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HomeMy WebLinkAboutBuilding Permit # 1/19/2016 BUILDING IT �. ®� %AORTH TOWN OF NORTH ANDOVER APPLICATION FOR PLAN EXAMINATION t _ Permit No#: 0 le Date ReceivedArED fly ATR�,�� I �5ACF6US Date Issued: ORTAN T:Applicant must complete all items on this page LOCATION _ � � 2- Print PROPERTY OWNER ^� Vtv<e--O-A " Print 100 Year Structure yes no) MAP PARCEL.VD04 ZONING DISTRICT: Historic District yes o Machine Shop Village yes no TYPE OF IMPROVEMENT PROPOSED USE Residential Non- Residential ❑ New Building VOne family ❑Addition ❑Two or more family ❑ Industrial ❑Alteration No. of units: ❑ Commercial epair, replacement ❑Assessory Bldg ❑ Others: ❑ Demolition ❑ Other 111"1". OWW' dWe rfe=-a ,�a; { Ml � W�a dp q UUetlas mo _tar7k ,✓, s. r a- ,. I " t� t,,, z DESCRIPTION OF WORK TO BE PERFORMED: , C Identification- Please'Type or Print Clearly OWNER: Name: Phone: �tT� Z ~ Ick Address: cs - Contractor Name: 6,, a a =eg; LLL- Phone: q _1 -1 ' Email: D Q f R Address: 9 Supervisor's Construction License:__ t� 114 Exp. Date: i Home Improvement Licenser` Exp. Date: ARCHITECT/ENGINEER Phone: Address: Reg. No. PEE SCHEDULE:BULDING PERMIT:$12.00 PER$9000,00 OF THE TOTAL ESTIMATED COST BASED ON$925,00 PER S.F. Total Project Cost: $ - FEE: $ . 7-11 cl�.�� Check No.: Re �ce• t No.: p NOTE: .Persons contractin with registered contractors do not have access to the gua11 r Tfund �S a n a wn - _ -- — - - � NORTly o � n o � � Andover O ;' 4 0 ® — �' J 04.a- -"h ver, Mass, CoCMIc"tMCK A. x.95 RAtE D Cl lJ BOARD OF HEALTH Food/Kitchen PERMIT T LD Septic System THIS CERTIFIES THAT .................... BUILDING INSPECTOR ....M.��.Aodo.... !.. ........... ..W1..`.:�!!i!�. ...................... .... ,,.1.," has permission to erect .......................... buildings on f.gkxrA.1A... .............Q.9...IY 0ti44b Foundation Rough to be occupied as ........ 1 .� Chimney onprovided that the person accepting this permit shall in eve�respect conto the terms of the application Final on file in this office, and to the provisions of the Codes and By-Laws relating to the Inspection,Alteration and Construction of Buildings in the Town of North Andover. PLUMBING INSPECTOR Rough VIOLATION of the Zoning or Building Regulations voids this Permit. Final dgffih� dim PERMIT EXPIRES 16 j4NTHS ELECTRICAL INSPECTOR UNLESS CONSTRUCT R Rough Service ................................................................................ Final BUILDING INSPECTOR GAS INSPECTOR Occupancy Permit Reguired to Occupy Buildinz Rough Display in a Conspicuous Place on the Premises — Do Not Remove Final No Lathing or Dry Wall To Be Done FIRE DEPARTMENT Until Inspected and Approved by the Building Inspector. Burner Street No. Smoke Det. Hub City Builders, LLC 10 Lacy Street North Andover,MA 01845 WILLIAM POGOR as GENERAL CONTRACTOR Representing Hub City Builders, LLC NIA CSL License No.083917 NIA HIC License No.180234 Inquiries may be made to: Contractor Registration One Ashburton Place Boston,NIA 02108 (617)727-8598 CONTRACT Customer: Mark Vincent 4 Lacy St North Andover,Ma 01845 Project Location: 148 Main St, Stevens 429 N Andover,MA 01845 Nature of Work: o Design/Layout/Concept Bid Services,Permit Acquisitions Y General Contracting Services This Contract relates to the above checked services that William Pogor as General Contractor through Hub City Builders, LLC shall provide to Customer. The services being provided are spelled out in the next section. The Customer's Payment Schedule is provided for in the section following that. This is a written binding contract. Do not sign if there are any sections or spaces remaining blank. If the contract is not understood, please have it reviewed by an attorney of your own choice. Customer Initials Con ctor Initials 1 Hub ity Builders., LLC 10 Lacy Street North Andover,MA 01845 Services to be performed: 1® General Description of Work 1. PERMIT ACQUISITIONS 1.1. Building Permit. 1.2. Waste Removal Permit. (If required). 1.3. Forms and Filings necessary. 