 12.❑ Roof repairs insurance required.] t c. 152, §1(4),and we have no employees. [No workers' 13.0 Other comp. insurance required.] `Any applicant that checks box#1 must also till out the section below showing their workers'compensation policy information. i Ilonh4owners who submit this affidavit indicating they are doing all work and then hire outside contractors must submit a new affidavit indicating such. }Contractors that check this box must attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-contractors have employees,they must provide their workers'comp.policy number. Ian?an employer that is providing workers'compensation irrsurarrce for-my errrployt e.v. Beloit,is the policy and job site information, Insurance Company Mame: Policy#or Self-ins.Lie.#: Expiration Date: Job Site Address: City/State/Zip: Attach a copy of the workers' compensation policy declaration page(showing the policy number and expiration date). Failure to secure coverage as required under Section 25A of MGL c. 152 can lead to the imposition of criminal penalties of a Zine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of STOP WORD.ORDER and tt line of up to$250.00 a day against the violator. Be advised that,I copy of this statement may be forwarded to the Office of Investigations of the DIA for insurance coverage verification. Ido hereby certify under the pains and penalties of perjrary that the iq/Zin oat%on pravhled alcove is true and correct. Sit.mature: Datr, Phone 9: Official use only. Do root writ,in this cu-ea,to be completed by city or torvrr official City or Town: Permit/License# Issuing Authority(circle one): 1. Board of Health 2.Building Department 3. City/Town Cleric 4.Electrical Inspector 5. Plumbing Inspector 6.Other Contact Person: Phone#: �y J lip r ` �1 l�a�Drfrli�d',ir llr"'ril'�" C'yGyri fil� %� til(�iI/ �y"��i,�lll ��lr �r 1 i���i J1f i�lit1,i $ ` �e rii�r0in �,i r I � r J� /y %err rl r9r� r�I .i%y !/ / 7, /ili // �� � %, �// � I ✓, ,r orir✓r r r <,,,,,,, r,,� // � � � /iii i r�i,"/�i /// ,�rr� _ A ;: n�//%/ iii//��//,.,,.-r �, , ., � ,%" � � 1� � ! ✓ �����;i,,, � / ,�,,�;,o, � "�„yw �p r r V��IYA'VN ViPG�,� d4 a�WI�y4f J�'J Ff� 6M��HIIY J iM rvVi�' li /r. l ! r , i / iii / / l / /�� �l�✓J iii , � l/ i , i i I �� �� �✓ 1 � % �✓� i �rj Jr / ✓I/ it iai,° ��. 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