1.4. Meetings On/Off-site as required. (Owners agent) 1.5. Pertaining to permits, any extra permits beyond the scope of this contract,if required,the financial burden shall be subsequent to this contract and shall be billed on a time and materials basis and stated in the change of work order. Note:Design Professionals or other professionals engaged for consultation, (energy envelope, Structural engineer,ect)if required,the financial burden shall be subsequent to this contract and shall be billed on a time and materials basis and stated in the change of work order. *NOTE: If applicable all working drawings were prepared as an instrument of services for the two fold purposes of making these designs available scrutiny (client services, design professionals and contractors) for the securing of construction material and trade bid costs for the project secured herein. Although they have fulfilled their purpose when such is accomplished, they are complete set of documents from which the project may be constructed provided they conform to all local and state building requirements. Since these drawings are artistic and conceptual in nature ALL DIMENSIONS SHOULD BE FIELD VERIFIED. At no time should these drawings be considered or mistaken as Architectural or Structurally Verified drawings unless the corresponding seals have been placed appropriately upon these documents by registered licensed professionals. 1. Remove Furniture and all Impediments from Kitchen including Dishes, Silverware, Cooking utensils to the guest room. 2. Remove all items in the Entry, Hallway,Guest Bath,Living room to the guest room. Note's Limited liability to use a"best care scenario"is expressed, and is not a replacement liability when moving Personal Affects or furniture. All personal affects of any value(jewelry,paintings, sculptures,ect.). No liability is expressed or implied. It is obligation of the owner to inform the tenant. 3. Demolition 3.1. Remove engineered flooring,Kitchen, entrance hall,Hallway,Bath. 3.2: Remove the Carpet&pad from the living room. 3.3. All Debri is to be removed off site daily. 3.4. Remove and secure bathroom and kitchen plumbing fixtures. Customer Initials Con ctor Initials 2 Hub ity Builders., LLC IO Lacy Street North Andover,MA 01845 3.5. Kitchen cabinets, sink,faucet,dishwasher,stove, microwave and disposal removed, shall be delivered to 4 lacy st, 01845 and placed under the exterior deck, tarped on a temporary basis at the customer's request. 3.6. Bathroom Vanity,sink, and faucet, shall be delivered to 4 lacy st, 01845 and placed under the exterior deck,tarped on a temporary basis at the customer's request. 4. Tile&Kitchen Cabinets 4.1. Acquire Tile from Lumber Liquidators and Kitchen cabinets from Cabinets to Go of 1207 Hanover St Manchester,New Hampshire for the client,prepaid by the client.This line item is to be billed according to time and materials as stated herein for acquisition and transportation. 4.2. Acquire appropriate amount of"Versa bond Thinset" mortar SKU: YFY1077 or comparable. This line item is to be billed according to time and materials as stated herein for materials. 4.3. Prepare and place the with 1/8 "grout lines in the bath, entry,hall, kitchen and living room. Orientation to be marked on the attached diagrams and initialed by client, 4.4. Seal file with satin sealer before grouting. 4.5. Grout tile with client's choice, (ref 4.3). 4.6. Kitchen Cabinets to be assembled and installed. As indicated on the attached drawings. This line item is to be billed according to time and materials as stated herein. 4.7. Install temporary counter tops(waterproof plywood contractors choice). Two counters, stove side and sink side. 5. Plumbing Rough 5.1. Guest Bathroom 5.1.1. Re-plumb to accommodate new Vanity sink. 5.1.2. Install new toilet, Accommodations for one two piece toilet(guest bath only). 5.2. Kitchen 5.2.1. Install Dishwasher provided by client. 5.2.2. Install Refrigerator provided by client. 5.2.3. Install Microwave provided by client. 5.2.4. Install Stove provided by client. 5.2.5. Install Disposal provided by client. 6. Finish Plumbing 6.1. Finish Trims- Install all finish surface trims guest bathroom and kitchen. 7. Electrical-*Note-Code upgrade requirements- AFCI Receptacles the National Electrical Code has been updated for 2014 and it addresses the use of Outlet Branch Circuit(OBC) Arc Fault Circuit Interrupter (AFCI)Receptacles as an alternative to Custo er Initials cont or Initials 3 Hub i Builders, LL 10 Lacy Street North Andover,MA 01845 breakers when used for modifications/extensions, as replacement receptacles or in new construction. AFCI Receptacles work to address the dangers associated with potentially hazardous arcing conditions(parallel arcs and series arcs)by interrupting power to help prevent dangerous arc-faults that may lead to an electrical fire. AFCI protection is mandated by the 2014 Code in residential family rooms, dining rooms, living rooms,kitchens,parlors,libraries,dens,bedrooms, laundry rooms, sunrooms, recreation rooms, closets,hallways or similar rooms. AFCI receptacles look similar to GFCI receptacles in that they have a TEST and RESET button on the face of the device for localized testing. Any upgrade deemed necessary to accommodate building code,energy envelope requirements,building plans,and as deemed necessary by the general contractor, structural engineer and or as required by local, state or federal authorities.If these upgrades are required,the financial burden shall be subsequent to this contract and shall be billed on a time and materials basis and stated in the change of work order. 7.1. Accommodations For- 7.1.1. Frigerator 7.1.2. Stove 7.1.3. Microwave 7.1.4. Garbage Disposal 7.1.5. Counter Outlets Note* (7.1.1:7.1.5)If these electrical upgrades are required,the financial burden shall be subsequent to this contract and shall be billed on a time and materials basis and stated in the change of work order. 8. Communications-None 9. Insulation-None 10. Sheetrock-Minor repairs included. 11. Kitchen Counter Tops 11.1. Granite will be acquired,paid for and coordinated by the client separately from this contract. 11.2. Faucet-will be acquired,paid for and coordinated by the client separately from this contract. 11.3. Sink will be acquired,paid for and coordinated by the client separately from this contract. 12. Carpentry 12.1. Install single bowl Vanity guest bath, 12.2. Install Kitchen cabinets following attached elevation diagrams. 12.3. Install Kitchen kick plate finish as provided. 12.4. Install %", '/a round all areas as needed,provided by contractor(PVC type material). l Customer Initials Cojitit Initials 4 Hub it Builders, LLC 10 Lacy Street North Andover,MA 01845 13. Paint 13.1.No Paint 13.2.No fill or Putty all holes. 14. Substantial Completion- as notified by contractor as defined here in. 15. Clean up- Construction clean,all surfaced wiped clean and vacuumed if required. 16. Return all items moved in Item#1,#2 in a"best case scenario"to the same locations as pictorially documented. 11. Dates of Performance: Commencement bate: As Soon as Deposit for services is received and within two weeks after the rescission date as stated herein. Substantial Completion ate: A.S.A.P—target date,as indicated herein. (60 Days) Note: Definitions 1. As defined herein the phrase"owners went"refers to the ability of William Pogor through Hub City Builders Owner's or Representative designation as used in the construction industry to describe an individual tasked with controlling the design and development and process while protecting the best interests of the owner,in the contracting individuals,local, State and Federal authorities. This Authority is limited to the project scope contained herein. 2. As defined herein the phrase"substantial completion"refers to 95%point where work on a specific requirement is complete, as defined by contract herein, and or a point designated by the contractor. 3. As defined herein the phrase"Preparedness only"refers the state where the next action can be taken by the owner or a separate/different contractor. But a previous action/paper work will be filled out and completed. 4. As defined herein the phrase"ongojtig designs"refers the state where daily as build's drawings are required by either the building dept,design professionals,or building contractors as the General Contractor(Hub City Builder's or their designated agents) determines necessary to proceed expediously to a specific tasks conclusion. 5. As defined herein the phrase"inwr ftww allowance"refers the state where a allowance for a single fixture,materials or services is specified on a line item contained herein. Example,"max fixture allowance ($40.00)". This means in the context of this contract that you can spend up to$40.00 per fixture type indicated by the line item where the amount is listed. If allowance in question does not reach the example amount,there is no credit implied or realized. If the amount exceeds the per fixture allowance a change of work order would be required, signed by all parties and the allowance amounts will be predetermined. Customer Initials for Initials 5 Hub ity Builders, LL 10 Lacy Street North Andover,NIA 01845 6. As defined herein the phrase"best case scenario"refers to the state where workers are doing the best they can overall to perform the task assigned. Through no fault or malicious behavior a fault occurs, (breakage, scratch, dent,misplacement, ect.)of objects furniture, appliances, artwork,jewelry,dishes,rugs, walls, doors,rails, floors, granite, sinks, ect.) Other Particulariv Agreed Dates 1. 'Target Date 1/25/2016 Commencement,As soon as permitted by the North Andover Building Department. 1.1. Item 41 Agreed te: 1/25/2016 Commencement Contractor Int: Date: t 16 , 1 Owner Int: Date: l i� 111.Dates of Performance: Commencement Date: As Soon as Deposit for services is received and within two weeks after the rescission date as stated herein building permit application is applied for. Substantial C AgWietion Date: A.S.A.P—target date, as indicated herein. Other Particulariv Agreed Dates 2. 'Target Date 2.1. Item#1 Agreed Date: 1/31/2016 Contractor int: Date: h Owner Int: Date: I/e- lz 3. No-work on weekends, (unless constrained by completion date), no work Thanksgiving and Christmas and recognized holidays. Customer Initials 1njtor Initials 6 Hub City Builders, LLC 10 Lacy Street North Andover,AM 01845 IV. Work Changes Any changes to this contract must be mutually agreeable and put in writing under a Change Order Form. A blank Change Order Form is attached after the signature lines below and shall be the form used for any changes to this contract. It shall be the obligation of both parties to adhere to this provision. Contractor's iti All dates of performance are subject to reasonable extension(s), at the Contractor's request, if request is made due to inclement weather, labor disputes, issues involving acquisition of materials or permits from appropriate authorities, mutual dissolution of contract by the parties, stop work order(s) by state or local municipalities, or act(s) of God. Approval of such request(s) shall not be unreasonably withheld. No acceptance of liability is expressed, assumed or implied due to any of these circumstances. Work may be stopped, interrupted or ceased at the sole discretion of Contractor if payment(s) under the terms of this contract, or any written amendment thereto, is not made by Customer as agreed herein. Work shall be performed in an ordinary standard It is understood that certain portions of Contractor's consulting and drafting work is deemed artistic and/or subjective in nature, and therefore, disputes related to subjective portions of Contractor's work shall never be grounds for non-payment by the Customer. Permits for Work The type(s) of permits that will be required for the Contractor's work herein shall include: 1. North Andover Building Permit. 2. North Andover Electrical Permit if required. 3. North Andover Rubbish Removal (Dumpster Permit)as Needed. Customer Initials Con for Initials 7 Hub i y Builders, LLC 10 Lacy Street North Andover,NM 01845 Owners Agent Customer Unless otherwise requested by the Customer, the Contractor shall act as the oWNERs AGENT with regard to Andover Building Department for the sole purpose of obtaining all necessary permits required to undertake and complete the project. If the Customer undertakes to obtain their own permit(s)the Customer will be excluded from the guaranty fund provisions of M.G.L. c. 142A. Special Conditions of Services: (If this section is intended to be left blank,state "none"): 1. None Customer Payment Schedule® This Contract is: ❑ Agreed Fee ❑ Time and Materials Invoiced Combination Agreed Fee and Time and Materials Invoiced Agreed Fee(If applicable): Contract Base Price Total $14,559.00 Remainder due: *Time and Materials on weekly basis(see below) 1"Payment/Deposit $4,853.00 2nd Payment on completion of item#3.4 as referred to herein $4,853.00 3`d Payment upon substantial completion as defined herein and notified. $4853.00 Final Payment, due upon submission as invoiced. Customer Initials tractor Initials Hub ity Builders,, LLC 10 Lacy Street North Andover,NM 01845 *Tinge and Materials/Labor Invoiced as needed (If Applicable): Contractor shall be paid at a rate of$60.00/per man hour for (Design Bidding services only). Building contract requires $120.00/per two men per hour. Both rates are subject to the addition of all materials and out of pocket expenses, including, but not limited to invoiced subcontractors, consultants and materials suppliers. Contractor shall provide an itemized entry of his time billed as part of his invoice together with incurred expense invoices. Invoices shall be issued weekly. Payments due under invoice shall be made within seven (7) days of receipt of invoice. Receipt shall be upon delivery to Customer's address, email or in person. Contractor may suspend or cease work under this contract if payment is more than seven(7)days overdue. Special materials,or materials of a special order or custom made nature,shall be separately invoiced and require advance payment by Customer prior to order. Description of Combination Agreed Fee and Time and Materials: 1. As specified by any extra work orders Payment terms may not be altered Unless expressly agreed by the parties in writing Deposit Terms If there is an initial deposit, it shall be refundable only after a full accounting of incurred cost by the contractor. Incurred costs shall be considered non-refundable inclusive of the Contractors time. The Customer acknowledges and agrees that the Contractor shall commence work in good faith upon receipt of said deposit, utilize his time and that of contractors and/or consultants he may work with, and that the Contractor shall be fairly compensated for such commencement of work and dedication of time to this Customer that might otherwise be devoted to other projects. The parties agree there is valid consideration for the non-refundable deposit. Customer Initials for Initials 9 Hub City Builders,, LL 0 Lacy Street North Andover,MA 01 845 DEFAULT OF CUSTOMER If the Customer defaults for any reason, the Contractor shall be entitled to immediate payment of all monies owed as of the date the Contractor notifies the Customer in writing that he deems the Customer to be in default. The Contractor's Notification shall state all sums deemed to be owed and due from the Customer. Said sums shall be due and payable within seven (7) days of delivery of said notice. Any sums due after such notice of default shall be assessed an interest charge of 1 '/2 % per month, or 18%per year until all sums are paid in full. If the Customer defaults, and does not tender payment of all sums due within said seven (7) days, the Contractor may record this contract in the registry of deeds and seek a lien on the property for the enforcement of payment. The Customer shall be responsible and owe the Contractor all costs and expenses incurred in the collection of monies owed under this contract, including,but not limited to reasonable attorney fees. ALTERNATIVE DISPUTE RESOLUTION The Customer and the Contractor mutually agree that in the event the Contractor has a dispute with the Customer, the Contractor may submit such dispute to a private arbitration service, of the Contractor's sole choosing; provided however, such private arbitration service shall have been approved by the Secretary of the Executive Office of Consumer Affairs and Business Regulations and which shall have been in business for more than five (5) years, and shall be staffed with at least one retired justice of the Massachusetts Court System. This provision is an election at the sole discretion of the Contractor. This provision is in addition to any rights afforded the Customer under M.G.L. c. 142A. The arbitration, if elected by the Contractor, shall follow the rules and regulations of the American Arbitration Association. Nothing in this provision shall prohibit the Contractor from mitiat�ng a civil action nor any such defaults. t e Contractor may have the right to institute a civil action to obtain and enforce any statutory liens rights the Contractor may have, while contemporaneously seeking arbitration of the underlying disputed claims, which determination shall be conclusive as to the amount,if any the Contractor may enforce through such civil action lien. k)d a Customer Initials tar Initials 10 Hub its Builders, LL 10 Lacy Street North Andover, MA 01845 This Contract shall be construed in accordance with the laws of Massachusetts. This Contract may be executed in duplicate. Customer acknowledges receipt of copy by signing below. THIS IS A BINDING LEGAL DOCUMENT. DO NOT SIGN THIS CONTRACT IF THERE ARE ANY BLANK SPACES OR YOU DO NOT UNDERSTAND TERMS HEREIN. Customer Date Email X 1,�- . $//A— Customer Date Email/ x bi�,william o or.com — 4 Date Email Hub City Builde OLC Customer Initials 40—r Initials 11 Hub ity Builders, LLC 10 Lacy Street North Andover,AIA 01845 WORK CHANGE ORDER FORM Owner Mark Vincent 4 Lacy St North Andover,Massachusetts Project Location 148 Main 3t, Stevens 429 North Andover, MA 01845 Original Contract Date: Time and Materials Billing: Description of Changes): This Work Change Order changes only those items specifically addressed herein. Nothing in this Change Order shall be construed to change any other term or condition of the Original Contract. .kAZL- -a Customer Initials C n or Initials 12 The Commonwealth of Massmchasetts Department of IndustrralAceidents X Congress Street,Suite 100 .Boston,MM 02114-2017 www.mass.gov/dia Wokkers'Compensation insurance Affidavit:Builders/Contractors/EZectreicians/Plumbers. TO BE FILED WITH THE PERMITTING AUTIE(ORITY. A licantlnformation Please Print Ledb Name(Business/Organization/Individrtal): i Fes' .A.d&ess: 1 11 City/State/Zip: ' Phone Are you an employer?CheektTia appiopriate box: Type of project(required): 1.A I am a employer with employees(full and/or part thne).* 7. Q New Construction 2. I am a sole proprietor or partnership and have no employees working for me in 8. Q Remodeling any capacity.[No-workers'comp.insurance required.] 9. Demolition 3.Q I am a homeowner doing all work myself[No workers'comp.uiswauce required.]t 10 Building addition 4.❑1 am a homeowner and will be hiring contractors to conduct all work on my property. I will ensure that all contractors either have workers'compensation insurance or are sole 11.Q Electrical repairs or additions proprietors withno employees. 12: Plumbing repair's or additions 5.Q 1 am a general contractor and I have hired tho sub-contractors listed on the attached sheet. 13. Roof repairs These sub-contractors have employees and have workers'comp.insurance. 14.M Other 6.Q We area corporation and its of�gers have exercised their right of exemption per MGL c. } 152,§1(4),andwe have nq efnpleyegs.[No workers'comp.insurance required.] ��N *Any applicant that checks liox#1 must also fill outthe section below showingtheirworkers'compensation policy informatio T Homeowners who submit this affidavit indicating they are doing all work andthen hire outside contractors must submit anew affidavit indicating such. (Contractors that cheek this box must•attached an additional sheet showing the name of the sub-contractors and state whether or not those entities have employees. If the sub-c6fi6ntors have employees,they must provide their workeis'comp.policy number. X am an employer that is providing works rs'compensation insurance for my employees'Below is the policy and job site information. gk,�t Insurance Company Name: Am czi Policy#or Self-ins,Lia#: z --,)L Expiration Date: /l / fob Site Address: i!(�f �� i. !L City/State/Zip /44Vy �fp 7 Attach a copy of the workers' compensation policy d aration page(showing the policy).umber and expiration date). Failure to secure coverage as required under MGL c. 1.52,§25A is a criminal violation punishable by a fine up to$1,500.00 and/or one-year imprisonment,as well as civil penalties in the form of a STOP WORD.ORDER and a fine of up to$250.00 a day against the violator.A.copy of this statement may be forwarded to the Office of Iuvestigatlons of the DIA for insurance coverage verification. I do hereby cer fy under r airs andpenaltles ofperjury that the information provided abjove is true and correct Date: Sign e: Phone#: Official rise onty. Do not write in this area,to be completed by city or town official._ City or Town: Permit/License# Issuing Authority(circle one): I.Board of Realth 2.Building Department 3.City/Town Clerk. 4.Electrical Inspector 5.Plumbing Inspector 6.Other Contact Person: Phone M D ATE Y j! LIABILITY THIS CERTIFICATE IS ISSUED RS A I Y A FERC RIGHTS JP THE CERTIFBY CERTIFICATE T AFFIRMATIVELY g Y T GE AF THE POLW.IES BELOW. TM CERTIFICATE OF MURANCE DOES T C E A COKMCT BETWE04 THE ISSUING IINSU O), AUTHOMM REPRESENTATIVE OR PRODUCER AND THE CERT*MkTE HOLDM IMPORTANT: If flm cerffficaft holder is an ADDITKNAL 04SWED,the policyfies).wml be endorsed. If SUBROGATION IS WAIVED, to the barras.and conditions Of ft Polmy,CeTtifinA stat8mirt Gra this Certificate does riot conler rights to th d In lieu of such eaddraemerWa5S CEIrte N INSURANCE BROKERAGE PHOSE a78)851-3436 I CAM, P.Q.BOX 121 TEVJKseuRy MA 01876 A: AMWARD INSUi ANGE CO 42390 POG-OR WILLIAM -- — it#3URERG: I14SURERD: 10 LADY S T INSUPERE: NORTH ANDOVER MA 09848 09SURERF: CERTIFICATE 24142 REVISION NUMBER: THIS IS TO CERTIFY THAT THE POUCIES OF INSURAICE LISTED BELOW HAVE BEEN ISSUED TO THE INSURED NAMED ABOVE FOR THE POLICY PERIOD NDKA' TED NOTMATHSTANDING AA E . e' TEFM OR CONDUMN OF ANY CONTRACT OR OTHER DOUNEXT VWTH RESPECT TO T4 NS GEMViCATE MAY M ISSUED OR MAY PES TES NWW4CE AFFORDED BY THE POLICES DESCRIBED HERSH is SLIB ECT TO ALL THE s EXCLUSIONS CO€D n WS OF SUCH POLYCES.LENTS SHOWN We HAVE BEEN REDUCED BY PAID CLAIMS. LTR;. TYFEOFMURARGE _ PGaSe;Y EPE , S EACH CCCURRft-E S PREMISES ffA ocmffmTsa '.. j MED EXP(Am—P—) s _ NIA Y�A.DV I1iL4RY S ._ GFML AGGREGATE LIMIT APPLIES PER: L f s GEN,_mAGGcREGAiE 5 P U---Y_ t T £.c:C IPROOMTS-COLIPMOPAGG 1 S s r � SiPfGtE t.�{T PAY AdSyC �- i BODILY INJURY(Per person)AR-0-MED — : .AMT' # t—Aur0s� " i 4 NZA Bt;D{iY INJURY IPS t1,S L AUTOS � x e RTY'GAi.4aA.GE S k "S LA p fSCCUR a EACH OCCURRENCE i S F.XCM IJA3 Ct 14S-L"•AFJ#: £ I'A'A t AGGREGATE 9 S Dw ' iia. -4S t. S ` { i IARO 3R' Y[{E i t' ,Pki ATE/FE ! 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Sri PMPfielESS Wt e3 CERTIFICATE HOLDER CANCELLATION !AT SHOULD ANY OFF THE ABOVE DESCRIBED POLWAES BE CANCELLED BEFORE THE EXPIRATION DATE THEREOF NOTICE V#ML BE DELIVERED IN Mark Vincent ACCORDANM WITH MIE POUCY MVISJOM. 148 Mast St Sts aem BW9 X423 ATS No th Andover M.A 4184.5 Dail M Cresue ey,CPGU,lfic —Residual Market—VICA11MM 04 2M4 ACQRD CORPORATION. All rightsresemed. ACORD 25(201 1) The AGORD mame and logo 2r€:registered marlm of ACORD WILLI-1 Off'ID:JF ®ATET LIABILITY I 011141201 {wm6 iss LtC�iFfCATE ISSUED A Y RIG U THE CERTIFICATE HOLDER. CERTIFICATE E T AFFIRMATIVELY A Y TER GE AFFORDEDTBELOW HE CERTIFICATE OF § a—g C A T INSURER(S),), AA _E �D ,ETER, 'fATE f h ) e WAIVED, of icy, " nt A f on to O the bwm and candiUmm the r ofsuch Em!s FRODUCM €€C.Manna P.O. 1w FROM E 978 658 Nor&Antiwar,KA Oi F —l_[ NG):978557 V30 Lmmme FL ,CIC -- _ . ff-4SURS'48)AFF0R0MG0VfRAGE HMO &MUFOR:A:Preferved Mubja Insurance CO.MR=pow Bw 10 C. 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Carpenter 0: e CERTIFICATE HOLDER CANCELLATION SHOULD ANY OF THE ABOVE DESCRIBED POLICIES BE CARCMIM BEFORE THE EXPRATtON DATE THEREOF, NOTICE MLL BE Ma*V'mcent ACCORDIL&WE WITH THE POLICY PROVISIONS. Stevens .rag 148 Maki St Suit--, 429 Narlb g MA 01 US 407 0# ii-d—glgs resemed_ c/Fit oyI v wro"o-we,III tl/ Alice co'CAnstmer AVIAW m Im"J, phutza S u t,//,,, 7 R*MW V=n 1 W34 Two VALIUM POGOIF 10 LACY Is hu i?k 01845 I Pdar AM=*ad nowme INALmmylk v)a w# 4 A dw%A Sa",gpowfumm nh"gmmmew VVW kow"mmOnvuhmA am vuh0h, dw ,ff Amm"AW9 Iftturn,t/s,/", 016mv,"Fol C, gmd Owmamm UMPAMM 8001,11Z,3144rkdd %sk AV 'S ,(.......... w, (CPSY-44083,13*00 f1m f/ iIII, W Of.1 SAIVA 8 PI(IOGNNO 'if,f!ill! !%A)�ALMIKOVIKA,ILA, 4010 33 ....6..4...,